MIRA INFORM REPORT

 

 

Report No. :

308957

Report Date :

27.02.2015

 

IDENTIFICATION DETAILS

 

Name :

JUNIT MANUFACTURING CC

 

 

Formerly Known As :

JUANJES MANUFACTURERS CC

 

 

Registered Office :

37 Voor Street Utrecht Kwazulu-Natal, P O Box 483 Utrecht 2980

 

 

Country :

South Africa

 

 

Date of Incorporation :

06.03.1991

 

 

Com. Reg. No.:

1991/005896/23

 

 

Legal Form :

Closed Corporation

 

 

Line of Business :

Manufacturers of active wear and pyjamas for Woolworths,

 

 

No. of Employee :

550

 

 

RATING & COMMENTS

 

MIRA’s Rating :

B

 

RATING

STATUS

PROPOSED CREDIT LINE

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

Small

 

Status :

Moderate

 

 

Payment Behaviour :

No complaints

 

 

Litigation :

Clear

 

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – December 31, 2014

 

Country Name

Previous Rating

(30.09.2014)

Current Rating

(31.12.2014)

South Africa

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


 

SOUTH AFRICA ECONOMIC OVERVIEW

 

South Africa is a middle-income, emerging market with an abundant supply of natural resources; well-developed financial, legal, communications, energy, and transport sectors and a stock exchange that is the 16th largest in the world. Even though the country's modern infrastructure supports a relatively efficient distribution of goods to major urban centers throughout the region, unstable electricity supplies retard growth. The global financial crisis reduced commodity prices and world demand. GDP fell nearly 2% in 2009 but has recovered since then, albeit slowly with 2014 growth projected at about 2%. Unemployment, poverty, and inequality - among the highest in the world - remain a challenge. Official unemployment is at nearly 25% of the work force, and runs significantly higher among black youth. Eskom, the state-run power company, has built two new power stations and installed new power demand management programs to improve power grid reliability. Construction delays at two additional plants, however, mean South Africa is operating on a razor thin margin; economists judge that growth cannot exceed 3% until those plants come on line. South Africa's economic policy has focused on controlling inflation, however, the country has had significant budget deficits that restrict its ability to deal with pressing economic problems. The current government faces growing pressure from special interest groups to use state-owned enterprises to deliver basic services to low-income areas and to increase job growth.

 

Source : CIA

 

 

COMPANY NAMe and address

 

JUNIT MANUFACTURING CC

 

Formerly:  JUANJES MANUFACTURERS CC, the name having been changed on 6 March 1991.

 

 

PHYSICAL ADDRESS

 

37 Voor Street

UTRECHT

KwaZulu-Natal

 

POSTAL ADDRESS

 

P O Box 483

UTRECHT

2980

 

TELEPHONE NUMBER:+27 34 331 4524

 

FAX NUMBER:  +27 86 585 3812

 

MEMBERS:

 

100% Mrs L BESTER                                         ID No.  5611100084085

 

 

ASSOCIATE COMPANIES

 

JURIS MANUFACTURERS (PTY) LTD, situated in Swaziland.

 

 

BANKERS

 

FIRST NATIONAL BANK, Utrecht Branch.  Further information on banking details was declined by respondents at the subject.

 

 

DATE REGISTERED

 

6 March 1991

Registration Certificate Number:  1991/005896/23

 

The subject utilised a shelf close corporation for registration purposes and commenced active trading in 1991.

 

VAT NUMBER:              4090118946

TAX NUMBER:              9130078679

BEE STATUS:              Level 6 contributor

 

 

MAJOR OPERATION

 

Manufacturers of active wear and pyjamas for Woolworths, which ultimately carry the WOOLWORTHS brand name.

 

 

MAJOR SUPPLIERS

 

Previously, we have divulged the names of the major suppliers in our reports.  We have discontinued this practice to protect our valuable sources of trade information.  This has become necessary because we now give a description of the goods or services to which the trade references relate.  This gives our client the ability to assess whether  the purchases are vital to the subject’s operation and whether we have only been given their essential suppliers that must be paid promptly for the subject to maintain its operation.

 

 

MAJOR CUSTOMERS OR BUSINESS SECTORS

           

Woolworths

 

 

AREA OF DISTRIBUTION AND SELLING   

 

Specifically to Woolworths head office.

 

 

EXPORTS

 

None

 

TOTAL EMPLOYEES

 

The subject employs approximately 550 staff.  It was stated that the sister company employs approximately 1 400 employees.

 

 

OTHER PREMISES

 

None

 

 

OWNED OR LEASED

 

The premises are reported to be owned by the member’s husband in his personal capacity.

 

 

FINANCIALS

 

 

Full financial information was not forthcoming from the financial manager at the subject, who stated that only Mr J Bester is authorised to assist with financial information.  An email request was forwarded to Mr Bester, and as soon as further information is forthcoming the same will be compiled and forwarded to our client.

 

 

AUDITORS

 

VON STEYN LABUSCHAGNE INC.

 

 

FINANCIAL YEAR END

 

FEBRUARY

 

 

INSURANCE BROKERS

 

AON INSURANCE BROKERS

 

 

CURRENT TRADE REFERENCES

 

                  ACCOUNT    HIGHEST      AVERAGE      TERMS     PAYMENT   EXPERIENCE

                  OPENED      CREDIT         CREDIT                          PATTERN

 

1.                ±20 years     Declined        R500 000-       60 days     60 days       Good

                                                           R2 000 000

                                     

2.                Feb 1997      R600 000       R100 000        60 days     60-65 days   Good

 

3.                Against company policy to divulge trade reference information.

 

 

NATURE OF GOODS OR SERVICES SUPPLIED

 

(These descriptions relate respectively by number to the above current trade transactions):

 

1.                Textiles       

                                     

2.                Zips and fasteners            

 

 

COMMENTS

 

This is a very well established business meeting its commitments over terms at times but the suppliers regard the subject highly. But the account may require disciplining. It should be noted be noticed that their only customer has in the past proven to be very demanding and at times ruthless if deadlines and quality specifications are not met.

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.61.94

UK Pound

1

Rs.96.24

Euro

1

Rs.70.39

 

 

INFORMATION DETAILS

 

Analysis Done by :

KAR

 

 

Report Prepared by :

ANK

 


 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

                                       New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

 

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.