MIRA INFORM REPORT

 

 

Report No. :

301958

Report Date :

16.01.2015

 

IDENTIFICATION DETAILS

 

Name :

OOO ZOLOTOY     

 

 

Registered Office :

Ul Marata 2/73-75 Liter A Pom 3-N, 191025 G Sankt-Peterburg

 

 

Country :

Russia

 

 

Financials (as on) :

31.12.2013

 

 

Date of Incorporation :

06.06.2011

 

 

Legal Form :

Limited Liability Company

 

 

Line of Business :

·         Manufacture of jewellery and related articles.                                                         

·         Other retail sale in specialized stores             

·         Retail sale of second-hand goods in stores           

·         Letting of own property                              

 

 

No. of Employee :

Not Available

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

Payment Behaviour :

Slow but correct

Litigation :

Clear

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – September 30, 2014

 

Country Name

Previous Rating

(30.06.2014)

Current Rating

(30.09.2014)

Russia

B1

B1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


 

 

RUSSIA - ECONOMIC OVERVIEW

 

Russia has undergone significant changes since the collapse of the Soviet Union, moving from a globally-isolated, centrally-planned economy towards a more market-based and globally-integrated economy, but stalling as a partially reformed, statist economy with a high concentration of wealth in officials' hands. Economic reforms in the 1990s privatized most industry, with notable exceptions in the energy and defense-related sectors. The protection of property rights is still weak and the private sector remains subject to heavy state interference. Russia is one of the world's leading producers of oil and natural gas and is also a top exporter of metals such as steel and primary aluminum. Russia's manufacturing sector is generally uncompetitive on world markets and is geared toward domestic consumption. Russia's reliance on commodity exports makes it vulnerable to boom and bust cycles that follow the volatile swings in global prices. The economy, which had averaged 7% growth during 1998-2008 as oil prices rose rapidly, was one of the hardest hit by the 2008-09 global economic crisis as oil prices plummeted and the foreign credits that Russian banks and firms relied on dried up. Slowly declining oil prices over the past few years and difficulty attracting foreign direct investment have contributed to a noticeable slowdown in GDP growth rates. In late 2013, the Russian Economic Development Ministry reduced its growth forecast through 2030 to an average of only 2.5% per year, down from its previous forecast of 4.0 to 4.2%. In 2014, following Russia's military intervention in Ukraine, prospects for economic growth declined further, with expections that GDP growth could drop as low as zero.

 

Source : CIA

 

 

 

 


Company name & address

 

OOO ZOLOTOY     

                     

 Ul Marata 2/73-75 Liter A Pom 3-N, 191025 G Sankt-Peterburg       

 

 

Company summary

       

Legal form                     Limited liability companies (OOO)                                              

Established on               06/06/2011 - Limited liability companies (OOO)                 

Registered on                06/06/2011, MEZHRAYONNAYA INSPEKTSIYA FNS ROSSII N 15 PO SANKT-

                                    PETERBURGU, RegNr.: 1117847234141                              

                                    Tax number: 7805555551                                          

                                    Statistical number: 91961828                                   

Registered                                          RUB            10 000,-    

capital                                                                         

Owner                           Vladimir Ivanovich Feliksov         %                   100    

Sole Executive               Andrey Viktorovich ZHirnykh                                    

Body                             Managing director                                               

General data                  Main activity:                                                 

                                     Other retail sale in specialized stores              (52.48.22)

                                    Full name:                                                      

                                    Obshchestvo s ogranichennoy otvetstvennostyu "Zolotoy"         

                                    Short name:                                                    

                                    OOO "Zolotoy"                                                   

                                                                               

                                    Residence address:                                             

                                    UL MARATA 2/73-75 LITER A POM 3-N, 191025 G SANKT-PETERBURG    

Other          

activities      :                                                              

                                    Manufacture of jewellery and related articles n.e.c.                                                         

                                    Other retail sale in specialized stores             

                                    Retail sale of second-hand goods in stores           

                                    Letting of own property                              

Annual turnover 31/12/2011      Enterprise turnover RUB       170 280 000,-    

                                    31/12/2012      Enterprise turnover RUB       514 757 000,-    

                                    31/12/2013      Enterprise turnover RUB       613 113 000,-    

Remarks                       OOO “Zolotoy” retail jewelry using offline and internet shops. 

                                    Company doesn’t public any information about main office location.                                                      

                                                                               

                                    Through managing director, Prokhorov Evgeny Gennadevich, company is affiliated with:                                    

                                                                               

OOO “AGATA” – OGRN: 1147847100752, Sent-Petersburg. He is managing director of company.                                  

                                                                               

OOO “REMEDIUM” – OGRN: 1027200841568, Tumen. He was managing   director of company                                             

                                                                               

According to the research, affiliation through the former director with other legal persons has not been revealed. Company did not participate in court cases as claimant. The following inspections of the company were planned in 2015-2015:                                                          

                                                                               

n/n - verification of compliance on the subject of protection of  mandatory requirements for fire safety. Federal state fire  supervision provided by the Federal Law of 21.12.1994 69 - FZ On Fire. – November 2015                                       

                                                                                

According to the information, disclosed by the Federal Tax Service,  Zolotoy” does not have tax arrears, the company is not going to be excluded from the state register as non-active.                                                         

                                                                               

According to the information, disclosed by the Pension Fund of Russian Federation, “MOSTORG” does not have delays in  social payments.                                               

                                                                               

According to the information, disclosed by the Federal Labor Service “Zolotoy”" does not plan to attract foreign employees. 

 

According to the research, “Zolotoy” does not meet the most  frequently encountered in practice characteristics of unreliable  companies (so-called “shell” companies), developed by the Federal Tax Service of Russian Federation.

 

Zolotoy” is not in the list of default debtors, the Register of unfair suppliers, the blacklist of Russian companies.

 

The management of the company is not in the list of default debtors,  the register of disqualified persons, the blacklist of Russian Private Persons.

 

A. The enclosed balance of 2012 is originated from official source, no data available about authentication. (31.12.2012 - 1000 RUB) - Warning! The figures stated in the balance sheet may contain error(s).                              

 

B. The enclosed balance of 2013 is originated from official source, no data available about authentication. (31.12.2013 - 1000 RUB) - Warning! The figures stated in the balance sheet may contain error(s).         

                    

Balance                            A 31.12.2012    B 31.12.2013              

1. ASSETS                                                                      

I. FIXED ASSETS                                                                

Intangible assets                             0               0                

The results of research and                   0               0                

development                                                                    

Intangible research assets                    0               0                

Tangible research assets                      0               0                

Fixed assets                              2 912           9 695                

Profitable investments in                     0               0                

tangible assets                                                                

Financial investments                         0               0                

Deferred tax assets                           0               0                 

Other non-current assets                      0               0                

TOTAL IN SECTION I.                       2 912           9 695                

II. CURRENT ASSETS                                                             

Inventories                             212 330         242 296                

VAT on acquired assets                        0               0                

Accounts receivable                     213 669         444 681                

Financial investments                    23 200          25 753                

(excluding the monetary                                                        

equivalent)                                                                    

Cash and monetary equivalents            28 151          27 795                

Other current assets                          0             264                

TOTAL IN SECTION II.                    477 350         740 789                

BALANCE                                 480 262         750 484                

2. LIABILITIES                                                                 

III. CAPITAL AND RESERVES                                                      

Authorized capital (share                    10              10                

capital, charter capital,                                                      

deposits capital, partners                                                     

capital)                                                                        

Treasury stock                                0               0                

Revaluation of fixed assets                   0               0                

Additional capital (without                   0               0                

revaluation)                                                                   

Reserve capital                               0               0                

Retained earnings (uncovered            224 567         383 345                

loss)                                                                           

TOTAL IN SECTION III.                   224 577         383 355                

IV. LONG-TERM LIABILITIES                                                      

Borrowed funds                                0         170 184                

Deferred tax liabilities                      0               0                

Provisions                                    0               0                

Other liabilities                             0               0                

TOTAL IN SECTION IV.                          0         170 184                

V. SHORT-TERM LIABILITIES                                                      

Borrowed funds                          250 000         185 000                

Payables                                  5 230          11 306                

Deferred income                             455             639                

Provisions                                    0               0                 

Sonstige Verbindlichkeiten                    0               0                

TOTAL IN SECTION V.                     255 685         196 945                

BALANCE                                 480 262         750 484                

A. The enclosed profit and loss account of 2012 is originated from official    

source, no data available about authentication. (31.12.2012 - 1000 RUB)        

B. The enclosed profit and loss account of 2013 is originated from official    

source, no data available about authentication. (31.12.2013 - 1000 RUB)        

 

Profit and loss account            A 31.12.2012    B 31.12.2013               C

Turnover                                514 757         613 113                

Cost of sales                           236 456         275 783                

Gross profit (loss)                     278 301         337 330                

Selling expenses                         87 717         120 516                

Administrative expenses                       0               0                

Sales profit (loss)                     190 584         216 814                

Earnings from other entities                  0               0                

Interest receivable                         466           1 589                

Interest payable                         19 049          46 194                

Other operating income                    8 961         159 669                

Other operating expenses                  6 778         171 213                

Profit (loss) before tax                174 184         160 665                

Current profit tax                            0               0                

Permanent tax liabilities                     0               0                 

(assets)                                                                       

Change in deferred tax                        0               0                

liabilities                                                                    

Change in deferred tax assets                 0               0                

Different                                 1 373           1 886                

Net profit (loss)                       172 811         158 779                

Results of fixed assets                       0               0                

revaluation, non-includedin                                                    

net profit/loss for period                                                     

Result of other transactions,                 0               0                

non included in net profit/                                                    

loss for period                                                                

Total financial result for              172 811         158 779                

period                                                                         

                                                               

Ratios                                     2012    2013

                Current ratio              1,87    3,76

                Quick ratio                1,04    2,53

                Average Collection        80,07     196

                Period                                 

                Payables turnover           123   10,94

                Period                                 

                Debt ratio                 0,53    0,49

                Equity to total assets     0,47    0,51

                ratio                                  

                Funding ratio              0,88    1,04

                Return on sales           33,57    25,9

                Return on Assets          50,37    25,8

                Return on Equity            125   52,24

 


DIAMOND INDUSTRY – INDIA

 

-            From time immemorial, India is well known in the world as the birthplace for diamonds.  It is difficult to trace the origin of diamonds but history says that in the remote past, diamonds were mined only in India. Diamond production in India can be traced back to almost 8th Century B.C.  India, in fact, remained undisputed leader till 18th Century when Brazilian fields were discovered in 1725 followed by emergence of S. Africa, Russia and Australia.

-            The achievement of the Indian diamond industry was possible only due to combination of the manufacturing skills of the Indian workforce and the untiring and unflagging efforts of the Indian diamantaires, supported by progressive Government policies.

-            The area of study of family owned diamond businesses derives its importance from the huge conglomerate of family run organizations which operate in the diamond industry since many generations.

-            Some of the basic traits of family run business enterprises include spirit of entrepreneurship, mutual trust lowers transaction costs, small, nimble and quick to react, information as a source of advantage and philanthropy.

-            Family owned diamond businesses need to improve on many fronts including higher standard of corporate governance, long-term performance – focused strategies, modern management and technology.

-            Utmost caution is to be exercised while dealing with some medium and large diamond traders which are usually engaged in fictitious import – export, inter-company transactions, financially assisted by banks. In the process, several public sector banks lost several hundred million rupees. They mostly diverted borrowed money for diamond business into real estate and capital markets.

-            Excerpts from Times of India dated 30th October 2010 is as under –

 

-            Gem & Jewellery Export Promotion Council in its statistical data has shown the export of polished diamonds to have increase by 28 % in February 2013. Compared to $ 1.4 bn worth of polished diamond export in February, 2012, India exported $ 1.84 billion worth of polished diamonds in February 2013. A senior executive of GJEPC said, “Export of cut and polished diamonds started falling month-wise after the imposition of 2 % of import duty on the polished diamonds. But February, 2013 has given a new ray of hope to the industry as the export of polished diamonds has actually increased by 28 %. It means the industry  is on the track of recovery and round tripping of diamonds has stopped completely.” Demand has started coming from the US, the UK, Japan and China. India’s polished diamond export is expected to cross $ 21 bn in 2013-14.

 

-            The banking sector has started exercising restraint while following prudent risk management norms when lending money to gems and jewellery sector. This follows the implementation of Basel III accord – a global voluntary regulatory standard on bank capital adequacy, stress testing and market liquidity.

 

 

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.61.76

UK Pound

1

Rs.94.02

Euro

1

Rs.72.63

 

 

INFORMATION DETAILS

 

Analysis Done by :

RAS

 

 

Report Prepared by :

TPT

 


 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

                                       New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.