MIRA INFORM REPORT

Report No. :	301240
Report Date :	07.01.2014

IDENTIFICATION DETAILS

Name :	VHR STEEL ENTERPRISES LIMITED
Registered Office :	No. 6 – 3/1, Hanuman Nagar, Near Saibaba Temple, Vikarabad Road, Sadashivpet, Medak District Sadashivpet – 502219, Telangana
Country :	India
Financials (as on) :	31.03.2013
Date of Incorporation :	25.03.2011
Com. Reg. No.:	36-073495
Capital Investment / Paid-up Capital :	Rs. 0.500 Million
CIN No.: [Company Identification No.]	U51503TG2011PLC073495
IEC No.:	Not Available
TAN No.: [Tax Deduction & Collection Account No.]	Not Available
PAN No.: [Permanent Account No.]	AADCV6149F
Legal Form :	A Closely Held Public Limited liability Company.
Line of Business :	Trader and Dealer of all kinds and forms of steel including mild, high carbon, spring, high speed, tool, alloy, stainless and special steels, iron, metals etc.
No. of Employees :	Information declined by the management.

RATING & COMMENTS

MIRA’s Rating :

Ca (11)

RATING		STATUS	PROPOSED CREDIT LINE
11-25	Ca	Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity	Limited with full security

Status :	Yet to commence its commercial operations
Payment Behaviour :	Unknown
Litigation :	Clear
Comments :	Even though the company was incorporated on 25^th March 2011, it is yet to commence its commercial operations. Mr. Vijay Saradhi, Accounts Manager has denied to disclose any information to us. The management has failed to file its financial record with government department for the year 2014. As per available financial record of 2013, the company has not undertaken any business activities and it has incurred pre operating expenses which has resulted into accumulated losses recorded by the company. As per the status in the registrar of companies business appears to be active. Payments are reported to be unknown. The company can be considered for business dealings on safe and secured trade terms and conditions.

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

ECGC Country Risk Classification List – September 30, 2014

Country Name	Previous Rating (30.06.2014)	Current Rating (30.09.2014)
India	A1	A1

Risk Category	ECGC Classification
Insignificant	A1
Low	A2
Moderate	B1
High	B2
Very High	C1
Restricted	C2
Off-credit	D

EXTERNAL AGENCY RATING

Not Available

RBI DEFAULTERS’ LIST STATUS

Subject’s name is not enlisted as a defaulter in the publicly available RBI Defaulters’ list.

EPF (Employee Provident Fund) DEFAULTERS’ LIST STATUS

Subject’s name is not enlisted as a defaulter in the publicly available EPF (Employee Provident Fund) Defaulters’ list as of 31-03-2014.

INFORMATION DENIED BY

Name :	Mr. Vijay Saradhi
Designation :	Accounts Manager
Contact No.:	91-9908016354
Date :	2.01.2015

LOCATIONS

Registered Office :	No. 6 – 3/1, Hanuman Nagar, Near Saibaba Temple, Vikarabad Road, Sadashivpet, Medak District Sadashivpet – 502219, Telangana, India
Tel. No.:	Not Available
Fax No.:	Not Available
E-Mail :	yravifcs@gmail.com

DIRECTORS

AS ON 30.09.2013

Name :

Mr. Harivithalrao Venkateshwarrao Chintalapati

Designation :

Director

Address :

Plot No. 24, Phase – I, Kamalapuri Colony, Srinagar Colony, Hyderabad – 500073, Andhra Pradesh, India

Date of Birth/Age :

30.04.1939

Date of Appointment :

25.03.2011

DIN No. :

00012970

Other Directorship :

S. No.	CIN/LLPIN	Name of the Company/ LLP	Current designation of the Director/ Designated Partner	Date of appointment at current designation	Original date of appointment	Date of cessation	Company/ LLP Status	Defaulting status
1	L99999TG1989PLC057289	GAYATRI PROJECTS LIMITED	Director	29/09/2014	04/11/2005	-	Active	NO
2	U45200TG2004PLC044776	APR CONSTRUCTIONS LIMITED	Director	29/09/2007	23/09/2006	-	Active	NO
3	U15424TG2007PLC056495	AMR SANGAM SUGAR VENTURES LIMITED	Director	30/05/2008	30/05/2008	06/05/2011	Active	NO
4	U27109TG2005PTC046213	GLADE STEEL PRIVATE LIMITED	Director	30/09/2008	17/09/2008	12/07/2013	Active	NO
5	U18100TG1991PLC013088	CANDID INDUSTRIES LIMITED	Director	29/09/2009	15/10/2008	-	Active	NO
6	U45209TG2008PLC057269	GAYATRI INFRA VENTURES LIMITED	Director	17/07/2009	05/02/2009	-	Active	NO
7	U55101TG2007PLC053712	AMR HOSPITALITY SERVICES LIMITED	Director	27/09/2010	01/04/2010	13/07/2011	Active	NO
8	U51503TG2011PLC073495	VHR STEEL ENTERPRISES LIMITED	Director	25/03/2011	25/03/2011	-	Active	NO
9	U40108TG2008PTC057788	GAYATRI ENERGY VENTURES PRIVATE LIMITED	Director	17/09/2012	29/05/2012	-	Active	NO
10	U45400TG2011PLC076396	SAI MAATARINI TOLLWAYS LIMITED	Director	12/08/2014	12/11/2013	-	Active	NO

Name :

Mr. Ravinder Reddy Sama

Designation :

Director

Address :

No. 5A, Vengalrao Nagar, S.R. Nagar, Hyderabad – 500038, Andhra Pradesh, India

Date of Birth/Age :

07.08.1974

Date of Appointment :

25.03.2011

DIN No. :

01629065

Other Directorship :

S. No.	CIN/LLPIN	Name of the Company/ LLP	Current designation of the Director/ Designated Partner	Date of appointment at current designation	Original date of appointment	Date of cessation	Company/ LLP Status	Defaulting status
1	U31909AP1990PTC011078	LUMBINI ELECTRICALS PRIVATE LIMITED	Director	04/12/1998	04/12/1998	19/08/2013	Active	NO
2	U65910TG1996PLC025259	EMINENT INDUSTRIES LIMITED	Director	06/05/2000	06/05/2000	01/10/2004	Active	NO
3	U52334TG1986PLC006939	REVELAIRY INDUSTRIES LIMITED	Director	02/11/2000	02/11/2000	-	Strike off	NO
4	U27101TG1986PTC006975	SANMAT IRON AND STEEL INDUSTRIES PRIVATE LIMITED	Director	01/04/2001	01/04/2001	-	Strike off	NO
5	U24200AP1995PTC020265	HANSA SURGICALS PRIVATE LIMITED	Director	06/07/2004	06/07/2004	-	Active	NO
6	U85110TG2005PTC046141	HANSA HEALTHCARE PRIVATE LIMITED	Director	05/05/2005	05/05/2005	17/03/2009	Active	NO
7	U74140TG2006PLC048817	SUJANA PROJECTS LIMITED	Director	18/01/2006	18/01/2006	01/08/2007	Active	NO
8	U70102TG2002PLC039283	J.R. AUTOMOBILES LIMITED	Director	29/09/2007	05/10/2006	13/11/2008	Strike off	NO
9	U27109TG1966PTC001124	CROWN CASTINGS PRIVATE LIMITED	Director	09/08/2007	09/08/2007	-	Active	NO
10	U29305TN1999PTC042452	SRICHAKRA MERCHANDISING PRIVATE LIMITED	Additional director	05/10/2007	05/10/2007	30/04/2008	Active	NO
11	U45400MH2008PTC181269	GOOD CHOICE DEVELOPERS AND TRADERS PRIVATE LIMITED	Director	17/04/2008	17/04/2008	27/02/2012	Active	NO
12	U52520TG1998PLC030344	STEELEX INDUSTRIES LIMITED	Director	30/09/2009	16/01/2009	-	Active	NO
13	U27109TG2000PLC033559	MEGHANA STEEL ENTERPRISES LIMITED	Director	30/09/2009	19/01/2009	-	Active	NO
14	U65910AP1999PLC033042	PRIME INFOINVEST LIMITED	Additional director	16/03/2009	16/03/2009	29/07/2013	Active	NO
15	U24239TG2000PLC035648	PLATINA HEALTH TOURISM LIMITED	Additional director	03/08/2009	03/08/2009	-	Strike off	NO
16	U24120TG1996PLC022887	TOPAZ STEEL INDIA LIMITED	Director	29/09/2009	03/08/2009	19/08/2013	Active	NO
17	U70102TG2010PTC071444	ACCORD TOWNSHIPS PRIVATE LIMITED	Director	29/11/2010	29/11/2010	-	Active	NO
18	U70100TG2010PTC071549	BHAVYA AVENUES PRIVATE LIMITED	Director	07/12/2010	07/12/2010	-	Active	NO
19	U51503TG2011PLC073495	VHR STEEL ENTERPRISES LIMITED	Director	25/03/2011	25/03/2011	-	Active	NO
20	U45200TG2005PTC045821	SONY PROJECTS PRIVATE LIMITED	Additional director	08/03/2013	08/03/2013	-	Active	NO

Name :

Mr. Raghu Vemulapalli

Designation :

Director

Address :

Flat No GF Ratna Deepika Apartments Plot No. 27, Womens Co-Op Society Road No. 2 Jubilee Hills, Hyderabad – 500045, Andhra Pradesh, India

Date of Birth/Age :

20.06.1963

Date of Appointment :

25.03.2011

DIN No. :

00057268

Other Directorship :

S. No.	CIN/LLPIN	Name of the Company/ LLP	Current designation of the Director/ Designated Partner	Date of appointment at current designation	Original date of appointment	Date of cessation	Company/ LLP Status	Defaulting status
1	U52520AP2004PTC044168	SUN SEVEN ELECTRICALS PRIVATE LIMITED	Director	15/09/2004	15/09/2004	-	Strike off	NO
2	U70102TG2005PTC047713	SRI SHAMBHAVI PROPERTIES Private Limited	Whole-time director	01/04/2009	07/10/2005	-	Active	NO
3	U45101TG2006PTC051032	SIVANA PROJECTS PRIVATE LIMITED	Director	31/08/2006	31/08/2006	-	Active	NO
4	U24239TG2006PLC051382	BIOTRAIL PHARMA SERVICES LIMITED	Director	12/10/2006	12/10/2006	31/08/2009	Active	NO
5	U45200TG2006PLC049148	SCM INFRA DEVELOPERS LIMITED	Director	29/09/2008	15/04/2008	-	Active	NO
6	U29305TN1999PTC042452	SRICHAKRA MERCHANDISING PRIVATE LIMITED	Director	29/09/2008	30/04/2008	-	Active	NO
7	U51503TG2011PLC073495	VHR STEEL ENTERPRISES LIMITED	Director	25/03/2011	25/03/2011	-	Active	NO

KEY EXECUTIVES

Name :	Mr. Vijay Saradhi
Designation :	Accounts Manager

MAJOR SHAREHOLDERS

As on 30.09.2013

Names of Shareholders	No. of Shares
Ravinder reddy	16500
Hari Vittal Rao	16500
V. Raghu	16600
J. Anjaneyulu	100
P. Ramakrishna	100
Saif Pasha	100
S. Sayed Basha	100
Total	50000

As on 30.09.2013

Equity Share Break up (Percentage of Total Equity)

Category	Percentage of Holding
Directors or relatives of Directors	99.20
Other top fifty shareholders	0.80
Total	100.00

BUSINESS DETAILS

Line of Business :	Trader and Dealer of all kinds and forms of steel including mild, high carbon, spring, high speed, tool, alloy, stainless and special steels, iron, metals etc.
Products :	Not Divulged
Brand Names :	Not Divulged
Agencies Held :	Not Divulged
Exports :	Not Divulged
Imports :	Not Divulged
Terms :
Selling :	Not Divulged
Purchasing :	Not Divulged

PRODUCTION STATUS: Not Available

GENERAL INFORMATION

Suppliers :

Reference :	Not Divulged
Name of the Person :	Not Divulged
Contact No.:	Not Divulged
Since How Long Known :	Not Divulged
Experience :	Not Divulged
Maximum Limit Dealt :	Not Divulged

Customers :

Reference :	Not Divulged
Name of the Person :	Not Divulged
Contact No.:	Not Divulged
Since How Long Known :	Not Divulged
Experience :	Not Divulged
Maximum Limit Dealt :	Not Divulged

No. of Employees :

Information declined by the management.

Bankers :

Banker Name	Not Divulged
Branch Address	Not Divulged
Person Name (With Designation)	Not Divulged
Contact Number	Not Divulged
Name of Account Holder	Not Divulged
Account Number	Not Divulged
Account Since (Date/Year of Account Opening)	Not Divulged
Average Balance Maintained (If Possible)	Not Divulged
Credit Facilities Enjoyed (If any)	Not Divulged
Account Operation	Not Divulged
Remarks (If any)	Not Divulged

Auditors :
Name :	Ramasamy Koteswara Rao and Company Chartered Accountants
Address :	Plot No. 238/A, MLA’s Colony, Road No. 12, Banjara Hills, Hyderabad – 500034, Andhra Pradesh, India
Tel. No.:	91-40-23394982 / 23394985 / 23320277
Fax No.:	91-40-23430601
E-Mail :	rkandco@gmail.com
Website :	http://www.rkandco.in
PAN No.:	AAGFR9006F
Memberships :	Not Divulged
Collaborators :	Not Divulged
Associates/Subsidiaries :	Not Divulged

CAPITAL STRUCTURE

As on 30.09.2013

Authorised Capital :

No. of Shares	Type	Value	Amount
100000	Equity Shares	Rs.10/- each	Rs.1.000 Million

Issued, Subscribed & Paid-up Capital :

No. of Shares	Type	Value	Amount
50000	Equity Shares	Rs.10/- each	Rs. 0.500 Million

FINANCIAL DATA

[all figures are in Rupees Millions]

ABRIDGED BALANCE SHEET

SOURCES OF FUNDS	31.03.2013	31.03.2012
I.              EQUITY AND LIABILITIES
(1)Shareholders' Funds
(a) Share Capital	0.500	0.500
(b) Reserves & Surplus	(0.040)	(0.030)
(c) Money received against share warrants	0.000	0.000
(2) Share Application money pending allotment	0.000	0.000
Total Shareholders’ Funds (1) + (2)	0.460	0.470
(3) Non-Current Liabilities
(a) long-term borrowings	0.000	0.000
(b) Deferred tax liabilities (Net)	0.000	0.000
(c) Other long term liabilities	0.000	0.000
(d) long-term provisions	0.000	0.000
Total Non-current Liabilities (3)	0.000	0.000
(4) Current Liabilities
(a) Short term borrowings	0.000	0.000
(b) Trade payables	0.000	0.000
(c) Other current liabilities	0.015	0.007
(d) Short-term provisions	0.000	0.000
Total Current Liabilities (4)	0.015	0.007
TOTAL	0.475	0.477
II.          ASSETS
(1) Non-current assets
(a) Fixed Assets
(i) Tangible assets	0.000	0.000
(ii) Intangible Assets	0.000	0.000
(iii) Capital work-in-progress	0.000	0.000
(iv) Intangible assets under development	0.000	0.000
(b) Non-current Investments	0.000	0.000
(c) Deferred tax assets (net)	0.005	0.007
(d) Long-term Loan and Advances	0.000	0.000
(e) Other Non-current assets	0.000	0.000
Total Non-Current Assets	0.005	0.007
(2) Current assets
(a) Current investments	0.000	0.000
(b) Inventories	0.000	0.000
(c) Trade receivables	0.000	0.000
(d) Cash and cash equivalents	0.470	0.470
(e) Short-term loans and advances	0.000	0.000
(f) Other current assets	0.000	0.000
Total Current Assets	0.470	0.470
TOTAL	0.475	0.477

PROFIT & LOSS ACCOUNT

	PARTICULARS	31.03.2013	31.03.2012
	SALES
	Income	0.000	0.000
	Other Income	0.000	0.000
	TOTAL	0.000	0.000
Less	EXPENSES
	Other expenses	0.007	0.038
	TOTAL	0.007	0.038
	PROFIT/ (LOSS) BEFORE TAX	(0.007)	(0.038)
Less	TAX	0.002	(0.008)
	PROFIT/ (LOSS) AFTER TAX	(0.009)	(0.030)
	Earnings / (Loss) Per Share (Rs.)	(0.93)	(3.02)

KEY RATIOS

PARTICULARS		31.03.2013	31.03.2012
Net Profit Margin (PAT/ Sales )	(%)	0.000	0.000
Return on Total Assets (PBT/Total Assets}	(%)	(1.49)	(8.09)
Return on Investment (ROI) (PBT/Networth)		(0.02)	(0.08)
Debt Equity Ratio (Total Debt /Networth)		0.00	0.00
Current Ratio (Current Asset/Current Liability)		31.33	67.14

FINANCIAL ANALYSIS

[all figures are in Rupees Millions]

DEBT EQUITY RATIO

Particular	31.03.2012	31.03.2013
	(Rs. In Millions)	(Rs. In Millions)
Share Capital	0.500	0.500
Reserves & Surplus	-0.030	-0.040
Net worth	0.470	0.460
long-term borrowings	0.000	0.000
Short term borrowings	0.000	0.000
Total borrowings	0.000	0.000
Debt/Equity ratio	0.000	0.000

LOCAL AGENCY FURTHER INFORMATION

Sr. No.	Check List by Info Agents	Available in Report (Yes / No)
1]	Year of Establishment	Yes
2]	Locality of the firm	Yes
3]	Constitutions of the firm	Yes
4]	Premises details	No
5]	Type of Business	Yes
6]	Line of Business	Yes
7]	Promoter's background	Yes
8]	No. of employees	No
9]	Name of person contacted	Yes
10]	Designation of contact person	Yes
11]	Turnover of firm for last two years	Yes
12]	Profitability for last two years	Yes
13]	Reasons for variation <> 20%	-----------------------
14]	Estimation for coming financial year	No
15]	Capital in the business	Yes
16]	Details of sister concerns	No
17]	Major suppliers	No
18]	Major customers	No
19]	Payments terms	No
20]	Export / Import details (if applicable)	No
21]	Market information	----------------------
22]	Litigations that the firm / promoter involved in	----------------------
23]	Banking Details	No
24]	Banking facility details	No
25]	Conduct of the banking account	----------------------
26]	Buyer visit details	----------------------
27]	Financials, if provided	Yes
28]	Incorporation details, if applicable	Yes
29]	Last accounts filed at ROC	Yes
30]	Major Shareholders, if available	Yes
31]	Date of Birth of Proprietor/Partner/Director, if available	Yes
32]	PAN of Proprietor/Partner/Director, if available	No
33]	Voter ID No of Proprietor/Partner/Director, if available	No
34]	External Agency Rating, if available	No

Note:

The Registered office of the company has been shifted H. No. 8-2-248/1/7/47/A, Plot No. 47, Nagarjuna Hills, Panjagutta, Hyderabad – 500082, Andhra Pradesh, India to the present address w.e.f. 05.06.2013

COMPANY'S PERFORMANCE:

During the financial year the Company has not yet commenced its business and incurred a net loss of Rs.0.009 Million (previous year 0.030 Million. The Directors are hopeful to project better financial results in the forth coming years

VIEW INDEX OF CHARGES No Charges Exist for Company

CMT REPORT (Corruption, Money Laundering & Terrorism]

The Public Notice information has been collected from various sources including but not limited to: The Courts, India Prisons Service, Interpol, etc.

1] INFORMATION ON DESIGNATED PARTY

No exist designating subject or any of its beneficial owners, controlling shareholders or senior officers as terrorist or terrorist organization or whom notice had been received that all financial transactions involving their assets have been blocked or convicted, found guilty or against whom a judgement or order had been entered in a proceedings for violating money-laundering, anti-corruption or bribery or international economic or anti-terrorism sanction laws or whose assets were seized, blocked, frozen or ordered forfeited for violation of money laundering or international anti-terrorism laws.

2] Court Declaration :

No exist to suggest that subject is or was the subject of any formal or informal allegations, prosecutions or other official proceeding for making any prohibited payments or other improper payments to government officials for engaging in prohibited transactions or with designated parties.

3] Asset Declaration :

No records exist to suggest that the property or assets of the subject are derived from criminal conduct or a prohibited transaction.

4] Record on Financial Crime :

Charges or conviction registered against subject: None

5] Records on Violation of Anti-Corruption Laws :

Charges or investigation registered against subject: None

6] Records on Int’l Anti-Money Laundering Laws/Standards :

Charges or investigation registered against subject: None

7] Criminal Records

No available information exist that suggest that subject or any of its principals have been formally charged or convicted by a competent governmental authority for any financial crime or under any formal investigation by a competent government authority for any violation of anti-corruption laws or international anti-money laundering laws or standard.

8] Affiliation with Government :

No record exists to suggest that any director or indirect owners, controlling shareholders, director, officer or employee of the company is a government official or a family member or close business associate of a Government official.

9] Compensation Package :

Our market survey revealed that the amount of compensation sought by the subject is fair and reasonable and comparable to compensation paid to others for similar services.

10] Press Report :

No press reports / filings exists on the subject.

CORPORATE GOVERNANCE

MIRA INFORM as part of its Due Diligence do provide comments on Corporate Governance to identify management and governance. These factors often have been predictive and in some cases have created vulnerabilities to credit deterioration.

Our Governance Assessment focuses principally on the interactions between a company’s management, its Board of Directors, Shareholders and other financial stakeholders.

CONTRAVENTION

Subject is not known to have contravened any existing local laws, regulations or policies that prohibit, restrict or otherwise affect the terms and conditions that could be included in the agreement with the subject.

FOREIGN EXCHANGE RATES

Currency	Unit	Indian Rupees
US Dollar	1	Rs. 63.38
UK Pound	1	Rs. 96.71
Euro	1	Rs. 75.79

INFORMATION DETAILS

Information Gathered by :	NYA
Analysis Done by :	KAR
Report Prepared by :	TRU

SCORE & RATING EXPLANATIONS

SCORE FACTORS	RANGE	POINTS
HISTORY	1~10	3
PAID-UP CAPITAL	1~10	3
OPERATING SCALE	1~10	--
FINANCIAL CONDITION
--BUSINESS SCALE	1~10	--
--PROFITABILITY	1~10	--
--LIQUIDITY	1~10	2
--LEVERAGE	1~10	2
--RESERVES	1~10	--
--CREDIT LINES	1~10	1
--MARGINS	-5~5	--
DEMERIT POINTS
--BANK CHARGES	YES/NO	NO
--LITIGATION	YES/NO	NO
--OTHER ADVERSE INFORMATION	YES/NO	NO
MERIT POINTS
--SOLE DISTRIBUTORSHIP	YES/NO	NO
--EXPORT ACTIVITIES	YES/NO	NO
--AFFILIATION	YES/NO	NO
--LISTED	YES/NO	NO
--OTHER MERIT FACTORS	YES/NO	YES
DEFAULTER
--RBI	YES/NO	NO
--EPF	YES/NO	NO
TOTAL		11

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

Financial condition (40%) Ownership background (20%) Payment record (10%)

Credit history (10%) Market trend (10%) Operational size (10%)

RATING EXPLANATIONS

RATING		STATUS	PROPOSED CREDIT LINE
>86	Aaa	Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums	Unlimited
71-85	Aa	Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums	Large
56-70	A	Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums	Fairly Large
41-55	Ba	Overall operation is considered normal. Capable to meet normal commitments.	Satisfactory
26-40	B	Capability to overcome financial difficulties seems comparatively below average.	Small
11-25	Ca	Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity	Limited with full security
<10	C	Absolute credit risk exists. Caution needed to be exercised	Credit not recommended
--	NB	New Business	--

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.