MIRA INFORM REPORT

 

 

Report No. :

304231

Report Date :

19.01.2015

 

IDENTIFICATION DETAILS

 

Name :

CHEMICAL PROVIDERS, INC.

 

 

Registered Office :

27 V. V. Soliven  Ave. III, V. V. Soliven Complex,           Brgy.vidro,  Cainta, Rizal,

 

 

Country :

Philippines

 

 

Financials (as on) :

2013

 

 

Date of Incorporation :

09.01.1998

 

 

Legal Form :

Private Corporation

 

 

Line of Business :

Subject is engaged in the business of importing and trading of chemicals as raw materials for various industries, handicrafts/Christmas decors, paints, printing inks and plastics, soap and detergent, home and personal cares.

 

 

No. of Employee :

Not available

 

RATING and COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

 

 

Payment Behaviour :

No complaints

 

 

Litigation :

Clear

 

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – September 30, 2014

 

Country Name

Previous Rating

(30.06.2014)

Current Rating

(30.09.2014)

Philippines

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


 

PHILIPPINES ECONOMIC OVERVIEW

 

The economy has weathered global economic and financial downturns better than its regional peers due to minimal exposure to troubled international securities, lower dependence on exports, relatively resilient domestic consumption, large remittances from four- to five-million overseas Filipino workers, and a rapidly expanding business process outsourcing industry. The current account balance had recorded consecutive surpluses since 2003; international reserves are at record highs; the banking system is stable; and the stock market was Asia's second best-performer in 2012. Efforts to improve tax administration and expenditure management have helped ease the Philippines' tight fiscal situation and reduce high debt levels. The Philippines has received several credit rating upgrades on its sovereign debt, and has had little difficulty tapping domestic and international markets to finance its deficits. Economic growth in the Philippines averaged 4.5% during the MACAPAGAL-ARROYO administration, but poverty worsened during her term. Growth has accelerated under the AQUINO government, but with limited progress thus far in bringing down unemployment, which hovers around 7%, and improving the quality of jobs. Underemployment is nearly 20% and more than 40% of the employed are estimated to be working in the informal sector. The AQUINO administration has been working to boost the budgets for education, health, cash transfers to the poor, and other social spending programs, and is relying on the private sector to help fund major infrastructure projects under its Public-Private Partnership program. Long term challenges include reforming governance and the judicial system, building infrastructure, improving regulatory predictability, and the ease of doing business, attracting higher levels of local and foreign investments. The Philippine Constitution and the other laws continue to restrict foreign ownership in important activities/sectors (such as land ownership and public utilities).

 

Source : CIA


Company name and address

 

Company:                 CHEMICAL PROVIDERS, INC.

 

Address:                   27 V. V. Soliven  Ave. III, V. V. Soliven Complex,Brgy. Ividro,  Cainta, Rizal

 

Country:                    Philippines                

                         

Service Type:            Normal 

        

 

FINDINGS

 

We conducted research and investigation on CHEMICAL PROVIDERS, INC. and showed the following, viz:

 

 

VERIFICATION WITH SECURITIES & EXCHANGE COMMISSION (SEC):   CHEMICAL PROVIDERS, INC.

 
 
Legal Entity       -     Private Corporation
 
 

REGISTRATION

 

(Per GIS dated 4.23.14)

 

a)     Certificate No.           :      A199800253

b)    Date                          :      January 09, 1998

c)     Term                         :      Fifty (50) years

d)    Corporate Tax No.    :      200-644-188-000

e)     Company Type         :      Stock Corporation

f)     Telephone No.          :      (632) 647 4934; 681 0537; 243 0121

g)    Fax No.                    :      (632) 647 4934

 

Address:           1)  27 V. V. Soliven Ave. III, V. V. Soliven Complex, Brgy. San Isidro, Cainta, Rizal.

2)  8-A Maayusin St., UP Village, Diliman, Quezon City.                                                                         

                            

 (Note:  Currency in Philippine Peso, unless otherwise specified)

          


 

CAPITALIZATION

 

(As of 2014)

 

Authorized Capital Stock                        -     10,000,000.        100,000  Shares Common

 

Amount Subscribed & Fully Paid Up         -       2,500,000.     -      25,000  Shares

    

Par value per Share                            -               100.

 

 

PRIMARY PURPOSE:  

 

Trading of imported industrial chemical raw material on wholesale and retail basis.

                                                                  

 

STOCKHOLDERS/DIRECTORS/OFFICERS 

 

              Name

         Position

Amount  Paid Up

Sylvia S. Reyes

Chairperson/President

     1,249,700.

Miguel Rafael Z. Reyes

VP/Treasurer

     1,250,000.

Andres Antonio S. Reyes

Corporate Secretary

               100.

Paulino O. Polintan

Director

               100.

Lorna Lopez Macariola

Director

               100.

 

 

     2,500,000.

     vvvvvvvvv

 

 

 

 

 

 

 

 

 

BUSINESS ACTIVITY

 

Subject company, since inception, continue to engaged in the business of importing & trading of chemicals as raw materials for various industries, handicrafts/Christmas decors, paints, printing inks & plastics, soap and detergent, home and personal cares.

 

Handicraft/christmas décor -  glitters; bronze powder; aluminum paste;  hot and stamping foils; powder; powder; water based basic Dyes; pearl pigments and others.

 

Paints, Printing Inks and Plastics -   metal complex; solvent Dyes, oil soluble Dyes, glass and ceramic as

grinding media.

           

Soap and Detergent / Home and Personal cares -  n   on-ionics surfactants, Triclosan, pig mosal blue green,      etc.

           

Telephone Nos.                                     :  (632) 740 9554; 741 1262; 743 5258

Fax Nol.                                    :  (632) 742 8956

Email                                        :   chemprovinc@pldtdsl.net                

Contact Persons                       :   Sylvia Reyes / Analiza dela Vega

 

 

FINANCIAL CONDITION

 

(Audited Financial Statement for years 2013, 2012, and 2011, as compiled)

 

Balance Sheet

 

                                                                           ASSETS

         

         2013

        2012

       2011

          Current Asset

 

 

 

 Cash

    1,029,192.

    1,141,080.

    4,684,810.

    Inventories

    3,446.592.

    3,061,639.

       600.393.

Other Current Asset

       261,696.

       298,620.

       295,367.

Total Current Assets

    4,737,480.

    4,501,339.

    5,580,570.

 

 

 

 

          Non- Current Asset 

 

 

 

Property and Equipment, net

    1,348,352.

    1.464.925.

    1.581,498.

Total Assets

    6,085,832.

   vvvvvvvvvv

    5,966,264.

   vvvvvvvvvv

    7,162,068.

   vvvvvvvvvv

                                               

                                           LIABILITIES AND STOCKHOLDER’S EQUITY

 

         Current Liabilities

 

 

 

Trade and Taxes Payable

       717,880.

       604,168.

       742,147.

Accrued Exps. and Other Current Liabilities

 

       377,453.

 

       380,721.

 

    1,477,576.

Total Current Liabilities

    1,095,333.

       984,889.

    2,219,723.

Total Liabilities

    1,095,333.

       984,889.

    2,219,723.

 

 

 

 

            Stockholder’s Equity

 

 

 

Subscribed and Paid Up Capital

    2,500,000.

    2,500,000.

    2,500,000.

Retained Earnings

    2,490,499.

    2,481,375.

    2,442,345.

Total Stockholder’s Equity

    4,990,499.

    4,981,375.

    4,942,345.

Total Liabilities and Equity

    6,085,832.

    vvvvvvvvv

    5,966,264.

    vvvvvvvvv

    7,162,068.

    vvvvvvvvv

 

                                                                  INCOME STATEMENT

 

Sales

   30,155,265.

   30,250,116.

   28.915,389.

Gross Profit

     6,312,710.

     6,375,251.

     6,072,182.

Less:   Operating Expenses

  (  5,871,088.)

  (  5,890,939.)

  (  5,104,886.)

 Net Profit before Income tax

        441,622.

        484,312.

         967,296.

NET INCOME

        309,135.

  vvvvvvvvvvv

        503,996.

  vvvvvvvvvvv

         480,375.

  vvvvvvvvvvvv


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs. 61.89

UK Pound

1

Rs. 93.92

Euro

1

Rs. 72.00

 

 

INFORMATION DETAILS

 

Analysis Done by :

DIV

 

 

Report Prepared by :

ASH

 


 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

                                       New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

 

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.