MIRA INFORM REPORT

 

 

Report No. :

303237

Report Date :

16.01.2015

 

IDENTIFICATION DETAILS

 

Name :

CORDISPEX CC

 

 

Registered Office :

350 Umhlangane Road, Riverhorse Valley, Effingham, 4051

 

 

Country :

South Africa

 

 

Date of Incorporation :

04.05.2010

 

 

Com. Reg. No.:

B2010/059742/23

 

 

Legal Form :

Private Company

 

 

Line of Business :

Not Available

 

Note: We tried to confirm / obtain the detailed activity but the same is not available from any sources.

 

 

No. of Employee :

Not Available

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ca

 

RATING

STATUS

PROPOSED CREDIT LINE

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

Limited with full security

 

Status :

Moderate

 

 

Payment Behaviour :

Unknown

 

 

Litigation :

Clear

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – September 30, 2014

 

Country Name

Previous Rating

(30.06.2014)

Current Rating

(30.09.2014)

South Africa

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


 

SOUTH AFRICA ECONOMIC OVERVIEW

 

South Africa is a middle-income, emerging market with an abundant supply of natural resources; well-developed financial, legal, communications, energy, and transport sectors and a stock exchange that is the 16th largest in the world. Even though the country's modern infrastructure supports a relatively efficient distribution of goods to major urban centers throughout the region, unstable electricity supplies retard growth. The global financial crisis reduced commodity prices and world demand. GDP fell nearly 2% in 2009 but has recovered since then, albeit slowly with 2014 growth projected at about 2%. Unemployment, poverty, and inequality - among the highest in the world - remain a challenge. Official unemployment is at nearly 25% of the work force, and runs significantly higher among black youth. Eskom, the state-run power company, has built two new power stations and installed new power demand management programs to improve power grid reliability. Construction delays at two additional plants, however, mean South Africa is operating on a razor thin margin; economists judge that growth cannot exceed 3% until those plants come on line. South Africa's economic policy has focused on controlling inflation, however, the country has had significant budget deficits that restrict its ability to deal with pressing economic problems. The current government faces growing pressure from special interest groups to use state-owned enterprises to deliver basic services to low-income areas and to increase job growth.

 

Source : CIA


Company Information

 

Registered Name

CORDISPEX CC

Trading as/ Division Name

Unavailable

Previous Name

Unavailable

Date of Name Change

Unavailable

Registration Number

B2010/059742/23

Registration Date

2010/05/04

Date Commenced Trading

2010

Age of Business

4 Years 8 Months

History of Business

Unavailable

History of Principals

There is 1 active member within the business.

Shareholders/Members/Partners of subject and % holding

100% - ASHLEY MAHARAJ

Authorised Share Capital

R 0.00

Issued Share Capital/Members Contribution

R 0.00

Status

In Business

Operations Assessment

Unavailable

Industry/ Customers

Unavailable

Export

Declined

Export Countries

 

Import

Declined

Import Countries

 

Major Industry Code / SICC

9000

Definition of Code

Other activities not adequately defined.

Head Office Physical Address

350 UMHLANGANE ROAD, RIVERHORSE VALLEY, EFFINGHAM, 4051

Head Office Postal Address

P O BOX 2939, DURBAN, 4001

Current Tel Number

Unavailable

Cell Number

0833785568

Current Fax Number

Unavailable

Current Email Address

Unavailable

Web Site Address

Unavailable

Comments

Please note: The Physical Address provided differs from the Physical Address provided by the CIPC.

 

Auditors information

 

Company Registered Name

M R MATHIR CONSULTANTS CC

Trading Name

Unavailable

Registration Number

2003/004995/23

Physical Address

3 ETTERBY, 40 CHANCELLOR AVENUE, BEREA, DURBAN, 4001

Postal Address

P O BOX 50699, MUSGRAVE, 4062

Contact Person

Unavailable

Contact Number

Unavailable

Email

Unavailable

Principals

 

Judgements Against Subject

Unavailable

Judgements Against Principals

Unavailable

Subject Verified as Client

 

Practice Number

000997

VAT Number

Unavailable

Tax Number

9078524155

BEE Status

Unavailable

Financial Year End

February

No of years in Business

4 Years 8 Months

Website

Unavailable

Comment

According to CIPC information, it states that M R MATHIR CONSULTANTS CCs' business status is listed as Deregistration Final. However, this information has not been confirmed.

 

Previous Auditors Information - No Information on Record

 

Tax information

 

Vat Number

4900256928

Status

ACTIVE

Vat Liable Date

 

Tax Number

Unavailable

Tax Clearance Expire Date

 

Financial Year End

February

Comment

 

 

Black Economic Empowerment

 

Status

 

Score

 

Expire Date

 

BEE Certificate Available

 

Comment

Unavailable

 

ISO Status

 

Type of ISO Grade

Unavailable

ISO Certificate

 

ISO Certificate Available

 

Certified by an Accredited Agent

 

Comment

Unavailable

 

Workman's compensation

 

Registered

 

Compliance Certified

 

Comment

Unavailable

 

 

Company Structure

 

Subsidiaries

 

Subsidiary Company

 

Shareholding

 

Registration Number

 

Import / Export

 

Comment

Unavailable

Employees

Number of Employees

 

1. Salaried employees

 

2. Waged employees

 

3. Permanent employees

 

4. Casual employees

 

5. Contracted employees

 

Comment

Unavailable

 

 

Company Fleet

 

Company Fleet

No of vehicles:

Owned/Leased

Value

Outstanding Balance

Fleet Operations

 

 

 

 

The Fleet is made up of

 

Comment

Unavailable

 

 

 

Offices

 

Offices

Offices

Head Office Owned/ Rented

 

Rental Company

 

Owned by

 

Value

 

Bond

 

Bank

 

Lease Agreement

 

Lease Expire Date

 

Type of Premises

 

Comment

Unavailable

 

Branch Information

 

Branches Names

Country

Province

 

 

 

 

Branch Detail Information

 

Branches Owned/ Rented

 

Rental Company

 

Owned by

 

Value

 

Bond

 

Bank

 

Lease Agreement

 

Lease Expire Date

 

Type of Premises

 

Comment

Unavailable

 

 

Management Overview

 

Organisation Chart

 

Level

Position

Name

Comment

1

Member

ASHLEY MAHARAJ

 

 

 

Company Structure (Ownership)

 

Note: One level up and all levels down

 

Holding

Company

Sub

Comment

100% - ASHLEY MAHARAJ

CORDISPEX CC

 

 

 

Key deals signed within the past 12 months

 

Company

Value

Contact

Comment

 

 

 

Unavailable

 

Trade References Information - No Information on Record

 

Adverse Information on Subject

 

Judgements - No information on record

 

Business Rescue - No Information on Record

 

Default Listing - No information on record

 

Notarial Bonds - No information on record

 

Bank information

 

Bank

 

Branch

Unavailable

Brach Code

 

Bank Account Number

Unavailable

Type of Account

Unavailable

Account Name

Unavailable

Overdraft Facilities

Unavailable

Bank Code

Unavailable

Bank Comment

Unavailable

 

 

Bank Code History - No Information on Record

 

Previous Bank Account Information - No Information on Record

 

Deeds Information - No information on record

 

 

Financial information

 

Financial Estimates

 

CURRENT ASSETS

 

Stock

 

Debtors

 

FIXED ASSETS

 

Plant, Equipment, Vehicles

 

Property

 

CURRENT LIABILITIES

 

Creditors

 

Loans/ From?

 

Loan Details

Unavailable

LONG TERM LIABILITIES

 

Morgage Bonds

 

Previous Year Turnover

 

Estimated Current Year Turnover

 

Current Turnover per month

 

Current Turnover per annum

 

Comment

Unavailable

 

 

Please note the following:

Turnover and assets less than R 1,000,000.00

The subject falls within the National Credit Act

Turnover and assets less than R 2,000,000.00

The subject falls within the Consumer Protection Act

 

 

Principals

 

Number of Principals

1

Average Age of Active Principals

45

Number of Inactive Principals

 

Active Principals

Active Principal - 1 of 1

ASHLEY MAHARAJ

Surname

MAHARAJ

First Name

ASHLEY

Other Names

 

Marital Status

Married

ID Number

7010105094082

Verified ID Number

Yes

Current Age

44 Years 3 Months

Designation

Member

Status

Active

Appointment Date

2010/05/04

Physical Address (at time of Appointment)

UNIT 3 ROYALTON, 25 OLD BRUSH ROAD, LA LUCIA, 4001

Postal Address

P O BOX 2939, DURBAN, 4000

Current Tel Number

0315696091

Cell number

0833785568

Shareholding/Membership

100.00

 

 

Principal's Adverse - No information on record

 

Business Information for ASHLEY MAHARAJ

 

Principal Current Business Interests

 

Company Name

Registration No

Status

Age of Business

Judgements

Liquidation

Comment

CORDISPEX CC

B2010/059742/23

In Business

5 Years 5 Months

0

No

 

EXQUISITE HOUSE CC

B1987/000499/23

Deregistration Final

28 Years 4 Months

0

No

 

GOLDSACK INVESTMENTS CC

B2005/026260/23

Deregistration Final

10 Years 10 Months

0

No

 

TREZINIX CC

B2010/111903/23

In Business

5 Years 5 Months

0

No

 

 

Principal Previous Business Interests

 

Average Age of Previous Business                                                       28 years

 

Company Name

Registration No

Status

Age of Business

Judgements

Liquidation

Comment

EXQUISITE INDENTS (PTY)LTD

M1992/005305/07

In Business

23 Years 11 Months

2

No

 

SUB 146 SPRINGFIELD PARK (PTY)LTD

M1990/002260/07

In Business

25 Years 1 Months

0

No

 

TWO NINE SIX SYDNEY ROAD SHARE BLOCK (PTY)LTD

M1978/001750/07

In Business

37 Years 1 Months

0

No

 

 

Principal Deeds Information

Property Interests for ASHLEY MAHARAJ

 

Title Deed No.

ST4228/2006

Erf/Site No.

2890,0

Deeds Office

PIETERMARITZBURG

Physical Address

25 OLD BUSH LA LUCIA UMHLANGA

Property Type

U

Extent / Size

 

Purchase Date

2005/11/27

Purchase price

R 3068400.00

% Ownership

0.00

Bond Holder

STANDARD BANK OF SOUTH AFRICA L

Bond Number

SB55372006

Bond Amount

R 3068400.00

Comment

 

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.61.75

UK Pound

1

Rs.94.01

Euro

1

Rs.72.63

 

INFORMATION DETAILS

 

Analysis Done by :

SUB

 

 

Report Prepared by :

DPT

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

                                       New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.