MIRA INFORM REPORT

 

 

Report No. :

303269

Report Date :

12.01.2015

 

IDENTIFICATION DETAILS

 

Name :

JENNEX TECHNOLOGY LTD.

 

 

Registered Office :

Room 902, 9/F., Grandtech Centre, 8 On Ping Street, Shatin, New Territories

 

 

Country :

Hong Kong

 

 

Date of Incorporation :

01.03.2000

 

 

Com. Reg. No.:

30812275

 

 

Legal Form :

Private Limited Company

 

 

Line of Business :

Importer, Exporter and Wholesaler of all kinds of electronic devices, instruments and metres, electronic equipment, computer peripherals.

 

 

No. of Employees :

20

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

Payment Behaviour :

No Complaints

Litigation :

Clear

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – September 30, 2014

 

Country Name

Previous Rating

(30.06.2014)

Current Rating

(30.09.2014)

Hong Kong

A1

A1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

HONG KONG- ECONOMIC OVERVIEW

 

Hong Kong has a free market economy, highly dependent on international Trade and finance - the value of goods and services trade, including the sizable share of re-exports, is about four times GDP. Hong Kong has no tariffs on imported goods, and it levies excise duties on only four commodities, whether imported or produced locally: hard alcohol, tobacco, hydrocarbon oil, and methyl alcohol. There are no quotas or dumping laws. Hong Kong's open economy left it exposed to the global economic slowdown that began in 2008. Although increasing integration with China, through trade, tourism, and financial links, helped it to make an initial recovery more quickly than many observers anticipated, its continued reliance on foreign trade and investment leaves it vulnerable to renewed global financial market volatility or a slowdown in the global economy. The Hong Kong government is promoting the Special Administrative Region (SAR) as the site for Chinese renminbi (RMB) internationalization. Hong Kong residents are allowed to establish RMB-denominated savings accounts; RMB-denominated corporate and Chinese government bonds have been issued in Hong Kong; and RMB trade settlement is allowed. The territory far exceeded the RMB conversion quota set by Beijing for trade settlements in 2010 due to the growth of earnings from exports to the mainland. RMB deposits grew to roughly 12% of total system deposits in Hong Kong by the end of 2013. The government is pursuing efforts to introduce additional use of RMB in Hong Kong financial markets and is seeking to expand the RMB quota. The mainland has long been Hong Kong's largest trading partner, accounting for about half of Hong Kong's total trade by value. Hong Kong's natural resources are limited, and food and raw materials must be imported. As a result of China's easing of travel restrictions, the number of mainland tourists to the territory has surged from 4.5 million in 2001 to 34.9 million in 2012, outnumbering visitors from all other countries combined. Hong Kong has also established itself as the premier stock market for Chinese firms seeking to list abroad. In 2012 mainland Chinese companies constituted about 46.6% of the firms listed on the Hong Kong Stock Exchange and accounted for about 57.4% of the Exchange's market capitalization. During the past decade, as Hong Kong's manufacturing industry moved to the mainland, its service industry has grown rapidly. Credit expansion and tight housing supply conditions have caused Hong Kong property prices to rise rapidly; consumer prices increased by more than 4% in 2013. Lower and middle income segments of the population are increasingly unable to afford adequate housing. Hong Kong continues to link its currency closely to the US dollar, maintaining an arrangement established in 1983. In 2013, Hong Kong and China signed new agreements under the Closer Economic Partnership Agreement, adopted in 2003 to forge closer ties between Hong Kong and the mainland. The new measures, effective from January 2014, cover services and trade facilitation, and will improve access to the mainland's service sector for Hong Kong-based companies.

 

Source : CIA

 


Company Name and address

           

JENNEX TECHNOLOGY LTD.

 

ADDRESS:                   Room 902, 9/F., Grandtech Centre, 8 On Ping Street, Shatin, New Territories,

                                    Hong Kong.

 

PHONE:                        852-2944 0800

FAX:                             852-2944 0997, 2687 5628

E-MAIL:                        yu@jennex.net

fsxg@fusen.net.cn

huangms@jennex.net

 

 

MANAGEMENT

 

Managing Director:        Mr. Meng Guoqing

 

 

SUMMARY

 

Incorporated on:            1st March, 2000.

 

Organization:                 Private Limited Company.

 

Capital: Nominal:           HK$5,000,000.00

                                    Issued: HK$5,000,000.00

 

Business Category:       Importer, Exporter and Wholesaler.

 

Employees:                  20.

 

Main Dealing Banker:     Hang Seng Bank Ltd., Hong Kong.

 

Banking Relation:          Satisfactory.

 

 

ADDRESS

 

Registered Head Office & Warehouse:-

Room 902, 9/F., Grandtech Centre, 8 On Ping Street, Shatin, New Territories, Hong Kong.

 

Associated Companies:-

Shenzhen Fusen Supply Chain Management Co. Ltd.

2F., East Unit, Building 201, Tairan Area, Futian District, Shenzhen SEZ, China.

[Tel: 86-0755-8297 5842;  Fax: 86-0755-8358 5299, 8342 3435]

Shenzhen Fusen Supply Chain Management Co. Ltd., Guangzhou Branch, China.

Shenzhen Fusen Supply Chain Management Co. Ltd., Shanghai Branch, China.

Shanghai Fusen Supply Chain Management Co. Ltd., China.

 

 

BUSINESS REGISTRATION NUMBER

 

30812275

 

 

COMPANY FILE NUMBER

 

0706053

 

 

MANAGEMENT

 

Managing Director:  Mr. Meng Guoqing

Contact Person:  Ms. Chris Wong

 

 

CAPITAL

 

Nominal Share Capital: HK$5,000,000.00 (Divided into 5,000,000 shares of HK$1.00 each)

 

Issued Share Capital: HK$5,000,000.00

 

 

SHAREHOLDERS

(As per registry dated 01-03-2014)

 

Name

 

No. of shares

MENG Guoqing

 

4,000,000

ZHAO Mi

 

1,000,000

 

 

––––––––

 

Total:

5,000,000

=======

 

 

DIRECTORS

(As per registry dated 01-03-2014)

 

Name

(Nationality)

 

Address

MENG Guoqing

18-701, Lian Hua Bei Village, Shenzhen, China.

 

ZHAO Mi

18-701, Lian Hua Bei Village, Shenzhen, China.

 

 

SECRETARY

(As per registry dated 01-03-2014)

 

Name

Address

Co. No.

Fansway Secretaries Ltd.

Room 1009-1012, 10/F., K. Wah Centre, 191 Java Road, North Point, Hong Kong.

0048960

 

 

HISTORY

 

The subject was incorporated on 1st March, 2000 as a private limited liability company under the Hong Kong Companies Ordinance.

 

Formerly the subject was located at Unit C, 2/F., Unison Industrial Centre, 32 Au Pui Wan Street, Shatin, New Territories, Hong Kong, moved to the present address in October 2010.

 

Apart from these, neither material change nor amendment has been ever traced and noted.

 

 

OPERATIONS

 

Activities:                      Importer, Exporter and Wholesaler.

 

Lines:                           All kinds of electronic devices, instruments and metres, electronic equipment, computer  peripherals

 

Employees:                  20.

 

Commodities Imported: Europe, US, Taiwan, South Korea, other Asian countries, etc.

 

Markets:                        China and the other foreign markets.

 

Terms/Sales:                 L/C or as per contracted.

 

Terms/Buying:               As per contracted.

 

 

MEMBERSHIP

 

Federation of Hong Kong Industries, Hong Kong.
[Membership No. D0083]

 

 

FINANCIAL INFORMATION

 

Nominal Share Capital: HK$5,000,000.00 (Divided into 5,000,000 shares of HK$1.00 each)

 

Issued Share Capital:     HK$5,000,000.00

 

Mortgage or Charge (since 2011):  (See attachment)

 

Profit or Loss:               Making a small profit every year.

 

Condition:                     Keeping in an active condition.

 

Facilities:                      Making active use of general banking facilities.

 

Payment:                      Met trade commitments as contracted.

 

Commercial Morality:     Satisfactory.

 

Bankers:-

Hang Seng Bank Ltd., Hong Kong.

Chong Hing Bank Ltd., Hong Kong.

Nanyang Commercial Bank Ltd., Hong Kong.

Fubon Bank (Hong Kong) Ltd., Hong Kong.

Industrial & Commercial Bank of China (Asia) Ltd., Hong Kong.

Bank SinoPac, Hong Kong Branch.

Taishin International Bank Co. Ltd., Hong Kong Branch.

China Everbright Bank, Hong Kong Branch.

 

Standing:                      Very Good.

 

 

GENERAL

 

Having issued 5 million ordinary shares of HK$1.00 each, Jennex Technology Ltd. is jointly owned by Mr. Meng Guoqing, holding 80% interests; and Ms. Zhao Mi, holding 20%.  Meng and Zhao are also directors of the subject.  Most of the time, they are residing in Shenzhen Special Economic Zone, China, although they are Hong Kong ID holders.

 

The subject in fact is an associated company of Shenzhen Fusen Supply Chain Management Co. Ltd. [Fusen] which is a Shenzhen-based firm.

 

The subject is trading in all kinds of metal part for electronic products such as the followings: Zinc Strip, IML Decorated Front Panel, Magnetic Chuck, Alloy Body, etc.

 

Established in 2002 and with a registered capital of RMB82 million Yuan, Fusen is trading in the following commodities chiefly: Electronic devices, instruments and metres, electronic equipment and components, computers and computer peripherals, software, etc.

 

Commodities are sourced from Europe, the United States, Taiwan, South Korea, other Asian countries, etc.  Markets are China and other foreign countries.  Business is rather active.

 

Fusen also offer clients with transportation, customs declaration, storage and warehousing, and consultancy services.  Fusen has claimed to be a “one-stop” service provider.  Currently, Fusen has set up offices in Guangzhou and Shanghai, China.

 

From 2009 to 2012, Fusen had been approved by China Customs as an ‘AA Grade Enterprise’.

 

Currently, Fusen is using the software known as ERP Management System which is developed by SAP company.

Meng Guoqing is also the managing director of Fusen.

 

The new warehouse of Fusen is located at Warehouse B2-6, West Logistics Centre, 88 Linhai Road, Qianwan Logistics Park, Nanshan District, Shenzhen Special Economic Zone, China.

 

One of the significant companies of the Group is Shanghai Fusen Supply Chain Management Co. Ltd.  It is a subsidiary of Shenzhen Fushen.

 

The annual sales turnover of Fusen is significant.  The total turnover of the Group in 2013 amounted to RMB20 billion Yuan.  Overall business is profitable and active.

 

Fusen got the ISO 9001:2008 certification on 21st July, 2010.

 

In Hong Kong, the subject is able to offer clients with logistic services.  Its registered address is also a warehouse.  The main functions of the subject are raw materials sourcing, products marketing and payments settling for its clients both in Hong Kong and in China.

 

The subject is fully supported by Fusen.  History in Hong Kong is over fourteen years and eight months.

 

On the whole, in view of the background and parentage of the subject, consider it good for normal business engagements.

 

 

MORTGAGE OR CHARGE

(Since 2011)

 

Date

Particulars

Amount

04-03-2011

Instrument:        Charge on Deposit

Property:

All sums from time to time standing to the credit of all deposit accounts of whatever nature and type, now or at any time maintained by the Company with Chong Hing Bank Ltd.

Mortgagee:        Chong Hing Bank Ltd., Hong Kong.

To secure general banking facilities

23-03-2011

Instrument:        Charge on Deposit

Property:

All the fixed deposit and/or all call deposit

Mortgagee:        Nanyang Commercial Bank Ltd., Hong Kong.

To secure the payment of all moneys, obligations and liabilities

23-03-2011

Instrument:        Charge on Deposit

Property:

Deposit Balance under the account No. 043-509-9-203604-6

Mortgagee:        Nanyang Commercial Bank Ltd., Hong Kong.

To secure the payment of all moneys, obligations and liabilities

23-03-2011

Instrument:        Charge on Deposit

Property:

Deposit Balance under the account No. 043-509-1-014908-5

Mortgagee:        Nanyang Commercial Bank Ltd., Hong Kong.

To secure the payment of all moneys, obligations and liabilities

31-05-2011

Instrument:        Charge over Assets by Borrower

Property:

All the Company’s present and future rights, title and interest in and to the Deposits and Securities

Mortgagee:        Fubon Bank (Hong Kong) Ltd., Hong Kong.

All monies, obligations and liabilities

18-07-2011

Instrument:        Charge over Deposits/Securities (2-Parties)

Property:

The Chargor charges by way of first fixed charge to the Bank all the right, title and interest of the Chargor in and to the Charged Assets

Mortgagee:        Hang Seng Bank Ltd., Hong Kong.

To secure owing all monies in any currency

05-02-2013

Instrument:        Trade Finance Security Assignment

Property:

The Borrower as beneficial owner and as security for the payment of all secured liabilities:-

(a)        Assigns and agrees to assign absolutely to the Bank all the present and future right, title, interests and benefits of the Borrower in and to the following assets:-

1) The export credits;

2) The export collection bills;

3) The sales contracts;

4) The invoice receivables;

5) The insurances;

6) The trade documents; and

7) All claims, remedies and proceeds in connection with any of the foregoing

(b)        Charges and agrees to charge to the Bank by way of first fixed charge all the present and future rights, title, interests and benefits of the borrower in and to the following assets:-

1) The goods together with their proceeds; and

2) The charged account and all monies at any time standing to the credit of the charged account including all interest from time to time accrued or accruing on such monies; and

3) Pledges and agrees pledges and agrees to pledge to the bank pledged goods and the trade documents which are now or may in the future be in the possession of the bank

Mortgagee:        Industrial & Commercial Bank of China (Asia) Ltd., Hong Kong.

All obligations & liabilities

23-07-2013

Instrument:        Charge on Cash Deposit

Property:

All sums from time to time standing to the credit of the account of the Depositor, Deposit Account Number: (90-008-0063207-5) with Bank SinoPac

Mortgagee:        Bank SinoPac, Hong Kong Branch.

All sums of money and liabilities

19-08-2013

Instrument:        Master Agreement

Property:

1)         Assets subject to Pledge

2)         Goods subject to Hypothecation

3)         Deposit

4)         All the company’s right, title, interest & benefit in and to documentary credits

5)         All goods purchased by the company from time to time using credit facilities

6)         The Redelivered goods and any proceeds thereof on trust for the chargee.

Mortgagee:        Taishin International Bank Co. Ltd., Hong Kong Branch.

All monies & liabilities

26-09-2013

Instrument:        Security Deed

Property:

All sums of money which may now or in the future be deposited in the name of the Chargor in, and standing in the credit balance of, any account at any branch of the China Everbright Bank together with all interest accruing from time to time thereon and further includes all action, claim and rights against the China Everbright Bank and any other person in connection with the Charged Cash.

Mortgagee:        China Everbright Bank, Hong Kong Branch.

All obligations and liabilities


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.62.40

UK Pound

1

Rs.94.17

Euro

1

Rs.73.61

 

INFORMATION DETAILS

 

Report Prepared by :

TPT

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

                                       New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.