MIRA INFORM REPORT

 

 

Report No. :

302316

Report Date :

10.01.2015

 

IDENTIFICATION DETAILS

 

Name :

UNITECH INTERNATIONAL PRIVATE LIMITED

 

 

Branch Office Address:

United Kingdom

 

 

Registered Address of Parent Company :

Plot 9 Holiday Park, Musharafabad Raiwind Road, Lahore 53700, Pakistan

 

 

 

Country :

United Kingdom

 

 

Financials (as on) :

30.06.2012

 

 

Date of Incorporation :

13.11.2008

 

 

Com. Reg. No.:

FC028674

 

 

Legal Form :

Appears to be a U.K office of a company registered in Pakistan

 

 

Line of Business :

Accounts data converted from Indian Rupee, Revenue = Sales/Supplies.

 

 

No. of Employee :

Not Available

 

 

RATING & COMMENTS

 

MIRA’s Rating :

B

 

RATING

STATUS

PROPOSED CREDIT LINE

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

Small

 

Status :

Branch Office of A Company Registered in Pakistan

Payment Behaviour :

Unknown

Litigation :

Clear

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – September 30, 2014

 

Country Name

Previous Rating

(30.06.2014)

Current Rating

(30.09.2014)

United Kingdom

A1

A1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

UNITED KINGDOM - ECONOMIC OVERVIEW

 

The UK, a leading trading power and financial center, is the third largest economy in Europe after Germany and France. Over the past two decades, the government has greatly reduced public ownership. Agriculture is intensive, highly mechanized, and efficient by European standards, producing about 60% of food needs with less than 2% of the labor force. The UK has large coal, natural gas, and oil resources, but its oil and natural gas reserves are declining and the UK became a net importer of energy in 2005. Services, particularly banking, insurance, and business services, are key drivers of British GDP growth. Manufacturing, meanwhile, has declined in importance but still accounts for about 10% of economic output. After emerging from recession in 1992, Britain's economy enjoyed the longest period of expansion on record during which time growth outpaced most of Western Europe. In 2008, however, the global financial crisis hit the economy particularly hard, due to the importance of its financial sector. Falling home prices, high consumer debt, and the global economic slowdown compounded Britain's economic problems, pushing the economy into recession in the latter half of 2008 and prompting the then BROWN (Labour) government to implement a number of measures to stimulate the economy and stabilize the financial markets; these included nationalizing parts of the banking system, temporarily cutting taxes, suspending public sector borrowing rules, and moving forward public spending on capital projects. Facing burgeoning public deficits and debt levels, in 2010 the CAMERON-led coalition government (between Conservatives and Liberal Democrats) initiated a five-year austerity program, which aimed to lower London's budget deficit from about 11% of GDP in 2010 to nearly 1% by 2015. In November 2011, Chancellor of the Exchequer George OSBORNE announced additional austerity measures through 2017 largely due to the euro-zone debt crisis. The CAMERON government raised the value added tax from 17.5% to 20% in 2011. It has pledged to reduce the corporation tax rate to 21% by 2014. The Bank of England (BoE) implemented an asset purchase program of £375 billion (approximately $605 billion) as of December 2013. During times of economic crisis, the BoE coordinates interest rate moves with the European Central Bank, but Britain remains outside the European Economic and Monetary Union (EMU). In 2012, weak consumer spending and subdued business investment weighed on the economy, however, in 2013 GDP grew 1.4%, accelerating unexpectedly in the second half of the year because of greater consumer spending and a recovering housing market. The budget deficit is falling but remains high at nearly 7% and public debt has continued to increase.

 

Source : CIA


Company Identification

 

 

 

 

UNITECH INTERNATIONAL PVT. LIMITED

 

Telephone

 

No listings

 

Plot 9 Holiday Park

Fax

-

Musharafabad Raiwind Road

Website

-

Lahore 53700

Pakistan

United Kingdom

 

 

 

Company Number: Foundation:

 

FC028674 13/11/2008

 

Status:

 

Financial Statements too old

 

 

 

 

Main indices

 

Payment experience and credit opinion

 

 

Basic information

 

 

 

Legal form

Appears to be a U.K office of a company registered in Pakistan

 

 

 

Foundation                                                                                                                                             

   13/11/2008

 

 

Company No.

FC028674

 

 

Management

 

Directors

Name

Address:

Date of birth

Nationality

Appointment date

Mr Mohammad Hasib Ilahi

House No 56/j-Block Dha-Eme Sector, Multan Road, Lahore, Punjab 53700

06/01/1956

Pakistani

21/11/2008

Mr Tariq Suhail Butt

House No 221/j-Block Dha Eme Sector, Multan Road, Lahore, Punjab 53700

05/11/1957

Pakistani

21/11/2008

Mr Syed Ali Shaiba Jaffri

59 Manor Way, Harrow, Middlesex HA2 6BZ

15/07/1977

British

05/06/2009

 

Company Secretary

Name

Address:

Appointment date

Mr Mohammad Hasib Ilahi

House No 56/j Block Dha Eme, Sector Multan Road, Lahore, Punjab 53700

21/11/2008

 

Other Known Addresses

 

59 Manor Way, Harrow, Middlesex HA2 6BZ

Plot 9 Holiday Park, Musharafabad Raiwind Road, Lahore 53700

 

Business Activities

 

Main Activity

 

Principal Activity           Accounts data converted from Indian Rupee, Revenue = Sales/Supplies.

 

 

Economic Data

 

Date of Accounts

Turnover

Employees

30/06/2010

GBP 2,272,353

Not Stated

30/06/2012

GBP5,050,836

Not Stated

 

Supplementary Data

 

Auditor            

 

Auditor name

MAKSOOD & CO

 

Events

 

Company History

 

Date                                         Action

01/02/2011                                New Accounts Filed

30/07/2013                                New Accounts Filed

 

Country Court Judgments (CCJs)

There are no country court judgments listed against this company

Accounts

 

Profit & Loss

 

 

30/06/2012

52 GBP

Group: No

30/06/2010

52 GBP

Group: No

Turnover

5,050,836

2,272,353

Export

-

-

Cost of Sales

4,115,796.72

1,808,565.77

Gross Profit

935,039.54

463,787.25

Wages And Salaries

342,951

170,414

 

 

 

30/06/2012

52 GBP

Group: No

30/06/2010

52 GBP

Group: No

Directors Emoluments

35,650.26

25,715.24

Operating Profit

-

-

Depreciation

13,560.43

20,564

Audit Fees

-

0

Interest Payments

0

0

Pre Tax Profit

229,653

71,432

Taxation

-80,378.69

-25,001.28

Profit After Tax

149,274.72

46,430.98

Dividends Payable

0

0

Retained Profit

149,274.72

46,430.98

 

Balance Sheet

 

 

30/06/2012

52 GBP

Group: No

30/06/2010

52 GBP

Group: No

Tangible Assets

105,530

151,660

Intangible Assets

0

0

Total Fixed Assets

105,530

151,660

Stock

508,645

178,644

Trade Debtors

159,867

0

Cash

681,048

253,899

Other Debtors

0

0

Miscellaneous Current Assets

90,150

78,601

Total Current Assets

1,439,711

511,143

 

 

30/06/2012

30/06/2010

 

52

52

 

GBP

GBP

 

Group: No

Group: No

Trade Creditors

625,379

0

Bank Loans and Overdraft

0

0

-

 

 

Other Short Term Finance

0

0

-

 

 

Miscellaneous Current Liabilities

202,625

32,539

-

 

 

Total Current Liabilities

828,003

32,539

-

 

 

Bank Loans and Overdrafts LTL

0

0

-

 

 

Other Long Term Finance

0

0

Total Long Term Liabilities

0

0

 

Capital & Reserves

 

 

30/06/2012

30/06/2010

 

52

52

 

GBP

GBP

 

Group: No

Group: No

Called Up Share Capital

49,668

64,288

P and L Account Reserve

667,570

565,977

Revaluation Reserve

0

0

 

Sundry Reserves

0

 

0

Shareholders Funds

717,238

630,265

 

Other Financial Items

 

 

30/06/2012

30/06/2010

 

52

52

 

GBP

GBP

 

Group: No

Group: No

Net Worth

717,238

630,265

Working Capital

611,707

478,605

 

 

30/06/2012

30/06/2010

 

52

52

 

GBP

GBP

 

Group: No

Group: No

Total Assets

1,545,241.26

662,803.79

Total Liabilities

828,003

32,539

Net Assets

717,238

630,265

 

Cash Flow

 

 

 

30/06/2012

30/06/2010

 

52

52

 

GBP

GBP

 

Group: No

Group: No

Net Cash Flow from Operations

0

0

Net Cash Flow before Financing

0

0

Net Cash Flow from Financing

0

0

Increase in Cash

427,149

0

 

Miscellaneous

 

 

30/06/2012

30/06/2010

 

52

52

 

GBP

GBP

 

Group: No

Group: No

Capital Employed

717,238

630,265

 

Financial Ratios

 

Name

30/06/2012

30/06/2010

Pre Tax Profit Margin

4.55 %

3.14 %

Current Ration

1.74

15.71

Sales or Net Working Capital

8.26

4.75

Gearing

0.00 %

0.00 %

Equity

46.42 %

95.09 %

Creditor Days

45.06

0.00

Debtor Days

11.52

0.00

 

Liquidity or Acid test

1.12

10.21

Return on Capital Employed

32.01 %

11.33 %

Return on Total Assets Employed

14.86 %

10.77 %

Current Debt Ratio

1.15 %

0.05 %

Total Debt Ratio

1.15 %

0.05 %

Stock Turnover Ratio

10.07 %

7.86 %

Return on Net Assets Employed

32.01 %

11.33 %

 

REMARKS

 

The company is registered in Pakistan. The address given in the U.K is a private residence situated in the County of Buckinghamshire

 

The financial statements filed at Companies House in London are old and cannot be access for financial purposes.

 

No further information is available

 

Address – (Not confirmed ) 1A Rose Drive, Chesham, Buckinghamshire


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.62.40

UK Pound

1

Rs.94.17

Euro

1

Rs.73.61

 

 

INFORMATION DETAILS

 

Analysis Done by :

SUB

 

 

Report Prepared by :

TPT

 


 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

                                       New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.