MIRA INFORM REPORT

 

 

Report No. :

302538

Report Date :

09.01.2015

 

IDENTIFICATION DETAILS

 

Name :

YES PHARMA LTD.

 

 

Registered Office :

15 Hamelacha Street, Har Tuv A Industrial Park, Nocham Enterprises Har-Tuv 9980101   

 

 

Country :

Israel

 

 

Date of Incorporation :

17.01.2005

 

 

Com. Reg. No.:

51-363979-9

 

 

Legal Form :

Private Limited Company

 

 

Line of Business :

·         Agencies in the field of Raw Materials for the Pharmaceutical branch (Pharma Intermediates, Active Pharmaceuticals Ingredient's (Apis), Formulations to biopharmaceuticals).

·         Engaged in marketing and sales of Active Pharmaceutical Ingredients (APIs), Advanced Intermediates and New Molecules

 

 

No of Employees :

16 employees serving Subject and Sister Company (same as in mid-2014 and in 2013, had 14 employees in mid-2012, same as in 2011 and in 2010).

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

Payment Behaviour :

No Complaints

Litigation :

Clear 

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – September 30, 2014

 

Country Name

Previous Rating

(30.06.2014)

Current Rating

(30.09.2014)

Israel

a2

a2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


 

Israel ECONOMIC OVERVIEW

 

Israel has a technologically advanced market economy. Cut diamonds, high-technology equipment, and pharmaceuticals are among the leading exports. Its major imports include crude oil, grains, raw materials, and military equipment. Israel usually posts sizable trade deficits, which are covered by tourism and other service exports, as well as significant foreign investment inflows. Between 2004 and 2011, growth averaged nearly 5% per year, led by exports. The global financial crisis of 2008-09 spurred a brief recession in Israel, but the country entered the crisis with solid fundamentals, following years of prudent fiscal policy and a resilient banking sector. In 2010, Israel formally acceded to the OECD. Israel's economy also has weathered the Arab Spring because strong trade ties outside the Middle East have insulated the economy from spillover effects. The economy has recovered better than most advanced, comparably sized economies, but slowing demand domestically and internationally, and a strong shekel, have reduced forecasts for the next decade to the 3% level. Natural gas fields discovered off Israel's coast since 2009 have brightened Israel's energy security outlook. The Tamar and Leviathan fields were some of the world's largest offshore natural gas finds this past decade. The massive Leviathan field is not due to come online until 2018, but production from Tamar provided a one percentage point boost to Israel's GDP in 2013 and is expected to contribute 0.5% growth in 2014. In mid-2011, public protests arose around income inequality and rising housing and commodity prices. Israel's income inequality and poverty rates are among the highest of OECD countries and there is a broad perception among the public that a small number of "tycoons" have a cartel-like grip over the major parts of the economy. The government formed committees to address some of the grievances but has maintained that it will not engage in deficit spending to satisfy populist demands. In May 2013 the Israeli government, in a politically difficult process, passed an austerity budget to reign in the deficit and restore confidence in the government's fiscal position. Over the long term, Israel faces structural issues, including low labor participation rates for its fastest growing social segments - the ultra-orthodox and Arab-Israeli communities. Also, Israel's progressive, globally competitive, knowledge-based technology sector employs only 9% of the workforce, with the rest employed in manufacturing and services - sectors which face downward wage pressures from global competition.

 

Source : CIA


Company name & address

 

YES PHARMA LTD.

Telephone 972 2 992 99 33

Fax                                     972 2 992 99 55

Email:                                   info@yespharma.com

15 Hamelacha Street

Har Tuv A Industrial Park

NOCHAM ENTERPRISES HAR-TUV                  9980101    ISRAEL

 

 

HISTORY & LEGAL FORMATION

 

A private limited company, incorporated as per file No. 51-363979-9 on the 17.01.2005.

 

 

SHARE CAPITAL

 

Authorized share capital NIS 10,000.00, divided into -

                1,000,000 ordinary shares of NIS 0.01 each,

of which 10,000 shares amounting to NIS 100.00 were issued.

 

 

SHAREHOLDERS

 

Subject is fully owned by Gideon Schurder.

 

 

SOLE DIRECTOR & GENERAL MANAGER

 

Gideon Schurder, born in 1976.

 

 

BUSINESS

 

Agencies in the field of raw materials for the pharmaceutical branch (pharma Intermediates, Active Pharmaceuticals Ingredient's (APIs), formulations to biopharmaceuticals).

 

Subject is also actively engaged in R&D activities of our customers and offer Contract Research and Manufacturing Services (CRAMS) to Pharmaceutical Companies worldwide.

 

Engaged in marketing and sales of Active Pharmaceutical Ingredients (APIs), Advanced Intermediates and New Molecules

 

Also international traders in raw materials for the pharmaceutical field.

 

Local sales are via sister company YES PHARMA ISRAEL 2008 LTD.

 

All sales are on a commission basis.

 

95% of sales are export.

 

All of subject’s suppliers are foreign.

 

Among customers: TEVA PHARMACEUTICAL INDUSTRIES, DEXCEL, TARO PHARMACEUTICAL INDUSTRIES, PERRIGO ISRAEL, CTS CHEMICAL INDUSTRIES, RAFA LABORATORIES, etc.

 

Sole local agents of:

CIPLA, NICHOLAS PIRAML, INDSWIFT, RANDEXY, BENZOCHEM, all of India,

STEROID, of Italy,

INTERQUIM, CRYSTAL PHARMA, both of Spain,

ACG, of India (in the capsule field).

 

Operating from rented premises, on an area of 520 sq. meters, in 15 Hamelacha Street, Har Tuv A Industrial Park, Nocham Enterprises Har-Tuv, Mateh Yehuda Regional Council, situated near Beit Shemesh.

 

Having 16 employees serving subject and sister company (same as in mid 2014 and in 2013, had 14 employees in mid 2012, same as in 2011 and in 2010).

 

 

MEANS

 

Holding no stocks, work is based on orders.

Financial data not forthcoming.

 

There are 3 charges for unlimited amounts, as well as 1 charge for the sum of US$ 75,000.00 registered on the company assets (financial assets), in favor of Bank Hapoalim Ltd. (last charge placed April 2012).

 

 

REVENUES

 

Actual revenues derive from commission on sales. Consolidated revenues are by subject and sister company:

2007 consolidated sales claimed to be US$ 4,700,000, of which 80% were sales abroad.

2008 consolidated sales claimed to be US$ 9,800,000, of which 80% were sales abroad.

2009 consolidated sales claimed to be US$ 6,000,000, of which 80% were sales abroad.

2010 consolidated sales claimed to be US$ 9,200,000, of which 90% were sales abroad.

2011 consolidated sales claimed to be US$ 13,000,000, of which 90% were sales abroad.

2012 consolidated sales claimed to be US$ 18,000,000, of which 90% were sales abroad.

2013 consolidated sales were US$ 22,000,000, of which US$ 21,694,000 were by subject. 95% of sales were abroad (export).

2014 consolidated sales were US$ 29,000,000, of which US$ 27,800,000 were by subject. 95% of sales were abroad (export).

 

OTHER COMPANIES

 

YES PHARMA ISRAEL 2008 LTD., fully owned by Gideon Schurder, agencies in Israel for pharmaceutical raw materials, operating on a very low volume.

 

 

BANKERS

 

Bank Hapoalim Ltd., Jerusalem Business Branch (No.436), Jerusalem, account  No. 222000.

 

Bank Leumi Le'Israel Ltd., Har Hotzvim Business Branch (No. 968), Jerusalem, account No. 566200/73.

A check with the Central Banks' database did not reveal anything detrimental on subject’s a/m accounts.

 

 

CHARACTER AND REPUTATION

 

Nothing unfavorable learned.

 

Subject is ISO 9001:2008 certified.

 

In February 2010 subject announced on the implementation of ERP/CRM System (Priority, carried out by ESHBEL TECHNOLOGIES) into their infrastructure.

 

Over 90% of sales by the local Pharmaceutical Industry are for export.

 

Sales for exports of pharmaceuticals in 2013 reached US$ 6,348 million, representing 7.3% decrease from 2012 (fall was sharper in local NIS currency terms, by 13.4%), continuing the downward trend from 2012 when it fell some 6% from 2011 (after 10% and 41.5% increase in 2011 and 2010, respectively, from the previous years).

 

 

SUMMARY

 

Good for trade engagements.

 

 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.62.97

UK Pound

1

Rs.94.97

Euro

1

Rs.74.43

 

INFORMATION DETAILS

 

Analysis Done by :

DIV

 

 

Report Prepared by :

MNL

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

Credit not recommended

--

NB

                                       New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

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This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.