MIRA INFORM REPORT

 

 

Report No. :

301636

Report Date :

07.01.2015

 

IDENTIFICATION DETAILS

 

Name :

GLOBAL EDUCATION SERVICES COMPANY (GESCO)

 

 

Registered Office :

El Hijaz Towers, Office No. 603, Building No. 158, Mecca Street, P O Box 580, Amman 11821

 

 

Country :

Jordan

 

 

Date of Incorporation :

03.12.2007

 

 

Com. Reg. No.:

704

 

 

Legal Form :

Limited Liability Company (Exempt)

 

 

Line of Business :

·         Engaged in the provision of educational services, including flexible and innovative educational opportunities for individuals who wish to upgrade their skills for career reasons or explore topics out of general interest.

 

·         Engaged in providing simple ways for Arab students who are wishing to improve their English language or to continue their graduate and postgraduate studies in the United Kingdom.

 

·         Engaged in building up new relations with different colleges and universities in the United Kingdom in order to facilitate the admission task for students who are willing to continue their studies in highly respected organizations in the United Kingdom.

 

 

No of Employees :

05

 


 

RATING & COMMENTS

 

MIRA’s Rating :

Ca

 

RATING

STATUS

PROPOSED CREDIT LINE

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

Limited with full security

 

Status :

Registration Number Cancelled

 

 

Payment Behaviour :

Unknown

 

 

Litigation :

----

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – September 30, 2014

 

Country Name

Previous Rating

(30.06.2014)

Current Rating

(30.09.2014)

Jordan

b1

b1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


 

Jordan ECONOMIC OVERVIEW

 

Jordan's economy is among the smallest in the Middle East, with insufficient supplies of water, oil, and other natural resources underlying the government's heavy reliance on foreign assistance. Other economic challenges for the government include chronic high rates of poverty, unemployment, inflation, and a large budget deficit. Since assuming the throne in 1999, King ABDALLAH has implemented significant economic reforms, such as opening the trade regime, privatizing state-owned companies, and eliminating some fuel subsidies, which in the last decade spurred economic growth by attracting foreign investment and creating some jobs. The global economic slowdown and regional turmoil, however, have depressed Jordan's GDP growth, impacting export-oriented sectors, construction, and tourism. In 2011 and 2012, the government approved two economic relief packages and a budgetary supplement, meant to improve the living conditions for the middle and poor classes. Jordan's finances have also been strained by a series of natural gas pipeline attacks in Egypt, causing Jordan to substitute more expensive diesel imports, primarily from Saudi Arabia, to generate electricity. Jordan is currently exploring nuclear power generation in addition to the exploitation of abundant oil shale reserves and renewable technologies to forestall energy shortfalls. In 2012, to correct budgetary and balance of payments imbalances, Jordan entered into a $2.1 billion, multiple year International Monetary Fund Stand-By Arrangement. Jordan's financial sector has been relatively isolated from the international financial crisis because of its limited exposure to overseas capital markets. In 2013, Jordan depended heavily on foreign assistance to finance the budget deficit, as the influx of about 600,000 Syrian refugees put additional pressure on expenditures.

 

Source : CIA

 


SUMMARY

 

Company Name                                    : GLOBAL EDUCATION SERVICES COMPANY (GESCO)

Country of Origin                                   : Jordan

Legal Form                                           : Limited Liability Company (Exempt)

Registration Date                                  : 3rd December 2007

Commercial Registration Number           : 704

Issued Capital                                       : JD 30,000

Paid up Capital                                     : JD 30,000

Total Workforce                                     : 5

Activities                                               : Providers of educational services.

Financial Condition                                : Undetermined

Payments                                             : Unknown 

 

 

 


COMPANY NAME

 

GLOBAL EDUCATION SERVICES COMPANY (GESCO)

 

 

company ADDRESS

 

Registered & Physical Address

Building            : El Hijaz Towers, Office No. 603, Building No. 158

Street               : Mecca Street

PO Box            : 580

Town                : Amman 11821

Country             : Jordan

Telephone         : (962-6) 5520033 / 5562022

Facsimile          : (962-6) 5562022

Email                : admin@global-education.co.uk

 

Premises

Subject operates from a small suite of offices that are rented and located in the Central Business Area of Amman.

 

 

KEY PRINCIPALS

 

     Name                                                                                                           Position

·       Dr Maan S Abdul Jaber                                                                                 Chairman

 

 

LEGAL FORM & OWNERS

 

Date of Establishment  : 3rd December 2007

 

Legal Form                  : Limited Liability Company (Exempt)

 

Commercial Reg. No.   : 704

 

Issued Capital              : JD 30,000

 

Paid up Capital            : JD 30,000

 

Name of Shareholder (s)                                                      Percentage

·       Bawabat Amman For Investment Co                                      50%

Amman

CR No. 14028

 

·       Darwish Mostafa Mahmoud Najah                                         50%

 

OPERATIONS

 

Activities:

Engaged in the provision of educational services, including flexible and innovative educational opportunities for individuals who wish to upgrade their skills for career reasons or explore topics out of general interest. The office will provide simple ways for Arab students who are wishing to improve their English language or to continue their graduate and postgraduate studies in the United Kingdom. GESCO is building up new relations with different colleges and universities in the United Kingdom in order to facilitate the admission task for students who are willing to continue their studies in highly respected organizations in the United Kingdom.

 

Subject has a workforce of 5 employees.

 

 

FINANCIAL DATA

 

Companies registered in Jordan are not legally required to make their accounts public and no financial information was released by the company or submitted by outside sources.

 

 

BANKERS

 

·       Bank of Jordan Ltd

Jebel Amman

PO Box: 2140

Amman

Tel: (962-6) 5642034

 

 

PAYMENT HISTORY

 

Unknown 

 

GENERAL COMMENTS

 

Please note that the Jordanian Chamber of Commerce stated that the subject’s commercial registration number has been cancelled in their. The subject was not prepared to divulge any information to third parties.

 

During the course of this investigation nothing detrimental was uncovered regarding subject’s operating history or the manner in which payments are fulfilled. As such the company is considered to be a fair trade risk.

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.63.39

UK Pound

1

Rs.96.72

Euro

1

Rs.75.80

 

INFORMATION DETAILS

 

Analysis Done by :

KAR

 

 

Report Prepared by :

MNL

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

Credit not recommended

--

NB

                                       New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

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This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.