MIRA INFORM REPORT

 

 

Report No. :

301879

Report Date :

06.01.2015

 

IDENTIFICATION DETAILS

 

Name :

POCO SERVICE AG

 

 

Registered Office :

Industriestr. 17 D 59192 Bergkamen

 

 

Country :

Germany

 

 

Financials (as on) :

01.01.2012

 

 

Date of Incorporation :

01.10.1996

 

 

Com. Reg. No.:

HRB 5064

 

 

Legal Form :

Public Limited Company

 

 

Line of Business :

·         Buying and Selling of Own Commercial Property and  Non-Residential Buildings

  • Renting and operating of own or leased real estate
  • Management of holding companies
  • Other business support service activities n. e. c

 

 

No. of Employee :

254

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

 

 

Payment Behaviour :

No complaints

 

 

Litigation :

Clear

 

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – September 30, 2014

 

Country Name

Previous Rating

(30.06.2014)

Current Rating

(30.09.2014)

Germany

A1

A1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


 

GERMANY ECONOMIC OVERVIEW

 

The German economy - the fifth largest economy in the world in PPP terms and Europe's largest - is a leading exporter of machinery, vehicles, chemicals, and household equipment and benefits from a highly skilled labor force. Like its Western European neighbors, Germany faces significant demographic challenges to sustained long-term growth. Low fertility rates and declining net immigration are increasing pressure on the country's social welfare system and necessitate structural reforms. Reforms launched by the government of Chancellor Gerhard SCHROEDER (1998-2005), deemed necessary to address chronically high unemployment and low average growth, has contributed to strong growth and falling unemployment. These advances, as well as a government subsidized, reduced working hour scheme, help explain the relatively modest increase in unemployment during the 2008-09 recession - the deepest since World War II - and its decrease to 5.3% in 2013. The new German government introduced a minimum wage of $11 per hour to take effect in 2015. Stimulus and stabilization efforts initiated in 2008 and 2009 and tax cuts introduced in Chancellor Angela MERKEL's second term increased Germany's total budget deficit - including federal, state, and municipal - to 4.1% in 2010, but slower spending and higher tax revenues reduced the deficit to 0.8% in 2011 and in 2012 Germany reached a budget surplus of 0.1%. A constitutional amendment approved in 2009 limits the federal government to structural deficits of no more than 0.35% of GDP per annum as of 2016 though the target was already reached in 2012. Following the March 2011 Fukushima nuclear disaster, Chancellor Angela MERKEL announced in May 2011 that eight of the country's 17 nuclear reactors would be shut down immediately and the remaining plants would close by 2022. Germany hopes to replace nuclear power with renewable energy. Before the shutdown of the eight reactors, Germany relied on nuclear power for 23% of its electricity generating capacity and 46% of its base-load electricity production.

 

Source : CIA

Company name and address

 

POCO SERVICE AG

 

 Company Status:      active

                      Industriestr. 17

                      D 59192 Bergkamen

                      Telephone:02389/98010

                      Telefax:  02389/980257

                      Homepage: www.Poco.de

                      E-mail:   info@poco.de

 

 VAT no.:             DE125222713

 

 

 CONCLUSION

 

 Business relations are permissible.

 

 

 LEGAL FORM              Public limited company

 Date of foundation:      01.10.1996

 Registered on:             05.06.2002

 Commercial Register:    Local court 59065 Hamm

 under:                          HRB 5064

 

 

Share capital

 

EUR            100,000.00

 

 Shareholder:

                      POCO Einrichtungsmärkte GmbH

                      Industriestr. 39

                      D 59192 Bergkamen

                      Legal form: Private limited company

                      Share capital:     EUR         32,000,000.00

                      Share:                             100.000 %

                      Registered on: 11.07.1995

                      Reg. data: 59065 Hamm, HRB 4743

 

 Member of the Board of Directors:

                      Dr. Hans-Ralf Großkord

                      D 30159 Hannover

                      born: 04.08.1958

                      Profession: Businessman

                      Marital status: married

 

 Member of the Board of Directors:

                      Thomas Stolletz

                      D 45964 Gladbeck

                      born: 04.09.1958

                      Profession: Businessman

                      Marital status: unknown

 

 President of the Supervisory Board:

                      Peter Pohlmann

                      Vinzenzstr. 13

                      D 59368 Werne

                      born: 05.03.1943

                      Profession: Businessman

                      Property regime: Separation of property

                      Marital status: married

 

 Member of the Supervisory Board:

                      Helmut Reitz

                      Hermann-Föge-Weg 2

                      D 37073 Göttingen

                      born: 07.03.1944

                      Profession: Businessman

                      Marital status: married

 

 Member of the Supervisory Board:

                      James M. Moore

                      GB  Nordy Bank, Lidstone

                      born: 18.06.1959

                      Nationality: British

 Proxy:

                      Heiko Pollok

                      D 37073 Göttingen

                      authorized to jointly represent the company

                      born: 19.03.1950

 Proxy:

                      Irmtraud Zdziarstek

                      Obere Hajestr. 10

                      D 37170 Uslar

                      authorized to jointly represent the company

                      born: 30.06.1953

                      Profession: Businessman

                      Marital status: married

 Proxy:

                      Angela Jürgensen

                      D 31028 Gronau

                      authorized to jointly represent the company

                      born: 07.06.1964

                      Profession: tax advisor and anditor

 Proxy:

                      Dr. Friedhelm Rudolph

                      D 37073 Göttingen

                      authorized to jointly represent the company

                      born: 01.12.1961

                      Profession: Clerk

 Proxy:

                      Klaus Herzog

                      D 48308 Senden

                      authorized to jointly represent the company

                      born: 21.02.1963

 Proxy:

                      Stephan Sielhorst

                      D 37170 Uslar

                      authorized to jointly represent the company

                      born: 28.07.1971

 Proxy:

                      Joachim Engelhardt

                      D 37181 Hardegsen

                      authorized to jointly represent the company

                      born: 13.10.1964

 

 Further functions/participations of Dr. Hans-Ralf Großkord  (Member of the Board of Directors)

 

Limited partner:

                      Großmarkthalle Dresden GmbH & Co. KG

                      Schulstr. 2

                      D 37181 Hardegsen

                      Legal form: Ltd partnership with priv. ltd.

                                  company as general partner

                      Total cap.         EUR             30,000.00

                      contribution:

                      Share:             EUR              5,000.00

                      Registered

                      on:         27.11.2001

                      Reg. data:  37073 Göttingen, HRA 130396

 Shareholder:

                      Großmarkthalle Dresden Verwaltungs GmbH

                      Schulstr. 2 + 5

                      D 37181 Hardegsen

                      Legal form: Private limited company

                      Share capital:     EUR             30,000.00

                      Share:             EUR              5,000.00

                      Registered

                      on:         19.07.1995

                      Reg. data:  37073 Göttingen, HRB 130334

 Manager:

                      POCO Immobiliengesellschaft Berlin mbH

                      Schulstr. 2 + 5

                      D 37181 Hardegsen

                      Legal form: Private limited company

                      Share capital:     EUR             26,000.00

                      Registered

                      on:         27.07.2011

                      Reg. data:  37073 Göttingen, HRB 201600

 Manager:

                      Domäne Holding Verwaltungs GmbH

                      Schulstr. 2

                      D 37181 Hardegsen

                      Post Box:

                      12 55

                      Legal form: Private limited company

                      Share capital:     EUR             30,000.00

                      Registered

                      on:         18.12.1996

                      Reg. data:  37073 Göttingen, HRB 130378

 Manager:

                      Domäne Gruppe Management GmbH

                      Schulstr. 2

                      D 37181 Hardegsen

                      Post Box:

                      1255

                      Legal form: Private limited company

                      Share capital:     EUR             30,000.00

                      Registered

                      on:         23.02.1996

                      Reg. data:  37073 Göttingen, HRB 130350

 Manager:

                      POCO Immobiliengesellschaft Wuppertal mbH

                      Industriestr. 17

                      D 59192 Bergkamen

                      Legal form: Private limited company

                      Share capital:     EUR            250,000.00

                      Registered

                      on:         17.11.2005

                      Reg. data:  59065 Hamm, HRB 5516

 Manager:

                      POCO-Domäne Immobilien Holding GmbH

                      Industriestr. 17

                      D 59192 Bergkamen

                      Legal form: Private limited company

                      Share capital:     EUR         48,000,000.00

                      Registered

                      on:         17.11.2005

                      Reg. data:  59065 Hamm, HRB 5517

 Manager:

                      POCO Immobilien GmbH

                      Industriestr. 17

                      D 59192 Bergkamen

                      Legal form: Private limited company

                      Share capital:     EUR            250,000.00

                      Registered

                      on:         28.08.2007

                      Reg. data:  59065 Hamm, HRB 6012

 Manager:

                      POCO Einrichtungsmärkte GmbH

                      Industriestr. 39

                      D 59192 Bergkamen

                      Legal form: Private limited company

                      Share capital:     EUR         32,000,000.00

                      Registered

                      on:         11.07.1995

                      Reg. data:  59065 Hamm, HRB 4743

 

 Further functions/participations of Thomas Stolletz (Member of the Board of Directors)

 

Shareholder:

                      Möbel-Unger Handels GmbH Mainz

                      Rheinallee 179

                      D 55120 Mainz

                      Legal form: Private limited company

                                  insolvent

                      Share capital:     EUR            102,258.38

                      Share:             EUR              3,067.75

                      Registered

                      on:         07.08.1997

                      Reg. data:  55116 Mainz, HRB 6298

 Manager:

                      POCO Immobiliengesellschaft Berlin mbH

                      Schulstr. 2 + 5

                      D 37181 Hardegsen

                      Legal form: Private limited company

                      Share capital:     EUR             26,000.00

                      Registered

                      on:         27.07.2011

                      Reg. data:  37073 Göttingen, HRB 201600

 Manager:

                      Großmarkthalle Dresden Verwaltungs GmbH

                      Schulstr. 2 + 5

                      D 37181 Hardegsen

                      Legal form: Private limited company

                      Share capital:     EUR             30,000.00

                      Registered

                      on:         19.07.1995

                      Reg. data:  37073 Göttingen, HRB 130334

 Manager:

                      POCO Einrichtungsmärkte GmbH

                      Industriestr. 39

                      D 59192 Bergkamen

                      Legal form: Private limited company

                      Share capital:     EUR         32,000,000.00

                      Registered

                      on:         11.07.1995

                      Reg. data:  59065 Hamm, HRB 4743

 Manager:

                      cosa: Möbel GmbH Kassel

                      Falderbaumstr. 10

                      D 34123 Kassel

                      Legal form: Private limited company

                      Share capital:     EUR            102,258.38

                      Registered

                      on:         14.01.1999

                      Reg. data:  34117 Kassel, HRB 6955

 Manager:

                      POCO-Domäne Immobilien Holding GmbH

                      Industriestr. 17

                      D 59192 Bergkamen

                      Legal form: Private limited company

                      Share capital:     EUR         48,000,000.00

                      Registered

                      on:         17.11.2005

                      Reg. data:  59065 Hamm, HRB 5517

 Manager:

                      POCO Trade-Mark Verwaltungsgesellschaft mbH

                      Industriestr. 17

                      D 59192 Bergkamen

                      Legal form: Private limited company

                      Share capital:     EUR             25,000.00

                      Registered

                      on:         17.11.2005

                      Reg. data:  59065 Hamm, HRB 5520

 Manager:

                      POCO Immobiliengesellschaft Wuppertal mbH

                      Industriestr. 17

                      D 59192 Bergkamen

                      Legal form: Private limited company

                      Share capital:     EUR            250,000.00

                      Registered

                      on:         17.11.2005

                      Reg. data:  59065 Hamm, HRB 5516

 Manager:

                      POCO Immobilien GmbH

                      Industriestr. 17

                      D 59192 Bergkamen

                      Legal form: Private limited company

                      Share capital:     EUR            250,000.00

                      Registered

                      on:         28.08.2007

                      Reg. data:  59065 Hamm, HRB 6012

 Manager:

                      Domäne Holding Verwaltungs GmbH

                      Schulstr. 2

                      D 37181 Hardegsen

                      Post Box:

                      12 55

                      Legal form: Private limited company

                      Share capital:     EUR             30,000.00

                      Registered

                      on:         18.12.1996

                      Reg. data:  37073 Göttingen, HRB 130378

 Manager:

                      Domäne Gruppe Management GmbH

                      Schulstr. 2

                      D 37181 Hardegsen

                      Post Box:

                      1255

                      Legal form: Private limited company

                      Share capital:     EUR             30,000.00

                      Registered

                      on:         23.02.1996

                      Reg. data:  37073 Göttingen, HRB 130350

 

 

 COMPANY HISTORY

 

 01.10.1996 - 08.12.2000  QUADRO Logistik und Beratungs GmbH

                          Industriestr. 17

                          D 59192 Bergkamen

                          Private limited company

 08.12.2000 - 05.06.2002  Poco Service GmbH

                          Industriestr. 17

                          D 59192 Bergkamen

                          Private limited company

 

 

BUSINESS ACTIVITIES

 

 Main industrial sector

 68102   Buying and selling of own commercial property and

 non-residential buildings

 

 6820    Renting and operating of own or leased real estate

 

 70101   Management of holding companies

 

 8299    Other business support service activities n. e. c.

 

 

 BRANCHES AND FACTORIES

 

 Branch:

                      POCO Service AG

                      Schulstr. 2-5

                      D 37181 Hardegsen

                      TEL.: 05505/502-0

 Branch:

                      POCO Service AG

                      Industriestr. 40

                      D 59192 Bergkamen

 

 

 PARTICIPATIONS

 

 Limited partner:

                      POCO Immobilien GmbH & Co. Vermietungs KG

                      Wilhelm-Theodor-Römheld-Str.

                      30

                      D 55130 Mainz

                      Legal form: Ltd partnership with priv. ltd.

                                  company as general partner

                      Company Status: active

                      Total cap.         EUR            250,000.00

                      contribution:

                      Share:             EUR            250,000.00

                      Reg. data:  19.01.2005

                                  Local court 55116 Mainz

                                  HRA 4398

 Limited partner:

                      VR-LEASING POCO GmbH & Co. Immobilien KG

                      Hauptstr. 131-137

                      D 65760 Eschborn

                      Legal form: Ltd partnership with priv. ltd.

                                  company as general partner

                      Company Status: active

                      Total cap.         EUR             15,000.00

                      contribution:

                      Share:             EUR             15,000.00

                      Reg. data:  28.10.2005

                                  Local court 60313 Frankfurt

                                  HRA 42722

 Limited partner:

                      POHACONO GmbH & Co. Immobilien KG

                      Hauptstr. 131-137

                      D 65760 Eschborn

                      Legal form: Ltd partnership with priv. ltd.

                                  company as general partner

                      Company Status: active

                      Total cap.         EUR              5,000.00

                      contribution:

                      Share:             EUR              5,000.00

                      Reg. data:  22.12.2000

                                  Local court 60313 Frankfurt

                                  HRA 29812

 

 

Financial information

 

 Payment experience:  within agreed terms

 

 Negative information: We have no negative information at hand.

 

Balance sheet year:  2012

 

 

 REAL ESTATE

 

 Type of ownership:                   proprietor

 Share:                                      100.00 %

 Address                                    Industriestr. 17

                                                D 59192 Bergkamen

 Value at selling price:                 EUR                 1,000,000.00

 

 Real Estate of:                         Dr. Hans-Ralf Großkord

 Type of ownership:                   unknown

 Address                                   Industriestr. 17

                                                D 59192 Bergkamen

 

 Real Estate of:                         Thomas Stolletz

 Type of ownership:                   unknown

 Address                                    Industriestr. 17

                                                D 59192 Bergkamen

 

 Land register documents were not available.

 

 

 BANKERS

 

 Principal bank

 COMMERZBANK, 44047 DORTMUND

 Sort. code: 44040037, Account no.: 3251428

 BIC: COBADEFFXXX, IBAN: DE38440400370325142800

 

 Further bank

 WGZ BANK, 40001 DÜSSELDORF

 Sort. code: 30060010, Account no.: 134666

 BIC: GENODEDDXXX, IBAN: DE37300600100000134666

 

 

 FINANCIAL FIGURES

 

 Turnover:            2013               EUR         75,000,000.00

 Equipment:                              EUR          2,206,455.00

 Ac/ts receivable:                       EUR          1,280,894.00

 Liabilities:                            EUR          7,670,148.00

 Real estate of the firm:                EUR          1,000,000.00

 Total numbers of vehicles:                                      1

 - Passenger cars:                                               1

 Employees:                                                    254

 - Trainees:                                                     5

 

 

 BALANCE SHEETS

 

 Balance sheet ratios 01.01.2012 - 31.12.2012

 Equity ratio [%]:                 15.54

 Liquidity ratio:                   0.17

 Return on total capital [%]:       0.48

 

 Balance sheet ratios 01.01.2011 - 31.12.2011

 Equity ratio [%]:                 13.58

 Liquidity ratio:                   0.26

 Return on total capital [%]:       0.27

 

 Balance sheet ratios 01.01.2010 - 31.12.2010

 Equity ratio [%]:                 10.18

 Liquidity ratio:                   0.27

 Return on total capital [%]:       3.71

 

 Balance sheet ratios 01.01.2009 - 31.12.2009

 Equity ratio [%]:                 40.83

 Liquidity ratio:                   2.26

 Return on total capital [%]:       0.26

 

 Equity ratio

 

 The equity ratio indicates the portion of the equity as compared

 to the total capital. The higher the equity ratio, the better the

 economic stability (solvency) and thus the financial autonomy of

 a company.

 

 Liquidity ratio

 

 The liquidity ratio shows the proportion between adjusted

 receivables and net liabilities. The higher the ratio, the lower

 the company's financial dependancy from external creditors.

 

 Return on total capital

 

 The return on total capital shows the efficiency and return on

 the total capital employed in the company. The higher the return

 on total capital, the more economically does the company work

 with the invested capital.

 

 

 Type of balance

 sheet:               Company balance sheet

 

 Financial year:      01.01.2012 - 31.12.2012

 

 ASSETS                                  EUR         15,167,008.31

  Fixed assets                           EUR          4,852,534.88

   Intangible assets                     EUR            518,847.57

    Concessions, licences, rights        EUR            518,847.57

   Tangible assets                       EUR          3,846,081.79

    Land / similar rights                EUR          1,605,542.00

    Other tangible assets / fixtures and

    fittings                             EUR          2,206,454.79

    Advance payments made / construction

    in progress                          EUR             34,085.00

   Financial assets                      EUR            487,605.52

    Shares in participations /

    subsidiaries and the like            EUR            326,000.00

     Shares in related companies         EUR            326,000.00

    Other loans                          EUR            161,605.52

  Current assets                         EUR         10,209,222.83

   Stocks                                EUR          8,799,389.73

    Raw materials, consumables and

    supplies                             EUR                576.42

    Finished goods / work in progress    EUR          8,798,813.31

   Accounts receivable                   EUR          1,280,893.65

    Trade debtors                        EUR            390,911.07

    Amounts due from related companies   EUR            494,824.59

    Other debtors and assets             EUR            395,157.99

   Liquid means                          EUR            128,939.45

  Remaining other assets                 EUR            105,250.60

   Accruals (assets)                     EUR            105,250.60

 

 LIABILITIES                             EUR         15,167,008.31

  Shareholders' equity                   EUR          2,356,352.93

   Capital                               EUR            100,000.00

    Subscribed capital (share capital)   EUR            100,000.00

   Reserves                              EUR             10,000.00

    Retained earnings / revenue reserves EUR             10,000.00

   Balance sheet profit/loss (+/-)       EUR          2,246,352.93

    Balance sheet profit / loss          EUR          2,246,352.93

  Provisions                             EUR          4,769,707.11

   Pension provisions and comparable

   provisions                            EUR          1,711,788.00

   Provisions for taxes                  EUR              4,900.00

   Other / unspecified provisions        EUR          3,053,019.11

  Liabilities                            EUR          7,670,148.27

   Other liabilities                     EUR          7,670,148.27

    Trade creditors (for IAS incl. bills

    of exchange)                         EUR          6,523,128.91

    Liabililties due to related companiesEUR            476,240.80

    Unspecified other liabilities        EUR            670,778.56

  Other liabilities                      EUR            370,800.00

   Deferred taxes (not included under

   provisions/liabilities)               EUR            370,800.00

 

 PROFIT AND LOSS ACCOUNT (cost-summary method) according to Comm.

 Code (HGB)

  Sales                                  EUR         68,321,937.36

  Other operating income                 EUR          7,313,709.62

  Cost of materials                      EUR         49,931,777.75

   Raw materials and supplies, purchased

   goods                                 EUR         49,931,777.75

  Gross result (+/-)                     EUR         25,703,869.23

  Staff expenses                         EUR         15,703,319.62

   Wages and salaries                    EUR         13,674,779.13

   Social security contributions and

   expenses for pension plans and

   benefits                              EUR          2,028,540.49

  Total depreciation                     EUR          1,457,918.20

   Depreciation on tangible / intangible

   asssets (incl. start-up and exp. of

   bus.                                  EUR          1,457,918.20

  Other operating expenses               EUR          8,177,139.43

  Operating result from continuing

  operations                             EUR            365,491.98

  Result from participating interests

  (+/-)                                  EUR             32,863.81

   Expenses / income from participations EUR             32,863.81

    Income from related companies        EUR             32,863.81

  Interest result (+/-)                  EUR           -259,651.00

   Interest and similar income           EUR              7,224.70

   Interest and similar expenses         EUR            266,875.70

  Financial result (+/-)                 EUR           -226,787.19

  Result from ordinary operations (+/-)  EUR            138,704.79

  Income tax / refund of income tax (+/-)EUR            -42,594.53

  Other taxes / refund of taxes          EUR            -23,206.19

  Tax (+/-)                              EUR            -65,800.72

  Annual surplus / annual deficit        EUR             72,904.07

 

 Type of balance

 sheet:               Company balance sheet

 

 Financial year:      01.01.2011 - 31.12.2011

 

 ASSETS                                  EUR         15,362,271.38

  Fixed assets                           EUR          4,532,504.82

   Intangible assets                     EUR            455,452.57

    Other / unspecified intangible assetsEUR            455,452.57

   Tangible assets                       EUR          3,601,305.29

    Other / unspecified tangible assets  EUR          3,601,305.29

   Financial assets                      EUR            475,746.96

    Other / unspecified financial assets EUR            475,746.96

  Current assets                         EUR         10,684,137.46

   Stocks                                EUR          8,510,068.97

   Accounts receivable                   EUR          2,006,288.29

    Amounts due from related companies   EUR          1,395,742.67

    Other debtors and assets             EUR            610,545.62

   Liquid means                          EUR            167,780.20

  Remaining other assets                 EUR            145,629.10

   Accruals (assets)                     EUR            145,629.10

 

 LIABILITIES                             EUR         15,362,271.38

  Shareholders' equity                   EUR          2,283,448.86

   Capital                               EUR            100,000.00

    Subscribed capital (share capital)   EUR            100,000.00

   Reserves                              EUR             10,000.00

    Retained earnings / revenue reserves EUR             10,000.00

   Balance sheet profit/loss (+/-)       EUR          2,173,448.86

    Balance sheet profit / loss          EUR          2,173,448.86

  Provisions                             EUR          4,704,498.70

  Liabilities                            EUR          7,990,304.82

   Other liabilities                     EUR          7,990,304.82

    Liabililties due to related companiesEUR            250,740.61

    Unspecified other liabilities        EUR          7,739,564.21

  Other liabilities                      EUR            384,019.00

   Deferred taxes (not included under

   provisions/liabilities)               EUR            384,019.00

 

 PROFIT AND LOSS ACCOUNT (cost-summary method) according to Comm.

 Code (HGB)

  Gross result (+/-)                     EUR         22,151,692.16

  Staff expenses                         EUR         13,215,835.54

   Wages and salaries                    EUR         11,376,255.92

   Social security contributions and

   expenses for pension plans and

   benefits                              EUR          1,839,579.62

  Total depreciation                     EUR            819,537.72

   Depreciation on tangible / intangible

   asssets (incl. start-up and exp. of

   bus.                                  EUR            819,537.72

  Other operating expenses               EUR          7,803,387.27

  Operating result from continuing

  operations                             EUR            312,931.63

  Result from participating interests

  (+/-)                                  EUR             30,052.49

   Expenses / income from participations EUR             30,052.49

    Income from related companies        EUR             30,052.49

  Interest result (+/-)                  EUR           -231,192.31

   Interest and similar income           EUR                 44.25

   Interest and similar expenses         EUR            231,236.56

  Financial result (+/-)                 EUR           -201,139.82

  Result from ordinary operations (+/-)  EUR            111,791.81

  Income tax / refund of income tax (+/-)EUR            -51,350.83

  Other taxes / refund of taxes          EUR            -19,750.65

  Tax (+/-)                              EUR            -71,101.48

  Annual surplus / annual deficit           EUR               40,690.33

 

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.63.39

UK Pound

1

Rs.96.84

Euro

1

Rs.75.67

 

 

INFORMATION DETAILS

 

Analysis Done by :

SUB

 

 

Report Prepared by :

ANK

 


 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

                                       New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

 

 

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This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.