MIRA INFORM REPORT

 

 

Report No. :

309491

Report Date :

25.02.2015

           

IDENTIFICATION DETAILS

 

Name :

BURWILL RESOURCES LTD.

 

 

Registered Office :

C/o Burwill Holdings Ltd.

Room 1402, 14/F., Office Tower, Convention Plaza, 1 Harbour Road, Wanchai,

 

 

Country :

Hong Kong

 

 

Date of Incorporation :

11.08.1987

 

 

Com. Reg. No.:

11504710

 

 

Legal Form :

Private Limited Company

 

 

Line of Business :

Importer and Exporter of all kinds of steel materials

 

 

No. of Employees

442

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

Payment Behaviour :

No complaints

Litigation :

Clear

 

NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – December 31, 2014

 

Country Name

Previous Rating

(30.09.2014)

Current Rating

(31.12.2014)

Hong Kong

A1

A1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

HONG KONG ECONOMIC OVERVIEW

 

Hong Kong has a free market economy, highly dependent on international trade and finance - the value of goods and services trade, including the sizable share of re-exports, is about four times GDP. Hong Kong has no tariffs on imported goods, and it levies excise duties on only four commodities, whether imported or produced locally: hard alcohol, tobacco, hydrocarbon oil, and methyl alcohol. There are no quotas or dumping laws. Hong Kong's open economy left it exposed to the global economic slowdown that began in 2008. Although increasing integration with China, through trade, tourism, and financial links, helped it to make an initial recovery more quickly than many observers anticipated, its continued reliance on foreign trade and investment leaves it vulnerable to renewed global financial market volatility or a slowdown in the global economy. The Hong Kong government is promoting the Special Administrative Region (SAR) as the site for Chinese renminbi (RMB) internationalization. Hong Kong residents are allowed to establish RMB-denominated savings accounts; RMB-denominated corporate and Chinese government bonds have been issued in Hong Kong; and RMB trade settlement is allowed. The territory far exceeded the RMB conversion quota set by Beijing for trade settlements in 2010 due to the growth of earnings from exports to the mainland. RMB deposits grew to roughly 12% of total system deposits in Hong Kong by the end of 2013. The government is pursuing efforts to introduce additional use of RMB in Hong Kong financial markets and is seeking to expand the RMB quota. The mainland has long been Hong Kong's largest trading partner, accounting for about half of Hong Kong's total trade by value. Hong Kong's natural resources are limited, and food and raw materials must be imported. As a result of China's easing of travel restrictions, the number of mainland tourists to the territory has surged from 4.5 million in 2001 to 34.9 million in 2012, outnumbering visitors from all other countries combined. Hong Kong has also established itself as the premier stock market for Chinese firms seeking to list abroad. In 2012 mainland Chinese companies constituted about 46.6% of the firms listed on the Hong Kong Stock Exchange and accounted for about 57.4% of the Exchange's market capitalization. During the past decade, as Hong Kong's manufacturing industry moved to the mainland, its service industry has grown rapidly. Credit expansion and tight housing supply conditions have caused Hong Kong property prices to rise rapidly; consumer prices increased by more than 4% in 2013. Lower and middle income segments of the population are increasingly unable to afford adequate housing. Hong Kong continues to link its currency closely to the US dollar, maintaining an arrangement established in 1983. In 2013, Hong Kong and China signed new agreements under the Closer Economic Partnership Agreement, adopted in 2003 to forge closer ties between Hong Kong and the mainland. The new measures, effective from January 2014, cover services and trade facilitation, and will improve access to the mainland's service sector for Hong Kong-based companies.

 

Source : CIA

 


Company name and address

 

BURWILL RESOURCES LTD.

 

 

ADDRESS:       c/o Burwill Holdings Ltd.

Room 1402, 14/F., Office Tower, Convention Plaza, 1 Harbour Road, Wanchai, Hong Kong.

 

PHONE:            852-2877 7368

 

FAX:                 852-2877 2231,  852-2877 2282

 

E-MAIL:            bwr@burwill.com

 

 

MANAGEMENT

 

Managing Director:  Mr. Sham Kai Man

 

 

SUMMARY

 

Incorporated on:            11th August, 1987.

 

Organization:                  Private Limited Company.

 

Capital:                         Nominal:HK$1,000,000.00

                                    Issued: HK$1,000,000.00

 

Business Category:       Steel Trading.

 

Group Sales:                  HK$4,548,175,000  (Year ended 31-12-2013)

 

Group Employees:         442.  (As at 30-06-2014)

 

Main Dealing Banker:     Standard Chartered Bank (Hong Kong) Ltd., Hong Kong.

 

Banking Relation:          Good.


 

ADDRESS

 

Registered Office:-

c/o Burwill Holdings Ltd.

Room 1402, 14/F., Office Tower, Convention Plaza, 1 Harbour Road, Wanchai, Hong Kong.

 

Operating Office:-

Room 2604, 26/F., Shui On Centre, 6-8 Harbour Road, Wanchai, Hong Kong.

[Tel:      2136 6613

Fax:      2877 2282

E-mail:  bwr@wellnet.com.hk]

 

Immediate Holding Company:-

Burwill & Co. Ltd., Hong Kong.

 

Ultimate Holding Company:-

Burwill Holdings Ltd., Bermuda/Hong Kong.

 

Affiliated/Associated Companies:-

Burwill Group of Companies

Burwill (China) Ltd., Hong Kong.

Burwill China Portfolio Ltd., British Virgin Islands.

Burwill Commercial Holdings Ltd., Hong Kong.

Burwill HK Portfolio Ltd., British Virgin Islands.

Burwill Minerals Ltd., Hong Kong.

Burwill Resources Europe S.A., Spain.

Burwill Steel Co. Ltd., British Virgin Islands.

Burwill Steel Pipes Ltd., Hong Kong.

Burwill Times Industrial Ltd., Hong Kong.

Burwill Warehousing (Shanghai) Ltd., China.

China Land Assets Ltd., Hong Kong.

China Land Holdings International Ltd., Hong Kong.

Dongguan Hingwah Metals Factory Ltd., China.

Hillot Ltd., Hong Kong.

Hing Wah Metals Factory Ltd., Hong Kong.

Masteel (Yangzhou) Processing & Distribution Co. Ltd., China.

Smart Task Ltd., British Virgin Islands.

T.O.P. (Hong Kong) Investment Co. Ltd., Hong Kong.

Tai Xin Minerals Ltd., British Virgin Islands.

Topyield Ltd., Hong Kong.

Yangzhou Times Industrial Ltd., China.

Yinmain Industrial Ltd., Hong Kong.

 


 

BUSINESS REGISTRATION NUMBER

 

 11504710

 

 

COMPANY FILE NUMBER

 

0195392

 

 

MANAGEMENT

 

Group Chairman & Managing Director:  Mr. Chan Shing

Group Executive Director & Deputy General Manager:  Mr. Sit Hoi Tung

Managing Director:  Mr. Sham Kai Man

 

 

CAPITAL

 

Nominal Share Capital: HK$1,000,000.00 (Divided into 1,000,000 shares of HK$1.00 each)

 

Issued Share Capital: HK$1,000,000.00

 

SHAREHOLDERS:        (As per registry dated 11-08-2014)

Name

 

No. of shares

Burwill Nominees Ltd.

P.O. Box 71, Craigmuir Chambers, Road Town, Tortola, British Virgin Islands.

 

1

Burwill & Co. Ltd., Hong Kong.

 

999,999

 

 

––––––––

 

Total:

1,000,000

=======

 

DIRECTORS:    (As per registry dated 11-08-2014)

Name

(Nationality)

 

Address

CHAN Shing

 

Flat A, 42/F., Block T1, The Harbourside, 1 Austin Road West, Tsimshatsui, Kowloon, Hong Kong.

 

LAU Ting

 

Unit A, 28/F., The Altitude, 20 Shan Kwong Road, Happy Valley, Hong Kong.

 

SIT Hoi Tung

Flat B, 26/F., Cumine Court, 4 Comfort Terrace, North Point, Hong Kong.

 

SHAM Kai Man

Flat C, 37/F., Tower 1, The Pacifica, 9 Sham Shing Road, Cheung Sha Wan, Kowloon, Hong Kong.

 

SECRETARY:   (As per registry dated 11-08-2014)

Name

Address

Co. No.

Hardworkers (H.K.) Ltd.

Room 1402, 14/F., Office Tower, Convention Plaza, 1 Harbour Road, Wanchai, Hong Kong.

0236145

 

 

HISTORY

 

The subject was incorporated on 11th August, 1987 as a private limited liability company under the Hong Kong Companies Ordinance.

It was originally registered under the name of Joinkind Ltd., name changed to Burwill Metals Service Centre Ltd. on 29th December, 1987, and the present style was adopted on 15th May, 1998.

Formerly the subject was located at Room 1208-1210, 12/F., East Wing, New World Centre, 24 Salisbury Road, Tsimshatsui, Kowloon, Hong Kong, moved to the present address in March 1998.

Apart from these, neither material change nor amendment has been ever traced and noted.

 

 

OPERATIONS

 

Activities:          Importer and Exporter.

 

Lines:               All kinds of steel materials.

 

Group Employees:  442.  (As at 30-06-2014)

 

Commodities Imported: Imported from Russia, India, etc.

 

Markets:            Hong Kong, China, Asia, Europe and US.

 

Group Sales:     HK$3,256,714,000  (Year ended 31-12-2009)

HK$6,080,074,000  (Year ended 31-12-2010)

HK$7,623,154,000  (Year ended 31-12-2011)

HK$4,916,324,000  (Year ended 31-12-2012)

HK$4,548,175,000  (Year ended 31-12-2013)

HK$3,015,583,000  (6 months ended 30-06-2014)

 

Terms/Sales:  Various terms.

 

Terms/Buying:  As per contracted.

 

 

FINANCIAL INFORMATION

 

Nominal Share Capital: HK$1,000,000.00 (Divided into 1,000,000 shares of HK$1.00 each)

 

Issued Share Capital:     HK$1,000,000.00

 

Mortgage or Charge:      (See attachment)

 

Group Operating Profit/(Loss):-

HK$  67,227,000  (Year ended 31-12-2009)

HK$  81,918,000  (Year ended 31-12-2010)

HK$  60,612,000  (Year ended 31-12-2011)

(HK$    7,013,000) (Year ended 31-12-2012)

HK$  89,257,000  (Year ended 31-12-2013)

(HK$    9,151,000) (6 months ended 30-06-2014)

 

Group Total Equity:HK$1,588,051,000  (As at 31-12-2009)

HK$2,261,266,000  (As at 31-12-2010)

HK$2,266,593,000  (As at 31-12-2011)

HK$1,742,977,000  (As at 31-12-2012)

HK$1,842,207,000  (As at 31-12-2013)

HK$1,781,961,000  (6 months ended 30-06-2014)

 

Profit or Loss:               Group made a loss in first half year of 2014.

 

Condition:                     Business is active.

 

Facilities:                      Adequate for current running.

 

Payment:                      Met trade commitments as required.

 

Commercial Morality:     Satisfactory.

 

Bankers:-

Standard Chartered Bank (Hong Kong) Ltd., Hong Kong.

Taishin International Bank Co. Ltd., Hong Kong Branch.

Bank of China (Hong Kong) Ltd., Hong Kong.

CITIC Bank International Ltd., Hong Kong.

Natixis, Hong Kong Branch.

The Hongkong & Shanghai Banking Corp. Ltd., Hong Kong.

 

Standing:                       Good.

 


 

GENERAL

 

Burwill Resources Ltd. was incorporated in August 1987 as a wholly-owned subsidiary of Burwill & Co. Ltd., Hong Kong which is in turn a subsidiary of Burwill Holdings Ltd. [BHL], a Bermuda-incorporated company.  BHL is the holding company of the Burwill Group.

 

Burwill Group was founded in 1949 and BHL was listed on The Stock Exchange of Hong Kong Ltd. bearing stock code 24th in August 1983.  A listing status in The Stock Exchange of Singapore Ltd. was obtained in May 1990.  However, the Group has been delisted from The Stock Exchange of Singapore Ltd. since 9th September, 2010.

Burwill Group’s activities comprise international steel trading and manufacturing of steel products, high-technology investment, property investment and development.  Market coverage of the Group has been expanded to Hong Kong, China, Asia, Australia and Europe.

 

The subject, a core member of the Burwill Group, is trading in steel products such as steel ingots, pig iron, steel billets and slabs, hot-rolled/cold-rolled sheets/coils and steel scrap.  These are generally imported from Japan, Russia, Ukraine and Korea and are sold in Asia, Europe and the US, in particular to the leading steel mills and steel processing and manufacturing factories in China.  Moreover, the subject enjoys a competitive edge in China steel exports where the subject has maintained good business relationship with established steel mills such as Angang, Pangang and Jigang.  The average monthly exports of China steel products amounted to about 50,000 tons.  The subject is one of the largest steel traders in Hong Kong.

As of 31st December, 2013, the Group recorded approximately HK$4,548.2 million (2012: HK$4,916.3 million), decreased by 7.5%.  The Group made a profit of HK$89.3 million in the FY2013 as compared with a loss of HK$7.0 million in previous year.

 

During the period of FY 2013, in response to market conditions, the Group had shifted its market focus from American-European Market to Asian Market where its economy was slightly better, strived to adjust its product structure, and strengthened operation of its export business on varieties of constructional steel for large infrastructure projects.  Signing of interim and long terms’ sale and purchase agreements during the period stabilized trading volumes in such weakened market environment.  In respect of iron ore imports trading, a cautious conservative strategy (not aggressive, no inventory) was adopted to mitigate market risk.

 

In respect of exploration of other mineral resources, offshore quality control before shipment was strengthened to ensure its quality and meet the long-term stable demand from importers.

 

Meanwhile, with strong demand for low interest rate loans from foreign banks for PRC steel mills, the Group has actively coordinated with certain foreign and Hong Kong banks to facilitate advance payment financing for such mills. A stable supply of export products with lower prices from such mills would then be obtained.  With a continuous effort, the Group’s steel and mineral resources trading overall achieved better performance as compared to previous year.

 

In the first half of the year 2014, the Group’s turnover increased by 21.21% to approximately HK$3,016 million while gross profit decreased by 10.7% to approximately HK$81.19 million, compared to the same period of previous year.  Including the fair value losses on iron ore commodity swap contracts of approximately HK$28.99 million, the Group recorded loss attributable to shareholders for the period of approximately HK$34.42 million.

During the first half of 2014, the steel industry still faced difficulty of over-capacity and the situation of over-supply has not been resolved.  During the period, the growth of the PRC economy began to slow down, and in particular the real estate market came to an adjustment stage, which seriously affected the domestic demand for steel.  Decrease in demand for steel products, domestic steel production remained at a high level and the capital strain, resulting steel price drops since the beginning of 2014.  Even though there was slightly rebounded from late March to early April, varieties of steel prices had continuously fell since May 2014.  The Myspic steel price index from MySteel recorded a figure of RMB3,443.7 per ton in June 2014, the lowest price since March 2006.

 

Domestic steel price dropped below the international market level and continued depreciation of RMB made competitive edge in export pricing.  In addition, as gradual recovery of economy in Europe and North America, exports of the PRC steel products has substantially increased, with an accumulated export volume of about 41.01 million tons for the first half of 2014, representing a 33.6% increase as compared to the same period last year.

 

During the period under review, in response to the global and domestic markets’ changes, the Group has adopted timely strategic adjustment.

 

As at 30th June 2014, the Group employed 442 staff.

The subject is fully supported by the Burwill Group.

On the whole, consider the subject good for normal business engagements.

 

 

REMARKS

 

Brief personal profile of the principal directors:-

Mr. CHAN Shing, aged 58, joined the Group as Chairman and Managing Director in 1998.  Mr. Chan has over 20 years of experience in international trading of metal, the processing and manufacturing of related products, the management of industrial enterprises, the investment in industrial and commercial properties, and corporate planning and management.    Ms. Lau Ting is the spouse of Mr. Chan.

Ms. LAU Ting, aged 57, joined the Group as an Executive Director in 1998.  Ms. Lau has over 20 years of experience in business development and strategic planning, project investment and financial management.  She is the spouse of Mr. Chan Shing.  Ms. Lau is also the Chairman and the Chief Executive Officer of China LotSynergy Holdings Ltd.

 

Mr. SIT Hoi Tung, aged 48, joined the Group in 1998 and was appointed as an Executive Director in 2000.  He was promoted to Deputy General Manager in 2006.  Mr. Sit is also a Director of the subject, in charge of contracts and import/export bills operation for metal trading.  He graduated from the Finance Department of Jinan University in Guangzhou.  He had worked for banking sector and metal trading companies and has over 19 years’ experience in international metal trading and import/export bills operation.

Mr. SHAM Kai Man, aged 47, joined the Group in 2000 and was appointed as an Executive Director in July 2009.  He is the Managing Director of the subject, in charge of the Group’s steel and mineral trading business.  Mr. Sham graduated from The University of Hong Kong and, prior to joining the Group, had worked for a multinational steel trading company for 7 years.  He has over 19 years extensive experience in steel trading and gains good international connections.

 

 

MORTGAGE OR CHARGE

 

Date

Particulars

Amount

16-07-2009

Instrument:        Trade Finance Security Assignment

Property:

1)         By way of absolute assignment to the Lender all rights, title, interests and benefits of the Borrower, as at the date of the Assignment and thereafter, in and to the Assigned Assets; and

2)         By way of first fixed charge to the Lender all rights, title, interests and benefits of the Borrower, as at the date of the Assignment and thereafter, in and to the Borrower Account (No. 44716881562 for US$30,000,000)

Mortgagee:        Standard Chartered Bank (Hong Kong) Ltd., Hong Kong.

To secure for the payment of all Secured Liabilities

02-06-2010

Instrument:        Supplemental Deed to Trade Finance Security Assignment dated 16-07-2009

Property:

1)         By way of absolute assignment to the Lender all rights, title, interests and benefits of the Existing Borrower, as at the date of the Security Assignment and thereafter, in and to the Assigned Assets; and

2)         By way of first fixed charge to the Lender all rights, title, interests and benefits of the Existing Borrower, as at the date of the Security Assignment and thereafter, in and to the Borrower Account (No. 44716881562 for US$30,000,000)

Mortgagee:        Standard Chartered Bank (Hong Kong) Ltd., Hong Kong.

Pursuant to the Amended and Restated Security Assignment, to secure for the payment of all Secured Liabilities

04-06-2012

Instrument:        Second Supplemental Deed to Trade Finance Security Assignment dated 16-07-2009

Property:

1)         By way of absolute assignment to the Lender all rights, title, interests and benefits of the Existing Borrower, as at the date of the Security Assignment and thereafter, in and to the Assigned Assets; and

2)         By way of first fixed charge to the Lender all rights, title, interests and benefits of the Existing Borrower, as at the date of the Security Assignment and thereafter, in and to the Borrower Account (US$ Denominated Account No. 44716881562 for US$30,000,000)

Mortgagee:        Standard Chartered Bank (Hong Kong) Ltd., Hong Kong.

Pursuant to the Amended and Restated Security Assignment, to secure for the payment of all Secured Liabilities


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.62.27

UK Pound

1

Rs.96.21

Euro

1

Rs.70.60

 

INFORMATION DETAILS

 

Report Prepared by :

TPT

 

RATING EXPLANATIONS

 

RATING

STATUS

PROPOSED CREDIT LINE

 

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

 

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

 

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

 

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

 

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

 

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

 

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

Credit not recommended

 

--

NB

New Business

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

 

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This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.