MIRA INFORM REPORT

 

 

Report No. :

300803

Report Date :

06.01.2015

 

IDENTIFICATION DETAILS

 

Name :

WING SEE CO. LTD.

 

 

Registered Office :

36/F., 88 Hing Fat Street, Causeway Bay

 

 

Country :

Hong Kong

 

 

Date of Incorporation :

28.05.1985

 

 

Com. Reg. No.:

09754793-000

 

 

Legal Form :

Private Limited Company

 

 

Line of Business :

Importer, Exporter and Wholesaler of Bed linen, quilt, other textile products

 

 

No. of Employee :               

10

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

 

 

Payment Behaviour :

No Complaints

 

 

Litigation :

Clear

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – September 30, 2014

 

Country Name

Previous Rating

(30.06.2014)

Current Rating

(30.09.2014)

Hong Kong

A1

A1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


 

HONG KONG ECONOMIC OVERVIEW

 

Hong Kong has a free market economy, highly dependent on international trade and finance - the value of goods and services trade, including the sizable share of re-exports, is about four times GDP. Hong Kong has no tariffs on imported goods, and it levies excise duties on only four commodities, whether imported or produced locally: hard alcohol, tobacco, hydrocarbon oil, and methyl alcohol. There are no quotas or dumping laws. Hong Kong's open economy left it exposed to the global economic slowdown that began in 2008. Although increasing integration with China, through trade, tourism, and financial links, helped it to make an initial recovery more quickly than many observers anticipated, its continued reliance on foreign trade and investment leaves it vulnerable to renewed global financial market volatility or a slowdown in the global economy. The Hong Kong government is promoting the Special Administrative Region (SAR) as the site for Chinese renminbi (RMB) internationalization. Hong Kong residents are allowed to establish RMB-denominated savings accounts; RMB-denominated corporate and Chinese government bonds have been issued in Hong Kong; and RMB trade settlement is allowed. The territory far exceeded the RMB conversion quota set by Beijing for trade settlements in 2010 due to the growth of earnings from exports to the mainland. RMB deposits grew to roughly 12% of total system deposits in Hong Kong by the end of 2013. The government is pursuing efforts to introduce additional use of RMB in Hong Kong financial markets and is seeking to expand the RMB quota. The mainland has long been Hong Kong's largest trading partner, accounting for about half of Hong Kong's total trade by value. Hong Kong's natural resources are limited, and food and raw materials must be imported. As a result of China's easing of travel restrictions, the number of mainland tourists to the territory has surged from 4.5 million in 2001 to 34.9 million in 2012, outnumbering visitors from all other countries combined. Hong Kong has also established itself as the premier stock market for Chinese firms seeking to list abroad. In 2012 mainland Chinese companies constituted about 46.6% of the firms listed on the Hong Kong Stock Exchange and accounted for about 57.4% of the Exchange's market capitalization. During the past decade, as Hong Kong's manufacturing industry moved to the mainland, its service industry has grown rapidly. Credit expansion and tight housing supply conditions have caused Hong Kong property prices to rise rapidly; consumer prices increased by more than 4% in 2013. Lower and middle income segments of the population are increasingly unable to afford adequate housing. Hong Kong continues to link its currency closely to the US dollar, maintaining an arrangement established in 1983. In 2013, Hong Kong and China signed new agreements under the Closer Economic Partnership Agreement, adopted in 2003 to forge closer ties between Hong Kong and the mainland. The new measures, effective from January 2014, cover services and trade facilitation, and will improve access to the mainland's service sector for Hong Kong-based companies.

 

Source : CIA


Company name & address:

 

WING  SEE  CO.  LTD.

 

ADDRESS:       36/F., 88 Hing Fat Street, Causeway Bay, Hong Kong.

 

PHONE:            852-2107 4193,  852-2799 3998

 

FAX:                 852-2799 3176

 

E-MAIL:            info@smallworld.com.hk

andy@interiorsourcing.com

info@jetrich.net

 

 

MANAGEMENT:

 

Managing Director:  Mr. Chan Wing Ho, Andy

 

 

SUMMARY:

 

Incorporated on:                        28th May, 1985.

 

Organization:                             Private Limited Company.

 

Issued Share Capital:                 HK$10,870.00

 

Business Category:                   Importer, Exporter and Wholesaler.

 

Annual Turnover:                       HK$650~750 million.

 

Employees:                              10.

 

Main Dealing Banker:                 The Hongkong & Shanghai Banking Corp. Ltd., Hong Kong.

 

Banking Relation:                      Satisfactory.

 


Company name:

 

WING  SEE  CO.  LTD.

 

 

ADDRESS:

 

Registered Head Office:-

36/F., 88 Hing Fat Street, Causeway Bay, Hong Kong.

 

China Office:-

17/F., Jia He International Building, 55 Seaside South Road, Weihai, Shandong, China.

[Tel: 86-631-5311723;  Fax: 86-631-5314575]

 

Trading as:-  (Same address)

Small World, Hong Kong.          [BR No. 09754793-001]

Jetrich Systems, Hong Kong.    [BR No. 09754793-002]

 

Associated Companies:-

Interior Sourcing Ltd., Hong Kong.  (Same address)

Intohome Ltd., Hong Kong.  (Same address)

Margaret Muir Ltd., Hong Kong.  (Same address)

 

 

BUSINESS REGISTRATION NUMBER: 

 

09754793-000

 

 

COMPANY FILE NUMBER: 

 

0152077

 

 

MANAGEMENT:

 

Managing Director:  Mr. Chan Wing Ho, Andy

Contact Person:  Ms. Monly Lee

 

 

ISSUED SHARE CAPITAL:

 

 HK$10,870.00

SHAREHOLDERS:    

 

(As per registry dated 28-05-2014)

Name

 

Ordinary

Non -Voting

Henry Malcolm Rodier RAWSON

 

10,000

=====

870

===

 

 

DIRECTORS: 

 

(As per registry dated 28-05-2014)

Name

(Nationality)

 

Address

Henry Malcolm Rodier RAWSON

28 Watford Road, The Peak, Hong Kong.

 

LAI Ching Mun

House 123, Seasons Palace, 157 Kam Sheung Road, Kam Tin, New Territories, Hong Kong.

 

CHAN Wing Ho, Andy

Flat F, 10/F., Block 2, Chelsea Heights, Tuen Mun, New Territories, Hong Kong.

 

Roger Toward MARSHALL

2/F. & Roof, 22A & 22B Ta Ho Tun, Sai Kung, New Territories, Hong Kong.

 

 

SECRETARY:

 

CHAN Wing Ho, Andy  (As per registry dated 28-05-2014)

 

 

HISTORY:

 

The subject was incorporated on 28th May, 1985 as a private limited liability company under the Hong Kong Companies Ordinance.

 

Formerly the subject was located at 6/F., Hong Kong Diamond Exchange Building, 8-10 Duddell Street, Central, Hong Kong, moved to the present address in September 2011.

 

Apart from these, neither material change nor amendment has been ever traced and noted.

 

 

OPERATIONS:

 

Activities:                                  Importer, Exporter and Wholesaler.

 

Lines:                                       Bed linen, quilt, other textile products, etc.

 

Employees:                              10.

 

Commodities Imported:             Europe, China, other Asian countries, etc.

 

Markets:                                    United Kingdom, other European countries, Asian countries, North America, etc.

 

Annual Turnover:                       HK$650~750 million.

 

Terms/Sales:                             L/C, T/T, etc.

 

Terms/Buying:                           L/C, D/P, O/A, etc.

 

 

FINANCIAL INFORMATION:

 

Issued Share Capital:     HK$10,870.00

 

Mortgage or Charge:-

Date of Security Over Deposits:  30-05-2008

 

Amount:                        Amount secured – (i) all monies in any currency owing by the Company to the chargee at any time, actually or contingently, in any capacity, alone or jointly with any other person; (ii) interest on such monies, to the date on which the chargee receives payment, at the rates payable by the Company or which would have been payable but for any circumstance which restricts payment and (iii) all expenses of the chargee in perfecting or enforcing this Charge

 

Property:                      The deposit with chargee in the amount of US$266,000 and all monies under Deposit No. 596-287425 whatever currency it may subsequently be denominated in, any renewal of such deposit and the interest thereon together with any further monies in any deposit account with the chargee at any of its offices

Mortgagee:                   The Hongkong & Shanghai Banking Corp. Ltd., Hong Kong.

 

Profit or Loss:               Making a small profit every year.

 

Condition:                     Keeping in a satisfactory and active manner.

 

Facilities:                      Making active use of general banking facilities.

 

Payment:                      Met trade commitments as required.

 

Commercial Morality:     Satisfactory.

 

Bankers:-

The Hongkong & Shanghai Banking Corp. Ltd., Hong Kong.

Barclays Bank PLC, Hong Kong Branch.

 

Standing:                      Good.

 

 

GENERAL:

 

Having issued 10,000 ordinary shares of HK$1.00 each, Wing See Co. Ltd. formerly was jointly owned by Mr. Henry Malcolm Rodier Rawson, holding 80% interests; and Turner Bianca PLC, a UK-based firm holding 20%.  Now, the ordinary shares of the UK company have been transferred to Rawson.  On 1st January, 2014, the subject created 870 non-voting shares and allotted to Rawson.  Now, the subject is wholly-owned by him.

 

The subject is trading in bed linen, quilt, home furnishing, bed spread, comforter, nursery range, curtain, cushion cover, down & feather products, other textile products, etc.  Commodities are chiefly sourced from China, Taiwan, South Korea and the other Asian countries or acquired from local suppliers.  Prime markets are the United Kingdom, other European countries, Asian countries, North America, etc.  Business has been active.  The sole shareholder of the subject Mr. Henry Malcolm Rodier Rawson is a British merchant who has been in Hong Kong for a very long time.  He is a Hong Kong ID Card holder and has got the right to reside in Hong Kong permanently.

 

The subject’s business names are “Small World” and “Jetrich Systems” which are also located at the same address.

 

Small World is the leading manufacturer of embroidered and embellished quality home textiles in China which produces “own label” products for leading retailers and brands worldwide.  From 50,000 sq.m. of S.G.S. and I.T.S. certified workshops, its associated factory produces own label products for leading retailers and brands worldwide.  Now, the factory of Small World has 320 employees and is 85% solar powered.

 

The subject has had an office in Weihai, Shandong Province, China which is administering all merchandises, sampling and production issues.  The office was set up in 1997 and now has about 80 employees.

 

Small world offers free range of designs from the Bianca Studio in the United Kingdom and Margaret Muir design in Hong Kong.  Small World’s bedding range includes duvet covers and sheets made from 100% pure cotton percale.  The embroideries feature intricate details with the highest standard of workmanship.

 

In March 2008, Small World started producing in a custom built, single storey, 10,000 sq.m. workshop.  This facility sets new standards for manufacturing, employment and environmental awareness, which it integrated into all its workshops through 2008.

 

Now, the products of Small World have been exported to 23 countries of the world.

 

Jetrich Systems provides clients with all kinds of IT solutions and related one-stop service.

 

The subject has had three associated companies located at the same operating office, namely, Intohome Ltd., Interior Sourcing Ltd. and Margaret Muir Ltd.

 

Intohome Ltd. is engaged in the same lines of business as the subject, more or less.

 

The Margaret Muir collection produced by Small World appeals to a universal good taste.  18 months after the initial launch the collection is now available in the United Kingdom, the Netherlands, Denmark, Spain, Belgium, Greece, Ukraine, Australia, New Zealand, Canada, South Africa, the United Arab Emirates, Japan, Hong Kong, Singapore, Thailand, the Philippines, Malaysia and Taiwan.

 

The subject operates from a rented office.  Annual sales turnover ranges from HK$650 to 750 million.  Making a small profit every year.

 

As the history of the subject is over twenty-nine years and seven months in Hong Kong, on the whole, consider it good for normal business engagements.


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.63.38

UK Pound

1

Rs.96.84

Euro

1

Rs.75.66

 

INFORMATION DETAILS

 

Analysis Done by :

KRN

 

 

Report Prepared by :

DPT

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

                                       New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.