MIRA INFORM REPORT

 

 

Report Date :

01.01.2015

 

IDENTIFICATION DETAILS

 

Name :

WORLD BRANDS MANUFACTORY CO. LTD.

 

 

Registered Office :

Unit 12, 5/F., Vanta Industrial Centre, 21-33 Tai Lin Pai Road, Kwai Chung, New Territories

 

 

Country :

Hong Kong

 

 

Date of Incorporation :

04.06.2001

 

 

Com. Reg. No.:

31847039

 

 

Legal Form :

Private Limited Company

 

 

Line of Business :

Importer, Exporter and Manufacturer of Badge and Label, Leather Patch, Badge, Leather Badge, Label, Leather Label, Belt, Belt, Imitation Leather, Belt, Leather, Leather Belt, Brooch, Hang Tag, Hangtag, Key Chain, Parts For Garment Industry.

 

 

No. of Employees :

10

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

 

 

Payment Behaviour :

No Complaints

 

 

Litigation :

Clear

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – September 30, 2014

 

Country Name

Previous Rating

(30.06.2014)

Current Rating

(30.09.2014)

Hong Kong

A1

A1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


 

HONG KONG - ECONOMIC OVERVIEW

 

Hong Kong has a free market economy, highly dependent on international trade and finance - the value of goods and services trade, including the sizable share of re-exports, is about four times GDP. Hong Kong has no tariffs on imported goods, and it levies excise duties on only four commodities, whether imported or produced locally: hard alcohol, tobacco, hydrocarbon oil, and methyl alcohol. There are no quotas or dumping laws. Hong Kong's open economy left it exposed to the global economic slowdown that began in 2008. Although increasing integration with China, through trade, tourism, and financial links, helped it to make an initial recovery more quickly than many observers anticipated, its continued reliance on foreign trade and investment leaves it vulnerable to renewed global financial market volatility or a slowdown in the global economy. The Hong Kong government is promoting the Special Administrative Region (SAR) as the site for Chinese renminbi (RMB) internationalization. Hong Kong residents are allowed to establish RMB-denominated savings accounts; RMB-denominated corporate and Chinese government bonds have been issued in Hong Kong; and RMB trade settlement is allowed. The territory far exceeded the RMB conversion quota set by Beijing for trade settlements in 2010 due to the growth of earnings from exports to the mainland. RMB deposits grew to roughly 12% of total system deposits in Hong Kong by the end of 2013. The government is pursuing efforts to introduce additional use of RMB in Hong Kong financial markets and is seeking to expand the RMB quota. The mainland has long been Hong Kong's largest trading partner, accounting for about half of Hong Kong's total trade by value. Hong Kong's natural resources are limited, and food and raw materials must be imported. As a result of China's easing of travel restrictions, the number of mainland tourists to the territory has surged from 4.5 million in 2001 to 34.9 million in 2012, outnumbering visitors from all other countries combined. Hong Kong has also established itself as the premier stock market for Chinese firms seeking to list abroad. In 2012 mainland Chinese companies constituted about 46.6% of the firms listed on the Hong Kong Stock Exchange and accounted for about 57.4% of the Exchange's market capitalization. During the past decade, as Hong Kong's manufacturing industry moved to the mainland, its service industry has grown rapidly. Credit expansion and tight housing supply conditions have caused Hong Kong property prices to rise rapidly; consumer prices increased by more than 4% in 2013. Lower and middle income segments of the population are increasingly unable to afford adequate housing. Hong Kong continues to link its currency closely to the US dollar, maintaining an arrangement established in 1983. In 2013, Hong Kong and China signed new agreements under the Closer Economic Partnership Agreement, adopted in 2003 to forge closer ties between Hong Kong and the mainland. The new measures, effective from January 2014, cover services and trade facilitation, and will improve access to the mainland's service sector for Hong Kong-based companies.

 

Source : CIA

 


Company name and address

 

WORLD  BRANDS  MANUFACTORY  CO.  LTD.

 

ADDRESS:                   Unit 12, 5/F., Vanta Industrial Centre, 21-33 Tai Lin Pai Road, Kwai Chung, New

                                    Territories, Hong Kong.

 

PHONE:                        852-2481 8033

 

FAX:                             852-2487 6727

 

E-MAIL:                        info@worldbrand.com.hk

 

MANAGEMENT:

 

Managing Director:  Mr. Wong Chi King, Desmond

 

 

SUMMARY

 

Incorporated on:                         4th June, 2001.

 

Organization:                             Private Limited Company.

 

Issued Share Capital:                 HK$3,750,000.00

 

Business Category:                   Importer, Exporter and Manufacturer.

 

Employees:                              10.

 

Main Dealing Banker:                 The Hongkong & Shanghai Banking Corp. Ltd., Hong Kong.

 

Banking Relation:                      Satisfactory.

 

 

WORLD  BRANDS  MANUFACTORY  CO.  LTD.

 

ADDRESS:

 

Registered Head Office:-   Unit 12, 5/F., Vanta Industrial Centre, 21-33 Tai Lin Pai Road, Kwai Chung, New

                                        Territories, Hong Kong.

 

Associated Company:-      World Brands Manufactory, Hong Kong.

 


BUSINESS REGISTRATION NUMBER:  31847039

 

COMPANY FILE NUMBER:                                0758935

 

MANAGEMENT:                                                Managing Director:  Mr. Wong Chi King, Desmond

 

 

ISSUED SHARE CAPITAL: 

 

HK$3,750,000.00

 

 

SHAREHOLDERS:    

 

(As per registry dated 04-06-2014)

Name

 

No. of shares

WONG Chi King, Desmond

 

1,200,000

LO Chi Yuen

 

1,125,000

HUI Kam Kwei

 

1,125.000

YAM Siu Ping, Fanny

 

300,000

 

 

––––––––

 

Total:

3,750,000

=======

 

DIRECTORS: 

 

(As per registry dated 04-06-2014)

Name (Nationality)

Address

YAM Siu Ping, Fanny

9/F., Kiu Yuen Mansion, 245 Prince Edward Road West, Kowloon, Hong Kong.

WONG Chi King, Desmond

9/F., Kiu Yuen Mansion, 245 Prince Edward Road West, Kowloon, Hong Kong.

LO Chi Yuen

Flat C, 2/F., Block 2, Royal Peninsula, 8 Hung Lai Road, Hunghom, Kowloon, Hong Kong.

 

 

SECRETARY:

 

LO Chi Yuen  (As per registry dated 04-06-2014)

 

 

HISTORY:

 

The subject was incorporated on 4th June, 2001 as a private limited liability company under the Hong Kong Companies Ordinance.

 

Apart from these, neither material change nor amendment has been ever traced and noted.

 

 

OPERATIONS:

 

Activities:                                  Importer, Exporter and Manufacturer.

 

Lines:                                       Badge & Label, Leather Patch, Badge, Leather Badge, Label, Leather Label,

Belt, Belt, Imitation Leather, Belt, Leather, Leather Belt, Brooch, Hang Tag,

Hangtag, Key Chain, Parts For Garment Industry, etc.

 

Employees:                              10.

 

Commodities Imported:             China, other Asian countries, etc.

 

Markets:                                    Asian countries, Europe, etc.

 

Terms/Sales:                             As per contracted.

 

Terms/Buying:                           L/C, T/T, etc.

 

 

FINANCIAL INFORMATION:

 

Issued Share Capital:       HK$3,750,000.00

 

Indebtedness:                 HK$8,565,997.28 (Total amount outstanding on all mortgages and charges as

                                         per last Annual Return dated 04-06-2014)

 

Mortgage or Charge:      (See attachment)

 

Profit or Loss:                 Making a small profit every year.

 

Condition:                       Keeping in a satisfactory manner.

 

Facilities:                       Making rather active use of general banking facilities.

 

Payment:                       Met trade commitments as required.

 

Commercial Morality:     Satisfactory.

 

Bankers:-                      The Hongkong & Shanghai Banking Corp. Ltd., Hong Kong.

Citibank N.A., Hong Kong Branch.

 

Standing:                      Normal.

 

 

GENERAL:

 

Having issued 3.75 million ordinary shares of HK$1.00 each, World Brands Manufactory Co. Ltd. is jointly owned by Wong Chi King, Desmond, holding 32% interests; Mr. Lo Chi Yuen, holding 30%; Mr. Hui Kam Kwei, 30%, and Yam Siu Ping, 8%.  All are Hong Kong merchants.  They are also directors of the subject except Hui Kam Kwei.

The subject is trading in the following products: Badge & Label, Leather Patch, Badge, Leather Badge, Label, Leather Label, Belt, Belt, Imitation Leather, Belt, Leather, Leather Belt, Brooch, Hang Tag, Hangtag, Key Chain, Parts For Garment Industry, etc.

 

The subject in Hong Kong has long been recognized as a leading manufacturer and exporter in its field since established in 1990.  It offers an extensive range of garment accessories.  Its products also includes belts, embossed patches, key chains, non-woven PVC patches, real leather patches, rubber patches, reflective PVC patches, silicones, zipper pulls, etc.

 

The subject exports over one millions US dollar worth of garment products annually.

 

The subject has expanded its production facilities in China.  This includes its own printing, embossing and sewing facilities.  With a work force of around 400 in Huidong, Guangdong Province, China, the subject is able to produce over 5 billion pieces of patch in China per year.

 

The business of the subject is steady.  Regular suppliers and customers have been maintained.

 

As the history of the subject is over 13 years and six months in Hong Kong, on the whole, consider it good for normal business engagements.

 

 

MORTGAGE OR CHARGE

 

Date

Particulars

Amount

23-03-2009

Instrument:      Security Over Deposits with the Bank
Limited Company – Under Seal

Property:

Initially HK$750,000 and or equivalent and all monies whether now or hereafter standing to the credit of the Company’s deposit with the Bank under deposit number 450-517222

Mortgagee:      The Hongkong & Shanghai Banking Corp. Ltd., Hong Kong.

To secure all monies in respect of banking facilities owing at any time plus interest and all expenses

30-04-2010

Instrument:      Deposit Deed

Property:

By way of a first fixed charge and as a continuing security for the Obligations, the Company charges and assigns absolutely all its rights, title to and interest in the Accounts and all Deposits from time to time in the Accounts and/or comprising the Accounts maintained with Citibank N.A., Hong Kong Branch and/or Citibank (Hong Kong) Ltd.

Mortgagee:      Citibank N.A., Hong Kong Branch.

All moneys

17-07-2012

Instrument:      Legal Charge/Mortgage

Property:

5/11,816th parts or shares of and in The Remaining Portion of Lot No. 696 (Lorring Parking Space No. L32 on 1/F. of Vanta Industrial Centre, 21-33 Tai Lin Pai Road, Kwai Chung, New Territories, Hong Kong.)

Mortgagee:      Citibank N.A., Hong Kong Branch.

To secure all monies in respect of banking facilities and interest thereon

02-10-2013

Instrument:      Assignment of Life Insurance

Property:

(i)   All the Assignor’s claims, options, privileges, right, title, interest and benefit in and under the Insurance

(ii)   All the Assignor’s claims and rights against the issuer of the Policy upon the terms herein set out as a continuing security for the due and punctual payment of the Secured Monies

Insurance Policy No.:      28006700-50

Name of Insurance:    HSBC Life (International) Ltd.

Name of the Insured:     Wong Chi King Desmond

Name of Assignor:    World Brands Manufactory Co. Ltd.

Mortgagee:      The Hongkong & Shanghai Banking Corp. Ltd., Hong Kong.

(i) All and any monies and liabilities; (ii) Interest on such monies; (iii) All monies paid by the Bank; (iv) All expenses of the Bank

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.63.33

UK Pound

1

Rs.98.58

Euro

1

Rs.77.00

 

INFORMATION DETAILS

 

Analysis Done by :

DIV

 

 

Report Prepared by :

VNT

 

               

RATING EXPLANATIONS

 

RATING

STATUS

PROPOSED CREDIT LINE

 

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

 

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

 

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

 

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

 

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

 

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

 

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

Credit not recommended

 

--

NB

New Business

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.