MIRA INFORM REPORT

 

 

Report No. :

303488

Report Date :

21.01.2015

 

 

IDENTIFICATION DETAILS

 

Name :

VIJISAN (H.K.)

 

 

Registered Office :

Flat E, 22/F., Hong King Building, 28 Hong Keung Street, San Po Kong, Kowloon

 

 

Country :

Hong Kong

 

 

Date of Incorporation :

13.04.2000

 

 

Com. Reg. No.:

30876950-000-04

 

 

Legal Form :

Sole Proprietorship

 

 

Line of Business :

Importer, Exporter and Wholesaler of All kinds of diamonds

 

 

No. of Employee :

1

 

 

RATING & COMMENTS

 

MIRA’s Rating :

B

 

RATING

STATUS

PROPOSED CREDIT LINE

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

Small

 

Status :

Small Company

 

 

Payment Behaviour :

Slow But Correct

 

 

Litigation :

Clear 

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – September 30, 2014

 

Country Name

Previous Rating

(30.06.2014)

Current Rating

(30.09.2014)

Hong Kong

A1

A1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


 

HONG KONG ECONOMIC OVERVIEW

 

Hong Kong has a free market economy, highly dependent on international trade and finance - the value of goods and services trade, including the sizable share of re-exports, is about four times GDP. Hong Kong has no tariffs on imported goods, and it levies excise duties on only four commodities, whether imported or produced locally: hard alcohol, tobacco, hydrocarbon oil, and methyl alcohol. There are no quotas or dumping laws. Hong Kong's open economy left it exposed to the global economic slowdown that began in 2008. Although increasing integration with China, through trade, tourism, and financial links, helped it to make an initial recovery more quickly than many observers anticipated, its continued reliance on foreign trade and investment leaves it vulnerable to renewed global financial market volatility or a slowdown in the global economy. The Hong Kong government is promoting the Special Administrative Region (SAR) as the site for Chinese renminbi (RMB) internationalization. Hong Kong residents are allowed to establish RMB-denominated savings accounts; RMB-denominated corporate and Chinese government bonds have been issued in Hong Kong; and RMB trade settlement is allowed. The territory far exceeded the RMB conversion quota set by Beijing for trade settlements in 2010 due to the growth of earnings from exports to the mainland. RMB deposits grew to roughly 12% of total system deposits in Hong Kong by the end of 2013. The government is pursuing efforts to introduce additional use of RMB in Hong Kong financial markets and is seeking to expand the RMB quota. The mainland has long been Hong Kong's largest trading partner, accounting for about half of Hong Kong's total trade by value. Hong Kong's natural resources are limited, and food and raw materials must be imported. As a result of China's easing of travel restrictions, the number of mainland tourists to the territory has surged from 4.5 million in 2001 to 34.9 million in 2012, outnumbering visitors from all other countries combined. Hong Kong has also established itself as the premier stock market for Chinese firms seeking to list abroad. In 2012 mainland Chinese companies constituted about 46.6% of the firms listed on the Hong Kong Stock Exchange and accounted for about 57.4% of the Exchange's market capitalization. During the past decade, as Hong Kong's manufacturing industry moved to the mainland, its service industry has grown rapidly. Credit expansion and tight housing supply conditions have caused Hong Kong property prices to rise rapidly; consumer prices increased by more than 4% in 2013. Lower and middle income segments of the population are increasingly unable to afford adequate housing. Hong Kong continues to link its currency closely to the US dollar, maintaining an arrangement established in 1983. In 2013, Hong Kong and China signed new agreements under the Closer Economic Partnership Agreement, adopted in 2003 to forge closer ties between Hong Kong and the mainland. The new measures, effective from January 2014, cover services and trade facilitation, and will improve access to the mainland's service sector for Hong Kong-based companies.

 

Source : CIA

 

 

 

 


Company name & address:

 

VIJISAN  (H.K.)

 

ADDRESS:       Flat E, 22/F., Hong King Building, 28 Hong Keung Street, San Po Kong, Kowloon, Hong Kong.

 

PHONE:            852-9429 5224

 

FAX:                 Not available

 

E-MAIL:            vijisan75@hotmail.com

 

 

MANAGEMENT:

 

Manager:  Mr. Abdul Samad Ibrahim Solkar

 

 

SUMMARY:

 

Establishment:                          13th April, 2000.

 

Organization:                 Sole Proprietorship.

 

Capital:                         Not disclosed.

 

Business Category:       Diamond Trader.

 

Employee:                    1.

 

Main Dealing Banker:     The Hongkong & Shanghai Banking Corp. Ltd., Hong Kong.

 

Banking Relation:          Satisfactory.

 


Company name:

 

VIJISAN  (H.K.)

 

 

ADDRESS:

 

Registered Head Office:-

Flat E, 22/F., Hong King Building, 28 Hong Keung Street, San Po Kong, Kowloon, Hong Kong.

 

Mailing Address:-

P.O. Box 86487, Gillies Avenue Post Office, Kowloon, Hong Kong.

 

 

BUSINESS REGISTRATION NUMBER: 

 

30876950-000-04

 

 

MANAGEMENT:

 

Manager:  Mr. Abdul Samad Ibrahim Solkar

 

 

SOLE PROPRIETOR:

 

Name:                           Mr. Abdul Samad Ibrahim SOLKAR

Residential Address:     14/F., Front Portion, Ocean View Court, 25 Chatham Road, Tsimshatsui, Kowloon, Hong Kong.

 

 

HISTORY:

 

The subject was established on 13th April, 2000 as a sole proprietorship concern owned by Mr. Rajendrakumar Jayantilal Soni under the Hong Kong Business Registration Regulations.

The following table shows the changes of the partners:-

Name

Incoming Date

Outgoing Date

Rajendrakumar Jayantilal SONI

13-04-2000

02-06-2000

Abdul Samad Ibrahim SOLKAR

01-06-2000

---

 

Initially the subject was located at 14/F., Ocean View Court, 25 Chatham Road, Tsimshatsui, Kowloon, Hong Kong, moved to Flat B, 7/F., Golden Mansion, 83-85 Chatham Road, Tsimshatsui, Kowloon, Hong Kong in August 2005; to Room 804, 8/F., Cheong Shing Court, 7 San Lau Street, Hunghom, Kowloon, Hong Kong in June 2006; to Flat 2, 2/F., King Wing Building, 57 Man Tai Street, Hunghom, Kowloon, Hong Kong in November 2007; to Flat A, 11/F., Po Sun Mansion, 87 Bulkeley Street, Hunghom, Kowloon, Hong Kong in March 2009; and further moved to Flat E, 22/F., Hong King Building, 28 Hong Keung Street, San Po Kong, Kowloon, Hong Kong in March 2011.

Apart from these, neither material change nor amendment has been ever traced and noted.

 

 

OPERATIONS:

 

Activities:                      Importer, Exporter and Wholesaler.

 

Lines:                           All kinds of diamonds, etc.

 

Employee:                    1.

 

Commodities Imported: India, Belgium, other European countries, etc.

 

Markets:                        Hong Kong, other Asian countries, North America, Western Europe, etc.

 

Terms/Sales:                 L/C, T/T, etc.

 

Terms/Buying:               L/C, T/T, D/P, etc.

 

 

FINANCIAL INFORMATION:

 

Capital:                         Not disclosed.

 

Profit or Loss:               Making a very small profit in the past years.

 

Condition:                     Business is normal.

 

Facilities:                      Making fairly active use of general banking facilities.

 

Payment:                      Met trade commitments as contracted.

 

Commercial Morality:     Satisfactory.

 

Banker:                         The Hongkong & Shanghai Banking Corp. Ltd., Hong Kong.

 

Standing:                      Small.

 

 

 

 

GENERAL:

 

Vijisan (H.K.) is a sole proprietorship set up in April 2000 and now owned by Mr. Abdul Samad Ibrahim Solkar who is an Indian.  He is the subject’s manager holding an India passport.  Solkar joined in the subject in June 2000.  It seems that now he is a Hong Kong ID Card holder and has got the right to reside in Hong Kong permanently.

 

The subject’s mailing address is P.O. Box 86487, Gillies Avenue Post Office, Kowloon, Hong Kong.

 

The subject’s registered address is located at Flat E, 22/F., Hong King Building, 28 Hong Keung Street, San Po Kong, Kowloon, Hong Kong.  This office is not in a commercial building but a residential building.  It is likely that Solkar has moved to this new address but does not make any amendments on the subject’s registration materials.  It seems that the subject’s real operating address is also Solkar’s latest residential address.  The residential building is not trespassed by outsiders.  The subject moved to this new address in March 2011.

 

The subject has an employee in Hong Kong.  A S I Solkar can be reached at his Hong Kong mobile phone number 852-9429 5224.

 

The subject is engaged in the following business scope:-

Rough Diamonds Procurement;

Rough Diamonds Processing; &

Polished Diamonds Trading.

 

The subject is a diamond trader.  It is dealing in fine coloured diamonds and rare gemstones.  Products include fancy coloured diamonds, unusual rose cut and briolette cut diamonds.  Diamonds and gemstones are imported from India, Belgium and the other European countries, etc.  Some of the commodities are polished diamonds.  Polished and cut diamonds are exported or re‑exported to Japan, other Asian countries, Europe, the Middle East and North America.  Business is normal.

 

Originally, the subject was set up by Rajendrakumar Jayantilal Soni who was also an Indian.  Prior to setting up the subject, on 30th October, 1989, R J Soni set up a diamond trading firm “Ronak Gems”.  R J Soni retired from the subject on 2nd June, 2000 and has paid more attention on Ronak Gems.  Now, Ronak Gems is still operated by R J Soni.  Besides Ronak Gems, Soni is also the sole proprietor of Hong Kong Capital Co.  Established on 14th April, 1994, Hong Kong Capital Co. is also a diamond trader.

 

The subject is able to keep a balance account or make a very small profit in most of the past years.

 

On the whole, since the history of the subject in Hong Kong is over fourteen years and nine months, on the whole, consider it good for normal business engagements in moderate credit amounts.


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.61.84

UK Pound

1

Rs.93.26

Euro

1

Rs.71.56

 

INFORMATION DETAILS

 

Analysis Done by :

RSM

 

 

Report Prepared by :

DPT

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

                                       New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

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