MIRA INFORM REPORT

 

 

Report No. :

302158

Report Date :

14.01.2015

 

IDENTIFICATION DETAILS

 

Name :

GOTTLOB STAHL WÄSCHEREIMASCHINENBAU GMBH

 

 

Registered Office :

Ulmenstr. 24  D 71069 Sindelfingen

 

 

Country :

Germany

 

 

Financials (as on) :

31.12.2012

 

 

Date of Incorporation :

25.01.2002

 

 

Legal Form :

Private limited company

 

 

Line of Business :

Manufacture of machinery for textile, apparel and leather production

 

 

No. of Employees :

43

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory 

Payment Behaviour :

No complaints

Litigation :

Clear

 


 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – September 30, 2014

 

Country Name

Previous Rating

(30.06.2014)

Current Rating

(30.09.2014)

Germany

A1

A1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


 

GERMANY - ECONOMIC OVERVIEW

 

The German economy - the fifth largest economy in the world in PPP terms and Europe's largest - is a leading exporter of machinery, vehicles, chemicals, and household equipment and benefits from a highly skilled labor force. Like its Western European neighbors, Germany faces significant demographic challenges to sustained long-term growth. Low fertility rates and declining net immigration are increasing pressure on the country's social welfare system and necessitate structural reforms. Reforms launched by the government of Chancellor Gerhard SCHROEDER (1998-2005), deemed necessary to address chronically high unemployment and low average growth, has contributed to strong growth and falling unemployment. These advances, as well as a government subsidized, reduced working hour scheme, help explain the relatively modest increase in unemployment during the 2008-09 recession - the deepest since World War II - and its decrease to 5.3% in 2013. The new German government introduced a minimum wage of $11 per hour to take effect in 2015. Stimulus and stabilization efforts initiated in 2008 and 2009 and tax cuts introduced in Chancellor Angela MERKEL's second term increased Germany's total budget deficit - including federal, state, and municipal - to 4.1% in 2010, but slower spending and higher tax revenues reduced the deficit to 0.8% in 2011 and in 2012 Germany reached a budget surplus of 0.1%. A constitutional amendment approved in 2009 limits the federal government to structural deficits of no more than 0.35% of GDP per annum as of 2016 though the target was already reached in 2012. Following the March 2011 Fukushima nuclear disaster, Chancellor Angela MERKEL announced in May 2011 that eight of the country's 17 nuclear reactors would be shut down immediately and the remaining plants would close by 2022. Germany hopes to replace nuclear power with renewable energy. Before the shutdown of the eight reactors, Germany relied on nuclear power for 23% of its electricity generating capacity and 46% of its base-load electricity production

 

Source : CIA


Company name and address

 

GOTTLOB STAHL WÄSCHEREIMASCHINENBAU GMBH

 

 

 Company Status:         active

Ulmenstr. 24

D 71069 Sindelfingen

Telephone:07031/73840

Telefax:  07031/381844

Homepage: www.stahl-waeschereimaschinen.de

E-mail:   welcome@stahl-g.com

 

 VAT no.:                       DE221373879

 

 

 CONCLUSION

 

 Business relations are permissible.

 

 

COMPANY SUMMARY

 

 LEGAL FORM              Private limited company

 Date of foundation:        25.01.2002

 Shareholders'

 agreement:                   25.01.2002

 Registered on:             21.02.2002

 Commercial Register:   Local court 70190 Stuttgart

 under:                          HRB 245346

 

 Share capital:                          EUR            120,000.00

 

 Shareholder:

                      Gottlob Stahl

                      Ulmenstr. 24

                      D 71069 Sindelfingen

                      born: 07.03.1940

                      Share:             EUR             60,000.00

 Shareholder:

                      Thomas Stahl

                      Landhausstr. 13

                      D 71120 Grafenau

                      born: 27.10.1963

                      Share:             EUR             15,000.00

 Shareholder:

                      Uwe Stahl

                      Hermelinweg 3 d0

                      D 71063 Sindelfingen

                      born: 12.08.1965

                      Share:             EUR             15,000.00

 Shareholder:

                      Werner Stahl

                      Ulmenstr. 24

                      D 71069 Sindelfingen

                      born: 13.12.1967

                      Share:             EUR             15,000.00

 Shareholder:

                      Jochen Stahl

                      Ulmenstr. 24

                      D 71069 Sindelfingen

                      born: 24.10.1976

                      Share:             EUR             15,000.00

 Manager:

                      Gottlob Stahl

                      Ulmenstr. 24

                      D 71069 Sindelfingen

                      born: 07.03.1940

                      Profession: Master motor mechanic

                      Marital status: married

 Manager:

                      Thomas Stahl

                      Landhausstr. 13

                      D 71120 Grafenau

                      born: 27.10.1963

                      Profession: Businessman

 Manager:

                      Uwe Stahl

                      Hermelinweg 3 d0

                      D 71063 Sindelfingen

                      born: 12.08.1965

 Manager:

                      Werner Stahl

                      Ulmenstr. 24

                      D 71069 Sindelfingen

                      born: 13.12.1967

                      Profession: Businessman

 Manager:

                      Jochen Stahl

                      Ulmenstr. 24

                      D 71069 Sindelfingen

                      born: 24.10.1976

                      Profession: Businessman

 

 Further functions/participations of Gottlob Stahl (Manager)

 Limited partner:

                      Stahl Vermögensverwaltung GmbH & Co. KG

                      Ulmenstr. 24

                      D 71069 Sindelfingen

                      Legal form: Ltd partnership with priv. ltd.

                                  company as general partner

                      Total cap.         EUR            100,000.00

                      contribution:

                      Share:             EUR             50,000.00

                      Registered

                      on:         01.07.1981

                      Reg. data:  70190 Stuttgart, HRA 241686

 Shareholder:

                      Stahl Vermögensverwaltung Beteiligungs-GmbH

                      Ulmenstr. 24

                      D 71069 Sindelfingen

                      Legal form: Private limited company

                      Share capital:     EUR             30,000.00

                      Share:             EUR             15,000.00

                      Registered

                      on:         24.11.1980

                      Reg. data:  70190 Stuttgart, HRB 241478

 

 Further functions/participations of Thomas Stahl (Manager)

 Limited partner:

                      Stahl Vermögensverwaltung GmbH & Co. KG

                      Ulmenstr. 24

                      D 71069 Sindelfingen

                      Legal form: Ltd partnership with priv. ltd.

                                  company as general partner

                      Total cap.         EUR            100,000.00

                      contribution:

                      Share:             EUR             12,500.00

                      Registered

                      on:         01.07.1981

                      Reg. data:  70190 Stuttgart, HRA 241686

 Shareholder:

                      Stahl Vermögensverwaltung Beteiligungs-GmbH

                      Ulmenstr. 24

                      D 71069 Sindelfingen

                      Legal form: Private limited company

                      Share capital:     EUR             30,000.00

                      Share:             EUR              3,750.00

                      Registered

                      on:         24.11.1980

                      Reg. data:  70190 Stuttgart, HRB 241478

 Manager:

                      Stahl Vermögensverwaltung Beteiligungs-GmbH

                      Ulmenstr. 24

                      D 71069 Sindelfingen

                      Legal form: Private limited company

                      Share capital:     EUR             30,000.00

                      Registered

                      on:         24.11.1980

                      Reg. data:  70190 Stuttgart, HRB 241478

 

 Further functions/participations of Uwe Stahl (Manager)

 Limited partner:

                      Stahl Vermögensverwaltung GmbH & Co. KG

                      Ulmenstr. 24

                      D 71069 Sindelfingen

                      Legal form: Ltd partnership with priv. ltd.

                                  company as general partner

                      Total cap.         EUR            100,000.00

                      contribution:

                      Share:             EUR             12,500.00

                      Registered

                      on:         01.07.1981

                      Reg. data:  70190 Stuttgart, HRA 241686

 Shareholder:

                      Stahl Vermögensverwaltung Beteiligungs-GmbH

                      Ulmenstr. 24

                      D 71069 Sindelfingen

                      Legal form: Private limited company

                      Share capital:     EUR             30,000.00

                      Share:             EUR              3,750.00

                      Registered

                      on:         24.11.1980

                      Reg. data:  70190 Stuttgart, HRB 241478

 Manager:

                      Stahl Vermögensverwaltung Beteiligungs-GmbH

                      Ulmenstr. 24

                      D 71069 Sindelfingen

                      Legal form: Private limited company

                      Share capital:     EUR             30,000.00

                      Registered

                      on:         24.11.1980

                      Reg. data:  70190 Stuttgart, HRB 241478

 

 Further functions/participations of Werner Stahl (Manager)

 Limited partner:

                      Stahl Vermögensverwaltung GmbH & Co. KG

                      Ulmenstr. 24

                      D 71069 Sindelfingen

                      Legal form: Ltd partnership with priv. ltd.

                                  company as general partner

                      Total cap.         EUR            100,000.00

                      contribution:

                      Share:             EUR             12,500.00

                      Registered

                      on:         01.07.1981

                      Reg. data:  70190 Stuttgart, HRA 241686

 Shareholder:

                      Stahl Vermögensverwaltung Beteiligungs-GmbH

                      Ulmenstr. 24

                      D 71069 Sindelfingen

                      Legal form: Private limited company

                      Share capital:     EUR             30,000.00

                      Share:             EUR              3,750.00

                      Registered

                      on:         24.11.1980

                      Reg. data:  70190 Stuttgart, HRB 241478

 Manager:

                      Stahl Vermögensverwaltung Beteiligungs-GmbH

                      Ulmenstr. 24

                      D 71069 Sindelfingen

                      Legal form: Private limited company

                      Share capital:     EUR             30,000.00

                      Registered

                      on:         24.11.1980

                      Reg. data:  70190 Stuttgart, HRB 241478

 

 Further functions/participations of Jochen Stahl (Manager)

 Limited partner:

                      Stahl Vermögensverwaltung GmbH & Co. KG

                      Ulmenstr. 24

                      D 71069 Sindelfingen

                      Legal form: Ltd partnership with priv. ltd.

                                  company as general partner

                      Total cap.         EUR            100,000.00

                      contribution:

                      Share:             EUR             12,500.00

                      Registered

                      on:         01.07.1981

                      Reg. data:  70190 Stuttgart, HRA 241686

 Shareholder:

                      Stahl Vermögensverwaltung Beteiligungs-GmbH

                      Ulmenstr. 24

                      D 71069 Sindelfingen

                      Legal form: Private limited company

                      Share capital:     EUR             30,000.00

                      Share:             EUR              3,750.00

                      Registered

                      on:         24.11.1980

                      Reg. data:  70190 Stuttgart, HRB 241478

 Manager:

                      Stahl Vermögensverwaltung Beteiligungs-GmbH

                      Ulmenstr. 24

                      D 71069 Sindelfingen

                      Legal form: Private limited company

                      Share capital:     EUR             30,000.00

                      Registered

                      on:         24.11.1980

                      Reg. data:  70190 Stuttgart, HRB 241478

 

 

 BUSINESS ACTIVITIES

 

 Main industrial sector

 28940   Manufacture of machinery for textile, apparel and leather  production

 

 

 FINANCIAL INFORMATION

 

 Payment experience:  within agreed terms

 

 Negative information:We have no negative information at hand.

 

 

 BALANCE SHEET YEAR:  2012

 

 

 REAL ESTATE

 

 Type of ownership:       Tenant

 Address                       Ulmenstr. 24

                                    D 71069 Sindelfingen

 

 Real Estate of:             Gottlob Stahl

 Type of ownership:       proprietor

 Share:                           100.00 %

 Address                       Ulmenstr. 24

                                    D 71069 Sindelfingen

 

 Land register documents were not available.

 


 

 BANKERS

 

 Principal bank

 KREISSPARKASSE BÖBLINGEN, 71043 SINDELFINGEN

 Sort. code: 60350130

 BIC: BBKRDE6BXXX

 

 Further banks

 COMMERZBANK VORMALS DRESDNER BANK, 71043 SINDELFINGEN

 Sort. code: 60380002

 BIC: DRESDEFF601

 VEREINIGTE VOLKSBANK, 71045 SINDELFINGEN

 Sort. code: 60390000

 BIC: GENODES1BBV

 

 

 FINANCIAL FIGURES

 

 Turnover:            2014              *EUR          4,945,000.00

 Ac/ts receivable:                       EUR          1,967,510.00

 Liabilities:                            EUR          1,153,391.00

 Employees:                                                     43

 - thereof permanent staff:                                     43

 

 The business figures marked with an asterisk are estimates based

  on average values in the line of business.

 

 

 BALANCE SHEETS

 

 Balance sheet ratios 01.01.2012 - 31.12.2012

 Equity ratio [%]:                 61.74

 Liquidity ratio:                  10.00

 Return on total capital [%]:       5.34

 

 Balance sheet ratios 01.01.2011 - 31.12.2011

 Equity ratio [%]:                 58.24

 Liquidity ratio:                  10.00

 Return on total capital [%]:       7.12

 

 Balance sheet ratios 01.01.2010 - 31.12.2010

 Equity ratio [%]:                 54.88

 Liquidity ratio:                  10.00

 Return on total capital [%]:       7.30

 

 Balance sheet ratios 01.01.2009 - 31.12.2009

 Equity ratio [%]:                 50.55

 Liquidity ratio:                  10.00

 Return on total capital [%]:       8.88

 

 Equity ratio

 The equity ratio indicates the portion of the equity as compared

 to the total capital. The higher the equity ratio, the better the

 economic stability (solvency) and thus the financial autonomy of

 a company.

 

 Liquidity ratio

 The liquidity ratio shows the proportion between adjusted

 receivables and net liabilities. The higher the ratio, the lower

 the company's financial dependancy from external creditors.

 

 Return on total capital

 The return on total capital shows the efficiency and return on

 the total capital employed in the company. The higher the return

 on total capital, the more economically does the company work

 with the invested capital.

 

 

Financial data

 

 TYPE OF BALANCE SHEET:                            COMPANY BALANCE SHEET

 

 FINANCIAL YEAR:                                           01.01.2012 - 31.12.2012

 

 ASSETS                                  EUR          5,872,407.64

  Fixed assets                           EUR            990,236.00

   Intangible assets                     EUR            141,916.00

   Tangible assets                       EUR            848,320.00

  Current assets                         EUR          4,824,907.40

   Stocks                                EUR          1,411,444.00

   Accounts receivable                   EUR          1,967,510.49

   Liquid means                          EUR          1,445,952.91

  Remaining other assets                 EUR             57,264.24

   Accruals (assets)                     EUR             57,264.24

 

 LIABILITIES                             EUR          5,872,407.64

  Shareholders' equity                   EUR          3,652,655.70

   Capital                               EUR            120,000.00

    Subscribed capital (share capital)   EUR            120,000.00

   Balance sheet profit/loss (+/-)       EUR          3,532,655.70

    Balance sheet profit / loss          EUR          3,532,655.70

  Provisions                             EUR          1,066,361.00

  Liabilities                            EUR          1,153,390.94

 

 

TYPE OF BALANCE  SHEET:                            COMPANY BALANCE SHEET

 

 FINANCIAL YEAR:                                           01.01.2011 - 31.12.2011

 

 ASSETS                                  EUR          5,646,232.19

  Fixed assets                           EUR          1,110,320.00

   Intangible assets                     EUR            142,913.00

    Other / unspecified intangible assetsEUR            142,913.00

   Tangible assets                       EUR            967,407.00

    Other / unspecified tangible assets  EUR            967,407.00

  Current assets                         EUR          4,528,011.98

   Stocks                                EUR            922,911.00

   Accounts receivable                   EUR          1,861,447.94

    Other debtors and assets             EUR          1,861,447.94

   Liquid means                          EUR          1,743,653.04

  Remaining other assets                 EUR              7,900.21

   Accruals (assets)                     EUR              7,900.21

 

 LIABILITIES                             EUR          5,646,232.19

  Shareholders' equity                   EUR          3,318,261.98

   Capital                               EUR            120,000.00

    Subscribed capital (share capital)   EUR            120,000.00

   Balance sheet profit/loss (+/-)       EUR          3,198,261.98

    Balance sheet profit / loss          EUR          3,198,261.98

  Provisions                             EUR          1,055,409.00

  Liabilities                            EUR          1,272,561.21

   Other liabilities                     EUR          1,272,561.21

    Unspecified other liabilities        EUR          1,272,561.21


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.62.10

UK Pound

1

Rs.94.10

Euro

1

Rs.73.42

 

INFORMATION DETAILS

 

Analysis Done by :

RAS

 

 

Report Prepared by :

NIS

 

               

RATING EXPLANATIONS

 

RATING

STATUS

PROPOSED CREDIT LINE

 

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

 

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

 

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

 

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

 

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

 

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

 

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

Credit not recommended

 

--

NB

New Business

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.