MIRA INFORM REPORT

 

 

Report No. :

301708

Report Date :

06.01.2015

 

IDENTIFICATION DETAILS

 

Name :

ECOGREEN OLEOCHEMICALS (SINGAPORE) PTE LTD

 

 

Formerly Known As :

SALIM OLEOCHEMICALS (SINGAPORE) PTE LTD

 

 

Registered Office :

99, BUKIT TIMAH ROAD, 04-01, ALFA CENTRE, 229835

 

 

Country :

Singapore

 

 

Financials (as on) :

31.12.2013

 

 

Date of Incorporation :

06.03.1997

 

 

Com. Reg. No.:

199701440-N

 

 

Legal Form :

Private Limited

 

 

Line of Business :

Trading of Natural-Based Oelochemicals, Ethylene Oxide Derivatives and Ethoxylated Surfactants

 

 

No. of Employee :

Not Available

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

 

 

Payment Behaviour :

No complaints

 

 

Litigation :

Clear

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – September 30, 2014

 

Country Name

Previous Rating

(30.06.2014)

Current Rating

(30.09.2014)

Singapore

A1

A1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

SINGAPORE ECONOMIC OVERVIEW

 

Singapore has a highly developed and successful free-market economy. It enjoys a remarkably open and corruption-free environment, stable prices, and a per capita GDP higher than that of most developed countries. The economy depends heavily on exports, particularly in consumer electronics, information technology products, pharmaceuticals, and on a growing financial services sector. The economy contracted 0.6% in 2009 as a result of the global financial crisis, but rebounded 15.1% in 2010, on the strength of renewed exports, before slowing to in 2011-13, largely a result of soft demand for exports during the second European recession. Over the longer term, the government hopes to establish a new growth path that focuses on raising productivity. Singapore has attracted major investments in pharmaceuticals and medical technology production and will continue efforts to establish Singapore as Southeast Asia's financial and high-tech hub.

 

Source : CIA

 

 

EXECUTIVE SUMMARY

 

REGISTRATION NO.

:

199701440-N

COMPANY NAME

:

ECOGREEN OLEOCHEMICALS (SINGAPORE) PTE LTD

FORMER NAME

:

SALIM OLEOCHEMICALS (SINGAPORE) PTE LTD (05/03/2001)

INCORPORATION DATE

:

06/03/1997

COMPANY STATUS

:

EXIST

LEGAL FORM

:

PRIVATE LIMITED

LISTED STATUS

:

NO

REGISTERED ADDRESS

:

99, BUKIT TIMAH ROAD, 04-01, ALFA CENTRE, 229835, SINGAPORE.

BUSINESS ADDRESS

:

99 BUKIT TIMAH ROAD, 03-01/02 ALFA CENTRE, 229835, SINGAPORE.

TEL.NO.

:

65-63777726

FAX.NO.

:

65-63377706

EMAIL

:

INFO@ECOGREENOLEO.COM.SG

WEB SITE

:

WWW.ECOGREENOLEO.DE

CONTACT PERSON

:

WILLY SUTANTO @ CHEN GUO WEI ( MANAGING DIRECTOR )

PRINCIPAL ACTIVITY

:

TRADING OF NATURAL-BASED OELOCHEMICALS, ETHYLENE OXIDE DERIVATIVES AND ETHOXYLATED SURFACTANTS

ISSUED AND PAID UP CAPITAL

:

6,000,000.00 ORDINARY SHARE, OF A VALUE OF SGD 6,000,000.00 

SALES

:

USD 284,905,000 [2013]

NET WORTH

:

USD 50,182,000 [2013]

STAFF STRENGTH

:

N/A

BANKER (S)

:

COOPERATIEVE CENTRALE RAIFFEISEN-BOERENLEENBANK B.A.
FORTIS BANK (NETHERLAND) N.V SINGAPORE BRANCH

LITIGATION

:

CLEAR

FINANCIAL CONDITION

:

STRONG

PAYMENT

:

PROMPT

MANAGEMENT CAPABILITY

:

AVERAGE

COMMERCIAL RISK

:

LOW

CURRENCY EXPOSURE

:

MODERATE

GENERAL REPUTATION

:

SATISFACTORY

INDUSTRY OUTLOOK

:

AVERAGE GROWTH

 

 

HISTORY / BACKGROUND

 

The Subject is a private limited company and is allowed to have a minimum of one and a maximum of forty-nine shareholders. As a private limited company, the Subject must have at least two directors. A private limited company is a separate legal entity from its shareholders. As a separate legal entity, the Subject is capable of owning assets, entering into contracts, sue or be sued by other companies. The liabilities of the shareholders are to the extent of the equity they have taken up and the creditors cannot claim on shareholders' personal assets even if the Subject is insolvent. The Subject is governed by the Companies Act and the company must file its annual returns, together with its financial statements with the Registrar of Companies.

 

The Subject is principally engaged in the (as a / as an) trading of natural-based oelochemicals, ethylene oxide derivatives and ethoxylated surfactants.

 

The immediate holding company of the Subject is WORLDWIDE LINK (B.V.I.) LTD, a company incorporated in VIRGIN ISLANDS, BRITISH.

 

Share Capital History

Date

Issue & Paid Up Capital

05/01/2015

SGD 6,000,000.00

 

 

The major shareholder(s) of the Subject are shown as follows :

 


Name

Address

IC/PP/Loc No

Shareholding

(%)

WORLDWIDE LINK (B.V.I.) LTD

WICKHAMS CAY ROAD, TOWN TORTOLA, VIRGIN ISLANDS, BRITISH.

S97UF0221

6,000,000.00

100.00

---------------

------

6,000,000.00

100.00

============

=====

+ Also Director

 

 

The Subject's interest in other companies (Subsidiaries/Associates) are shown as follow :

 



Local No

Country

Company

(%)

As At

UNITED STATES

ECOGREEN OLEOCHEMICALS, INC.

100.00

31/12/2013

198502042C

SINGAPORE

ETHOXYLATES MANUFACTURING PTE LTD

100.00

31/12/2013

 

 

DIRECTORS

 

DIRECTOR 1

 

Name Of Subject

:

TEDDY TANZIL

Address

:

1, JALAN KUALA, 08-03, THE MORNINGSIDE, 239639, SINGAPORE.

IC / PP No

:

S2668092A

Nationality

:

SINGAPOREAN

Date of Appointment

:

06/03/1997

 

DIRECTOR 2

 

Name Of Subject

:

WILLY SUTANTO @ CHEN GUO WEI

Address

:

20, WILBY ROAD, 03-01, THE TESSARINA, 276305, SINGAPORE.

IC / PP No

:

S2619579I

Date of Appointment

:

10/02/1998

 

DIRECTOR 3

 

Name Of Subject

:

JIMMY MASRIN

Address

:

38, STEVENS ROAD, 04-02, 257845, SINGAPORE.

IC / PP No

:

G6051108Q

Nationality

:

INDONESIAN

Date of Appointment

:

19/03/2001

 

DIRECTOR 4

 

Name Of Subject

:

EDDY WILLIAM KATUARI

Address

:

JALAN MANYAR KERTOARJO, 7, 31, SURABAYA, 60285, INDONESIA.

IC / PP No

:

V486381

Nationality

:

INDONESIAN

Date of Appointment

:

19/03/2001

 

DIRECTOR 5

 

Name Of Subject

:

DR ERWIN SUTANTO

Address

:

JALAN MANGGA BESAR III/29.E, RT 005/005, KEL MANGGA BESAR, JAKARTA BARAT, INDONESIA.

IC / PP No

:

A3647758

Nationality

:

INDONESIAN

Date of Appointment

:

02/05/2003

 

 

MANAGEMENT

 

1)

Name of Subject

:

WILLY SUTANTO @ CHEN GUO WEI

Position

:

MANAGING DIRECTOR

 

 

AUDITOR

 

Auditor

:

DELOITTE & TOUCHE LLP

Auditor' Address

:

N/A

 

 

COMPANY SECRETARIES

 

1)

Company Secretary

:

SERLINA NG MUI CHEN

IC / PP No

:

S7922641F

Address

:

602A, PUNGGOL CENTRAL, 15-672, 821602, SINGAPORE.

 

 

2)

Company Secretary

:

NANCY KAM MENG SEE

IC / PP No

:

S6860142H

New IC No

:

681109-10-5970

Address

:

513, PASIR RIS STREET, 52, 14-115, 510513, SINGAPORE.

 

 

BANKING

 

Banking relations are maintained principally with :

1)

Name

:

COOPERATIEVE CENTRALE RAIFFEISEN-BOERENLEENBANK B.A.

 

2)

Name

:

FORTIS BANK (NETHERLAND) N.V SINGAPORE BRANCH

 

 

ENCUMBRANCE (S)

 

Charge No

Creation Date

Charge Description

Chargee Name

Total Charge

Status

200104886

05/10/2001

N/A

COOPERATIEVE CENTRALE RAIFFEISEN-BOERENLEENBANK B.A.('RABOBANK

-

Unsatisfied

C200705889

25/07/2007

N/A

RAIFFEISEN ZENTRALBANK OESTERREICH AKTIENGESELLSCHAFT

-

Unsatisfied

C200705980

26/07/2007

N/A

RAIFFEISEN ZENTRALBANK OSTERREICH AKTIENGELLSCHAFT

-

Unsatisfied

C200709496

05/11/2007

N/A

COOPERATIEVE CENTRALE RAIFFEISEN-BOERENLEENBANK B.A.("RABOBANK

-

Unsatisfied

C201004571

03/06/2010

N/A

FORTIS BANK (NETHERLAND) N.V

-

Unsatisfied

LITIGATION CHECK AGAINST SUBJECT

 

* A check has been conducted in our databank againt the Subject whether the subject has been involved in any litigation.

No legal action was found in our databank.

No winding up petition was found in our databank.

 

PAYMENT RECORD

 

SOURCES OF RAW MATERIALS:

Local

:

YES

Overseas

:

YES

 

The Subject refused to provide any name of trade/service supplier and we are unable to conduct any trade enquiry. However, from financial historical data we conclude that :

 

OVERALL PAYMENT HABIT

Prompt 0-30 Days

[

X

]

Good 31-60 Days

[

]

Average 61-90 Days

[

]

Fair 91-120 Days

[

]

Poor >120 Days

[

]

 

 

CLIENTELE

 

Local

:

YES

Domestic Markets

:

SINGAPORE

Overseas

:

YES

Export Market

:

WORLDWIDE

Credit Term

:

15 - 30 DAYS

Payment Mode

:

CHEQUES
CASH

 

 

 

OPERATIONS

 

Goods Traded

:

NATURAL-BASED OELOCHEMICALS, ETHYLENE OXIDE DERIVATIVES AND ETHOXYLATED SURFACTANTS

 

 

Total Number of Employees:

 

YEAR

2014

2013

2012

 

GROUP

N/A

N/A

N/A

COMPANY

15

20

20

 

 

Branch

:

NO

 

 

Other Information:


The Subject is principally engaged in the (as a / as an) trading of natural-based oelochemicals, ethylene oxide derivatives and ethoxylated surfactants. 

Background: 
Ecogreen Oleochemicals is one of the worlds largest producers of naturally fatty alcohols.

Formerly known as Salim Oleochemicals, it was incorporated in 1997. Today, it is a thriving company with more than 500 employees worldwide, state-of-the-art manufacturing facilities and a combined production capacity of more than 100,000 mt per year.

Ecogreen Oleochemicals exports the majority of its products worldwide to key markets in Asia Pacific, The United States of America, Latin America and Europe. Close links to these markets are maintained through the marketing headquarters in Singapore which covers not only marketing functions in Asia, but also coordinates global marketing activities with two regional offices, one in Houston (USA) and the other in Rodleben (Germany). 

Ecogreen Oleochemicals marketing efforts are complimented by a network of distributors and agents in over 20 countries that provide the local support in distribution, storage and customer liaison. Tank storage facilities assure its customers the continuity of supply and timely delivery.

Ecogreen Oleochemicals (Singapore) Pte Ltd. markets and sells chemicals such as fatty acids, glycerin, and oleochemicals. The company was formerly known as Salim Oleochemicals (Singapore) Pte Ltd. Ecogreen Oleochemicals (Singapore) Pte Ltd. was founded in the year 1997 and is based in Singapore, Singapore. The company operates as a subsidiary of PT Ecogreen Oleochemicals Limited. 

Products: 
* fatty alcohols
* short chain fatty acids 
* glycerine 
* sugar alcohols 
* primary fatty amines 
* unsaturated fatty alcohols
* specialty esters 
* alcohol ethoxylates 

Quality assessment: 
* ISO 14001:2004
* ISO 9001:2000 

Subject is a member of the following entities: 
* Singapore Business Federation 

 

 

CURRENT INVESTIGATION

 

Latest fresh investigations carried out on the Subject indicated that :

 

Telephone Number Provided By Client

:

N/A

Current Telephone Number

:

65-63777726

Match

:

N/A

Address Provided by Client

:

99 BUKIT TIMAH ROAD NO. 03-01 ALFA CENTRE SINGAPORE 229835

Current Address

:

99 BUKIT TIMAH ROAD, 03-01/02 ALFA CENTRE, 229835, SINGAPORE.

Match

:

NO

 

Other Investigations


On 5th January 2015 we contacted one of the staff from the Subject and she provided some information.

The address provided is incomplete.

 

FINANCIAL ANALYSIS

 

 

Profitability

Turnover

:

Decreased

[

2009 - 2013

]

Profit/(Loss) Before Tax

:

Increased

[

2009 - 2013

]

Return on Shareholder Funds

:

Acceptable

[

24.02%

]

Return on Net Assets

:

Acceptable

[

27.75%

]

 

The continuous fall in turnover could be due to the lower demand for the Subject's products / services.The Subject's management have been efficient in controlling its operating costs. The Subject's management had generated acceptable return for its shareholders using its assets.

 

Working Capital Control

 

Stock Ratio

:

Favourable

[

8 Days

]

 

Debtor Ratio

:

Favourable

[

32 Days

]

 

Creditors Ratio

:

Favourable

[

2 Days

]

 

 

 

The Subject's stocks were moving fast thus reducing its holding cost. This had reduced funds being tied up in stocks. The favourable debtors' days could be due to the good credit control measures implemented by the Subject. The Subject had a favourable creditors' ratio where the Subject could be taking advantage of the cash discounts and also wanting to maintain goodwill with its creditors.

 

 

 

Liquidity

 

Liquid Ratio

:

Favourable

[

1.62 Times

]

 

Current Ratio

:

Unfavourable

[

1.73 Times

]

 

 

 

A minimum liquid ratio of 1 should be maintained by the Subject in order to assure its creditors of its ability to meet short term obligations and the Subject was in a good liquidity position. Thus, we believe the Subject is able to meet all its short term obligations as and when they fall due.

 

 

 

Solvency

 

Interest Cover

:

Favourable

[

11.85 Times

]

 

Gearing Ratio

:

Acceptable

[

0.86 Times

]

 

 

 

The interest cover showed that the Subject was able to service the interest. The favourable interest cover could indicate that the Subject was making enough profit to pay for the interest accrued. The Subject's gearing was slightly high. The Subject is utilising the leverage concept to fund its expansion. However, the high gearing has added financial risks to the Subject. It will be more vulnerable in times of economy downturn.

 

 

 

 

Overall Assessment :

 

 

Due to the efficient control of its operating costs, the Subject was able to remain profitable despite lower turnover achieved during the year. The Subject was in good liquidity position with its total current liabilities well covered by its total current assets. With its current net assets, the Subject should be able to repay its short term obligations. With the favourable interest cover, the Subject could be able to service all the accrued interest without facing any difficulties. The Subject's gearing was slightly high and its financial risk was also high. If no plans are made to reduce its gearing, the Subject's performance may deteriorate in the coming year.

 

 

 

Overall financial condition of the Subject : STRONG

 

 

 

SINGAPORE ECONOMIC / INDUSTRY OUTLOOK

 

Major Economic Indicators :

2009

2010

2011

2012

2013

 

Population (Million)

4.98

5.08

5.18

5.31

5.40

Gross Domestic Products ( % )

(0.8)

14.5

4.9

1.3

3.7

Consumer Price Index

0.6

2.8

5.2

4.6

2.4

Total Imports (Million)

356,299.3

423,221.8

459,655.1

474,554.0

466,762.0

Total Exports (Million)

391,118.1

478,840.7

514,741.2

510,329.0

513,391.0

 

Unemployment Rate (%)

3.2

2.2

2.1

2.0

1.9

Tourist Arrival (Million)

9.68

11.64

13.17

14.49

15.46

Hotel Occupancy Rate (%)

75.8

85.6

86.5

86.4

86.3

Cellular Phone Subscriber (Million)

1.37

1.43

1.50

1.52

1.97

 

Registration of New Companies (No.)

26,414

29,798

32,317

31,892

37,288

Registration of New Companies (%)

4.3

12.8

8.5

(1.3)

9.8

Liquidation of Companies (No.)

22,393

15,126

19,005

17,218

17,369

Liquidation of Companies (%)

113.4

(32.5)

25.6

9.4

(5.3)

 

Registration of New Businesses (No.)

26,876

23,978

23,494

24,788

22,893

Registration of New Businesses (%)

8.15

(10.78)

2.02

5.51

1.70

Liquidation of Businesses (No.)

23,552

24,211

23,005

22,489

22,598

Liquidation of Businesses (%)

11.4

2.8

(5)

(2.2)

0.5

 

Bankruptcy Orders (No.)

2,058

1,537

1,527

1,748

1,992

Bankruptcy Orders (%)

(11.5)

(25.3)

(0.7)

14.5

14.0

Bankruptcy Discharges (No.)

3,056

2,252

1,391

1,881

2,584

Bankruptcy Discharges (%)

103.7

(26.3)

(38.2)

35.2

37.4

 

INDUSTRIES ( % of Growth ) :

Agriculture

Production of Principal Crops

3.25

(0.48)

4.25

3.64

-

Fish Supply & Wholesale

(1.93)

(10.5)

12.10

(0.5)

-

 

Manufacturing *

71.5

92.8

100.0

100.3

102.0

Food, Beverages & Tobacco

90.4

96.4

100.0

103.5

103.5

Textiles

145.9

122.1

100.0

104.0

87.1

Wearing Apparel

211.0

123.3

100.0

92.1

77.8

Leather Products & Footwear

79.5

81.8

100.0

98.6

109.8

Wood & Wood Products

101.4

104.0

100.0

95.5

107.4

Paper & Paper Products

95.4

106.1

100.0

97.4

103.2

Printing & Media

100.9

103.5

100.0

93.0

86.1

Crude Oil Refineries

96.4

95.6

100.0

99.4

93.5

Chemical & Chemical Products

80.3

97.6

100.0

100.5

104.1

Pharmaceutical Products

49.1

75.3

100.0

109.7

107.2

Rubber & Plastic Products

101.2

112.3

100.0

96.5

92.9

Non-metallic Mineral

91.9

92.5

100.0

98.2

97.6

Basic Metals

92.6

102.2

100.0

90.6

76.5

Fabricated Metal Products

90.8

103.6

100.0

104.3

105.1

Machinery & Equipment

57.3

78.5

100.0

112.9

114.5

Electrical Machinery

86.8

124.1

100.0

99.3

108.5

Electronic Components

85.2

113.6

100.0

90.6

94.3

Transport Equipment

96.0

94.0

100.0

106.3

107.5

 

Construction

(36.9)

14.20

20.50

28.70

-

Real Estate

1.4

21.3

25.4

31.9

-

 

Services

Electricity, Gas & Water

1.70

4.00

7.00

6.30

-

Transport, Storage & Communication

3.90

12.80

7.40

5.30

-

Finance & Insurance

(16.4)

(0.4)

8.90

0.50

-

Government Services

4.50

9.70

6.90

6.00

-

Education Services

0.10

(0.9)

(1.4)

0.30

-

 

* Based on Index of Industrial Production (2011 = 100)

 

 

INDUSTRY ANALYSIS

 

INDUSTRY :

TRADING

 

The wholesale and retail trade sectors have expanded by 2.0% in the third quarter of 2014, extending the 1.8 per cent growth in the previous quarter. In 2013, the wholesale and retail sector expanded by 5.0%, after declining by 1.4% the year before. Growth of the sector was driven by the wholesale trade segment.

 

The domestic wholesale trade index has increased by 3.2% in the fourth quarter of 2013, moderating from the 6.6% growth in the previous quarter. The slower growth was due to a decline in the sales of furniture and household equipment (-12%) and petroleum and petroleum products (-0.6%). For the full year, the domestic wholesale trade index grew by 5.2% reversing the 2.2% decline in 2012. On the other hand, the foreign wholesale trade index has increased by a slower pace of 5.6% in the fourth quarter, compared to the 7.7% expansion in the preceding quarter. The slowdown was due to a fall in the sales of telecommunication equipment and computer (-3.8%) and petroleum and petroleum products (-2.5%). For the full year, the growth of the foreign wholesale trade index moderated slightly to 8.6% from 9.1% in the previous year.

 

In the fourth quarter of 2013, retail sales volume fell by 6.2%, extending the 5.6% decline in the previous quarter. Excluding motor vehicles, retail sales volume increased by 0.4%, a slower pace of expansion as compared to the 1.6% gain in the preceding quarter. The sales volume of motor vehicles fell by 33% in the fourth quarter of 2013, extending the 32% decline in the previous quarter. Meanwhile, the sales of several discretionary items also fell in the fourth quarter of 2013. For instance, the sales of telecommunications apparatus and computers fell by 12%, while the sales of furniture and household equipment declined by 5.4%.

 

For the full year, retail sales volume contracted by 4.3%, a reversal from the 1.3% expansion in 2012. Excluding motor vehicle sales, the retail sales volume grew by 1.1% in 2013, slower than the 1.7% increase in 2012. Watches and jewellery recorded the largest increase (11%) in sales in 2013, followed by optical goods and book (3%) and medical goods and toiletries (3%). By contrast, the sales of telecommunications apparatus and computer (-7.3%), furniture and household equipment (-4.2%) and petrol service stations (-1.4) declined in 2013.

 

OVERALL INDUSTRY OUTLOOK : AVERAGE GROWTH

 

 

CREDIT RISK EVALUATION & RECOMMENDATION


Incorporated in 1997, the Subject is a Private Limited company, focusing on trading of natural-based oelochemicals, ethylene oxide derivatives and ethoxylated surfactants. Having been in the industry for over a decade, the Subject has achieved a certain market share and has built up a satisfactory reputation in the market. It should have received supports from its regular customers. A paid up capital of SGD 6,000,000 allows the Subject to expand its business more comfortably. Having strong support from its holding company has enabled the Subject to remain competitive despite the challenging business environment. 

Over the years, the Subject has penetrated into both the local and overseas market. The Subject has positioned itself in the global market and is competing in the industry. Its stable clientele base will enable the Subject to further enhance its business in the near term. Overall, we regard that the Subject's management capability is average. This indicates that the Subject has greater potential to improve its business performance and raising income for the Subject. 

Despite the lower turnover, the Subject's pre-tax profit have increased compared to the previous year. The higher profit could be due to better control of its operating costs and efficiency in utilising its resources. Return on shareholders' funds of the Subject was at a favourable range which indicated that the management was efficient in utilising its funds to generate income. The Subject is in good liquidity position with its current liabilities well covered by it current assets. Hence, it has sufficient working capital to meet its short term financial obligations. The gearing level of the Subject is slightly high, therefore it faces moderate financial risk. Given a positive net worth standing at USD 50,182,000, the Subject should be able to maintain its business in the near terms.

Having a strong assets backing, the Subject possesses latent assets as collateral for further financial extension. Hence, it has good chance of getting loans if the needs arises. The Subject's supplier are from both the local and overseas countries. This will eliminates the risk of dependency on deliveries from a number of key suppliers and insufficient quantities of its raw materials. Overall the Subject has a good control over its resources. 

We regard that the Subject's overall payment habit is prompt. The Subject had a favourable creditors' ratio as evidenced by its favourable collection days. 

The industry shows an upward trend and this trend is very likely to sustain in the near terms. Hence, the Subject is expected to benefit from the favourable outlook of the industry. 

Based on the above condition, we recommend credit be granted to the Subject promptly.

 

 

PROFIT AND LOSS ACCOUNT

 

THE FINANCIAL STATEMENTS WERE PREPARED IN ACCORDANCE WITH SINGAPORE FINANCIAL REPORTING STANDARDS.

 

Financial Year End

2013-12-31

2012-12-31

2011-12-31

2010-12-31

2009-12-31

Months

12

12

12

12

12

Consolidated Account

Company

Company

Company

Company

Company

Audited Account

YES

YES

YES

YES

YES

Unqualified Auditor's Report (Clean Opinion)

YES

YES

YES

YES

YES

Financial Type

FULL

FULL

FULL

FULL

FULL

Currency

USD

USD

USD

USD

USD

TURNOVER

284,905,000

308,825,000

460,221,000

288,906,000

178,633,000

Other Income

2,054,000

785,000

(758,000)

-

-

----------------

----------------

----------------

----------------

----------------

Total Turnover

286,959,000

309,610,000

459,463,000

288,906,000

178,633,000

Costs of Goods Sold

(273,316,000)

(298,105,000)

(441,842,000)

(275,893,000)

(168,171,000)

----------------

----------------

----------------

----------------

----------------

Gross Profit

13,643,000

11,505,000

17,621,000

13,013,000

10,462,000

----------------

----------------

----------------

----------------

----------------

PROFIT/(LOSS) FROM OPERATIONS

12,750,000

3,741,000

9,977,000

4,501,000

4,802,000

----------------

----------------

----------------

----------------

----------------

PROFIT/(LOSS) BEFORE TAXATION

12,750,000

3,741,000

9,977,000

4,501,000

4,802,000

Taxation

(698,000)

(449,000)

(1,224,000)

(518,000)

(484,000)

----------------

----------------

----------------

----------------

----------------

PROFIT/(LOSS) AFTER TAXATION

12,052,000

3,292,000

8,753,000

3,983,000

4,318,000

----------------

----------------

----------------

----------------

----------------

RETAINED PROFIT/(LOSS) BROUGHT FORWARD

As previously reported

36,981,000

33,689,000

24,936,000

20,953,000

16,635,000

----------------

----------------

----------------

----------------

----------------

As restated

36,981,000

33,689,000

24,936,000

20,953,000

16,635,000

----------------

----------------

----------------

----------------

----------------

PROFIT AVAILABLE FOR APPROPRIATIONS

49,033,000

36,981,000

33,689,000

24,936,000

20,953,000

DIVIDENDS - Ordinary (paid & proposed)

(3,000,000)

-

-

-

-

----------------

----------------

----------------

----------------

----------------

RETAINED PROFIT/(LOSS) CARRIED FORWARD

46,033,000

36,981,000

33,689,000

24,936,000

20,953,000

=============

=============

=============

=============

=============

INTEREST EXPENSE (as per notes to P&L)

Loan from holding company

-

-

-

118,000

676,000

Loan from subsidiary companies

-

-

-

4,000

15,000

Term loan / Borrowing

947,000

1,187,000

1,022,000

808,000

1,035,000

Others

228,000

265,000

337,000

301,000

442,000

----------------

----------------

----------------

----------------

----------------

1,175,000

1,452,000

1,359,000

1,231,000

2,168,000

=============

=============

=============

=============

=============

 

 

BALANCE SHEET

 

ASSETS EMPLOYED:

FIXED ASSETS

63,000

43,000

40,000

30,000

33,000

LONG TERM INVESTMENTS/OTHER ASSETS

Subsidiary companies

6,044,000

6,044,000

6,044,000

6,544,000

6,544,000

Investments

29,000

29,000

29,000

29,000

29,000

Others

178,000

194,000

190,000

196,000

143,000

----------------

----------------

----------------

----------------

----------------

TOTAL LONG TERM INVESTMENTS/OTHER ASSETS

6,251,000

6,267,000

6,263,000

6,769,000

6,716,000

----------------

----------------

----------------

----------------

----------------

TOTAL LONG TERM ASSETS

6,314,000

6,310,000

6,303,000

6,799,000

6,749,000

Stocks

6,472,000

7,739,000

8,045,000

9,200,000

4,395,000

Trade debtors

25,265,000

36,145,000

45,947,000

80,076,000

49,966,000

Other debtors, deposits & prepayments

175,000

212,000

164,000

2,509,000

1,661,000

Short term deposits

-

-

-

-

5,515,000

Amount due from holding company

95,000

69,000

19,000

-

-

Amount due from subsidiary companies

17,584,000

14,165,000

26,338,000

-

-

Amount due from related companies

48,166,000

49,077,000

44,696,000

-

-

Cash & bank balances

6,628,000

5,331,000

7,829,000

2,540,000

2,095,000

Others

-

-

444,000

95,000

-

----------------

----------------

----------------

----------------

----------------

TOTAL CURRENT ASSETS

104,385,000

112,738,000

133,482,000

94,420,000

63,632,000

----------------

----------------

----------------

----------------

----------------

TOTAL ASSET

110,699,000

119,048,000

139,785,000

101,219,000

70,381,000

=============

=============

=============

=============

=============

CURRENT LIABILITIES

Trade creditors

1,563,000

1,889,000

807,000

20,223,000

3,231,000

Other creditors & accruals

520,000

629,000

1,573,000

2,469,000

1,264,000

Short term borrowings/Term loans

43,000,000

54,000,000

50,000,000

48,000,000

39,600,000

Amounts owing to subsidiary companies

1,357,000

6,383,000

5,326,000

-

-

Amounts owing to related companies

12,131,000

13,440,000

42,028,000

-

-

Provision for taxation

667,000

379,000

1,165,000

514,000

510,000

Other liabilities

1,273,000

1,193,000

1,042,000

926,000

673,000

----------------

----------------

----------------

----------------

----------------

TOTAL CURRENT LIABILITIES

60,511,000

77,913,000

101,941,000

72,132,000

45,278,000

----------------

----------------

----------------

----------------

----------------

NET CURRENT ASSETS/(LIABILITIES)

43,874,000

34,825,000

31,541,000

22,288,000

18,354,000

----------------

----------------

----------------

----------------

----------------

TOTAL NET ASSETS

50,188,000

41,135,000

37,844,000

29,087,000

25,103,000

=============

=============

=============

=============

=============

SHARE CAPITAL

Ordinary share capital

4,149,000

4,149,000

4,149,000

4,149,000

4,149,000

----------------

----------------

----------------

----------------

----------------

TOTAL SHARE CAPITAL

4,149,000

4,149,000

4,149,000

4,149,000

4,149,000

Retained profit/(loss) carried forward

46,033,000

36,981,000

33,689,000

24,936,000

20,953,000

----------------

----------------

----------------

----------------

----------------

TOTAL RESERVES

46,033,000

36,981,000

33,689,000

24,936,000

20,953,000

----------------

----------------

----------------

----------------

----------------

SHAREHOLDERS' FUNDS/EQUITY

50,182,000

41,130,000

37,838,000

29,085,000

25,102,000

Deferred taxation

6,000

5,000

6,000

2,000

1,000

----------------

----------------

----------------

----------------

----------------

TOTAL LONG TERM LIABILITIES

6,000

5,000

6,000

2,000

1,000

----------------

----------------

----------------

----------------

----------------

50,188,000

41,135,000

37,844,000

29,087,000

25,103,000

=============

=============

=============

=============

=============

 

 

FINANCIAL RATIO

 

TYPES OF FUNDS

Cash

6,628,000

5,331,000

7,829,000

2,540,000

7,610,000

Net Liquid Funds

6,628,000

5,331,000

7,829,000

2,540,000

7,610,000

Net Liquid Assets

37,402,000

27,086,000

23,496,000

13,088,000

13,959,000

Net Current Assets/(Liabilities)

43,874,000

34,825,000

31,541,000

22,288,000

18,354,000

Net Tangible Assets

50,188,000

41,135,000

37,844,000

29,087,000

25,103,000

Net Monetary Assets

37,396,000

27,081,000

23,490,000

13,086,000

13,958,000

BALANCE SHEET ITEMS

Total Borrowings

43,000,000

54,000,000

50,000,000

48,000,000

39,600,000

Total Liabilities

60,517,000

77,918,000

101,947,000

72,134,000

45,279,000

Total Assets

110,699,000

119,048,000

139,785,000

101,219,000

70,381,000

Net Assets

50,188,000

41,135,000

37,844,000

29,087,000

25,103,000

Net Assets Backing

50,182,000

41,130,000

37,838,000

29,085,000

25,102,000

Shareholders' Funds

50,182,000

41,130,000

37,838,000

29,085,000

25,102,000

Total Share Capital

4,149,000

4,149,000

4,149,000

4,149,000

4,149,000

Total Reserves

46,033,000

36,981,000

33,689,000

24,936,000

20,953,000

LIQUIDITY (Times)

Cash Ratio

0.11

0.07

0.08

0.04

0.17

Liquid Ratio

1.62

1.35

1.23

1.18

1.31

Current Ratio

1.73

1.45

1.31

1.31

1.41

WORKING CAPITAL CONTROL (Days)

Stock Ratio

8

9

6

12

9

Debtors Ratio

32

43

36

101

102

Creditors Ratio

2

2

1

27

7

SOLVENCY RATIOS (Times)

Gearing Ratio

0.86

1.31

1.32

1.65

1.58

Liabilities Ratio

1.21

1.89

2.69

2.48

1.80

Times Interest Earned Ratio

11.85

3.58

8.34

4.66

3.21

Assets Backing Ratio

12.10

9.91

9.12

7.01

6.05

PERFORMANCE RATIO (%)

Operating Profit Margin

4.48

1.21

2.17

1.56

2.69

Net Profit Margin

4.23

1.07

1.90

1.38

2.42

Return On Net Assets

27.75

12.62

29.95

19.71

27.77

Return On Capital Employed

27.75

12.62

29.95

19.71

27.77

Return On Shareholders' Funds/Equity

24.02

8.00

23.13

13.69

17.20

Dividend Pay Out Ratio (Times)

0.25

0.00

0.00

0.00

0.00

NOTES TO ACCOUNTS

Contingent Liabilities

0

0

0

0

0

 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.63.39

UK Pound

1

Rs.96.84

Euro

1

Rs.75.67

 

 

INFORMATION DETAILS

 

Analysis Done by :

DIV

 

 

Report Prepared by :

ANK

 


 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

                                       New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

 

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.