MIRA INFORM REPORT

 

 

Report No. :

302131

Report Date :

21.01.2015

 

IDENTIFICATION DETAILS

 

Name :

BHOJSONS(U.K.)LIMITED 

 

 

Registered Office :

2nd Floor, 13-17 Long Lane, London, Ec1a 9pn

 

 

Country :

United Kingdom

 

 

Financials (as on) :

31.03.2014

 

 

Date of Incorporation :

26.03.1953

 

 

Com. Reg. No.:

00517698

 

 

Legal Form :

Private Limited With Share Capital                     

 

 

Line of Business :

Importers and exporters of various goods to Nigeria & engaged in Looking to Buy Recycled/Grounded Plastics Raw Materials (Eg.: LDPE Film Grade, HDPE (Film and Blow Grade), PVC and PPCP in Clear/white Pellet Form.)

 

 

No of Employees :

04

           

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory 

Payment Behaviour :

No Complaints

Litigation :

Clear 

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – September 30, 2014

 

Country Name

Previous Rating

(30.06.2014)

Current Rating

(30.09.2014)

United Kingdom

a1

a1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


 

United Kingdom ECONOMIC OVERVIEW

 

The UK, a leading trading power and financial center, is the third largest economy in Europe after Germany and France. Over the past two decades, the government has greatly reduced public ownership. Agriculture is intensive, highly mechanized, and efficient by European standards, producing about 60% of food needs with less than 2% of the labor force. The UK has large coal, natural gas, and oil resources, but its oil and natural gas reserves are declining and the UK became a net importer of energy in 2005. Services, particularly banking, insurance, and business services, are key drivers of British GDP growth. Manufacturing, meanwhile, has declined in importance but still accounts for about 10% of economic output. After emerging from recession in 1992, Britain's economy enjoyed the longest period of expansion on record during which time growth outpaced most of Western Europe. In 2008, however, the global financial crisis hit the economy particularly hard, due to the importance of its financial sector. Falling home prices, high consumer debt, and the global economic slowdown compounded Britain's economic problems, pushing the economy into recession in the latter half of 2008 and prompting the then BROWN (Labour) government to implement a number of measures to stimulate the economy and stabilize the financial markets; these included nationalizing parts of the banking system, temporarily cutting taxes, suspending public sector borrowing rules, and moving forward public spending on capital projects. Facing burgeoning public deficits and debt levels, in 2010 the CAMERON-led coalition government (between Conservatives and Liberal Democrats) initiated a five-year austerity program, which aimed to lower London's budget deficit from about 11% of GDP in 2010 to nearly 1% by 2015. In November 2011, Chancellor of the Exchequer George OSBORNE announced additional austerity measures through 2017 largely due to the euro-zone debt crisis. The CAMERON government raised the value added tax from 17.5% to 20% in 2011. It has pledged to reduce the corporation tax rate to 21% by 2014. The Bank of England (BoE) implemented an asset purchase program of £375 billion (approximately $605 billion) as of December 2013. During times of economic crisis, the BoE coordinates interest rate moves with the European Central Bank, but Britain remains outside the European Economic and Monetary Union (EMU). In 2012, weak consumer spending and subdued business investment weighed on the economy, however, in 2013 GDP grew 1.4%, accelerating unexpectedly in the second half of the year because of greater consumer spending and a recovering housing market. The budget deficit is falling but remains high at nearly 7% and public debt has continued to increase.

 

Source : CIA

 

Company identification

 

BHOJSONS(U.K.)LIMITED

Telephone

020 77260360

 

 

2ND FLOOR

Fax

020 77260361

13-17 LONG LANE

Website

-

LONDON

EC1A 9PN

United Kingdom

Company Number:

 

Foundation:

00517698

 

26/03/1953

Status:

 

VAT No:

Active - Accounts Filed

 

GB243953058

 

 

 

Payment experience

 

Considered good for usual trade commitments  

 

           

Comments    

 

No exact match CCJs are recorded against the company.  Net Worth increased by 7.1% during the latest trading period. The company saw an increase in their Cash Balance of 999.9% during the latest trading period. The audit report contains no adverse comments.

 

A 23.1% decline in Total Assets occurred during the latest trading period. The movement in accumulated earnings would indicate that the company incurred a loss after tax and other appropriations, including dividends.

 

There is insufficient data to indicate a change in this company’s percentage of sales. There is insufficient data to indicate a change in this company’s pre-tax profit. No recent changes in directorship are recorded. The company is part of a group. The company was established over 61 years ago.    

 

 

Basic information

           

Legal form

Private limited with Share Capital           

           

Foundation

26/03/1953       

 

Company No.

00517698         


 

Shareholders

Name                                                        Currency        Number of shares       Share type        Nominal value

BHOJSONS HOLDING CO. LTD                   GBP               50,000                        ORDINARY       10

Total Share Capital                                                                                                                   GBP 500,000

 

 

Management

Directors

Name

Address:

Date of birth

Nationality

Appointment date

Mr Dilip Moorjani

2nd Floor, 13-17 Long Lane, London EC1A 9PN

05/06/1964

 

22/11/2000

 

Company Secretary

Name

Address:

Appointment date

Mr Dilip Moorjani

2nd Floor, 13-17 Long Lane, London EC1A 9PN

05/05/2009

 

Other Known Addresses

2nd Floor, 13-17 Long Lane, London EC1A 9PN

 

Company relationships

 

  Company No.     Name                                                             Status             Country                        

   Ultimate parent                                                                                                                                   

-                            BHOJSONS HOLDINGS CO LTD                              Other               JE

 

 

Business activities

 

Main activity                

Importers and exporters of various goods to Nigeria & engaged in Looking to Buy Recycled/Grounded Plastics Raw Materials (Eg.: LDPE Film Grade, HDPE (Film and Blow Grade), PVC and PPCP in Clear/white Pellet Form.)

 

Economic data

 

Turnover and Employees

 

Date of Accounts          Turnover          Employees      

  

31/03/2012

Not Stated

Not Stated

31/03/2013

Not Stated

Not Stated

31/03/2014

Not Stated

Not Stated

   

                                                                                                                                                                       

 

 

 

Banks

Bank Name

BARCLAYS BANK PLC

Auditor

 

Auditor name

WILKINS KENNEDY LLP

 

Events

 

Company history         

Date                                          Action            

 

28/04/2010

Annual Returns

06/11/2010

New Accounts Filed

06/11/2010

New Accounts Filed

31/03/2011

Annual Returns

18/10/2011

New Accounts Filed

10/04/2012

Annual Returns

29/01/2013

New Accounts Filed

29/01/2013

New Accounts Filed

08/03/2013

Mr S. Bhasin has left the board

01/04/2013

Annual Returns

12/11/2013

New Accounts Filed

12/11/2013

New Accounts Filed

08/04/2014

Annual Returns

01/10/2014

New Accounts Filed

01/10/2014

New Accounts Filed

 

 

Mortgages                                                                                                                                                              

 

Charge created

12/02/1996

Charge registered

22/02/1996

Status

SATISFIED

Entitled person

BANQUE NATIONALE DE PARIS P.L.C.

Mortgage detail

ALL RIGHTS,TITLE,INTEREST AND AGREEMENTS..................TO BUY OR SELL GOODS AND ALL PAYMENTS DUE FROM THIRD PARTIES UNDER CONTRACTS AND ALL CHEQUES/OTHER INSTRUMENTS......ALL GUARANTEES AND SECU- RITIES AND INSURANCES; ALL OTHER PROPERTY

 

 

Charge created

09/09/1999

Charge registered

18/09/1999

Status

SATISFIED

Entitled person

BANQUE NATIONALE DE PARIS

Mortgage detail

ALL RIGHT TITLE AND INTEREST IN AND TO ALL AGREE- MENTS,GUARANTEES,INSURANCES ANDANY PROPERTYSEE THE MORTGAGE CHARGE DOCUMENT FOR FULL DETAILS

 

 

Charge created

04/09/2012

Charge registered

05/09/2012

Status

OUTSTANDING

Entitled person

BANK LEUMI (UK) PLC

Secured amount

ALL MONIES DUE OR TO BECOME DUE FROM THE COMPANY TO THE CHARGEE ON ANY ACCOUNT WHATSOEVER

Mortgage detail

BY WAY OF FIRST FIXED CHARGE ALL MONIESFROM TIME TO TIME HELD TO THE CREDIT OFTHE MORTGAGOR BY THE BANK ON ANY CURRENT DEPOSIT OR OTHER BANK OR UNDER ANY DEPOSIT RECEIPT (”THE DEPOSIT MONIES”)

 

County Court Judgments (CCJs)                                                                                                                             

There are no County Court Judgments listed against this company

 

Accounts

 

Profit & Loss

 

31/03/2014

52

GBP

Group: No

31/03/2013

52

GBP

Group: No

31/03/2012

52

GBP

Group: No

31/03/2011

52

GBP

Group: No

Wages And Salaries

0

0

0

0

Directors Emoluments

-

-

-

-

Operating Profit

-

-

-

-

Depreciation

14,692

6,452

5,713

6,427

Audit Fees

0

0

-

-

Interests Payments

-

-

-

-

Pre Tax Profit

0

0

0

0

Taxation

-

-

-

-

Profit After Tax

-

-

-

-

Dividends Payable

-

-

-

-

Retained Profit

-

-

-

-

 

Balance Sheet

 

31/03/2014

52

GBP

Group: No

31/03/2013

52

GBP

Group: No

31/03/2012

52

GBP

Group: No

31/03/2011

52

GBP

Group: No

Tangible Assets

2,429,302

2,170,255

1,289,988

1,144,990

Intangible Assets

0

0

0

0

Total Fixed Assets

2,429,302

2,170,255

1,289,988

1,144,990

Stock

0

0

0

0

Trade Debtors

2,990,777

6,254,779

5,965,156

350,432

Cash

855,076

25,035

750

2,501,163

Other Debtors

377,119

200,769

202,157

0

Miscellaneous Current Assets

0

0

0

5,538,727

Total Current Assets

4,222,972

6,480,583

6,168,063

8,390,322

Trade Creditors

3,704,502

5,899,175

4,810,315

7,074,269

Bank Loans and Overdraft

0

0

0

0

Other Short Term Finance

0

0

0

0

Miscellaneous Current Liabilities

0

0

0

0

Total Current Liabilities

3,704,502

5,899,175

4,810,315

7,074,269

Bank Loans and Overdrafts LTL

0

0

0

0

Other Long Term Finance

0

0

0

0

Total Long Term Liabilities

0

0

0

0

 

Capital & Reserves

 

31/03/2014

52

GBP

Group: No

31/03/2013

52

GBP

Group: No

31/03/2012

52

GBP

Group: No

31/03/2011

52

GBP

Group: No

Called Up Share Capital

500,000

500,000

500,000

500,000

P and L Account Reserve

1,185,228

1,217,987

1,214,060

1,177,367

Revaluation Reserve

1,262,544

1,033,676

933,676

783,676

Sundry Reserves

0

0

0

0

Shareholders Funds

2,947,772

2,751,663

2,647,736

2,461,043

 

Other Financial Items

 

31/03/2014

52

GBP

Group: No

31/03/2013

52

GBP

Group: No

31/03/2012

52

GBP

Group: No

31/03/2011

52

GBP

Group: No

Net Worth

2,947,772

2,751,663

2,647,736

2,461,043

Working Capital

518,470

581,408

1,357,748

1,316,053

Total Assets

6,652,274

8,650,838

7,458,051

9,535,312

Total Liabilities

3,704,502

5,899,175

4,810,315

7,074,269

Net Assets

2,947,772

2,751,663

2,647,736

2,461,043

 

Cash Flow

 

31/03/2014

52

GBP

Group: No

31/03/2013

52

GBP

Group: No

31/03/2012

52

GBP

Group: No

31/03/2011

52

GBP

Group: No

Net Cash Flow from Operations

0

0

0

0

Net Cash Flow before Financing

0

0

0

0

Net Cash Flow from Financing

0

0

0

0

Increase in Cash

830,041

24,285

-2,500,413

593,194

 


 

Miscellaneous

 

31/03/2014

52

GBP

Group: No

31/03/2013

52

GBP

Group: No

31/03/2012

52

GBP

Group: No

31/03/2011

52

GBP

Group: No

Capital Employed

2,947,772

2,751,663

2,647,736

2,461,043

 

Financial Ratios

 

   Name                                                                        31/03/2014     31/03/2013     31/03/2012     31/03/2011  

 

Pre Tax Profit Margin

0.0%

0.0%

0.0%

0.0%

Current Ration

1.14

1.10

1.28

1.19

Sales or Net Working Capital

0.00

0.00

0.00

0.00

Gearing

0.00 %

0.00 %

0.00 %

0.00 %

Equity

44.31 %

31.81 %

35.50 %

25.81 %

Creditor Days

0.00

0.00

0.00

0.00

Debtor Days

0.00

0.00

0.00

0.00

Liquidity or Acid test

1.13

1.09

1.28

1.18

Return on Capital Employed

0.0%

0.0%

0.0%

0.0%

Return on Total Assets Employed

0.0%

0.0%

0.0%

0.0%

Current Debt Ratio

1.25 %

2.14 %

1.81 %

2.87 %

Total Debt Ratio

1.25 %

2.14 %

1.81 %

2.87 %

Stock Turnover Ratio

0.0%

0.0%

0.0%

0.0%

Return on Net Assets Employed

0.0%

0.0%

0.0%

0.0%

 

Remarks

 

Only abbreviated financial statement has been filed. In 2013/2014 Post Appropriation Loss amounted to GBP 32,759 (1012/2013 Profit GBP 3,927). The general financial position seems strong and the small apparent loss was well covered from reserves.

 

Remains to be seen how it further performs in 2014/2015.

 

Next accounts due to be filled by 31/12/2015

 

Activity: Importers and exporters of various goods to Nigeria & engaged in Looking to Buy Recycled/Grounded Plastics Raw Materials (Eg.: LDPE Film Grade, HDPE (Film and Blow Grade), PVC and PPCP in Clear/white Pellet Form.)

           

Trading Address: 13-17 Long Lane,London,EC1A 9PN

 

Branches: None

 

Employees: 4

 

Bank: Barclays Bank PLC


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.61.85

UK Pound

1

Rs.93.27

Euro

1

Rs.71.57

 

INFORMATION DETAILS

 

Analysis Done by :

SUB

 

 

Report Prepared by :

MNL

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

Credit not recommended

--

NB

                                       New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.