MIRA INFORM REPORT

 

 

Report No. :

302690

Report Date :

12.01.2015

 

IDENTIFICATION DETAILS

 

Name :

TASNIM CHEMICAL COMPLEX LTD.

 

 

Registered Office :

Fresh Vila, House #15, Road #34, Gulshan-1, Dhaka-1212

 

 

Country :

Bangladesh

 

 

Date of Incorporation :

09.08.2009

 

 

Com. Reg. No.:

C-79047

 

 

Legal Form :

Private Company

 

 

Line of Business :

Manufacturer and Distributor of Caustic Soda, Hydrochloric Acid and Chlorinated Paraffin Wax.  

 

 

No. of Employees :

122

 

 

RATING & COMMENTS

 

MIRA’s Rating :

A

 

RATING

STATUS

PROPOSED CREDIT LINE

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

Fairly Large

 

Status :

Good

Payment Behaviour :

Regular

Litigation :

Clear

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – September 30, 2014

 

Country Name

Previous Rating

(30.06.2014)

Current Rating

(30.09.2014)

Bangladesh

B1

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


 

BANGLADESH - ECONOMIC OVERVIEW

 

Bangladesh's economy has grown roughly 6% per year since 1996 despite political instability, poor infrastructure, corruption, insufficient power supplies, slow implementation of economic reforms, and the 2008-09 global financial crisis and recession. Although more than half of GDP is generated through the service sector, almost half of Bangladeshis are employed in the agriculture sector with rice as the single-most-important product. Garment exports, the backbone of Bangladesh’s industrial sector and 80% of total exports, surpassed $21 billion last year, 18% of GDP. The sector has remained resilient in recent years amidst a series of factory accidents that have killed over 1,000 workers and crippling strikes that shut down virtually all economic activity. Steady garment export growth combined with remittances from overseas Bangladeshis, which totaled almost $15 billion and 13% of GDP IN 2013, are the largest contributors to Bangladesh’s current account surplus and record foreign exchange holdings.

 

Source : CIA


 

IDENTIFICATION DETAILS

 

 

Correct company Name

:

Tasnim Chemical Complex Ltd.

Head Office

:

Fresh Vila, House #15, Road #34, Gulshan-1, Dhaka-1212, Bangladesh.

Tel No

:

880-2- 9887545, 9889490, 9884791, 9889306, 9884696

Fax No

:

880-2-9884896, 9889361

E-mail

:

info@meghnagroup.biz, manir-tccl@yahoo,com

Website

:

www.meghnagroup.biz

Date/ Year of Incorporation

:

09.08.2009

Incorporation No.

:

C-79047

Legal Form (General)

:

 Public Listed Co      Public (but not listed)   Private Co   State-owned Co

 Sole Proprietorships    Partnership           Not Registered

 others (please specify) ________________

 

Legal form (Specific)

:

LTD   CORP    INC  CO    

 others (please specify) ________________

 

Issuing Authority

:

Registrar of Joint Stock Companies & Firms   City Corporation

 Municipal Administration                 Union Council

 Cantonment Board                      Chief Controller of  Import & Export (CCIE)

 

 

FINANCIALS- SUMMARY

 

      Year

Turnover/ Sales

 Assets

     Income

July’ 12~June’ 13

Tk. 3631.50 Million

Tk. 7675.50 Million

Tk 1261.56 Million

July’ 13~June’ 14

Tk. 3982.24 Million

Tk. 7860.07 Million

Tk. 1389.30 million

Exchange Rate

USD1-Tk. 77.8200

EUR 1- Tk. 100.2711

GBP 1- Tk.118.5354

AUD 1 - Tk.82.8563

JPY 1 - Tk.0.9286

CAD 1 - Tk.80.1887

SEK 1 - Tk.12.2870

SGD 1 - Tk.65.3045

CNH 1 - Tk.12.8399

 

 

 

 

 

 

 

FULLCHECK REPORT DETAILS

 

                                    Information Parted By

Name

:

Mr. Md. Saifur Rahman

Designation

:

Commercial Officer

Contract No

:

N/A

 

                                     Locations Details

Business Address

:

Fresh Vila, House #15, Road #34, Gulshan-1, Dhaka-1212, Bangladesh.

Tel No

:

880-2- 9887545, 9889490, 9884791, 9889306

Fax No

:

880-2-9884896

E-mail

:

info@meghnagroup.biz

manir-tccl@yahoo,com

Website

:

www.meghnagroup.biz

 

Location :

: Owned

Ö

 

Rented

 

 

Leased

 

Area

3500

Sq. ft.

 

 

Type of Office :

  :       Commercial Office Bldg.

Ö

 

Semi-commercial office Bldg.

 

     

Retail shop

 

 

Industrial Park

 

     

Business Center

 

 

Home Office

 

     

Residential Bldg.

 

 

 

 

 

 

Factory:

 

 

Address

:

Meghna City, Meghna Gath, PS: Sonarghown, Dist: Naranyangong. Bangladesh.

Tel No

:

Nil

Fax No

:

Nil

 

Location :

   Owned

Ö

 

Rented

 

 

Leased

 

Area

1.5

Acores

 

 

Branches:

 

 

Address

:

Nil

Tel No

:

Nil

Fax No

:

Nil

 

Location :

Owned

 

 

Rented

 

 

Leased

 

Area

 

Sq. ft.

 

 

Employee:

 

 

 

No. of Employees 

 

In Office

:

22

In Factory

:

100

In Branch:

:

 

Total

:

122

 

 

OWNERSHIP/SHAREHOLDERS

 

Names of Shareholders

            No. of Share     

Mr. Mostafa Kamal

           1000

Ms. Tahmina Binthe  Mostafa 

           1000

Ms. Tanjima Binthe Mostafa

           1000

Meghna Flour & Dal Mills Ltd

           3, 00,000

 

 

DIRECTORS

 

Name

Designation

Mr. Mostafa Kamal

Chairman & Managing Director

Ms. Tahmina Binthe  Mostafa 

Director

Ms. Tanjima Binthe Mostafa

Director

 

 

MANAGEMENT

 

Name

:

Mr. Md. Saifur Rahman

Job Description

:

Commercial Officer

Nationality

:

Bangladeshi

Email address

:

N/A

Other details

:

N/A

 

 

BUSINESS OPERATIONS

 

Nature of Activity       :

Manufacturer

Ö

Trader

 

Dealer

 

Distributor

Ö

 

 

 

Exporter

 

Importer

 

Services

 

Others

 

 

 

Item Dealings In:

Products

:

Caustic Soda, Hydrochloric Acid and Chlorinated Paraffin Wax.  

Production Capacity

:

100 ton Caustic Soda per Day with 85 ton Chlorine as Bi-Product

Last Year Production

:

Do.

 

 

Trading Terms:

 

Purchasing Terms:

L/C

Ö

Cash

 

Others

 

 

 

Credit :

 

30 days

 

60 days

Ö

90 days

 

 

days

 

Selling Terms      :

L/C

 

Cash

Ö

Others

 

 

 

Credit :

Ö

30 days

 

60 days

 

90 days

 

 

days

DETAILED DATA

 

Trade Reference & Related Parties

:

 

Overseas Clients

:

N/A

Local Clients

:

Local factory

Overseas Suppliers

:

N/A

Local Suppliers

:

N/A

 

Trade Markets

:

 

Exports

:

N/A

Imports

:

China, India.

Brand Name

:

Nil

Certified

:

ISO 9001:2000 certificate

Auditors

:

N/A

Operation Status

:

Active

Member

:

Dhaka Chamber of Commerce & Industry, Dhaka

 

 

CAPITAL STRUCTURE

 

Authorized Capital

:

Tk. 50 Crore

Paid-up Capital

:

Tk.3,03,00,000

No. of Shares

:

3,03,000

 Share Value

:

Tk.100.00Each

Main Assets

:

Tk. 7860.07 Million

 

 

 

 

FINANCIAL STATEMENT- DETAILED

 

The subject company don’t submit update financial figure to local registry office.

 

 

ASSOCIARES/SUBSIDIARIES/ RELATED PARTIES

 

Sister Concerns

:

Kamal Trading Co. Ltd.

Bagdad Vegetable Oil Industries Ltd.

Meghna Dairy & Food Products Ltd.

Mercantile Shipping Lines Ltd.

Meghna Flour & Dal Mills Ltd.

Meghna Tea Company

Meghna Coconut & Mustard Oil Mills Ltd.

M.M. Printing & Packaging Company Ltd.

G. Shipping Lines Ltd.

United Fibre Industries Ltd.

United Feeds Ltd.

United Edible Oils Ltd.

United Mineral Water & Pet Industries Ltd.

Unique Cement Industries Ltd.

Unique Power Plant Ltd.

United Sugar Mills Ltd.

Tanveer Oil's Ltd.

Tanveer Food Ltd.

Tanveer Polymer Industries Ltd.

Sonargaon Salt Industries Ltd.

Tanveer Steel Mills Ltd.

Tanveer Paper Mills Ltd.

Janata Flour & Dal Mills Ltd.

Meghna Properties Ltd.

Everest CNG Refueling & Conversion Ltd.

Everest Power Generation Co. Ltd.

Meghna Shipbuilders & Dockyard Ltd.

Dhaka Plastic Bottle (PET) Ind. Ltd.

Global Ad Star Bag Industries Ltd.

Tasnim Condensed Milk Ltd.

Fresh Cement Industries Ltd.

Meghna Seeds Crushing Mills Ltd.

Dhaka Securities Ltd.

Bangladesh National Insurance Co. Ltd.

Subsidiary

:

N/A

Name of  The Group

:

Meghna Group of Industries Ltd.

 

 

BANKING

 

Bank Name  

:

Dutch Bangle Bank Limited

Bank Name  

:

Uttara Bank Limited

Bank Name  

:

Mutual Trust Bank Limited

Bank Name  

:

Premier Bank Limited

Bank Name  

:

United Commercial Bank Ltd.

Bank Name  

:

Shahjala Islami Bank Ltd.

 

 

ADVERSE DATA MONITORING

 

Dishonored Checks           

:     

No Record Found         

Debt

 

:

No Record Found

Litigation  

                   

:

Clear         

Performance Defaults

 

:

No Record Found         

Adverse Local Media Coverage/ Adverse Filling History

:

No Record Found

 

 

SITE VISIT COMMENTARY

 

Our representative visited the subject company Head Office at Fresh Vila, House #15, Road #34, Gulshan-1, Dhaka-1212, Bangladesh. It is situated at commercial area which is decorated by western furniture.

 

 

GENERAL COMMENTS

 

Based on the financial statements, SC’s financial performance appears to be Above Average. SC has been in its line of business for about 5 years. Taking into account its long-standing history, reputation in the market, as well as its financial condition, we recommend that Credit can proceed promptly in Fairly large amount.


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.62.40

UK Pound

1

Rs.94.17

Euro

1

Rs.73.61

 

INFORMATION DETAILS

 

Report Prepared by :

TPT

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

                                       New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.