MIRA INFORM REPORT

 

 

Report No. :

301772

Report Date :

20.01.2015

 

IDENTIFICATION DETAILS

 

Name :

SENMIN INTERNATIONAL (PTY) LTD

 

 

Formerly Known As :

SENMIN (PRIVATE) LIMITED

 

 

Registered Office :

Bunsen Street, Industrial Area, Sasolburg, Free State P O Box 19 Sasolburg 1947

 

 

Country :

South Africa

 

 

Financials (as on) :

09.01.2015

 

 

Date of Incorporation :

29.05.1958

 

 

Legal Form :

Private Company

 

 

Line of Business :

Subject is manufacturers of mining chemicals, surfactants (soap industry), fuel additives and water treatment chemicals.

 

 

No. of Employee :

400

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

 

 

Payment Behaviour :

No complaints

 

 

Litigation :

Clear

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – September 30, 2014

 

Country Name

Previous Rating

(30.06.2014)

Current Rating

(30.09.2014)

South Africa

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


 

SOUTH AFRICA ECONOMIC OVERVIEW

 

South Africa is a middle-income, emerging market with an abundant supply of natural resources; well-developed financial, legal, communications, energy, and transport sectors and a stock exchange that is the 16th largest in the world. Even though the country's modern infrastructure supports a relatively efficient distribution of goods to major urban centers throughout the region, unstable electricity supplies retard growth. The global financial crisis reduced commodity prices and world demand. GDP fell nearly 2% in 2009 but has recovered since then, albeit slowly with 2014 growth projected at about 2%. Unemployment, poverty, and inequality - among the highest in the world - remain a challenge. Official unemployment is at nearly 25% of the work force, and runs significantly higher among black youth. Eskom, the state-run power company, has built two new power stations and installed new power demand management programs to improve power grid reliability. Construction delays at two additional plants, however, mean South Africa is operating on a razor thin margin; economists judge that growth cannot exceed 3% until those plants come on line. South Africa's economic policy has focused on controlling inflation, however, the country has had significant budget deficits that restrict its ability to deal with pressing economic problems. The current government faces growing pressure from special interest groups to use state-owned enterprises to deliver basic services to low-income areas and to increase job growth.

 

Source : CIA

 

COMPANY NAME and address

 

COMPANY NAME:                    SENMIN INTERNATIONAL (PTY) LTD

 

Formerly: SENMIN (PTY) LTD the name having been changed on 5 December 2006.

Formerly: CHEMSERVE STEINHALL (PTY) LTD, the name having been changed on 18 March 2003.

 

PHYSICAL ADDRESS:              Bunsen Street

Industrial Area

SASOLBURG

Free State

 

POSTAL ADDRESS:                 P O Box 19

SASOLBURG

1947

 

TELEPHONE NUMBER:            +27 16 970 1911 / 1542

 

FAX NUMBER:              +27 16 970 1523

 

 

SHAREHOLDERS

 

100%    CHEMICAL SERVICES LTD (CHEMSERVE LTD - abbreviation) unquoted public company, which in turn is owned 100% by AECI LTD (quoted on the JSE Ltd)

 

 

ASSOCIATE COMPANIES

 

PELICHEM (PTY) LTD (dormant)

INDUSTRIAL OLEOCHEMICAL PRODUCTS (PTY) LTD

AKULU-MARCHON (PTY) LTD

ATLAS CONSOLIDATED INDUSTRIES (PTY) LTD, trading as

Industrial Urethanes

CHEMIPHOS SA (PTY) LTD

 

Plus other companies within the CHEMICAL SERVICES and AECI group.

 


 

DIRECTORS

 

M A DYTOR (Chairman)                                                         ID No. 6107185122105

J E AUPIAS                                                                          ID No. 5406215018007

F J LABUSCHAGNE                                                              ID No. 5808245042081

M J T BOTHA                                                                        ID No. 5907215031007

S J FOSTER                                                                         ID No. 6108045273187

P F DICKS                                                                            ID No. 5804295083109

A N MYEZA                                                                          ID No. not available

 

BANKERS

 

FIRST NATIONAL BANK, Johannesburg Corporate branch, Account Number: 62051492157.  It was stated that the subject does not require overdraft facilities as funds are provided by the holding company.

 

 

DATE REGISTERED

 

29 May 1958

Registration Certificate Number 1958/001760/07

 

It was stated that the subject incorporated the assets and operations of a group company namely, PELICHEM (PTY) LTD on 1 October 2005.

 

The subject commenced operations and changed its name in 2003 when it took over assets and operations of a division of Sentrachem Ltd, which had been trading for many years.

 

The subject is reported to have taken over the manufacturing and marketing operations of mining, petroleum and inorganic chemicals of ORCHEM (PTY) LTD.

 

VAT NUMBER:              42302044903

 

TAX NUMBER:              9525171717

 

 

MAJOR OPERATION

 

Manufacturers of mining chemicals, surfactants (soap industry), fuel additives and water treatment chemicals.


 

MAJOR SUPPLIERS

 

Previously, we have divulged the names of the major suppliers in our reports.     We have discontinued this practice to protect our valuable sources of trade information.  This has become necessary because we now give a description of the goods or services to which the trade references relate.  This gives our client the ability to assess whether  the purchases are vital to the subject’s operation and whether we have only been given their essential suppliers that must be paid promptly for the subject to maintain its operation.

 

 

MAJOR CUSTOMERS OR BUSINESS SECTORS

 

The mining sector e.g. INVESTCHEM (PTY) LTD, ANGLO PLATINUM, IMPALA PLATINUM and PHALABORWA MINING.

 

 

AREA OF DISTRIBUTION AND SELLING

 

Rustenburg, Potgietersrus, Phalaborwa, Lydenburg and Gauteng

 

 

EXPORTS

 

Small to Zimbabwe, Zambia and Australia.

 

 

TOTAL EMPLOYEES

 

400 having increased from 390 reported in 2012

 

 

OTHER PREMISES   

 

It was stated that the manufacturing plant is situated in Sasolburg and the subject has an office in Woodmead.


 

OWNED OR LEASED

 

The heading premises are reported to be owned by the subject. The Woodmead premises are leased.

 

 

FINANCIALS

 

The following estimated financial situation was submitted as at 09 January 2015:

 

STOCK                                                                                                   R   275 000 000

DEBTORS                                                                                              R   221 000 000

CREDITORS                                                                                         ±R   121 000 000

TURNOVER per month                                                                          ±R   130 000 000

 

 

AUDITORS    

 

KPMG

 

 

YEAR END    

 

DECEMBER

 

 

iNSURANCE BROKERS

 

THEBE HOSKINS INSURANCE BROKERS (through the holding company)

 


 

TRADE REFERENCES – MARCH 2006

 

ACCOUNT          HIGHEST      AVERAGE  TERMS        PAYMENT    EXPERIENCE

OPENED            CREDIT         CREDIT                          PATTERN

 

1.    2004             R1 000 000    declined        7 days          7 days        Very good

                          c/l

 

2.    10 years+     R2 000 000    R1 500 000 - 30 days       30 days        Excellent

                                               R2 000 000

 

3.    15 years       R   400 000    R   400 000  30 days        30 days        Excellent

 

 

TRADE REFERENCES – JANUARY 2007

 

      ACCOUNT    HIGHEST      AVERAGE      TERMS    PAYMENT    EXPERIENCE

      OPENED      CREDIT         CREDIT                          PATTERN

 

1.    Oct 2004      R1 200 000    R700 000          7 days      7 days        Very good

                                               c/l

 

2.    10 years+     R2 000 000    varies             30 days    30 days        Very good

 

3.    15 years+     R   500 000    R450 000        30 days    30 days        Very good

 

 

TRADE REFERENCES – AUGUST 2007

 

       PERIOD       HIGHEST      AVERAGE      TERMS    PAYMENT    EXPERIENCE

                          CREDIT         CREDIT                          PATTERN

 

1.    4 years         R1 200 000    R500 000        7 days      7 days          Excellent

                          c/l

 

2.    10 years+     declined        R2 000 000      30 days    30 days        Very Good

 

3.    Old acc        open acc       R500 000        30 days    30 days        Excellent


 

TRADE REFERENCES – NOVEMBER 2007

 

       PERIOD       HIGHEST      AVERAGE      TERMS    PAYMENT    EXPERIENCE

                          CREDIT         CREDIT                          PATTERN

 

1.    Do not give trade references.

 

2.    ±25 years     declined        R2 000 000      30 days    30 days        Excellent

 

3.    June 2000     R20 000 000   R9 828 924      30 days    30 days        Good

 

4.     Do not give trade references.

 

 

TRADE REFERENCES – APRIL 2009

 

       PERIOD       HIGHEST      AVERAGE      TERMS    PAYMENT    EXPERIENCE

                          CREDIT         CREDIT                          PATTERN

 

1.    9 years +      R35 000 000   ±R12 000 000  30 days    30 days        Excellent

                          c/l                

 

2.    20 years       R650 000       +/-R500 000    30 days    30 days        Excellent

 

3.    20 years       Declined        R2 000 000 -    30 days    30 days        Excellent

                                               R3 000 000

 

TRADE REFERENCES – JULY 2009

 

      ACCOUNT    HIGHEST      AVERAGE      TERMS    PAYMENT    EXPERIENCE

      OPENED      CREDIT         CREDIT                          PATTERN

 

1.    ±20 years     undisclosed   ±R  3 000 000  30 days    30 days        Excellent

 

2.    June 2000     R35 000 000     R12 000 000  30 days    30 days        Very Good

                          c/l

 

3.    15 years       ±R   700 000  ±R     500 000  30 days    25 days        Very Good

 

4.     Do not give trade references

 

5.     Do not give trade references

 

 

 

TRADE REFERENCES – JULY 2010

 

      ACCOUNT    HIGHEST      AVERAGE      TERMS    PAYMENT    EXPERIENCE

      OPENED      CREDIT         CREDIT                          PATTERN

 

1.    10 years       R29 000 000   R12 000 000-   30 days    30 days        Excellent

                                               R15 000 000

 

2.    5+ years       declined        figures            30 days    30 days        Very Good

 

3.    ±25 years     undisclosed   R  3 000 000    30 days    30 days        Very Good

 

 

TRADE REFERENCES – FEBRUARY 2011

 

      ACCOUNT    HIGHEST      AVERAGE      TERMS    PAYMENT    EXPERIENCE

      OPENED      CREDIT         CREDIT                          PATTERN

 

1.    10 years       Undisclosed  R1 500 000      30 days    30 days        Excellent

 

2.    Do not give trade references

 

3.    7 years         declined        figures            30 days    30 days        Very Good

 

4.    15+ years     undisclosed   R4 000 000      30 days    30 days        Very Good

 

 

TRADE REFERENCES – JULY 2011

 

      ACCOUNT    HIGHEST      AVERAGE      TERMS    PAYMENT    EXPERIENCE

      OPENED      CREDIT         CREDIT                          PATTERN

 

1.    2004             declined        declined          7 days      7 days          Very Good

 

2.    20 years       open             R2 000 000-     30 days    30 days        Excellent

                                               R3 000 000

 

3.     Do not give trade references

 

4.     Do not give trade references

 

5.     Do not give trade references

 

 

TRADE REFERENCES – JULY 2012

 

      ACCOUNT    HIGHEST      AVERAGE      TERMS    PAYMENT    EXPERIENCE

      OPENED      CREDIT         CREDIT                          PATTERN

 

1.    2004             Declined        Declined         7 days      7 days          Very Good

 

2.    20 years +    Declined        R2 000 000-     30 days    30 days        Excellent

                                               R2 500 000

 

3.     Do not give trade references

 

4.     Do not give trade references

 

5.     Do not give trade references

 

 

TRADE REFERENCES - DECEMBER 2012

 

      ACCOUNT    HIGHEST      AVERAGE      TERMS       PAYMENT   EXPERIENCE

      OPENED      CREDIT         CREDIT                             PATTERN

 

1.    Since 2004   Declined        Declined         7 days         7 days         Excellent

 

2.    ±R20 years   Declined        ±R1 500 000    30 days       30 days       Excellent

 

3.    Do not give trade references

 

4.    Do not give trade references

 

6.     Do not give trade references

 

 

CURRENT TRADE REFERENCES

 

ACCOUNT          HIGHEST      AVERAGE      TERMS       PAYMENT   EXPERIENCE

OPENED             CREDIT         CREDIT                            PATTERN

 

1.    Do not give trade references

 

2.    Do not give trade references

 

3.    Do not give trade references

 

 

COMMENTS

 

This is a very well established and well connected company that is meeting its commitments timeously.


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs. 61.69

UK Pound

1

Rs. 93.41

Euro

1

Rs. 71.33

 

 

INFORMATION DETAILS

 

Analysis Done by :

DIV

 

 

Report Prepared by :

ASH

 


 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

                                       New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

 

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.