MIRA INFORM REPORT

 

 

Report No. :

302845

Report Date :

16.01.2015

 

IDENTIFICATION DETAILS

 

Name :

SARINE TECHNOLOGIES LTD.

 

 

Formerly Known As :

SARIN TECHNOLOGIES LTD.

 

 

Registered Office :

7 Atirei Yeda Street , Atir Yeda Industrial Park, Kfar Saba 4464307

 

 

Country :

Israel

 

 

Financials (as on) :

30.09.2014

 

 

Date of Incorporation :

03.11.1988

 

 

Legal Form :

Private Limited Company

 

 

Line of Business :

Developers, manufactures, exporters and marketers of precision technology products based on automated three-dimensional (3-D) geometric measurement for the processing of diamonds and gems.

 

 

No. of Employee :

170 [2014]

           

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

Payment Behaviour :

No Complaints

Litigation :

Clear

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – September 30, 2014

 

Country Name

Previous Rating

(30.06.2014)

Current Rating

(30.09.2014)

Israel

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

ISRAEL - ECONOMIC OVERVIEW

 

Israel has a technologically advanced market economy. Cut diamonds, high-technology equipment, and pharmaceuticals are among the leading exports. Its major imports include crude oil, grains, raw materials, and military equipment. Israel usually posts sizable trade deficits, which are covered by tourism and other service exports, as well as significant foreign investment inflows. Between 2004 and 2011, growth averaged nearly 5% per year, led by exports. The global financial crisis of 2008-09 spurred a brief recession in Israel, but the country entered the crisis with solid fundamentals, following years of prudent fiscal policy and a resilient banking sector. In 2010, Israel formally acceded to the OECD. Israel's economy also has weathered the Arab Spring because strong trade ties outside the Middle East have insulated the economy from spillover effects. The economy has recovered better than most advanced, comparably sized economies, but slowing demand domestically and internationally, and a strong shekel, have reduced forecasts for the next decade to the 3% level. Natural gas fields discovered off Israel's coast since 2009 have brightened Israel's energy security outlook. The Tamar and Leviathan fields were some of the world's largest offshore natural gas finds this past decade. The massive Leviathan field is not due to come online until 2018, but production from Tamar provided a one percentage point boost to Israel's GDP in 2013 and is expected to contribute 0.5% growth in 2014. In mid-2011, public protests arose around income inequality and rising housing and commodity prices. Israel's income inequality and poverty rates are among the highest of OECD countries and there is a broad perception among the public that a small number of "tycoons" have a cartel-like grip over the major parts of the economy. The government formed committees to address some of the grievances but has maintained that it will not engage in deficit spending to satisfy populist demands. In May 2013 the Israeli government, in a politically difficult process, passed an austerity budget to reign in the deficit and restore confidence in the government's fiscal position. Over the long term, Israel faces structural issues, including low labor participation rates for its fastest growing social segments - the ultra-orthodox and Arab-Israeli communities. Also, Israel's progressive, globally competitive, knowledge-based technology sector employs only 9% of the workforce, with the rest employed in manufacturing and services - sectors which face downward wage pressures from global competition.

 

Source : CIA


Company name & address

                                                                                                  

SARINE TECHNOLOGIES LTD.

Telephone         972 9 790 35 00

Fax                   972 9 790 35 01

Email:               sarine@sarine.com

7 Atirei Yeda Street

Atir Yeda Industrial Park

KFAR SABA 4464307 Israel

 

 

HISTORY & LEGAL FORMATION

 

Originally established as a private limited company and registered as such as per file No. 51-133220-7 on the 03.11.1988.

 

In April 2005 converted into a public limited company (keeping the same Registration No.), after offering shares on the Singapore Stock Exchange (SGX:U77).

 

Originally registered under the name BURIMAR LTD., which changed to SARIN RESEARCH, DEVELOPMENT AND MANUFACTURE (1988) LTD. on the 21.09.1989, which changed to SARIN TECHNOLOGIES LTD. on the 30.12.1994, which changed to the present name on the 20.01.2014.

 

 

SHARE CAPITAL

 

Authorized share capital 0.00 (no face value), divided into:-

2,000,000,000 ordinary shares of 0.00 each (no face value), of which 346,047,303 shares were issued.

 

 

SHAREHOLDERS

 

1.    SARIN RESEARCH & DEVELOPMENT LTD., 34.4%, controlled by Hanoh Stark and Ehud Harel,

2.    HSBC (S) NOMINEES PTE LTD., 15.1%, an institutional investor,

3.    INTERHIGHTECH (1982) LTD., 15%, owned by Daniel Benjamin Glinert, Aharon Shapira, Gilad Moran and Uzi Levami,

4.    CITIBANK NOMINEES SINGAPORE PTE LTD., 10%,

5.    DBS NOMINEES PTE LTD., 8.3%, an institutional investor,

6.    DBSN SERVICES PTE LTD., 3.7%,

7.    RAFFLES NOMINEES PTE LTD., 2.5%,

8.    Eyal Avraham Khayat, 2.1%,

9.    MAYBANK KIM ENG SECURITIES PTE LTD., 1.9%,

10.   Shares are also traded on the Singapore Stock Exchange.

DIRECTORS

 

1.    Daniel Benjamin Glinert, Chairman,

2.    Uzi Levami, General Manager,

3.    Eyal Mashiah,

4.    Avraham Eshed,

5.    Hanoh Stark,

6.    Chan Kam Loon,

7.    Ehud Harel,

8.    Yehezkel Blum,

9.    Ms. Valerie Ong Choo Lin.

 

 

BUSINESS

 

Developers, manufactures, exporters and marketers of precision technology products based on automated three-dimensional (3-D) geometric measurement for the processing of diamonds and gems.

 

95% of Group's 2013 and 2012 sales for exports, mainly to India (76.5% of sales in 2013 and 2012).

Sales are to diamond institutes, diamond manufacturers, diamond dealers, gem laboratories, and retailers.

 

Gemological Institute of America (GIA), International Gemological Institute, Central Gemological Laboratory, European Gemological Laboratory, TIFFANY & CO., BAUER, WDC, DCLA, GIA, KARP IMPEX, KP SANGEV

 

Operating from headquarters premises, in 7 Atirei Yeda Street, Atir Yeda Industrial Park, Kfar Saba.

 

Having some 170 employees in SARIN Group, as of beginning of 2014. There are further some 380 employees in Indian subsidiary, and further in other subsidiaries.

 

 

MEANS

 

Current market value SGD 937.93 million.

 

SARIN Group invested US$ 9,624,000 in R&D in 2013 (US$ 7,715,000 in 2012).

 

Subject is an “Approved Enterprise” and as such entitled for State support, grants and tax relief.

In 2005 the Israeli Investment Centre (IIC) approved an investment plan for the expansion of subject’s facilities.

 

There are no charges registered on the company's assets.

 

Consolidated B/S shows:

 

                                                                                         US$ (thousands)

                                                                               30.09.2014               31.12.2013

ASSETS

Current assets

       Cash and cash equivalents                                          16,163                     20,011

       Short term investments                                               24,499                     13,048

       Trade receivables                                                       16,710                     15,838

       Other receivables                                                         2,350                      3,744

       Inventory                                                                    10,366                      8,548

                                                                                        70,088                     61,189

 

Non-current assets

       P. P. & E                                                                   11,373                     10,670

       Intangible asset (net)                                                    7,481                      8,375

       Other non-current assets                                               2,062                      1,355

                                                                                        20,916                     20,400

                                                                                        91,004                     81,589

                                                                                      ======                  ======

 

LIABILITIES

Current liabilities                                                                14,586                     13,912

Long-term liabilities                                                                220                         343

Equity                                                                               76,198                     67,334

                                                                                        91,004                     81,589

                                                                                      ======                  ======

 

 

REVENUES

 

                                                                        Consolidated Statement of Income

                                                                                         US$ (thousands)

                                                                                      Year ended 31.12

                                                                               2011                 2012              2013

Sales                                                                       57,803              63,750           76,369

 

Gross profit                                                             38,281              43,388           54,583

 

Operating profit                                                        21,256              24,459           29,798

 

Profits before taxes on income                                 21,434              24,520           26,475

 

Net profit                                                                 17,366              20,755           23,888

                                                                             ======           ======       =======

 

Consolidated revenues for the first 9 months of 2014 were US$ 69,450,000 (16% increase compared to the parallel period in 2013), making a gross profit of US$ 49,701,000, an operating income of US$ 27,792,000, and a net income of US$ 23,338,000.

 

 

OTHER COMPANIES

 

Subject's subsidiaries (100%, unless otherwise stated):

GALATEA LTD., developers, manufacturers, exporters and marketers of technology and products applicable to the fully automated detecting and mapping of internal inclusions in rough and polished diamonds.

SARINE COLOR TECHNOLOGIES LTD. (Israel)

SARINE POLISHING TECHNOLOGIES LTD. (Israel)

SARIN HOLDINGS USA LTD. (Israel)

SARIN TECHNOLOGIES INDIA PVT LTD. (India)

SARIN HONG KONG LTD. (Hong Kong)

SARINE NORTH AMERICA INC. (USA)

SARIN IGT 10H INC. (USA)

SARIN IGT 10I INC. (USA)

SARIN IGT 10JKL INC. (USA)

SUSNY LLC (USA)

IDEX ONLINE SA7, 23%.

 

 

BANKERS

 

According to our:

Bank Leumi Le'Israel Ltd., Diamond Exchange Business Branch (No. 743), Ramat Gan.

Union Bank of Israel Ltd., Ramat Gan Branch (No. 062), Ramat Gan.

 

Since we could not speak to subject's officials, we could not verify a/m bank data.

 

 

CHARACTER AND REPUTATION

 

Nothing unfavorable learned.

 

Despite our efforts, we were unable to speak with subject's officials, as they were always unavailable. We left messages which so far remain unanswered.

 

Subject is a veteran business, considered a leading company in their field.

 

In May 2004 subject acquired GALATEA for the sum of US$ 10.8 million, of which US$ 9 million in cash.

 

 

Diamonds are one of the world’s, and specifically Africa’s, major natural resources. An estimated US$13 billion worth of rough diamonds are produced per year, of which approximately US$8.5 billion are from Africa (approximately 65%). The diamond industry employs approximately ten million people around the world, both directly and indirectly, across a wide spectrum of roles from mining to retail. Global diamond jewellery sales continue to grow, increasing three-fold in the past 25 years, and are currently worth in excess of US$72 billion every year.

 

 

SUMMARY

 

Notwithstanding the lack of updated data from subject's officials, considered good for trade engagements.

Maximum unsecured credit recommended US$ 1,000,000.

 

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.61.76

UK Pound

1

Rs.94.02

Euro

1

Rs.72.63

 

 

INFORMATION DETAILS

 

Analysis Done by :

SUB

 

 

Report Prepared by :

TPT

 


 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

                                       New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.