MIRA INFORM REPORT

 

 

Report Date :

02.01.2015

 

IDENTIFICATION DETAILS

 

Name :

TEXUS LINEN (PVT) LTD

 

 

Registered Office :

# 248, Thimbirigasyaya Road, Colombo 05

 

 

Country :

Sri Lanka

 

 

Date of Incorporation :

26.08.2009

 

 

Com. Reg. No.:

PV 68942

 

 

Legal Form :

Private Limited Liability Company

 

 

Line of Business :

Engaged as Manufacturer and Supplier of Bed and Bath Linen for hotels

 

 

No of Employees :

Not Available

 

[We tried to confirm the number of employees but no one is ready to part any information from the company management.]

 

 

RATING & COMMENTS

 

MIRA’s Rating :

B

 

RATING

STATUS

PROPOSED CREDIT LINE

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

Small

 

Status :

Moderate

Payment Behaviour :

Unknown

Litigation :

Clear 

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – September 30, 2014

 

Country Name

Previous Rating

(30.06.2014)

Current Rating

(30.09.2014)

Sri Lanka

a2

a2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

SRI LANKA ECONOMIC OVERVIEW

 

Sri Lanka continues to experience strong economic growth following the end of the 26-year conflict with the Liberation Tigers of Tamil Eelam. The government has been pursuing large-scale reconstruction and development projects in its efforts to spur growth in war-torn and disadvantaged areas, develop small and medium enterprises and increase agricultural productivity. The government's high debt payments and bloated civil service have contributed to historically high budget deficits, but fiscal consolidation efforts and strong GDP growth in recent years have helped bring down the government's fiscal deficit. However, low tax revenues are a major concern. The 2008-09 global financial crisis and recession exposed Sri Lanka's economic vulnerabilities and nearly caused a balance of payments crisis. Agriculture slowed due to a drought and weak global demand affected exports and trade. In early 2012, Sri Lanka floated the rupee, resulting in a sharp depreciation, and took steps to curb imports. A large trade deficit remains a concern, but strong remittances from Sri Lankan workers abroad help offset the trade deficit. Government debt of about 80% of GDP remains among the highest in emerging markets.

 

Source : CIA

 

 


GENERAL

Basic information at a glance

   

Name of Subject of Inquiry

:

TEXUS LINEN (PVT) LTD

Legal Form  & Status

:

Private Limited Liability Company (In operation)

Managing Director

 :

Alexander Raj Mohan David

Primary Line of Business

:

Manufacture and Supplier of Bed and Bath Linen for hotels

      Head office

             &

   Place of Business

:

 

# 248, Thimbirigasyaya Road,

Colombo 05,

Sri Lanka.

 

Tel. No: (00 94 11) 536 9490

Fax No: (00 94 11) 536 9491

 

Email: info@texusgroup.lk

 

No. of Employees

:

Not Disclosed

 

COMPANY DETAILS

Registration and Shareholder Details

 

Registration No

:

PV 68942

Date of Registration

:

26th August 2009

Registered Office

:

# 248, Thimbirigasyaya Road, Colombo 05

Board of Directors

As At

30th September 2012

:

Alexander Raj Mohan David

Managing Director

Rochelle Gloria David

Director

Sukirrthadevei David

Director

Issued Share Capital

 

 

 

Rs. 300.00

Number of Shares

 

03

Nominal Value of Share

 

Not applicable vide Companies Act #7 of 2007

Share Holders

As At

30th September 2012

:

Share Holders

No. of. Shares

Alexander Raj Mohan David

01

Rochelle Gloria David

01

Sukirrthadevei David

01

Auditors

:

Saleem & Company

(# 61, Balapokuna Road, Kirulapone, Colombo 06)

Company Secretaries

:

Management & Accounting Link (Pvt) Ltd

(# 40, Ridgeway Place, Colombo 04)

Bankers

:

Not Disclosed

 

 

FINANCIAL DETAILS

Most recent available Financial Information

 

(Note: Based on the corporate laws of Sri Lanka, legal entities which are Private Company with   Limited Liability are not required to make public disclosure of their annual financials. Therefore no financials are available for this entity)

 

 

CURRENT INVESTIGATION

 

·         History.

                    The Subject Company TEXUS LINEN (PVT) LTD is a private Limited Liability Company incorporated in 26th August 2009 under the registration number PV 68942.

 

·         Location.

The Subject Company head Office is located at the client # 248, Thimbirigasyaya Road, Colombo 05

 

The subject company factory is located at # 88, Wattalpola, Panadura


 

·         Operational Details.

 

General

                    The subject company’s primary line of business is Manufacture and Supplier of Bed and Bath Linen for hotels.

 

                  Products

                   Bed and Bath Linen for Hotels

 

No of Employees

                    Not Disclosed

 

·         Trade references

Board of Investment (BOI)

 

·         Credit Recommendations

                    Since no financial information has been forthcoming from the company, it is not possible to comment on the merits or otherwise of the company.

 

No computerised data bases exist to make checks whether the partners or the company has any legal action or lawsuit initiated against any of them but informal (but not in-depth) checks do not indicate any such cases in the public knowledge.

 

ANALYSIS & RATING

Appraisal and Rating of Subject Company

 

Rating:

a) Commercial Morality

Average

b) Reputation

Average

c) Market Situation

Very Competitive

 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.63.32

UK Pound

1

Rs.98.64

Euro

1

Rs.76.60

 

INFORMATION DETAILS

 

Analysis Done by :

KAR

 

 

Report Prepared by :

MNL

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

Credit not recommended

--

NB

                                       New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.