|
Report No. : |
302720 |
|
Report Date : |
16.01.2015 |
IDENTIFICATION DETAILS
|
Name : |
KENIL BVBA |
|
|
|
|
Registered Office : |
Schupstraat 9-Bus 148, 2018 Antwerpen |
|
|
|
|
Country : |
Belgium |
|
|
|
|
Financials (as on) : |
31.12.2013 |
|
|
|
|
Date of Incorporation : |
02.05.1983 |
|
|
|
|
Com. Reg. No.: |
423074111 |
|
|
|
|
Legal Form : |
Private Limited Company |
|
|
|
|
LINE OF BUSINESS : |
WHOLESALE
OF WATCHES AND JEWELLERY [DIAMOND]. |
|
|
|
|
No. of Employee : |
01 |
RATING & COMMENTS
|
MIRA’s Rating : |
B |
|
RATING |
STATUS |
PROPOSED CREDIT LINE |
|
|
26-40 |
B |
Capability to overcome financial difficulties seems comparatively
below average. |
Small |
|
Status : |
Moderate |
|
Payment Behaviour : |
Slow |
|
Litigation : |
Clear |
NOTES :
Any query related to this report can be made
on e-mail : infodept@mirainform.com
while quoting report number, name and date.
ECGC Country Risk Classification List – September 30, 2014
|
Country Name |
Previous Rating (30.06.2014) |
Current Rating (30.09.2014) |
|
Belgium |
A2 |
A2 |
|
Risk Category |
ECGC
Classification |
|
Insignificant |
A1 |
|
Low |
A2 |
|
Moderate |
B1 |
|
High |
B2 |
|
Very High |
C1 |
|
Restricted |
C2 |
|
Off-credit |
D |
BELGIUM - ECONOMIC OVERVIEW
This modern, open, and private-enterprise-based
economy has capitalized on its central geographic location, highly developed
transport network, and diversified industrial and commercial base. Industry is
concentrated mainly in the more heavily-populated region of Flanders in the
north. With few natural resources, Belgium imports substantial quantities of
raw materials and exports a large volume of manufactures, making its economy
vulnerable to volatility in world markets. Roughly three-quarters of Belgium's
trade is with other EU countries, and Belgium has benefited most from its
proximity to Germany. In 2013 Belgian GDP grew by 0.1%, the unemployment rate
increased to 8.8% from 7.6% the previous year, and the government reduced the
budget deficit from a peak of 6% of GDP in 2009 to 3.2%. Despite the relative
improvement in Belgium's budget deficit, public debt hovers around 100% of GDP,
a factor that has contributed to investor perceptions that the country is
increasingly vulnerable to spillover from the euro-zone crisis. Belgian banks
were severely affected by the international financial crisis in 2008 with three
major banks receiving capital injections from the government, and the
nationalization of the Belgian retail arm of a Franco-Belgian bank.
|
Source
: CIA |
Business number 423074111
Company name KENIL BVBA
Address SCHUPSTRAAT 9-BUS
148
2018 ANTWERPEN
Number of staff 0
Date of establishment 02/05/1983
Telephone number 032316733
Fax number 032329817
The business was established over 32 years ago.
The business has 1 employees.
The business has been at the address for over 12 years.
The business saw an increase in their Cash Balance of 269% during the
latest trading period.
Turnover in the latest trading period decreased 37% on the previous
trading period.
ACCOUNTS
|
DATE
OF LATEST ACCOUNTS |
TURNOVER |
PROFIT
BEFORE TAX |
NET WORTH |
WORKING
CAPITAL |
|
31/12/2013 |
938,201 |
12,330 |
288,510 |
285,494 |
|
31/12/2012 |
1,512,720 |
-105 |
274,958 |
411,146 |
|
31/12/2011 |
3,467,572 |
-4,995 |
275,064 |
410,452 |
|
|
|
|
|
|
|
ACCOUNTS |
|
|
|
|
|
DATE
OF LATEST ACCOUNTS |
BALANCE
TOTAL |
NUMBER
OF EMPLOYEES |
CAPITAL |
CASHFLOW |
|
31/12/2013 |
5,541,251 |
0 |
18,592 |
14,351 |
|
31/12/2012 |
5,359,963 |
0 |
18,592 |
694 |
|
31/12/2011 |
6,053,432 |
1 |
18,592 |
-4,196 |
|
Past
payments |
|
Payment
expectation days |
2082.73 |
|
Industry
average payment expectation days |
243.57 |
Industry
average day sales outstanding |
360.36 |
|
Day
sales outstanding |
1108.61 |
|
|
|
BANKRUPTCY DETAILS |
||||
|
Court action type PROTESTED
BILLS |
No |
|
|
|
|
Bill amount |
- |
|
|
|
|
NSSO DETAILS |
||||
|
Date of summons |
- |
|
|
|
|
Business
number |
423074111 |
Company
name |
KENIL BVBA |
|
Fax number |
032329817 |
Date
founded |
02/05/1983 |
|
Company
status |
active |
Company
type |
Private Limited Company (BL/LX) |
|
Currency |
Euro (€) |
Date of
latest accounts |
31/12/2013 |
|
Activity
code |
46480 |
Liable
for VAT |
yes |
|
Activity
description |
Wholesale of watches and jewellery [diamond] |
VAT Number |
BE.0423.074.111 Check VAT number |
|
Belgian
Bullettin of Acts |
moniteur belge |
|
|
JIC Code 218
Description Additional national
joint committee for the employees
category
ASSETS
|
Annual accounts |
31-12-2013 |
% |
31-12-2012 |
% |
31-12-2011 |
% |
31-12-2010 |
% |
31-12-2009 |
|
Weeks |
52 |
|
52 |
|
52 |
|
52 |
|
52 |
|
Currency |
EUR |
|
EUR |
|
EUR |
|
EUR |
|
EUR |
|
Total fixed
assets |
3,016 |
-20.94 |
3,815 |
-17.32 |
4,614 |
69.83 |
2,717 |
-82.85 |
15,841 |
|
Intangible
fixed assets |
0 |
- |
0 |
- |
0 |
- |
0 |
- |
0 |
|
Tangible
fixed assets |
1,339 |
-37.37 |
2,138 |
-27.21 |
2,937 |
182 |
1,040 |
-92.59 |
14,042 |
|
Land &
building |
- |
- |
- |
- |
- |
- |
- |
- |
- |
|
Plant &
machinery |
260 |
-50.0 |
520 |
-33.33 |
780 |
-25.00 |
1,040 |
- |
- |
|
Furniture
& Vehicles |
1,079 |
-33.31 |
1,618 |
-25.00 |
2,157 |
- |
- |
- |
14,042 |
|
Leasing
& Other Similar Rights |
- |
- |
- |
- |
- |
- |
- |
- |
- |
|
Other
tangible assets |
0 |
- |
0 |
- |
0 |
- |
0 |
- |
0 |
|
Financial
fixed assets |
1,677 |
0 |
1,677 |
0.00 |
1,677 |
0 |
1,677 |
-6.78 |
1,799 |
|
Total
current assets |
5,538,235 |
3.40 |
5,356,148 |
-11.45 |
6,048,818 |
2.81 |
5,883,746 |
18.33 |
4,972,144 |
|
Inventories |
2,671,978 |
8.30 |
2,467,136 |
-20.66 |
3,109,495 |
-10.49 |
3,474,096 |
-8.83 |
3,810,696 |
|
Raw
materials & consumables |
- |
- |
- |
- |
- |
- |
- |
- |
- |
|
Work in
progress |
0 |
- |
0 |
- |
0 |
- |
0 |
- |
0 |
|
Finished
goods |
0 |
- |
0 |
- |
0 |
- |
0 |
- |
0 |
|
Other
stocks |
2,671,978 |
8.30 |
2,467,136 |
-20.66 |
3,109,495 |
-10.49 |
3,474,096 |
-8.83 |
3,810,696 |
|
Trade
debtors |
2,849,579 |
1.63 |
2,803,780 |
-1.15 |
2,836,521 |
22.94 |
2,307,255 |
102 |
1,137,318 |
|
Other
amounts receivable |
2,217 |
-97.27 |
81,322 |
3.06 |
78,906 |
-5.82 |
83,783 |
15981 |
521 |
|
Cash |
14,461 |
269 |
3,910 |
-83.64 |
23,896 |
28.38 |
18,613 |
-21.16 |
23,608 |
|
Miscellaneous
current assets |
0 |
- |
0 |
- |
0 |
- |
0 |
- |
0 |
|
Total
Assets |
5,541,251 |
3.38 |
5,359,963 |
-11.46 |
6,053,432 |
2.84 |
5,886,463 |
18.01 |
4,987,985 |
|
Liabilities |
|
|
|
|
|
|
|
|
|
|
Total
shareholder equity |
288,510 |
4.93 |
274,958 |
-0.04 |
275,064 |
-1.78 |
280,059 |
-24.05 |
368,719 |
|
Issued
share capital |
18,592 |
0 |
18,592 |
0.00 |
18,592 |
0 |
18,592 |
0.00 |
18,592 |
|
Share
premium account |
- |
- |
- |
- |
- |
- |
- |
- |
- |
|
Revaluation
reserve |
- |
- |
- |
- |
- |
- |
- |
- |
- |
|
Reserves |
269,918 |
5.29 |
256,366 |
-0.04 |
256,472 |
-1.91 |
261,467 |
-25.32 |
350,127 |
|
Provisions
for Liabilities & Charges |
0 |
- |
0 |
- |
0 |
- |
0 |
- |
0 |
|
Deffered
taxes |
- |
- |
- |
- |
- |
- |
- |
- |
- |
|
Creditors |
5,252,741 |
3.30 |
5,085,005 |
-12.00 |
5,778,369 |
3.07 |
5,606,405 |
21.37 |
4,619,267 |
|
Other long
term loans |
- |
- |
140,003 |
0.00 |
140,003 |
0 |
140,003 |
-13.47 |
161,806 |
|
Long term
group loans |
- |
- |
- |
- |
- |
- |
- |
- |
- |
|
Other long
term liabilities |
0 |
- |
0 |
- |
0 |
- |
0 |
0 |
-1 |
|
Total long
term debts |
0 |
-100 |
140,003 |
0.00 |
140,003 |
0 |
140,003 |
-13.47 |
161,805 |
|
Current
portion of long term debt |
- |
- |
20,976 |
-23.99 |
27,596 |
-21.75 |
35,266 |
16.28 |
30,329 |
|
Financial
debts |
- |
- |
- |
- |
8 |
-92.22 |
96 |
-92.42 |
1,271 |
|
Trade
creditors |
5,178,992 |
5.72 |
4,898,606 |
-12.22 |
5,580,304 |
3.65 |
5,383,571 |
23.83 |
4,347,592 |
|
Amounts
Payable for Taxes, Remuneration & Social Security |
- |
- |
- |
- |
5,039 |
-73.55 |
19,049 |
-44.53 |
34,339 |
|
Miscellaneous
current liabilities |
73,749 |
190 |
25,420 |
0.00 |
25,420 |
-10.56 |
28,420 |
-35.31 |
43,930 |
|
Total
current liabilities |
5,252,741 |
6.22 |
4,945,002 |
-12.30 |
5,638,366 |
3.15 |
5,466,402 |
22.63 |
4,457,461 |
|
Total
Liabilities |
5,541,251 |
3.38 |
5,359,963 |
-11.46 |
6,053,432 |
2.84 |
5,886,463 |
18.01 |
4,987,985 |
|
RATIO
ANALYSIS |
|
|
|
|
|
|
|
|
|
|
Trading
Performance |
|
|
|
|
|
|
|
|
|
|
Profit Before Tax |
1.31 |
13100 |
-0.01 |
7.14 |
-0.14 |
6.48 |
-2.16 |
26.57 |
-8.13 |
|
Return on capital employed |
4.27 |
14233 |
-0.03 |
2.50 |
-1.20 |
5.60 |
-21.42 |
97.85 |
-21.89 |
|
Return on total assets employed |
0.22 |
- |
0.00 |
0 |
-0.08 |
5.23 |
-1.53 |
65.67 |
-2.33 |
|
Return on net assets employed |
4.27 |
10675 |
-0.04 |
2.20 |
-1.82 |
5.66 |
-32.13 |
-2.03 |
-31.49 |
|
Sales / net working capital |
3.29 |
-10.60 |
3.68 |
-56.45 |
8.45 |
-15.33 |
9.98 |
260 |
2.77 |
|
Stock turnover ratio |
284.80 |
74.63 |
163.09 |
81.88 |
89.67 |
7.48 |
83.43 |
-68.74 |
266.87 |
|
Creditor days |
2,082.73 |
80.57 |
1,153.42 |
95.99 |
588.51 |
27.08 |
463.12 |
-55.24 |
1,034.59 |
|
Debtor days |
1,108.61 |
63.87 |
676.52 |
126 |
298.57 |
47.63 |
202.24 |
-30.43 |
290.71 |
|
SHORT TERM STABILITY |
|
|
|
|
|
|
|
|
|
|
Current ratio |
1.05 |
-2.78 |
1.08 |
0.93 |
1.07 |
-0.93 |
1.08 |
-3.57 |
1.12 |
|
Liquidity ratio / acid ratio |
0.55 |
-5.17 |
0.58 |
11.54 |
0.52 |
18.18 |
0.44 |
69.23 |
0.26 |
|
Current debt ratio |
18.21 |
1.28 |
17.98 |
-12.29 |
20.50 |
5.02 |
19.52 |
61.46 |
12.09 |
|
Liquidity ratio reprocessed |
- |
- |
- |
- |
- |
- |
- |
- |
- |
|
Cashflow |
14,351 |
1967 |
694 |
16.54 |
-4,196 |
5.64 |
-74,358 |
73.34 |
-101,388 |
|
Net worth |
288,510 |
4.93 |
274,958 |
-0.04 |
275,064 |
-1.78 |
280,059 |
-24.05 |
368,719 |
Long Term Stability
|
Gearing |
- |
- |
58.55 |
-3.91 |
60.93 |
-2.70 |
62.62 |
19.39 |
52.45 |
|
|
Equity in percentage |
5.21 |
1.56 |
5.13 |
13.00 |
4.54 |
-4.62 |
4.76 |
-35.59 |
7.39 |
|
|
Total debt ratio |
18.21 |
-1.51 |
18.49 |
-11.99 |
21.01 |
4.95 |
20.02 |
59.78 |
12.53 |
|
|
Working capital |
285,494 |
-30.56 |
411,146 |
0.17 |
410,452 |
-1.65 |
417,344 |
-18.91 |
514,683 |
|
|
Profit
& Loss |
|
|
|
|
|
|
|
|
|
|
|
Operating Income |
- |
- |
- |
- |
- |
- |
- |
- |
- |
|
|
Turnover |
938,201 |
-37.98 |
1,512,720 |
-56.38 |
3,467,572 |
-16.73 |
4,164,124 |
191 |
1,427,948 |
|
|
Total operating expenses |
907,621 |
-41.45 |
1,550,169 |
-55.21 |
3,460,953 |
-18.43 |
4,242,962 |
176 |
1,533,815 |
|
|
Gross Operating Margin |
43,736 |
593 |
-7,366 |
-138 |
19,074 |
-47.79 |
36,530 |
55.10 |
-66,296 |
|
|
Operating Charges |
- |
- |
- |
- |
- |
- |
- |
- |
- |
|
|
Employee costs |
11,106 |
-56.46 |
25,507 |
200 |
8,488 |
-59.97 |
21,203 |
-3.32 |
21,931 |
|
|
Wages and salary |
9,448 |
-55.60 |
21,280 |
259 |
5,913 |
-64.22 |
16,525 |
-22.35 |
21,281 |
|
|
Employee pension costs |
- |
- |
- |
- |
- |
- |
- |
- |
- |
|
|
Social security contributions |
1,590 |
-60.19 |
3,994 |
55.12 |
2,575 |
-33.17 |
3,853 |
767 |
444 |
|
|
Other employee costs |
68 |
-70.82 |
233 |
- |
0 |
-100 |
826 |
300 |
206 |
|
|
Director remuneration |
- |
- |
- |
- |
- |
- |
- |
- |
- |
|
|
Amortization and depreciation |
799 |
0 |
799 |
-0.04 |
799 |
-94.41 |
14,302 |
-2.94 |
14,735 |
|
|
Operating result |
30,580 |
81.66 |
-37,449 |
-665 |
6,618 |
8.40 |
-78,837 |
74.47 |
-105,867 |
|
|
Total financial income |
809 |
-98.23 |
45,677 |
1691640 |
3 |
-92.60 |
36 |
82.45 |
20 |
|
|
Total financial expenses |
19,059 |
128 |
8,333 |
-28.26 |
11,616 |
3.82 |
11,189 |
8.89 |
10,276 |
|
|
Results on ordinary operations before taxation |
12,330 |
11742 |
-105 |
2.10 |
-4,995 |
5.55 |
-89,990 |
77.50 |
-116,123 |
|
|
Extraordinary Income |
1,222 |
- |
- |
- |
- |
- |
- |
- |
- |
|
|
Extraordinary Charges |
- |
- |
- |
- |
- |
- |
- |
- |
- |
|
|
Extraordinary items |
1,222 |
- |
0 |
- |
0 |
- |
0 |
- |
0 |
|
|
Results for the Year Before Taxation |
13,552 |
12906 |
-105 |
2.10 |
-4,995 |
5.55 |
-89,990 |
77.50 |
-116,123 |
|
|
Other appropriations |
- |
- |
- |
- |
- |
- |
- |
- |
- |
|
|
Taxation |
- |
- |
- |
- |
- |
- |
-1,330 |
- |
- |
|
|
Results on ordinary operations after taxation |
12,330 |
11742 |
-105 |
2.10 |
-4,995 |
5.63 |
-88,660 |
76.35 |
-116,123 |
|
|
Net result |
13,552 |
12906 |
-105 |
2.10 |
-4,995 |
5.63 |
-88,660 |
76.35 |
-116,123 |
|
|
Profit (Loss) for the year to be appropriated |
13,552 |
12906 |
-105 |
2.10 |
-4,995 |
5.63 |
-88,660 |
76.35 |
-116,123 |
|
|
Dividends |
- |
- |
- |
- |
- |
- |
- |
- |
- |
|
|
Social
Balance Sheet |
Total |
|
During
the reporting year |
|
|
ended
31-12-2013 |
|
|
Full-time
Employees |
- |
|
Part-time
Employees |
1 |
|
Total
Fte Employees |
0 |
|
Number
of hours worked |
|
|
Full-time Employees |
- |
|
Part-time
Employees |
680 |
|
Total |
680 |
|
Personnel
Charges |
|
|
Full-time
Employees |
- |
|
Part-time
Employees |
11,106 |
|
Total |
11,106 |
|
Benefits
In Addition To Wages |
- |
|
During
the previous reporting year |
|
|
Average
number employees in Fte |
1 |
|
Actual
working hours |
1,392 |
|
Personnel
Charges |
25,507 |
|
Benefits
In Addition To Wages |
- |
|
Payment expectations |
||
|
Payment expectation days |
2082.73 |
|
|
Day sales outstanding |
1108.61 |
|
|
|
|
|
Industry comparison
|
||
|
Activity code |
46480 |
|
|
Activity description |
Wholesale of watches and jewellery |
|
|
Industry
average payment expectation days |
243.57 |
|
|
Industry average day sales outstanding |
360.36 |
|
|
Payment expectations |
|
|
Company result |
2082.73 |
|
Lower |
127.92 |
|
Median |
63.24 |
|
Upper |
18.68 |
|
Day sales outstanding |
|
|
Company result |
1108.61 |
|
Lower |
118.84 |
|
Median |
55.41 |
|
Upper |
21.23 |
Group Structure
No group structure for this company.
Minority Shareholders
No minority shareholder found
Minority Interests
No minority interests found
Companies that match this address
No Companies Match this address
Summons
|
Legal
event type |
Social Security Summons |
|
|
|
Event date |
24/03/2014 |
|
|
|
Court type |
Court name |
Antwerpen |
|
|
Creditor's
name |
3rd party type |
|
|
|
|
|
|
|
|
Legal
event type |
Social Security Summons |
|
|
|
Event date |
27/01/2014 |
|
|
|
Court type |
Court name |
Antwerpen |
|
|
Creditor's
name |
3rd party type |
|
|
|
|
|
|
|
|
Legal
event type |
Social Security Summons |
|
|
|
Event date |
28/10/2013 |
|
|
|
Court type |
Court name |
Antwerpen |
|
|
Creditor's
name |
3rd party type |
|
|
|
|
|
|
|
|
Legal
event type |
Social Security Summons |
|
|
|
Event date |
23/09/2013 |
|
|
|
Court type |
Court name |
Antwerpen |
|
|
Creditor's
name |
3rd party type |
|
|
|
|
|
|
|
|
Legal
event type |
Social Security Summons |
|
|
|
Event date |
26/11/2012 |
|
|
|
Court type |
Court name |
Antwerpen |
|
|
Creditor's
name |
3rd party type |
|
|
|
|
|
|
|
|
Legal
event type |
Social Security Summons |
|
|
|
Event date |
26/03/2012 |
|
|
|
Court type |
Court name |
Antwerpen |
|
|
Creditor's
name |
3rd party type |
|
|
|
|
|
|
|
|
Legal
event type |
Social Security Summons |
|
|
|
Event date |
23/01/2012 |
|
|
|
Court type |
Court name |
Antwerpen |
|
|
Creditor's
name |
3rd party type |
|
|
|
|
|
|
|
|
Legal
event type |
Social Security Summons |
|
|
|
Event date |
13/09/2010 |
|
|
|
Court type |
|
Court name |
Antwerpen |
|
Creditor's
name |
Rijksdienst voor Sociale Zekerheid |
3rd party type |
Summoning Party |
|
|
|
|
|
|
Legal
event type |
Social Security Summons |
|
|
|
Event date |
28/06/2010 |
|
|
|
Court type |
Court name |
Antwerpen |
|
|
Creditor's
name |
3rd party type |
|
|
|
|
|
|
|
|
Legal
event type |
Social Security Summons |
|
|
|
Event date |
17/05/2010 |
|
|
|
Court type |
|
Court name |
Antwerpen |
|
Creditor's
name |
Rijksdienst voor Sociale Zekerheid |
3rd party type |
Summoning Party |
|
|
|
|
|
|
Legal
event type |
Social Security Summons |
|
|
|
Event date |
26/04/2010 |
|
|
|
Court type |
Court name |
Antwerpen |
|
|
Creditor's
name |
3rd party type |
|
|
|
|
|
|
|
|
Legal
event type |
Social Security Summons |
|
|
|
Event date |
22/02/2010 |
|
|
|
Court type |
|
Court name |
Antwerpen |
|
Creditor's
name |
Rijksdienst voor Sociale Zekerheid |
3rd party type |
Summoning Party |
|
|
|
|
|
|
Legal
event type |
Social Security Summons |
|
|
|
Event date |
25/01/2010 |
|
|
|
Court type |
Court name |
Antwerpen |
|
|
Creditor's
name |
3rd party type |
|
|
|
|
|
|
|
|
Legal
event type |
Social Security Summons |
|
|
|
Event date |
21/12/2009 |
|
|
|
Court type |
|
Court name |
Antwerpen |
|
Creditor's
name |
Rijksdienst voor Sociale Zekerheid |
3rd party type |
Summoning Party |
|
|
|
|
|
|
Legal
event type |
Social Security Summons |
|
|
|
Event date |
23/11/2009 |
|
|
|
Court type |
Court name |
Antwerpen |
|
|
Creditor's
name |
3rd party type |
|
|
|
|
|
|
|
|
Legal
event type |
Social Security Summons |
|
|
|
Event date |
26/10/2009 |
|
|
|
Court type |
|
Court name |
Antwerpen |
|
Creditor's
name |
Rijksdienst voor Sociale Zekerheid |
3rd party type |
Summoning Party |
|
|
|
|
|
|
Legal
event type |
Social Security Summons |
|
|
|
Event date |
28/09/2009 |
|
|
|
Court type |
Court name |
Antwerpen |
|
|
Creditor's
name |
3rd party type |
|
|
|
|
|
|
|
|
Legal
event type |
Social Security Summons |
|
|
|
Event date |
12/06/2007 |
|
|
|
Court type |
Court name |
Antwerpen |
|
|
Creditor's
name |
3rd party type |
|
|
Protested Bills
There is no data for this company
Bankruptcy and other legal events
There is no data for this company
CURRENT DIRECTOR DETAILS
|
Name |
JOGANI DEEPAK |
|
Position |
Principal Manager |
|
Start Date |
08/02/2008 |
|
Street |
4 ANTON VAN DE VELDELAAN SCHOTEN |
|
Post code |
2900 |
|
Country |
Belgium |
|
|
|
|
FORMER
DIRECTOR DETAILS |
|
|
Name |
ASHOK ADITYA |
|
Position |
Principal Manager |
|
Start Date |
19/01/2001 |
|
End Date |
Unknown date |
|
Street |
|
|
Post code |
|
|
Country |
|
|
|
|
|
Name |
DEEPAK JOYANI |
|
Position |
Principal Manager |
|
Start Date |
09/08/1997 |
|
End Date |
Unknown date |
|
Street |
4 ANTON VAN DE VELDELAAN SCHOTEN |
|
Post code |
2900 |
|
Country |
Belgium |
|
|
|
|
Name |
DEEPAK KESHAVIAL JOGANI |
|
Position |
Principal Manager |
|
Start Date |
20/05/1997 |
|
End Date |
Unknown date |
|
Street |
4 ANTON VAN DE VELDELAAN SCHOTEN |
|
Post code |
2900 |
|
Country |
Belgium |
FOREIGN EXCHANGE RATES
|
Currency |
Unit
|
Indian Rupees |
|
US Dollar |
1 |
Rs.61.76 |
|
|
1 |
Rs.94.02 |
|
Euro |
1 |
Rs.72.63 |
INFORMATION DETAILS
|
Analysis Done by
: |
KAR |
|
|
|
|
Report Prepared
by : |
TPT |
RATING EXPLANATIONS
|
RATING |
STATUS |
PROPOSED CREDIT LINE |
|
|
>86 |
Aaa |
Possesses an extremely sound financial base with the strongest
capability for timely payment of interest and principal sums |
Unlimited |
|
71-85 |
Aa |
Possesses adequate working capital. No caution needed for credit
transaction. It has above average (strong) capability for payment of interest
and principal sums |
Large |
|
56-70 |
A |
Financial & operational base are regarded healthy. General
unfavourable factors will not cause fatal effect. Satisfactory capability for
payment of interest and principal sums |
Fairly Large |
|
41-55 |
Ba |
Overall operation is considered normal. Capable to meet normal
commitments. |
Satisfactory |
|
26-40 |
B |
Capability to overcome
financial difficulties seems comparatively below average. |
Small |
|
11-25 |
Ca |
Adverse factors are apparent. Repayment of interest and principal sums
in default or expected to be in default upon maturity |
Limited with
full security |
|
<10 |
C |
Absolute credit risk exists. Caution needed to be exercised |
Credit not
recommended |
|
-- |
NB |
New Business |
-- |
This score serves as a reference to assess SC’s
credit risk and to set the amount of credit to be extended. It is calculated
from a composite of weighted scores obtained from each of the major sections of
this report. The assessed factors and their relative weights (as indicated
through %) are as follows:
Financial
condition (40%) Ownership
background (20%) Payment
record (10%)
Credit history
(10%) Market trend (10%) Operational size
(10%)
This report is issued at your request without any
risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL)
or its officials.