MIRA INFORM REPORT

 

 

Report No. :

303826

Report Date :

21.01.2015

 

IDENTIFICATION DETAILS

 

Name :

SEACHANGE MARITIME (SINGAPORE) PTE. LTD.

 

 

Registered Office :

79, South Bridge Road, 058709

 

 

Country :

Singapore

 

 

Financials (as on) :

31.12.2013

 

 

Date of Incorporation :

13.02.2009

 

 

Com. Reg. No.:

200902692-G

 

 

Legal Form :

Private Limited

 

 

Line of Business :

Subject is principally engaged in the other personal service activities, ship owning.

 

 

No. of Employee :

Not Available

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ca

 

RATING

STATUS

PROPOSED CREDIT LINE

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

Limited with full security

 

Status :

Moderate

 

 

Payment Behaviour :

Slow

 

 

Litigation :

Exist

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – September 30, 2014

 

Country Name

Previous Rating

(30.06.2014)

Current Rating

(30.09.2014)

Singapore

A1

A1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

SINGAPORE ECONOMIC OVERVIEW

 

Singapore has a highly developed and successful free-market economy. It enjoys a remarkably open and corruption-free environment, stable prices, and a per capita GDP higher than that of most developed countries. The economy depends heavily on exports, particularly in consumer electronics, information technology products, pharmaceuticals, and on a growing financial services sector. The economy contracted 0.6% in 2009 as a result of the global financial crisis, but rebounded 15.1% in 2010, on the strength of renewed exports, before slowing to in 2011-13, largely a result of soft demand for exports during the second European recession. Over the longer term, the government hopes to establish a new growth path that focuses on raising productivity. Singapore has attracted major investments in pharmaceuticals and medical technology production and will continue efforts to establish Singapore as Southeast Asia's financial and high-tech hub.

 

Source : CIA

 

 


 

EXECUTIVE SUMMARY

 

 

REGISTRATION NO.

:

200902692-G

COMPANY NAME

:

SEACHANGE MARITIME(SINGAPORE) PTE. LTD.

FORMER NAME

:

N/A

INCORPORATION DATE

:

13/02/2009

COMPANY STATUS

:

EXIST

LEGAL FORM

:

PRIVATE LIMITED

LISTED STATUS

:

NO

REGISTERED ADDRESS

:

79, SOUTH BRIDGE ROAD, 058709, SINGAPORE.

BUSINESS ADDRESS

:

79 SOUTH BRIDGE ROAD, 058709, SINGAPORE.

TEL.NO.

:

65-68846551

FAX.NO.

:

65-68846552

WEB SITE

:

WWW.SEACHANGE-MARITIME.COM

CONTACT PERSON

:

YARIV ZGHOUL ( DIRECTOR )

PRINCIPAL ACTIVITY

:

OTHER PERSONAL SERVICE ACTIVITIES, SHIP OWNING

ISSUED AND PAID UP CAPITAL

:

1.00 ORDINARY SHARE, OF A VALUE OF SGD 1.00
300,000.00 ORDINARY SHARE, OF A VALUE OF USD 300,000.00

SALES

:

USD 5,197,043 [2013]

NET WORTH

:

USD (295,895) [2013]

STAFF STRENGTH

:

N/A

LITIGATION

:

TRACED

FINANCIAL CONDITION

:

POOR

PAYMENT

:

N/A

MANAGEMENT CAPABILITY

:

WEAK

COMMERCIAL RISK

:

N/A

CURRENCY EXPOSURE

:

N/A

GENERAL REPUTATION

:

SATISFACTORY

INDUSTRY OUTLOOK

:

MARGINAL GROWTH

 

HISTORY / BACKGROUND

 

The Subject is a private limited company and is allowed to have a minimum of one and a maximum of forty-nine shareholders. As a private limited company, the Subject must have at least two directors. A private limited company is a separate legal entity from its shareholders. As a separate legal entity, the Subject is capable of owning assets, entering into contracts, sue or be sued by other companies. The liabilities of the shareholders are to the extent of the equity they have taken up and the creditors cannot claim on shareholders' personal assets even if the Subject is insolvent. The Subject is governed by the Companies Act and the company must file its annual returns, together with its financial statements with the Registrar of Companies.

 

The Subject is principally engaged in the (as a / as an) other personal service activities, ship owning.

 

The immediate holding company of the Subject is SEACHANGE SHIP MANAGEMENT LLC, a company incorporated in MARSHALL ISLANDS.

 

Share Capital History

Date

Issue & Paid Up Capital

20/01/2015

SGD 1.00 & USD 300,000.00

 

The major shareholder(s) of the Subject are shown as follows :

 

Name

Address

IC/PP/Loc No

Shareholding

(%)

SEACHANGE SHIP MANAGEMENT LLC
[SGD=1, USD=300,000]

TRUST COMPANY COMPLEX, AJELTAKE ROAD, AJELTAKE ISLAND MAJURO, MARSHALL ISLANDS, MH 96960, MARSHALL ISLANDS.

T12UF1682

300,001.00

100.00

---------------

------

300,001.00

100.00

============

=====

+ Also Director

 

The Subject's interest in other companies (Subsidiaries/Associates) are shown as follow :

 

Local No

Country

Company

(%)

As At

INDIA

SEACHANGE MARITIME INDIA PRIVATE LIMITED

100.00

31/12/2013



DIRECTORS


DIRECTOR 1

 

Name Of Subject

:

SAMUEL HAMMOND NORTON

Address

:

3835, EL PRADO BLVD, MIAMI, FL 33133, UNITED STATES.

IC / PP No

:

488899220

Nationality

:

AMERICAN

Date of Appointment

:

13/02/2009

 

DIRECTOR 2

 

Name Of Subject

:

DAMIR GLAVAN

Address

:

46A, TOH TUCK ROAD, 05-02, SIGNATURE PARK, 596738, SINGAPORE.

IC / PP No

:

F2297812T

Nationality

:

CROATIAN

Date of Appointment

:

08/04/2011

 

DIRECTOR 3

 

Name Of Subject

:

YARIV ZGHOUL

Address

:

201, NORTH COCONUT LANE, MIAMI BEACH, FL 33139, UNITED STATES.

IC / PP No

:

G5700291W

Nationality

:

ISRAELI

Date of Appointment

:

13/02/2009



MANAGEMENT

 

 

1)

Name of Subject

:

YARIV ZGHOUL

Position

:

DIRECTOR

 

 

 

AUDITOR

 

Auditor

:

SHANKER IYER & CO

Auditor' Address

:

N/A

 

 

 

COMPANY SECRETARIES

 

1)

Company Secretary

:

SONIA RAMCHAND JAGTIANI

IC / PP No

:

S7071718B

Address

:

134, SIMEI STREET, 1, 10-184, 520134, SINGAPORE.

 

BANKING


No Banker found in our databank.

ENCUMBRANCE (S)


No encumbrance was found in our databank at the time of investigation.

 

LITIGATION CHECK AGAINST SUBJECT


* A check has been conducted in our databank against the Subject whether the subject has been involved in any litigation.

 

LEGAL ACTION

 

Code No

:

99

Case No

:

11004

Year

:

2013

Place

:

SINGAPORE

Court

:

MAGISTRATE COURT

Date Filed

:

17/05/2013

Solicitor Ref

:

HS 5.2279.2013

Solicitor Firm

:

DAISY YEO & CO

Plaintiff

:

ATLANTIC SUPPLIES AND TRADING PTE LTD

Defendants

:

SEACHANGE MARITIME(SINGAPORE) PTE. LTD. (200902692)

Amount Claimed

:

21490.65

Nature of Claim

:

SGD


Code No

:

99

Case No

:

2156

Year

:

2013

Place

:

SINGAPORE

Court

:

DISTRICT COURT

Date Filed

:

16/07/2013

Solicitor Ref

:

AW/AL/20130218

Solicitor Firm

:

TAN KIM SENG & PARTNERS

Plaintiff

:

LLOYD'S REGISTER ASIA

Defendants

:

SEACHANGE MARITIME(SINGAPORE) PTE. LTD. (200902692)

Amount Claimed

:

75200

16693.73

Nature of Claim

:

USD

SGD

Remark

:

OTHERS /NMISCELLANEOUS


Code No

:

99

Case No

:

1834

Year

:

2014

Place

:

SINGAPORE

Court

:

MAGISTRATE COURT

Date Filed

:

27/01/2014

Solicitor

:

JEYABALEN

Solicitor Ref

:

JB/2862/14

Solicitor Firm

:

JEYABALEN & PARTNERS

Plaintiff

:

GRIFFIN TRAVEL PTE LTD

Defendants

:

SEACHANGE MARITIME(SINGAPORE) PTE. LTD. (200902692)

Amount Claimed

:

7124

Nature of Claim

:

SGD

 

No winding up petition was found in our databank

 

 

 

PAYMENT RECORD

 

 

SOURCES OF RAW MATERIALS:

Local

:

N/A

Overseas

:

N/A


The staff from the registered office refused to disclose the SC's supplier information.

CLIENTELE

 

Local

:

N/A

Overseas

:

N/A


The staff from the registered office refused to disclose the Subject's clientele information.

OPERATIONS

 

Services

:

OTHER PERSONAL SERVICE ACTIVITIES, SHIP OWNING

 

Branch

:

NO

Other Information:


The Subject is principally engaged in the (as a / as an) other personal service activities, ship owning.

The staff from the registered office refused to disclose the Subject's operation information.

CURRENT INVESTIGATION

 

Latest fresh investigations carried out on the Subject indicated that :

 

Telephone Number Provided By Client

:

6568846551

Current Telephone Number

:

65-68846551

Match

:

YES

Address Provided by Client

:

79 SOUTH BRIDGE ROAD SINGAPORE 058709 SINGAPORE

Current Address

:

79 SOUTH BRIDGE ROAD, 058709, SINGAPORE.

Match

:

YES

 

Other Investigations


We contacted one of the staff from the Subject's registered office and she only provided limited information.

She refused to disclose the Subject's number of employees.

FINANCIAL ANALYSIS

 

 

Profitability

Return on Shareholder Funds

:

Unfavourable

[

74.72%

]

Return on Net Assets

:

Unfavourable

[

(1.52%)

]

Although the Subject's returns showed positive figures it is not reflective of the true situation. The Subject incurred losses during the year and its shareholders' funds have turned red. The positive returns on shareholders' funds is the result of losses divided by negative shareholders' funds. The Subject's management was inefficient in utilising the assets to generate returns.

Working Capital Control

Stock Ratio

:

Nil

[

0 Days

]

Debtor Ratio

:

Unfavourable

[

693 Days

]

Creditors Ratio

:

Favourable

[

0 Days

]

As the Subject is a service oriented company, the Subject does not need to keep stocks. The Subject's debtors ratio was high. The Subject should tighten its credit control and improve its collection period. The Subject had a favourable creditors' ratio where the Subject could be taking advantage of the cash discounts and also wanting to maintain goodwill with its creditors.

Liquidity

Liquid Ratio

:

Favourable

[

7.45 Times

]

Current Ratio

:

Favourable

[

7.45 Times

]

A minimum liquid ratio of 1 should be maintained by the Subject in order to assure its creditors of its ability to meet short term obligations and the Subject was in a good liquidity position. Thus, we believe the Subject is able to meet all its short term obligations as and when they fall due.

Solvency

Interest Cover

:

Nil

[

0.00 Times

]

Gearing Ratio

:

Favourable

[

0.00 Times

]

The Subject's interest cover was nil as it did not pay any interest during the year. The Subject had no gearing and hence it had virtually no financial risk. The Subject was financed by its shareholders' funds and internally generated fund. During the economic downturn, the Subject, having a zero gearing, will be able to compete better than those which are highly geared in the same industry.

Overall Assessment :

The Subject was in good liquidity position with its total current liabilities well covered by its total current assets. With its current net assets, the Subject should be able to repay its short term obligations. The Subject did not make any interest payment during the year. The Subject was dependent on its shareholders' funds to finance its business needs. The Subject was a zero gearing company, it was solely dependant on its shareholders to provide funds to finance its business. The Subject has good chance of getting loans, if the needs arises.

Overall financial condition of the Subject : POOR

 

 

 

SINGAPORE ECONOMIC / INDUSTRY OUTLOOK

 

 

Major Economic Indicators :

2009

2010

2011

2012

2013

 

Population (Million)

4.98

5.08

5.18

5.31

5.40

Gross Domestic Products ( % )

(0.8)

14.5

4.9

1.3

3.7

Consumer Price Index

0.6

2.8

5.2

4.6

2.4

Total Imports (Million)

356,299.3

423,221.8

459,655.1

474,554.0

466,762.0

Total Exports (Million)

391,118.1

478,840.7

514,741.2

510,329.0

513,391.0

 

Unemployment Rate (%)

3.2

2.2

2.1

2.0

1.9

Tourist Arrival (Million)

9.68

11.64

13.17

14.49

15.46

Hotel Occupancy Rate (%)

75.8

85.6

86.5

86.4

86.3

Cellular Phone Subscriber (Million)

1.37

1.43

1.50

1.52

1.97

 

Registration of New Companies (No.)

26,414

29,798

32,317

31,892

37,288

Registration of New Companies (%)

4.3

12.8

8.5

(1.3)

9.8

Liquidation of Companies (No.)

22,393

15,126

19,005

17,218

17,369

Liquidation of Companies (%)

113.4

(32.5)

25.6

9.4

(5.3)

 

Registration of New Businesses (No.)

26,876

23,978

23,494

24,788

22,893

Registration of New Businesses (%)

8.15

(10.78)

2.02

5.51

1.70

Liquidation of Businesses (No.)

23,552

24,211

23,005

22,489

22,598

Liquidation of Businesses (%)

11.4

2.8

(5)

(2.2)

0.5

 

Bankruptcy Orders (No.)

2,058

1,537

1,527

1,748

1,992

Bankruptcy Orders (%)

(11.5)

(25.3)

(0.7)

14.5

14.0

Bankruptcy Discharges (No.)

3,056

2,252

1,391

1,881

2,584

Bankruptcy Discharges (%)

103.7

(26.3)

(38.2)

35.2

37.4

 

INDUSTRIES ( % of Growth ) :

Agriculture

Production of Principal Crops

3.25

(0.48)

4.25

3.64

-

Fish Supply & Wholesale

(1.93)

(10.5)

12.10

(0.5)

-

 

Manufacturing *

71.5

92.8

100.0

100.3

102.0

Food, Beverages & Tobacco

90.4

96.4

100.0

103.5

103.5

Textiles

145.9

122.1

100.0

104.0

87.1

Wearing Apparel

211.0

123.3

100.0

92.1

77.8

Leather Products & Footwear

79.5

81.8

100.0

98.6

109.8

Wood & Wood Products

101.4

104.0

100.0

95.5

107.4

Paper & Paper Products

95.4

106.1

100.0

97.4

103.2

Printing & Media

100.9

103.5

100.0

93.0

86.1

Crude Oil Refineries

96.4

95.6

100.0

99.4

93.5

Chemical & Chemical Products

80.3

97.6

100.0

100.5

104.1

Pharmaceutical Products

49.1

75.3

100.0

109.7

107.2

Rubber & Plastic Products

101.2

112.3

100.0

96.5

92.9

Non-metallic Mineral

91.9

92.5

100.0

98.2

97.6

Basic Metals

92.6

102.2

100.0

90.6

76.5

Fabricated Metal Products

90.8

103.6

100.0

104.3

105.1

Machinery & Equipment

57.3

78.5

100.0

112.9

114.5

Electrical Machinery

86.8

124.1

100.0

99.3

108.5

Electronic Components

85.2

113.6

100.0

90.6

94.3

Transport Equipment

96.0

94.0

100.0

106.3

107.5

 

Construction

(36.9)

14.20

20.50

28.70

-

Real Estate

1.4

21.3

25.4

31.9

-

 

Services

Electricity, Gas & Water

1.70

4.00

7.00

6.30

-

Transport, Storage & Communication

3.90

12.80

7.40

5.30

-

Finance & Insurance

(16.4)

(0.4)

8.90

0.50

-

Government Services

4.50

9.70

6.90

6.00

-

Education Services

0.10

(0.9)

(1.4)

0.30

-

 

* Based on Index of Industrial Production (2011 = 100)



INDUSTRY ANALYSIS

 

INDUSTRY :

ECONOMY

The Ministry of Trade and Industry (MTI) announced that it expects the Singapore economy to grow by around 3.0% in 2014, and by 2.0 to 4.0% in 2015. Besides that in 2013, the economy grew by 4.1%, higher than the 1.9% growth in 2012. This was mainly due to strong growth in the services producing industries, particularly the finance & insurance, as well as wholesale & retail trade sectors.

In 2013, all sectors contributed positively to growth. Finance & insurance was the largest contributor (1.2 percentage-points), followed by wholesale & retail trade (0.8 percentage-points) and business services (0.6 percentage-points). Growth in the manufacturing sector was improved by 1.7%, on the back of strong growth in the electronics and transport engineering clusters. By contrast, growth in the construction sector moderated to 5.9%, from 8.6% in 2012.

Growth in the services producing industries picked up to 5.3% in 2013, from 2.0% in 2012. This was mainly due to stronger growth in the finance & insurance and wholesale & retail trade sectors. The finance & insurance sector grew by 11%, up from 1.3% in the previous year. The wholesale & retail trade sector has expanded by 5.0%, after declining by 1.4% the year before.

For the whole of 2013, growth in total demand was 3.1%, similar to the pace of growth in 2012. External demand was the key contributor to total demand growth, accounting for 2.7 percentage-points, or almost 90%, of the increase. External demand grew at a faster pace of 3.6%, compared to the 1.4% growth in 2012. This was supported mainly by growth in the exports of machinery & transport equipment, miscellaneous manufactures, and transport services. Total domestic demand rose by a modest 1.7%, following the 8.6% increase in 2012. The slower growth in total domestic demand was primarily due to the decline in gross fixed capital formation (GFCF).

For the full year, total consumption expenditure grew by 4.4% in 2013, faster than the 2.8% growth in 2012. Public consumption expenditure increased by 11%, a strong rebound from the 1.9% decline in 2012. Private consumption expenditure recorded gains of 2.7%, moderating from the 4.1% increase in the preceding year.

Furthermore, in the first three quarters of 2014, the Singapore economy grew by 3.3% on a year-on-year basis. For the rest of the year, growth is expected to ease slightly on a year-on-year basis, in line with a projected slowdown in the global economy. Externally-oriented sectors such as the manufacturing and transportation & storage sectors are likely to slow, whereas growth in the construction sector will continue to be weighed down by the weakness in private sector construction activities. On the other hand, domestically-oriented sectors like business services are likely to remain resilient.

Additionally, the labour market in Singapore is expected to remain tight in 2015, with low unemployment and rising vacancy rates. Against this global and domestic backdrop, the growth outlook for the Singapore economy remains modest. In tandem with the expected pick-up in external demand, externally-oriented sectors such as manufacturing, wholesale trade and finance & insurance are likely to provide support to growth. While some domestically-oriented sectors such as businesses services are expected to remain resilient, labour-intensive ones like construction, retail and food services may see their growth weighed down by labour constraints.

OVERALL INDUSTRY OUTLOOK : MARGINAL GROWTH



CREDIT RISK EVALUATION & RECOMMENDATION

 


Incorporated in 2009, the Subject is a Private Limited company, focusing on other personal service activities, ship owning. Having been in business for more than 5 years, the Subject has established a remarkable clientele base for itself which has contributed to its business growth. The Subject have a strong support from its holding company. However, the Subject does not have a strong capital position of SGD 1 & USD 300,000. Without a strong capital, the Subject may face difficulties to expand its business compared to other large corporation.

Overall, we regard that the Subject's management capability is weak. Without capable management, the Subject is unlikely to be successful and often contribute to unacceptable levels of accountability. Weak management can affect productivity, profitability, sales growth and ultimately can result in the failure of a business.

The Subject has generated its turnover of USD 5,197,043 and its pre-tax loss of USD 215,296. The Subject has generated an unfavourable return on shareholders' funds indicating that the management was inefficient in utilising its funds to generate return. The Subject is in good liquidity position with its current liabilities well covered by it current assets. Hence, it has sufficient working capital to meet its short term financial obligations. Being a zero geared company, the Subject virtually has no financial risk as it is mainly dependent on its internal funds to finance its business. The Subject's unfavourable financial performance over the years has wiped out its shareholders' funds to a deficit of USD -295,895. Therefore, the Subject as a going concern is much dependent on its ability to generate sufficient cash flow and obtain additional financing to meet its future obligations.

Having a strong assets backing, the Subject possesses latent assets as collateral for further financial extension.

The industry has reached its maturity stage and only enjoying a marginal growth. The steady growth of the country's economy will further enhance the industry activities. Thus, the Subject's future performance is very much depend on its marketing strategies in order to retain its position in the market.

Based on the above unfavourable condition, we regard granting credit to the Subject to be quite risky. Hence, credit is not recommended.

 

 

PROFIT AND LOSS ACCOUNT

 

 

THE FINANCIAL STATEMENTS WERE PREPARED IN ACCORDANCE WITH SINGAPORE FINANCIAL REPORTING STANDARDS.

SEACHANGE MARITIME(SINGAPORE) PTE. LTD.

 

Financial Year End

2013-12-31

2012-12-31

2011-12-31

2010-12-31

2009-12-31

Months

12

12

12

12

11

Consolidated Account

GROUP

Company

Company

Company

Company

Audited Account

YES

YES

YES

YES

YES

Unqualified Auditor's Report (Clean Opinion)

YES

YES

YES

YES

YES

Financial Type

FULL

FULL

SUMMARY

FULL

FULL

Currency

USD

USD

USD

USD

USD

TURNOVER

5,197,043

6,603,957

6,486,318

2,754,042

194,500

Other Income

718

365

-

-

-

----------------

----------------

----------------

----------------

----------------

Total Turnover

5,197,761

6,604,322

6,486,318

2,754,042

194,500

----------------

----------------

----------------

----------------

----------------

PROFIT/(LOSS) FROM OPERATIONS

(215,296)

94,234

-

112,268

(339,208)

----------------

----------------

----------------

----------------

----------------

PROFIT/(LOSS) BEFORE TAXATION

(215,296)

94,234

-

112,268

(339,208)

Taxation

(5,795)

0

0

-

-

----------------

----------------

----------------

----------------

----------------

PROFIT/(LOSS) AFTER TAXATION

(221,091)

94,234

-

112,268

(339,208)

----------------

----------------

----------------

----------------

----------------

RETAINED PROFIT/(LOSS) BROUGHT FORWARD

As previously reported

(374,805)

(469,039)

(226,940)

(339,208)

-

Prior year adjustment

-

-

(242,099)

-

-

----------------

----------------

----------------

----------------

----------------

As restated

(374,805)

(469,039)

(469,039)

(339,208)

-

----------------

----------------

----------------

----------------

----------------

PROFIT AVAILABLE FOR APPROPRIATIONS

(595,896)

(374,805)

(469,039)

(226,940)

(339,208)

----------------

----------------

----------------

----------------

----------------

RETAINED PROFIT/(LOSS) CARRIED FORWARD

(595,896)

(374,805)

(469,039)

(226,940)

(339,208)

=============

=============

=============

=============

=============

 

 

 

 

BALANCE SHEET

 

 

SEACHANGE MARITIME(SINGAPORE) PTE. LTD.

 

ASSETS EMPLOYED:

FIXED ASSETS

20,597

104,822

269,627

99,249

37,903

Others

4,009,054

-

-

-

-

----------------

----------------

----------------

----------------

----------------

TOTAL LONG TERM INVESTMENTS/OTHER ASSETS

4,009,054

-

-

-

-

----------------

----------------

----------------

----------------

----------------

TOTAL LONG TERM ASSETS

4,029,651

104,822

269,627

99,249

37,903

Stocks

-

122,753

-

-

-

Trade debtors

9,873,242

14,873,997

-

2,287,314

194,500

Other debtors, deposits & prepayments

791,119

394,742

-

73,159

30,441

Amount due from related companies

-

-

-

-

1,080,558

Cash & bank balances

993,540

1,012,303

-

1,861,098

134,815

----------------

----------------

----------------

----------------

----------------

TOTAL CURRENT ASSETS

11,657,901

16,403,795

4,366,194

4,221,571

1,440,314

----------------

----------------

----------------

----------------

----------------

TOTAL ASSET

15,687,552

16,508,617

4,635,821

4,320,820

1,478,217

=============

=============

=============

=============

=============

Other creditors & accruals

1,565,558

1,916,655

-

75,608

50,164

Amounts owing to holding company

-

-

-

502,116

1,567,260

Amounts owing to related companies

-

-

-

3,770,035

-

----------------

----------------

----------------

----------------

----------------

TOTAL CURRENT LIABILITIES

1,565,558

1,916,655

4,976,289

4,347,759

1,617,424

----------------

----------------

----------------

----------------

----------------

NET CURRENT ASSETS/(LIABILITIES)

10,092,343

14,487,140

(610,095)

(126,188)

(177,110)

----------------

----------------

----------------

----------------

----------------

TOTAL NET ASSETS

14,121,994

14,591,962

(340,468)

(26,939)

(139,207)

=============

=============

=============

=============

=============

SHARE CAPITAL

Ordinary share capital

300,001

300,001

200,001

200,001

200,001

----------------

----------------

----------------

----------------

----------------

TOTAL SHARE CAPITAL

300,001

300,001

200,001

200,001

200,001

Retained profit/(loss) carried forward

(595,896)

(374,805)

(469,039)

(226,940)

(339,208)

----------------

----------------

----------------

----------------

----------------

TOTAL RESERVES

(595,896)

(374,805)

(469,039)

(226,940)

(339,208)

MINORITY INTEREST

-

-

(71,430)

-

-

----------------

----------------

----------------

----------------

----------------

SHAREHOLDERS' FUNDS/EQUITY

(295,895)

(74,804)

(340,468)

(26,939)

(139,207)

Others

14,417,889

14,666,766

-

-

-

----------------

----------------

----------------

----------------

----------------

TOTAL LONG TERM LIABILITIES

14,417,889

14,666,766

0

-

-

----------------

----------------

----------------

----------------

----------------

14,121,994

14,591,962

(340,468)

(26,939)

(139,207)

=============

=============

=============

=============

=============

 

 

 

 

FINANCIAL RATIO

 

 

SEACHANGE MARITIME(SINGAPORE) PTE. LTD.

 

TYPES OF FUNDS

Cash

993,540

1,012,303

-

1,861,098

134,815

Net Liquid Funds

993,540

1,012,303

-

1,861,098

134,815

Net Liquid Assets

10,092,343

14,364,387

(610,095)

(126,188)

(177,110)

Net Current Assets/(Liabilities)

10,092,343

14,487,140

(610,095)

(126,188)

(177,110)

Net Tangible Assets

14,121,994

14,591,962

(340,468)

(26,939)

(139,207)

Net Monetary Assets

(4,325,546)

(302,379)

(610,095)

(126,188)

(177,110)

BALANCE SHEET ITEMS

Total Borrowings

0

0

-

0

0

Total Liabilities

15,983,447

16,583,421

4,976,289

4,347,759

1,617,424

Total Assets

15,687,552

16,508,617

4,635,821

4,320,820

1,478,217

Net Assets

14,121,994

14,591,962

(340,468)

(26,939)

(139,207)

Net Assets Backing

(295,895)

(74,804)

(340,468)

(26,939)

(139,207)

Shareholders' Funds

(295,895)

(74,804)

(340,468)

(26,939)

(139,207)

Total Share Capital

300,001

300,001

200,001

200,001

200,001

Total Reserves

(595,896)

(374,805)

(469,039)

(226,940)

(339,208)

LIQUIDITY (Times)

Cash Ratio

0.63

0.53

-

0.43

0.08

Liquid Ratio

7.45

8.49

-

0.97

0.89

Current Ratio

7.45

8.56

0.88

0.97

0.89

WORKING CAPITAL CONTROL (Days)

Stock Ratio

0

7

-

0

0

Debtors Ratio

693

822

-

303

365

Creditors Ratio

0

0

-

0

0

SOLVENCY RATIOS (Times)

Gearing Ratio

0.00

0.00

-

0.00

0.00

Liabilities Ratio

(54.02)

(221.69)

(14.62)

(161.39)

(11.62)

Times Interest Earned Ratio

0.00

0.00

-

0.00

0.00

Assets Backing Ratio

47.07

48.64

(1.70)

(0.13)

(0.70)

PERFORMANCE RATIO (%)

Operating Profit Margin

(4.14)

1.43

-

4.08

(174.40)

Net Profit Margin

(4.25)

1.43

-

4.08

(174.40)

Return On Net Assets

(1.52)

0.65

-

(416.75)

243.67

Return On Capital Employed

(1.52)

0.65

-

(416.75)

243.67

Return On Shareholders' Funds/Equity

74.72

(125.97)

-

(416.75)

243.67

Dividend Pay Out Ratio (Times)

0.00

0.00

-

0.00

0.00

NOTES TO ACCOUNTS

Contingent Liabilities

0

0

-

0

0

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.61.84

UK Pound

1

Rs.93.26

Euro

1

Rs.71.56

 

INFORMATION DETAILS

 

Analysis Done by :

DIV

 

 

Report Prepared by :

DPT

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

                                       New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.