MIRA INFORM REPORT

 

 

Report No. :

299818

Report Date :

17.01.2015

 

 

IDENTIFICATION DETAILS

 

Name :

FOUR PROPS CO., LTD.

 

 

Registered Office :

2-10-25, Haruno, Minuma-ku, Saitama-shi, Saitama pref. 337-0002

 

 

Country :

Japan

 

 

Date of Incorporation :

27.04.1998

 

 

Com. Reg. No.:

0300-01-010810

 

 

Legal Form :

Private Limited Company

 

 

Line of Business :

Subject is engaged in Nursing care facilities

 

 

No. of Employee :

30

 

 

RATING & COMMENTS

 

MIRA’s Rating :

B

 

RATING

STATUS

PROPOSED CREDIT LINE

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

Small

 

Maximum Credit Limit :

US$ 100,000

 

 

Status :

Moderate

 

 

Payment Behaviour :

Unknown

 

 

Litigation :

Clear

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – September 30, 2014

 

Country Name

Previous Rating

(30.06.2014)

Current Rating

(30.09.2014)

Japan

A1

A1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


 

JAPAN ECONOMIC OVERVIEW

 

In the years following World War II, government-industry cooperation, a strong work ethic, mastery of high technology, and a comparatively small defense allocation (1% of GDP) helped Japan develop a technologically advanced economy. Two notable characteristics of the post-war economy were the close interlocking structures of manufacturers, suppliers, and distributors, known as keiretsu, and the guarantee of lifetime employment for a substantial portion of the urban labor force. Both features are now eroding under the dual pressures of global competition and domestic demographic change. Japan's industrial sector is heavily dependent on imported raw materials and fuels. A small agricultural sector is highly subsidized and protected, with crop yields among the highest in the world. While self-sufficient in rice production, Japan imports about 60% of its food on a caloric basis. For three decades, overall real economic growth had been spectacular - a 10% average in the 1960s, a 5% average in the 1970s, and a 4% average in the 1980s. Growth slowed markedly in the 1990s, averaging just 1.7%, largely because of the after effects of inefficient investment and an asset price bubble in the late 1980s that required a protracted period of time for firms to reduce excess debt, capital, and labor. Modest economic growth continued after 2000, but the economy has fallen into recession three times since 2008. A sharp downturn in business investment and global demand for Japan's exports in late 2008 pushed Japan into recession. Government stimulus spending helped the economy recover in late 2009 and 2010, but the economy contracted again in 2011 as the massive 9.0 magnitude earthquake and the ensuing tsunami in March disrupted manufacturing. The economy has largely recovered in the two years since the disaster, but reconstruction in the Tohoku region has been uneven. Prime Minister Shinzo ABE has declared the economy his government's top priority; he has overturned his predecessor's plan to permanently close nuclear power plants and is pursuing an economic revitalization agenda of fiscal stimulus, monetary easing, and structural reform. Japan joined the Trans Pacific Partnership negotiations in 2013, a pact that would open Japan's economy to increased foreign competition and create new export opportunities for Japanese businesses. Measured on a purchasing power parity (PPP) basis that adjusts for price differences, Japan in 2013 stood as the fourth-largest economy in the world after second-place China, which surpassed Japan in 2001, and third-place India, which edged out Japan in 2012. The new government will continue a longstanding debate on restructuring the economy and reining in Japan's huge government debt, which is exceeding 230% of GDP. To help raise government revenue and reduce public debt, Japan decided in 2013 to gradually increase the consumption tax to a total of 10% by the year 2015. Japan is making progress on ending deflation due to a weaker yen and higher energy costs, but reliance on exports to drive growth and an aging, shrinking population pose other major long-term challenges for the economy.

 

Source : CIA

 

 

 

 


Company name

 

FOUR PROPSCO., LTD.

 

OUTLINE

 

Country:                                    Japan

Company name:                        FOUR PROPS CO., LTD.

Name in local language:             FOUR PROPS,K.K. (株式会社フォープロプス)

Office address:                         2-10-25, Haruno, Minuma-ku, Saitama-shi, Saitama pref. 337-0002

Office tel:                                             048-682-2040

Office fax:                                048-682-2045

Website:                                   www.seisekiprime.com

Business type:                          Service

Industry:                                               Nursing care facilities

Established:                              April 27, 1998

Capital:                                                 Jp. 30,000,000 yen

Employees:                              30

Corporate formation:                 Private

Corporation No.:                       0300-01-010810(SaitamaLegal Affairs Bureau)

 

 

MAJOR SHAREHOLDERS

 

Paid incapital:                           Jp. 30,000,000 yen

Number of authorized shares:    1,000 shares

Shares issued:                          600 shares

Number of shareholder:             n. a.

 

Most likely either Mr. Kazuyoshi Yoshimura, president, or the medical corporation, Seisekikai, holds majority. (estimated)

 

 

DETAILED PRODUCT CLASSFICATION & ACTIVITY

 

Activity                                     Product/Service Description

-------------------------------------------------------------------------------

Service                                     Chargeable nursing care facilities

 

 

COMPANY MANAGEMENT

 

President                      Mr.       KazuyoshiYoshimura

Nationality:                    Japan

Director                                    Mr.Hiroyuki Hashimoto

Nationality:                    Japan

Director                                    Mr. Motohiro Fukuda

Nationality:                    Japan

 

Note: The names of director(s) and auditor(s) are phonetically spelt.

 

*Key Personnel*

==============

Mr. Kazuyoshi Yoshimura

President and representative director since March 2013

Other responsibilities:

Director general of the medical corporation, Seisekikai(Saitama)

Director general of the medical corporation Tokyo Seisekikai(Tokyo)

Home address: 1-13-10, Nakazuma, Ageo-shi, Saitama pref. 362-0072

 

 

FINANCIALS

 

Currency: (local currency-Jp. yen)

-------------------------------------------------------------------------------------

Year                    |         Sales              |Net Income    

2009

250,000,000

loss 221,408,000

2010

280,000,000

n. a.

2011

300,000,000

n. a.

2012

300,000,000

n. a.

2013

500,000,000

n. a.

 

 

FINANCIAL DESCRIPTION

 

*Book Closing*

============

September 30th

 

*Financials*

==========

As a private limited company, no official financial statement is required to be disclosed publicly.

 

*Bank Details*

============

Bank Name :                 Musashino Bank, Ltd.

Branch :                        Saitama Shin-toshin

Bank Name :                 Mizuho Bank, Ltd.

Branch :                        Omiya

 

 

*Credit Opinion*

=============

Mr. Kazuyoshi Yoshimura is also heading the following medical corporations:

1. Seisekikai(Saitama)

 

Saitama Chuo(Central) Hospital (emergency facility)

Abel Internal Clinic

Seiseki Prime Clinic

Seiseki Dental Clinic

 

 

2. Tokyo Seisekikai(Tokyo)

 

Tokyo Maxillofacial Clinic

Also another nursing care facilities are operated by the above group:

Heartland Okegawa(Saitama)

Heartlend Higashi-Ohmiya(ditto)

Heartland Ohmiya(ditto)

Heartland Urawa Day Service Center

 

The subject sounds like an upscale facility separately from the above facilities.

 

It is uncertain whether Mr. Yoshimura owns and controls all of the above operations since he became the top management after the subject was founded.

 

Although the exact financial condition of the subject is not available due to non-disclosure of its financial statements, there would be robust demands for such facilities in general.

 

Our standard suggestion would be US$ 100,000 on terms of 90 days.

 

 

PRODUCT, TECHNOLOGY, SERVICE DESCRIPTION

 

*Main Products & Services*

======================

Operating a chargeable nursing care facilities under the name of “Seiseki Prime Court Higashi-Ohmiya”

 

Type 1. House-style nursing home with medical and food services(151 houses)

Built in February 2005

Initial fee: JPY 24 to 61 million (15 years for 85%-depreciation)

Monthly rate: JPY 100,000 to 185,000

 

Type 2. Apartment-style nursing home with medical and food services(22 rooms)

Founded in January 2010

Initial fee: JPY 16 to 47 million ( 10 years for 85% depreciation)

Monthly rate: JPY 81,000 to 175,000

 

 

ORGANIZATION STRUCTURE

 

*Address*

=========

Registered address is the same as the operational address.

 

*Company History*

================

Date                              Development

-----------------------------------------------------------------------------------------------

1988                             The medical corporation, “Seisekikai” (Saitama) was founded.

April 27, 1998                The subject was founded and incorporated.

February 2005               The facility of the subject was first completed.

2009                             The medical corporation, “Tokyo Seisekikai” was founded.

January 2010                 The second facility of the subject was completed.

Mar. 15, 2013                Mr. Kazuyoshi Yoshimura became the representative director & president of the subject. He is concurrently the director general of the above medical corporations.

 

 

TRADE REFERENCES

 

*Suppliers*

==========

Local material suppliers

 

 

*Customers*

==========

General public(elderly)


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.61.89

UK Pound

1

Rs.93.92

Euro

1

Rs.72.00

 

INFORMATION DETAILS

 

Analysis Done by :

KRN

 

 

Report Prepared by :

DPT

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

                                       New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.