MIRA INFORM REPORT

 

 

Report No. :

301774

Report Date :

07.01.2015

 

IDENTIFICATION DETAILS

 

Name :

TESSITURA MONTI S.P.A.

 

 

Registered Office :

Via Saltore, Varago, 31052 - Maserada Sul Piave (TV) -IT-

 

 

Country :

Italy

 

 

Financials (as on) :

31.12.2013

 

 

Date of Incorporation :

12.06.1980

 

 

Legal Form :

Joint Stock Company With Sole Shareholder

 

 

Line of Business :

Manufacture of Textiles

 

 

No. of Employee :

From 251 to 500

 

 

RATING & COMMENTS

 

MIRA’s Rating :

B

 

RATING

STATUS

PROPOSED CREDIT LINE

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

Small

 

 

Status :

Moderate

Payment Behaviour :

Slow but correct

Litigation :

Clear

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – September 30, 2014

 

Country Name

Previous Rating

(30.06.2014)

Current Rating

(30.09.2014)

Italy

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

ITALY - ECONOMIC OVERVIEW

 

Italy has a diversified industrial economy, which is divided into a developed industrial north, dominated by private companies, and a less-developed, highly subsidized, agricultural south, where unemployment is higher. The Italian economy is driven in large part by the manufacture of high-quality consumer goods produced by small and medium-sized enterprises, many of them family-owned. Italy also has a sizable underground economy, which by some estimates accounts for as much as 17% of GDP. These activities are most common within the agriculture, construction, and service sectors. Italy is the third-largest economy in the euro-zone, but its exceptionally high public debt and structural impediments to growth have rendered it vulnerable to scrutiny by financial markets. Public debt has increased steadily since 2007, topping 133% of GDP in 2013, but investor concerns about Italy and the broader euro-zone crisis eased in 2013, bringing down Italy's borrowing costs on sovereign government debt from euro-era. The government still faces pressure from investors and European partners to sustain its efforts to address Italy's long-standing structural impediments to growth, such as labor market inefficiencies and widespread tax evasion. In 2013 economic growth and labor market conditions deteriorated, with growth at -1.8% and unemployment rising to 12.4%, with youth unemployment around 40%. Italy's GDP is now 8% below its 2007 pre-crisis level.

 

Source : CIA

Company name & address

 

TESSITURA MONTI S.P.A.

Via Saltore, Varago

31052   - Maserada sul Piave (TV) -IT-

 

 

Summary

 

Fiscal Code

:

01141930261

Legal Form

:

Joint stock company with sole shareholder

start of Activities

:

12/06/1980

Equity

:

Over 2.582.254

Turnover Range

:

75.000.000/100.000.000

Number of Employees

:

from 251 to 500

 

 

Activity

 

Manufacture of Textiles

 

 

Legal Data

 

Legal Form : Joint stock company with sole shareholder

Fiscal Code : 01141930261

 

Foreign Trade Reg. no. : TV012633 since 19/12/1991

 

Chamber of Commerce no. : 142825 of Treviso since 25/07/1980

 

Firms' Register : TV086-12309 of Treviso since 19/02/1996

 

V.A.T. Code : 01141930261

 

Foundation date

: 12/06/1980

Establishment date

: 12/06/1980

Start of Activities

: 12/06/1980

Legal duration

: 31/12/2030

Nominal Capital

: 6.000.000

Subscribed Capital

: 6.000.000

Paid up Capital

: 6.000.000




Members

 

Monti

Bruno

 

Born in Treviso

(TV)

on 31/01/1957

- Fiscal Code : MNTBRN57A31L407Y

 

Residence:

Saltore

, 1

- 31010

Maserada sul Piave

(TV)

- IT -

 

Position

Since

Shares Amount

% Ownership

Director

02/07/2013



Monti

Giovanni

 

Born in Maserada sul Piave

(TV)

on 02/12/1946

- Fiscal Code : MNTGNN46T02F012A

 

Residence:

Marconi Guglielmo

, 4

- 31052

Maserada sul Piave

(TV)

- IT -

 

Position

Since

Shares Amount

% Ownership

Director

02/07/2013

Board Chairman

02/07/2013

 

No Prejudicial events are reported

 

No Protests registered

 

Monti

Paolo

 

Born in Maserada sul Piave

(TV)

on 28/06/1953

- Fiscal Code : MNTPLA53H28F012A

 

Residence:

Trevisana

, 7

- 31052

Maserada sul Piave

(TV)

- IT -

 

Position

Since

Shares Amount

% Ownership

Director

02/07/2013



Monti

Manuel

 

Born in Carbonera

(TV)

on 02/09/1950

- Fiscal Code : MNTMNL50P02B744K

 

Residence:

Pezie'

, 116

- 32043

Cortina d'Ampezzo

(BL)

- IT -

 

Position

Since

Shares Amount

% Ownership

Director

02/07/2013



Monti

Massimo

 

Born in Treviso

(TV)

on 05/03/1964

- Fiscal Code : MNTMSM64C05L407Z

 

Residence:

Pietro Maffetti

, 12

- 31100

Treviso

(TV)

- IT -

 

Position

Since

Shares Amount

% Ownership

Director

02/07/2013



Gruppo Tessile Monti S.p.a.

 

 

Residence:

Saltore

, 10

- 31052

Maserada sul Piave

(TV)

- IT -

 

Position

Since

Shares Amount

% Ownership

Sole partner

24/06/2010

 

No Prejudicial events are reported

 

No Protests registered

 

Belenghi

Luca

 

Born in Milano

(MI)

on 23/11/1960

- Fiscal Code : BLNLCU60S23F205W

 

Residence:

Federico Ozanam

, 15

- 20129

Milano

(MI)

- IT -

 

Position

Since

Shares Amount

% Ownership

Director

02/07/2013

Managing Director

02/07/2013

General Director

02/07/2013

 

No Prejudicial events are reported

 

No Protests registered

 

Marian

Ivo

 

Born in Cessalto

(TV)

on 30/01/1958

- Fiscal Code : MRNVIO58A30C580D

 

Residence:

G. Bortolazzi

, 61/2

- 30027

San Dona' di Piave

(VE)

- IT -

 

Position

Since

Shares Amount

% Ownership

Procurator

07/02/2011

 

No Prejudicial events are reported

 

No Protests registered

 

Cracco

Paolo

 

Born in Valdagno

(VI)

on 12/04/1968

- Fiscal Code : CRCPLA68D12L551H

 

Residence:

Europa

, 15/6

- 31052

Maserada sul Piave

(TV)

- IT -

 

Position

Since

Shares Amount

% Ownership

Procurator

07/02/2011

 

No Prejudicial events are reported

 

No Protests registered

 

Falcon

Fabrizio

 

Born in Scorze'

(VE)

on 21/09/1961

- Fiscal Code : FLCFRZ61P21I551K

 

Residence:

Degli Alpini

, 4/1

- 31030

Breda di Piave

(TV)

- IT -

 

Position

Since

Shares Amount

% Ownership

Procurator

07/02/2011

 

No Prejudicial events are reported

 

No Protests registered

 

Gruppo Tessile Monti S.p.a.

 

 

Position

Since

Shares Amount

% Ownership

Partner

 

No Prejudicial events are reported

 

No Protests registered

 

 

Companies connected to members *

 

*checkings have been performed on a national scale.

 

In this module are listed the companies in which members hold or have holded positions.

 

Monti

Giovanni

 

Firm's Style

Seat

Fiscal Code

Position

Position Status

Firm's Status

Societa' A Responsabilita' Limitata PerL Industria Ed Il Commercio Tessile S.i.

Masate (MI) - IT -

00861380152

Director

Active

Registered

Filatura Monti S.p.a.

Montebelluna (TV) - IT -

01141920262

Director

Withdrawn

Ceased

Filatura Monti S.p.a.

Montebelluna (TV) - IT -

01141920262

Managing Director

Withdrawn

Ceased

Gruppo Tessile Monti S.p.a.

Maserada sul Piave (TV) - IT -

00192050268

Director

Withdrawn

Registered

Gruppo Tessile Monti S.p.a.

Maserada sul Piave (TV) - IT -

00192050268

Director

Withdrawn

Registered

Gruppo Monti S.p.a.

Maserada sul Piave (TV) - IT -

01218060265

Director

Withdrawn

Registered

Centro Lino Italiano Consorzio Promozionale Prodotti Di Lino

Milano (MI) - IT -

11085400155

Baord of Directors' member

Withdrawn

Registered

Immobiliare Gruppo Monti S.r.l.

Maserada sul Piave (TV) - IT -

04024610265

Director

Withdrawn

Registered

Fratelli Monti Tenuta Agricola E VallivaGrassabo'

Iesolo (VE) - IT -

00286880273

Partner

Withdrawn

Ceased

LAVAREDO S.N.C. DI GIANNI MONTI E C.

Treviso (TV) - IT -

01675850265

Partner

Withdrawn

Registered

Immobiliare Tessitura Monti S.r.l.

Maserada sul Piave (TV) - IT -

03869340269

Director

Withdrawn

Ceased

Textile Trading Company S.r.l.

Treviso (TV) - IT -

04561370265

Director

Active

Registered

 

Belenghi

Luca

 

Firm's Style

Seat

Fiscal Code

Position

Position Status

Firm's Status

Societa' A Responsabilita' Limitata PerL Industria Ed Il Commercio Tessile S.i.

Masate (MI) - IT -

00861380152

Managing Director

Active

Registered

Societa' A Responsabilita' Limitata PerL Industria Ed Il Commercio Tessile S.i.

Masate (MI) - IT -

00861380152

Director

Active

Registered

Gruppo Tessile Monti S.p.a.

Maserada sul Piave (TV) - IT -

00192050268

Managing Director

Active

Registered

Gruppo Tessile Monti S.p.a.

Maserada sul Piave (TV) - IT -

00192050268

Director

Active

Registered

Mantero Seta Spa

Como (CO) - IT -

02387120138

Director

Withdrawn

Registered

Nautor Holding S.r.l.

Firenze (FI) - IT -

04886740481

Director

Active

Registered

Marina Management S.r.l.

Scarlino (GR) - IT -

05434950480

Director

Withdrawn

Registered

Marina Management S.r.l.

Scarlino (GR) - IT -

05434950480

Board Chairman

Withdrawn

Registered

Pisa Superyachts - Societa' A Responsabilita' Limitata

Firenze (FI) - IT -

05686130484

Director

Active

Registered

Harbour S.r.l.

Firenze (FI) - IT -

05799560486

Director

Active

Registered



The indication "REGISTERED" as Firm Status could refer to Firms in Liquidation, Active, Inactive, etc.

For more information, in this case, we advise to request further investigations.

 

 

Capital Shareholders

 

Shareholders' list as at date of data collection:

 

Firm's Style / Name

Seat / Residence

Fiscal Code

Owned Shares

% Ownership

Gruppo Tessile Monti S.p.a.

Maserada sul Piave - IT -

00192050268

100,00



Direct Participations

 

The Company under review has participations in the following Companies:

 

Firm's Style

Seat

Fiscal Code

Owned Shares Amount

% Ownership

since

until

Share Status

Immobiliare Grassabo' S.r.l.

Maserada sul Piave - IT -

00641930276

9.988.000 .Eur

49,94

Active

Consorzio A Due S.C.R.L.

11496300150

4.000.000 .Eur

20,00

Active

 

Firm's location and structure

 

In order to carry out its activities the firm uses the following locations:

 

-

Legal and operative seat

(Factory)

since 01/01/1980

 

Saltore

, Loc: VARAGO

- 31052

- Maserada sul Piave

(TV)

- IT -

 

Total Surface: 158 Sq.mt.

 

PHONE

: 0422877250

 

Employees

: 321

 

Fittings and Equipment for a value of 3.470.000

Eur

 

Stocks for a value of 24.440.000

Eur

 

Furniture and fittings for a value of 1.200.000

Eur

 

Vehicles for a value of 560.000

Eur

 

 

Historical Information and/or Firm's Status

 

EX-MEMBERS / EX-POSITIONS:

 

Carrarini

Franco

 

Born in Verona

(VR)

on 30/06/1946

- Fiscal Code : CRRFNC46H30L781Z

 

Residence:

Nino Bixio

, 27

- 37100

Verona

(VR)

- IT -

 

Ex-Postions

Director

 

Monti

Ramiro

 

Born in Maserada sul Piave

(TV)

on 22/11/1919

- Fiscal Code : MNTRMR19S22F012H

 

Residence:

Saltore

- 31052

Maserada sul Piave

(TV)

- IT -

 

Ex-Postions

Director

Managing Director

 

Monti

Giorgio

 

Born in Maserada sul Piave

(TV)

on 30/01/1923

- Fiscal Code : MNTGRG23A30F012M

 

Residence:

F. Filzi

, 16

- 31100

Treviso

(TV)

- IT -

 

Ex-Postions

Director

Managing Director

Board Chairman

 

Monti

Sergio

 

Born in MASERADA SUL PIAVE

(TV)

on 02/08/1927

- Fiscal Code : MNTSRG27P02F012F

 

Residence:

SALTORE

, 1

- 31052

Maserada sul Piave

(TV)

- IT -

 

Ex-Postions

Director

Managing Director

Board Chairman

 

Monti

Ruggero

 

Born in Maserada sul Piave

(TV)

on 23/11/1921

- Fiscal Code : MNTRGR21S23F012D

 

Residence:

Antonio Caccianiga

, 2

- 31030

Carbonera

(TV)

- IT -

 

Ex-Postions

Director

Managing Director

 

Monti

Bruno

 

Born in Treviso

(TV)

on 31/01/1957

- Fiscal Code : MNTBRN57A31L407Y

 

Residence:

Saltore

, 1

- 31010

Maserada sul Piave

(TV)

- IT -

 

Ex-Postions

Managing Director

 

Tomasi

Marcello

 

Born in Follina

(TV)

on 21/04/1943

- Fiscal Code : TMSMCL43D21L058T

 

Residence:

Cros

, 2

- 31051

Follina

(TV)

- IT -

 

Ex-Postions

Director

Managing Director

 

Monti

Giovanni

 

Born in Maserada sul Piave

(TV)

on 02/12/1946

- Fiscal Code : MNTGNN46T02F012A

 

Residence:

Marconi Guglielmo

, 4

- 31052

Maserada sul Piave

(TV)

- IT -

 

Ex-Postions

Managing Director

 

Monti

Paolo

 

Born in Maserada sul Piave

(TV)

on 28/06/1953

- Fiscal Code : MNTPLA53H28F012A

 

Residence:

Trevisana

, 7

- 31052

Maserada sul Piave

(TV)

- IT -

 

Ex-Postions

Managing Director

 

Monti

Manuel

 

Born in Carbonera

(TV)

on 02/09/1950

- Fiscal Code : MNTMNL50P02B744K

 

Residence:

Pezie'

, 116

- 32043

Cortina d'Ampezzo

(BL)

- IT -

 

Ex-Postions

Managing Director

 

Monti

Massimo

 

Born in Treviso

(TV)

on 05/03/1964

- Fiscal Code : MNTMSM64C05L407Z

 

Residence:

Pietro Maffetti

, 12

- 31100

Treviso

(TV)

- IT -

 

Ex-Postions

Managing Director

 

Stevenson

Guy

 

Born in Venezia

(VE)

on 08/06/1951

- Fiscal Code : STVGYU51H08L736F

 

Residence:

Saltore

, 1

- 31052

Maserada sul Piave

(TV)

- IT -

 

Ex-Postions

Director

Managing Director

 

Babuin

Andrea

 

Born in Pordenone

(PN)

on 14/06/1963

- Fiscal Code : BBNNDR63H14G888Z

 

Residence:

San Valentino

, 19

- 33170

Pordenone

(PN)

- IT -

 

Ex-Postions

Permanent Auditor

 

Saccardi

Giuliano

 

Born in Treviso

(TV)

on 29/06/1942

- Fiscal Code : SCCGLN42H29L407A

 

Residence:

Indipendenza

, 5

- 31100

Treviso

(TV)

- IT -

 

Ex-Postions

Temporary Auditor

 

Mattarollo

Antonio

 

Born in Treviso

(TV)

on 11/04/1955

- Fiscal Code : MTTNTN55D11L407Y

 

Residence:

Iv Novembre

, 15

- 31100

Treviso

(TV)

- IT -

 

Ex-Postions

Temporary Auditor

 

Toso

Mario

 

Born in Venezia

(VE)

on 21/10/1955

- Fiscal Code : TSOMRA55R21L736H

 

Residence:

Fratelli Cairoli

, 15

- 31100

Treviso

(TV)

- IT -

 

Ex-Postions

Permanent Auditor

 

Stevenson

Guy Bruno

 

Born in Venezia

(VE)

on 08/06/1951

- Fiscal Code : STVGBR51H08L736E

 

Residence:

Saltore

, 1

- 31052

Maserada sul Piave

(TV)

- IT -

 

Ex-Postions

Director

 

Gruppo Tessile Monti S.p.a.

 

- Fiscal Code : 00192050268

 

Ex-Postions

Partner

 

De Poi

Paolo

 

Born in Vittorio Veneto

(TV)

on 14/11/1960

- Fiscal Code : DPEPLA60S14M089Z

 

Residence:

Aldo Moro

, 6

- 31050

Villorba

(TV)

- IT -

 

Ex-Postions

Permanent Auditor

 

Martucci

Giovanni

 

Born in Padova

(PD)

on 29/08/1949

- Fiscal Code : MRTGNN49M29G224N

 

Residence:

Collalto

, 4

- 31100

Treviso

(TV)

- IT -

 

Ex-Postions

Chairman of the Board of Aud.

 

Monti

Ruggero

 

Born in MASERADA SUL PIAVE

(TV)

on 23/11/1921

- Fiscal Code : MNTRGR21S23F012D

 

Residence:

ANTONIO CACCIANIGA

, 2

- 31030

Carbonera

(TV)

- IT -

 

Ex-Postions

Board Chairman

Managing Director

Director



CEASINGS/INCORPORATIONS/MERGES:

 

Splitting-up project and setting-up of new co

 

Date

Merging/Splitting-up Project-New Company:

22/09/2003

 

Splitting-up and setting-up of a new company

 

IMMOBILIARE TESSITURA MONTI S.R.L.

 

, Maserada Sul Piave Fraz.varago

(TV)

- IT -

 

Date

Splitting-up:

09/02/2004

 

Project of merging by taking over of

 

Immobiliare Tessitura Monti S.r.l.

 

Saltore

, 10

, 31052

, Maserada sul Piave

(TV)

- IT -

 

Fiscal Code: 03869340269

 

Date

Merging/splitting-up project:

25/08/2008

 

The firm absorbed by merging of

 

Immobiliare Tessitura Monti S.r.l.

 

Saltore

, 10

, 31052

, Maserada sul Piave

(TV)

- IT -

 

Fiscal Code: 03869340269

 

Date

:

29/09/2008

 

Resolution of merging of

 

Immobiliare Tessitura Monti S.r.l.

 

Saltore

, 10

, 31052

, Maserada sul Piave

(TV)

- IT -

 

Fiscal Code: 03869340269

 

Date

:

29/09/2008

 

 

Protests

 

Protests checking on the subject firm has given a negative result.

 

 

Data Base Prejudicial Events Search

 

Search performed on a National Scale

 

Prejudicial Events Search Result: NEGATIVE

 

Search performed on a specialized data base.



Legal Procedures

 

None reported, standing to the latest received edition of the Official Publications.



Financial and Economical Analysis

 

Company's starting of activities dates back to 1980.

Balance sheets for the years 2011, 2012 and 2013 were analyzed.

During the last years the subject suffered net losses and in 2013 r.o.e. is -80,54%.

The operating result is negative.

The amount of the operating loss for 2013 is equal to Eur. -1.521.758.

The GOM is negative and amounts to Eur. -426.379.

Short-term debts volume if compared to net worth, as it comes out from the total indebtedness (13) which tends downward.

It's shareholders funds amount to Eur. 4.127.938 , increasing by 129,6% if compared to the financial year 2012.

Total indebtedness was equal to Eur. 58.519.900 (Eur. 4.276.681 was the value of m/l term debts) showing a stable trend as opposed to 2012 (Eur. 63.414.029).

If compared to the net worth, debts towards banks are remarkably high while the recourse to commercial credit is modest which turns out to be lined up with the sector.

The management determines a good range of liquidity.

Accounts receivable average term is high (92,74 days). but on the same levels as the average of the sector.

Cash flow is negative at the end of financial year 2013.

Subordinate employment cost is of Eur. 11.479.644, i.e. 15% on total production costs. , whereas the incidence of such costs on sales revenues is equal to 15,29%.

Limited financial charges in relation to sales volume.



Financial Data

 

Complete balance-sheet for the year

al 31/12/2013

(in Eur

x 1)

 

Item Type

Value

Sales

75.059.247

Profit (Loss) for the period

-3.324.839

 

Complete balance-sheet for the year

al 31/12/2012

(in Eur

x 1)

 

Item Type

Value

Sales

78.762.437

Profit (Loss) for the period

-3.073.660

 

Complete balance-sheet for the year

al 31/12/2011

(in Eur

x 1)

 

Item Type

Value

Sales

84.017.757

Profit (Loss) for the period

-3.272.481

 

Complete balance-sheet for the year

al 31/12/2010

(in Eur

x 1)

 

Item Type

Value

Sales

79.351.224

Profit (Loss) for the period

-4.894.721

 

Complete balance-sheet for the year

al 31/12/2009

(in Eur

x 1)

 

Item Type

Value

Sales

70.034.890

Profit (Loss) for the period

-10.051.852

 

 

Balance Sheets

 

From our constant monitoring of the relevant Public Administration offices, no more recent balance sheets result to have been filed.

 

- Balance Sheet as at 31/12/2013 - 12 Mesi - Currency: - Amounts x 1

 

- Balance Sheet as at 31/12/2012 - 12 Mesi - Currency: - Amounts x 1

 

- Balance Sheet as at 31/12/2011 - 12 Mesi - Currency: - Amounts x 1

 

Years

2013

2012

2011

BALANCE SHEET ACCOUNTS

 

ASSETS

CREDITS VS PARTNERS

. Deposits not yet withdrawn

. Deposits already withdrawn

Total credits vs partners

FIXED ASSETS

. INTANGIBLE FIXED ASSETS

. . Start-up and expansion expenses

. . Research,develop. and advert.expens.

. . Industrial patent rights

. . Concessions,licenses,trademarks,etc.

79.234

122.344

672.519

. . Goodwill

. . Assets in formation and advance paymen.

21.536

109.960

. . Other intangible fixed assets

393.475

395.993

272.911

. Total Intangible Fixed Assets

472.709

539.873

1.055.390

. TANGIBLE FIXED ASSETS

. . Real estate

. . Plant and machinery

3.395.339

3.436.069

3.862.578

. . Industrial and commercial equipment

73.033

75.611

58.447

. . Other assets

221.971

263.637

317.630

. . Assets under construction and advances

84.200

81.200

1.769

. Total Tangible fixed assets

3.774.543

3.856.517

4.240.424

. FINANCIAL FIXED ASSETS

. . Equity investments

4.694.944

24

24

. . . Equity invest. in subsidiary companies

. . . Equity invest. in associated companies

4.694.920

. . . Equity invest. in holding companies

. . . Equity invest. in other companies

24

24

24

. . Financial receivables

2.406.831

3.056.852

4.906.714

. . . . Within 12 months

2.400.000

. . . . Beyond 12 months

6.831

3.056.852

4.906.714

. . . Receivab due from subsidiaries

. . . . Within 12 months

. . . . Beyond 12 months

. . . Receivables due from assoc.comp.

2.400.000

4.900.000

. . . . Within 12 months

2.400.000

. . . . Beyond 12 months

4.900.000

. . . Receivables due from holding comp.

. . . . Within 12 months

. . . . Beyond 12 months

. . . Receivables due from third parties

6.831

3.056.852

6.714

. . . . Within 12 months

. . . . Beyond 12 months

6.831

3.056.852

6.714

. . Other securities

. . Own shares

. . . Total nominal value

. Total financial fixed assets

7.101.775

3.056.876

4.906.738

Total fixed assets

11.349.027

7.453.266

10.202.552

CURRENT ASSETS

. INVENTORIES

. . Raw materials and other consumables

2.523.895

3.142.864

3.568.853

. . Work in progress and semimanufactured

5.115.529

5.157.352

6.159.207

. . Work in progress on order

. . Finished goods

16.798.982

17.187.769

18.717.894

. . Advance payments

. Total Inventories

24.438.406

25.487.985

28.445.954

. CREDITS NOT HELD AS FIXED ASSETS

. . Within 12 months

32.476.914

37.557.402

37.855.355

. . Beyond 12 months

. . Trade receivables

19.336.015

22.170.736

24.649.539

. . . . Within 12 months

19.336.015

22.170.736

24.649.539

. . . . Beyond 12 months

. . Receivables due from subsid. comp.

. . . . Within 12 months

. . . . Beyond 12 months

. . Receivables due from assoc. comp.

8.606.355

11.230.194

. . . . Within 12 months

8.606.355

11.230.194

. . . . Beyond 12 months

. . Receivables due from holding comp.

20.608

17.206

207.729

. . . . Within 12 months

20.608

17.206

207.729

. . . . Beyond 12 months

. . Fiscal Receivables

59.534

378.472

. . . . Within 12 months

59.534

378.472

. . . . Beyond 12 months

. . Receivables for anticipated taxes

230.703

423.608

510.496

. . . . Within 12 months

230.703

423.608

510.496

. . . . Beyond 12 months

. . Receivables due from third parties

4.223.699

14.567.380

1.257.397

. . . . Within 12 months

4.223.699

14.567.380

1.257.397

. . . . Beyond 12 months

. Total Credits not held as fixed assets

32.476.914

37.557.402

37.855.355

. FINANCIAL ASSETS

. . Equity invest. in subsidiary comp.

. . Equity invest. in associated companies

. . Equity invest. in holding companies

. . Other equity investments

. . Own shares

. . . Total nominale value

. . Other securities

. Total Financial Assets

. LIQUID FUNDS

. . Bank and post office deposits

554.154

747.484

806.324

. . Checks

. . Banknotes and coins

8.481

9.669

7.665

. Total Liquid funds

562.635

757.153

813.989

Total current assets

57.477.955

63.802.540

67.115.298

ADJUSTMENT ACCOUNTS

. Discount on loans

43.869

. Other adjustment accounts

19.159

22.014

Total adjustments accounts

43.869

19.159

22.014

TOTAL ASSETS

68.870.851

71.274.965

77.339.864

LIABILITIES

STOCKHOLDERS' EQUITY

. Capital stock

6.000.000

6.000.000

6.000.000

. Additional paid-in capital

. Revaluation reserves

. Legal reserve

. Reserve for Own shares

. Statute reserves

. Other reserves

1.452.777

750.002

1.393.996

. Accumulated Profits (Losses)

-1.878.488

. Profit( loss) of the year

-3.324.839

-3.073.660

-3.272.481

. Advances on dividends

. Partial loss of the year Coverage

Total Stockholders'Equity

4.127.938

1.797.854

4.121.515

RESERVES FOR RISKS AND CHARGES

. . Reserve for employee termination indem.

. . Taxation fund, also differed

37.607

39.636

41.665

. . Other funds

1.047.905

969.749

1.013.981

Total Reserves for Risks and Charges

1.085.512

1.009.385

1.055.646

Employee termination indemnities

5.048.316

4.981.633

7.307.321

ACCOUNTS PAYABLE

. . . . Within 12 months

54.243.219

58.279.251

61.928.774

. . . . Beyond 12 months

4.276.681

5.134.778

2.842.851

. . Bonds

. . . . Within 12 months

. . . . Beyond 12 months

. . Convertible bonds repayable

. . . . Within 12 months

. . . . Beyond 12 months

. . Due to shareholders for financing

. . . . Within 12 months

. . . . Beyond 12 months

. . Due to banks

33.211.297

34.457.588

35.217.262

. . . . Within 12 months

28.934.616

29.322.810

32.374.411

. . . . Beyond 12 months

4.276.681

5.134.778

2.842.851

. . Due to other providers of finance

. . . . Within 12 months

. . . . Beyond 12 months

. . Advances from customers

5.419

5.419

5.419

. . . . Within 12 months

5.419

5.419

5.419

. . . . Beyond 12 months

. . Trade payables

6.842.802

7.556.762

7.378.064

. . . . Within 12 months

6.842.802

7.556.762

7.378.064

. . . . Beyond 12 months

. . Securities issued

. . . . Within 12 months

. . . . Beyond 12 months

. . Due to subsidiary companies

. . . . Within 12 months

. . . . Beyond 12 months

. . Due to associated companies

7.382.151

15.219.193

. . . . Within 12 months

7.382.151

15.219.193

. . . . Beyond 12 months

. . Due to holding companies

549.094

2.045.365

1.111.823

. . . . Within 12 months

549.094

2.045.365

1.111.823

. . . . Beyond 12 months

. . Due to the tax authorities

185.186

. . . . Within 12 months

185.186

. . . . Beyond 12 months

. . Due to social security and welfare inst.

946.583

983.712

690.083

. . . . Within 12 months

946.583

983.712

690.083

. . . . Beyond 12 months

. . Other payables

9.582.554

18.365.183

4.964.595

. . . . Within 12 months

9.582.554

18.365.183

4.964.595

. . . . Beyond 12 months

Total accounts payable

58.519.900

63.414.029

64.771.625

ADJUSTMENT ACCOUNTS

. Agio on loans

. Other adjustment accounts

89.185

72.064

83.757

Total adjustment accounts

89.185

72.064

83.757

TOTAL LIABILITIES

68.870.851

71.274.965

77.339.864

 

 

 

 

 

MEMORANDUM ACCOUNTS

 

Third party goods

Investment accounts

Risk accounts

5.057.145

Civil and fiscal norms relation

 

 

 

 

 

PROFIT AND LOSS ACCOUNTS

 

VALUE OF PRODUCTION

. Revenues from sales and services

75.059.247

78.762.437

84.017.757

. Changes in work in progress

-430.611

-2.531.980

1.079.277

. Changes in semi-manufact. products

. Capitalization of internal work

. Other income and revenues

379.851

510.867

556.361

. . Contributions for operating expenses

. . Different income and revenues

379.851

510.867

556.361

Total value of production

75.008.487

76.741.324

85.653.395

PRODUCTION COSTS

. Raw material,other materials and consum.

50.490.535

50.839.147

60.287.775

. Services received

11.895.161

11.675.592

. Leases and rentals

12.697.672

1.700.104

1.655.579

. Payroll and related costs

11.479.644

12.198.008

12.396.017

. . Wages and salaries

8.126.386

8.561.836

8.596.202

. . Social security contributions

2.630.328

2.823.998

2.890.535

. . Employee termination indemnities

713.401

807.696

901.451

. . Pension and similar

. . Other costs

9.529

4.478

7.829

. Amortization and depreciation

1.095.379

1.511.112

2.012.327

. . Amortization of intangible fixed assets

219.832

740.430

730.290

. . Amortization of tangible fixed assets

676.062

659.644

709.167

. . Depreciation of tangible fixed assets

. . Writedown of current receiv.and of liquid

199.485

111.038

572.870

. Changes in raw materials

618.969

425.989

-454.529

. Provisions to risk reserves

. Other provisions

. Other operating costs

148.046

95.546

93.531

Total production costs

76.530.245

78.665.067

87.666.292

Diff. between value and cost of product.

-1.521.758

-1.923.743

-2.012.897

FINANCIAL INCOME AND EXPENSE

. Income from equity investments

. . In subsidiary companies

. . In associated companies

. . In other companies

. Other financial income

133.655

208.368

238.548

. . Financ.income from receivables

85.760

. . . Towards subsidiary companies

. . . Towards associated companies

85.760

. . . Towards holding companies

. . . Towards other companies

. . Financ.income from secur. t.f.assets

. . Financ.income from secur. cur.assets

. . Financ.income other than the above

47.895

. . . - Subsidiary companies

. . . - Associated companies

. . . - Holding companies

. . . - Other companies

47.895

. Interest and other financial expense

-1.078.485

-1.236.875

-1.346.003

. . Towards subsidiary companies

. . Towards associated companies

. . Towards holding companies

-30.968

. . Towards other companies

1.078.485

Total financial income and expense

-944.830

-1.028.507

-1.107.455

ADJUSTMENTS TO FINANCIAL ASSETS

. Revaluations

. . Of equity investments

. . Of financ.fixed assets not repres.E.I.

. . Of securities incl.among current assets

. Devaluation

-60.000

. . Of equity investments

-60.000

. . Of financial fixed assets (no equity inv)

. . Of securities included among current ass

Total adjustments to financial assets

-60.000

EXTRAORDINARY INCOME AND EXPENSE

. Extraordinary income

43.591

7.693

173.738

. . Gains on disposals

. . Other extraordinary income

43.591

7.693

173.738

. Extraordinary expense

-390.672

-42.869

-548.114

. . Losses on disposals

. . Taxes relating to prior years

. . Other extraordinary expense

-390.672

-42.869

-548.114

Total extraordinary income and expense

-347.081

-35.176

-374.376

Results before income taxes

-2.873.669

-2.987.426

-3.494.728

. Taxes on current income

451.170

86.234

-222.247

. . current taxes

515.183

258.624

. . differed taxes(anticip.)

-64.013

-172.390

. Net income for the period

-3.324.839

-3.073.660

-3.272.481

. Adjustments in tax regulations pursuance

. Provisions in tax regulations pursuance

. Profit (loss) of the year

-3.324.839

-3.073.660

-3.272.481

 

RATIOS

Value Type

as at 31/12/2013

as at 31/12/2012

as at 31/12/2011

Sector Average

COMPOSITION ON INVESTMENT

Rigidity Ratio

Units

0,16

0,10

0,13

0,29

Elasticity Ratio

Units

0,83

0,90

0,87

0,70

Availability of stock

Units

0,35

0,36

0,37

0,26

Total Liquidity Ratio

Units

0,48

0,54

0,50

0,39

Quick Ratio

Units

0,01

0,01

0,01

0,01

COMPOSITION ON SOURCE

Net Short-term indebtedness

Units

13,00

31,99

14,83

1,69

Self Financing Ratio

Units

0,06

0,03

0,05

0,29

Capital protection Ratio

Units

0,35

-0,63

0,34

0,71

Liabilities consolidation quotient

Units

0,17

0,17

0,16

0,26

Financing

Units

14,18

35,27

15,72

2,12

Permanent Indebtedness Ratio

Units

0,20

0,17

0,18

0,45

M/L term Debts Ratio

Units

0,14

0,14

0,13

0,13

Net Financial Indebtedness Ratio

Units

7,91

18,74

8,35

0,96

CORRELATION

Fixed assets ratio

Units

1,19

1,60

1,40

1,38

Current ratio

Units

1,06

1,09

1,08

1,25

Acid Test Ratio-Liquidity Ratio

Units

0,61

0,66

0,62

0,75

Structure's primary quotient

Units

0,36

0,24

0,40

0,90

Treasury's primary quotient

Units

0,01

0,01

0,01

0,03

Rate of indebtedness ( Leverage )

%

1668,41

3964,45

1876,49

339,62

Current Capital ( net )

Value

3.234.736

5.523.289

5.186.524

1.615.606

RETURN

Return on Sales

%

-2,97

-1,98

-1,50

1,74

Return on Equity - Net- ( R.O.E. )

%

-80,54

-170,96

-79,40

0,25

Return on Equity - Gross - ( R.O.E. )

%

-69,62

-166,17

-84,79

2,94

Return on Investment ( R.O.I. )

%

-2,21

-2,70

-2,60

2,31

Return/ Sales

%

-2,03

-2,44

-2,40

2,50

Extra Management revenues/charges incid.

%

n.c.

n.c.

n.c.

8,02

Cash Flow

Value

-2.229.460

-1.562.548

-1.260.154

210.372

Operating Profit

Value

-1.521.758

-1.923.743

-2.012.897

359.192

Gross Operating Margin

Value

-426.379

-412.631

-570

692.382

MANAGEMENT

Credits to clients average term

Days

92,74

101,34

105,62

111,18

Debts to suppliers average term

Days

84,17

53,65

115,94

104,44

Average stock waiting period

Days

117,21

116,50

121,89

86,89

Rate of capital employed return ( Turnover )

Units

1,09

1,11

1,09

1,04

Rate of stock return

Units

3,07

3,09

2,95

4,12

Labour cost incidence

%

15,29

15,49

14,75

15,12

Net financial revenues/ charges incidence

%

-1,26

-1,31

-1,32

-2,07

Labour cost on purchasing expenses

%

15,00

15,51

14,14

14,82

Short-term financing charges

%

1,84

1,95

2,08

3,48

Capital on hand

%

91,76

90,49

92,05

95,83

Sales pro employee

Value

209.662

202.995

185.469

237.592

Labour cost pro employee

Value

32.066

31.438

27.364

33.432

 

 

Remarks

 

1) Protests checking (relative to the last five years) performed by crossing and matching the members names and the Firm's Style with the reported addresses, is supplied by the Informatic Registry managed by the Italian Chamber of Commerce. If the fiscal code is not indicated, the eventual homonymous cases are submitted to expert staff evaluation in order to limit wrong matching risks.

 

2) The Legal Data, supplied and retrived from the Firm's Registry of the Italian Chamber of Commerce, are in line with the last registered modifications.

 

3) Risk evaluation and Credit Opinion have been performed on the base of the actual data at the moment of their availability.

 

 

Market / Territory Data

 

Population living in the province

:

838.732

Population living in the region

:

4.699.950

Number of families in the region

:

1.813.210

 

Monthly family expences average in the region (in Eur..) :

 

- per food products

:

456

- per non food products

:

2.052

- per energy consume

:

127

 

 


Statistical Detrimental Data

 

Statistically the trade activity passes through serious crises.

The area is statistically considered lowly risky.

In the region 13.782 protested subjects are found; in the province they count to 2.280.

The insolvency index for the region is 0,30, , while for the province it is 0,28.

Total Bankrupt companies in the province : 3.317.

Total Bankrupt companies in the region : 16.714.

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.63.39

UK Pound

1

Rs.96.72

Euro

1

Rs.75.80

 

 

INFORMATION DETAILS

 

Analysis Done by :

KAR

 

 

Report Prepared by :

TPT

 


 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

                                       New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.