MIRA INFORM REPORT

 

 

Report No. :

303086

Report Date :

19.01.2015

 

IDENTIFICATION DETAILS

 

Name :

URBAN ICE LIMITED

 

 

Registered Office :

61 Great Ducie Street, Manchester, Greater Manchester, M3 1RR

 

 

Country :

United Kingdom

 

 

Financials (as on) :

31.03.2013

 

 

Date of Incorporation :

13.01.2012

 

 

Com. Reg. No.:

07908484

 

 

Legal Form :

Private Limited With Share Capital

 

 

Line of Business :

Wholesale of Clothing and Footwear

 

 

No. of Employee :

Not Available

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ca

 

RATING

STATUS

PROPOSED CREDIT LINE

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

Limited with full security

 

Status :

Moderate

Payment Behaviour :

Slow

Litigation :

Clear

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – September 30, 2014

 

Country Name

Previous Rating

(30.06.2014)

Current Rating

(30.09.2014)

United Kingdom

A1

A1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

UNITED KINGDOM - ECONOMIC OVERVIEW

 

The UK, a leading trading power and financial center, is the third largest economy in Europe after Germany and France. Over the past two decades, the government has greatly reduced public ownership. Agriculture is intensive, highly mechanized, and efficient by European standards, producing about 60% of food needs with less than 2% of the labor force. The UK has large coal, natural gas, and oil resources, but its oil and natural gas reserves are declining and the UK became a net importer of energy in 2005. Services, particularly banking, insurance, and business services, are key drivers of British GDP growth. Manufacturing, meanwhile, has declined in importance but still accounts for about 10% of economic output. After emerging from recession in 1992, Britain's economy enjoyed the longest period of expansion on record during which time growth outpaced most of Western Europe. In 2008, however, the global financial crisis hit the economy particularly hard, due to the importance of its financial sector. Falling home prices, high consumer debt, and the global economic slowdown compounded Britain's economic problems, pushing the economy into recession in the latter half of 2008 and prompting the then BROWN (Labour) government to implement a number of measures to stimulate the economy and stabilize the financial markets; these included nationalizing parts of the banking system, temporarily cutting taxes, suspending public sector borrowing rules, and moving forward public spending on capital projects. Facing burgeoning public deficits and debt levels, in 2010 the CAMERON-led coalition government (between Conservatives and Liberal Democrats) initiated a five-year austerity program, which aimed to lower London's budget deficit from about 11% of GDP in 2010 to nearly 1% by 2015. In November 2011, Chancellor of the Exchequer George OSBORNE announced additional austerity measures through 2017 largely due to the euro-zone debt crisis. The CAMERON government raised the value added tax from 17.5% to 20% in 2011. It has pledged to reduce the corporation tax rate to 21% by 2014. The Bank of England (BoE) implemented an asset purchase program of £375 billion (approximately $605 billion) as of December 2013. During times of economic crisis, the BoE coordinates interest rate moves with the European Central Bank, but Britain remains outside the European Economic and Monetary Union (EMU). In 2012, weak consumer spending and subdued business investment weighed on the economy, however, in 2013 GDP grew 1.4%, accelerating unexpectedly in the second half of the year because of greater consumer spending and a recovering housing market. The budget deficit is falling but remains high at nearly 7% and public debt has continued to increase.

 

Source : CIA


Company name & address

 

URBAN ICE LIMITED            

61 Great Ducie Street            

Manchester                           

Greater Manchester                                   

M3 1RR                                                    

United Kingdom                                        

 

Telephone         +44 (0)161 817 8840

Fax                   +44 (0)161 817 8834

Website            www.urbanice.co.uk

 

Company Number:

07908484

Status:

Active - Accounts Filed

Foundation:

13/01/2012

VAT No:

N/A

 

 

Main indices

 

Payment experience and credit opinion

 

 

Comments

 

No exact match CCJs are recorded against the company.

There has been no significant change in the company’s credit limit. There is insufficient data to indicate a change in this company’s percentage of sales. There is insufficient data to indicate a change in this company’s pre-tax profit. The company is exempt from audit. No recent changes in directorship are recorded. The company is not part of a group. The company was established over 2 years ago.

 

 

Basic Information

 

Legal form

Private limited with Share Capital

 

Foundation

13/01/2012

 

Company No.

07908484

 

Shareholders

 

Name

Currency

Number of

Share type

Nominal value

 

 

shares

 

 

MODE INTERNATIONAL LTD

GBP

50

ORDINARY

1

ARUN KUMAR

GBP

50

ORDINARY

1

Total Share Capital

 

 

 

GBP 100

 

 

Management

 

Directors

 

 

 

 

Name

Address:

Date of Birth

Nationality

Appointment Date

Mr. Arun Kumar

61 Great Ducie Street, Manchester, Greater Manchester M3 1 RR

27/03/1973

British

13/01/2012

Mr. Satz Reddy Nallamilli

61 Great Ducie Street, Manchester, Greater Manchester M3 1 RR

10/05/1966

British

13/01/2012

 

 

Company Secretary

 

Name

Address:

Appointment Date

Mr. Satz Reddy Nallamilli

61 Great Ducie Street, Manchester, Greater Manchester M3 1 RR

13/01/2012

 

 

Other Known Addresses

 

Rajan House, 61 Great Ducie Street, Manchester, Lancashire M3 1RR

 

 

Business Activities

 

Main activity

 

SIC03

Wholesale of clothing and footwear

SIC07

Wholesale of clothing and footwear

 

 

Economic Data

 

Turnover and Employees

 

 

Date of Accounts     Turnover

 

Employees

31/03/2013

Not Stated

Not Stated

 

 

Supplementary data

 

Events

 

Company History

 

Date

Action

17/01/2012

New Company Secretary Mr. S.R. Nallamilli appointed

17/01/2012

New Board Member Mr. S.R. Nallamilli appointed

17/01/2012

New Board Member Mr. A. Kumar appointed

09/02/2013

Annual Returns

22/10/2013

New Accounts Filed

27/06/2014

Annual Returns

 

 

County Court Judgments (CCJs)

 

There are no County Court Judgments listed against this company

 

 

Accounts

 

Profit & Loss

 

 

31/03/2013

 

65

 

GBP

 

Group: No

Turnover

0

 

 

31/03/2013

 

65

 

GBP

 

Group: No

Export

-

Cost of Sales

-

Gross Profit

-

Wages And Salaries

0

Directors Emoluments

-

Operating Profit

-

Depreciation

626

Audit Fees

0

Interests Payments

-

Pre Tax Profit

0

Taxation

-

Profit After Tax

-

Dividends Payable

-

Retained Profit

-

 

Balance Sheet

 

 

31/03/2013

 

65

 

GBP

 

Group: No

Tangible Assets

2,506

Intangible Assets

0

Total Fixed Assets

2,506

Stock

0

Trade Debtors

46

Cash

398,725

 

 

 

31/03/2013

 

65

 

GBP

 

Group: No

Other Debtors

0

Miscellaneous Current Assets

0

Total Current Assets

398,771

Trade Creditors

523,167

Bank Loans and Overdraft

0

Other Short Term Finance

0

Miscellaneous Current Liabilities

0

Total Current Liabilities

523,167

Bank Loans and Overdrafts LTL

0

Other Long Term Finance

0

Total Long Term Liabilities

0

 

 

Capital & Reserves

 

 

31/03/2013

 

65

 

GBP

 

Group: No

Called Up Share Capital

100

P and L Account Reserve

-121,990

Revaluation Reserve

0

Sundry Reserves

0

Shareholders Funds

-121,890

 

Other Financial Items

 

 

31/03/2013

 

65

 

GBP

 

Group: No

Net Worth

-121,890

Working Capital

-124,396

Total Assets

401,277

Total Liabilities

523,167

Net Assets

-121,890

 

 

Cash Flow

 

 

31/03/2013

 

65

 

GBP

 

Group: No

Net Cash Flow from Operations

0

Net Cash Flow before Financing

0

Net Cash Flow from Financing

0

Increase in Cash

0

 

Miscellaneous

 

 

31/03/2013

 

65

 

GBP

 

Group: No

Capital Employed

-121,890

-

-

 

Financial Ratios

 

Name

31/03/2013

Pre Tax Profit Margin

0.0%

Current Ration

0.76

Sales or Net Working Capital

0.00

Gearing

0.00 %

Equity

-30.38 %

Creditor Days

0.00

 

Name

31/03/2013

Debtor Days

0.00

Liquidity or Acid test

0.76

Return on Capital Employed

0.0%

Return on Total Assets Employed

0.0%

Current Debt Ratio

-4.29 %

Total Debt Ratio

-4.29 %

Stock Turnover Ratio

0.0%

Return on Net Assets Employed

0.0%

 

 

Remarks

 

Only abbreviated financial statement has been filed. In the first trading period the Post Appropriation Loss amounted to GBP 121,990. The initial financial position seems weak and balance sheet wise the company is technically insolvent. The shareholder Mode International Ltd had Capital and Reserves of GBP 1,571,374 as at 31.03.2014. It remains to be seen how this company performed in 2013/2014.

 

Activity: Supplier of men's casual wear to the high street retailers and department stores of the UK and Europe

 

Trading Address: 61 Great Ducie Street, Manchester M3 1RR,

 

Branches: None

 

Employees: Few Staff

 

Bank: Lloyds Bank PLC


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.61.89

UK Pound

1

Rs.93.92

Euro

1

Rs.72.00

 

 

INFORMATION DETAILS

 

Analysis Done by :

RAS

 

 

Report Prepared by :

TPT

 


 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

                                       New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.