MIRA INFORM REPORT

 

 

Report No. :

304116

Report Date :

23.01.2015

 

IDENTIFICATION DETAILS

 

Name :

SCHNEIDER GMBH & CO. KG

 

 

Registered Office :

Biegenstr. 8-12, D 35112 Fronhausen

 

 

Country :

Germany

 

 

Financials (as on) :

31.12.2012

 

 

Date of Incorporation :

01.01.1991

 

 

Legal Form :

Limited Partnership With Private Limited Company As General Partner

 

 

Line of Business :

·         Manufacture of optical instruments and photographic equipment

·         Manufacture of other general-purpose machinery

·         Retail sale of paints and building materials

 

 

No. of Employee :

243

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

Payment Behaviour :

No Complaints

Litigation :

Clear

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – September 30, 2014

 

Country Name

Previous Rating

(30.06.2014)

Current Rating

(30.09.2014)

Germany

A1

A1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

GERMANY - ECONOMIC OVERVIEW

 

The German economy - the fifth largest economy in the world in PPP terms and Europe's largest - is a leading exporter of machinery, vehicles, chemicals, and household equipment and benefits from a highly skilled labor force. Like its Western European neighbors, Germany faces significant demographic challenges to sustained long-term growth. Low fertility rates and declining net immigration are increasing pressure on the country's social welfare system and necessitate structural reforms. Reforms launched by the government of Chancellor Gerhard SCHROEDER (1998-2005), deemed necessary to address chronically high unemployment and low average growth, has contributed to strong growth and falling unemployment. These advances, as well as a government subsidized, reduced working hour scheme, help explain the relatively modest increase in unemployment during the 2008-09 recession - the deepest since World War II - and its decrease to 5.3% in 2013. The new German government introduced a minimum wage of $11 per hour to take effect in 2015. Stimulus and stabilization efforts initiated in 2008 and 2009 and tax cuts introduced in Chancellor Angela MERKEL's second term increased Germany's total budget deficit - including federal, state, and municipal - to 4.1% in 2010, but slower spending and higher tax revenues reduced the deficit to 0.8% in 2011 and in 2012 Germany reached a budget surplus of 0.1%. A constitutional amendment approved in 2009 limits the federal government to structural deficits of no more than 0.35% of GDP per annum as of 2016 though the target was already reached in 2012. Following the March 2011 Fukushima nuclear disaster, Chancellor Angela MERKEL announced in May 2011 that eight of the country's 17 nuclear reactors would be shut down immediately and the remaining plants would close by 2022. Germany hopes to replace nuclear power with renewable energy. Before the shutdown of the eight reactors, Germany relied on nuclear power for 23% of its electricity generating capacity and 46% of its base-load electricity production.

 

Source : CIA

 

Company name & address

 

SCHNEIDER GMBH & CO. KG

 

 Company Status:         active

                                    Biegenstr. 8-12

                                    D 35112 Fronhausen

                                    Telephone:06426/96960

                                    Telefax:  06426/9696100

                                    Homepage: www.schneider-om.com

                                    E-mail:   info@schneider-om.com

 

 VAT no.:                      DE111479922

 

 

CONCLUSION

 

 Business relations are permissible.

 

 

 LEGAL FORM           Ltd partnership with priv. ltd. company as

                      general partner

 Date of foundation:  01.01.1991

 Begin of business

 activities:          19.02.1991

 Registered on:       19.02.1991

 Register of

 companies:           Local court 35037 Marburg

 under:               HRA 2665

 

 Total cap. contribution:                EUR          1,000,000.00

 

 Limited partner:

                      Gunter Schneider

                      Wilhelm-Roser-Str. 21

                      D 35037 Marburg

                      born: 14.06.1958

                      Share:             EUR          1,000,000.00

 General partner:

                      Schneider Geschäftsführungs-GmbH

                      Biegenstr. 8-12

                      D 35112 Fronhausen

                      Legal form: Private limited company

                      Share capital:     EUR             30,000.00

                      Registered on: 04.09.2012

                      Reg. data: 35037 Marburg, HRB 6156

 

 Shareholder:

                      Gunter Schneider

                      Wilhelm-Roser-Str. 21

                      D 35037 Marburg

                      born: 14.06.1958

                      Share:             EUR             30,000.00

 Manager:

                      Gunter Schneider

                      Wilhelm-Roser-Str. 21

                      D 35037 Marburg

                      having sole power of representation

                      born: 14.06.1958

                      Profession: graduate engineer

                      Marital status: married

 Proxy:

                      Wolfgang Fischer

                      D 35037 Marburg

                      having sole power of representation

                      born: 03.12.1964

 Proxy:

                      Dipl.-Ing. Burkhard Pfeiffer

                      D 35713 Eschenburg

                      authorized to jointly represent the company

                      born: 13.02.1962

 Proxy:

                      Oswin Lack

                      D 35625 Hüttenberg

                      authorized to jointly represent the company

                      born: 21.05.1965

 Proxy:

                      Thomas Danger

                      D 64853 Otzberg

                      authorized to jointly represent the company

                      born: 11.12.1966

 Proxy:

                      Wolfgang Fischer

                      D 35037 Marburg

                      having sole power of representation

                      born: 03.12.1964

 

 

COMPANY HISTORY

 

 19.02.1991 - 02.04.2012  Schneider GmbH & Co. KG

                          Brückenstr. 21

                          D 35239 Steffenberg

                          Ltd partnership with priv. ltd. company

                          as general partner

 

 

RESIGNED ACTING PERSONS AND SHAREHOLDERS

 

 04.07.1995 - 12.10.2012  General partner

                          Schneider Holding GmbH

                          D 35112 Fronhausen

 

BUSINESS ACTIVITIES

 

 Main industrial sector

 26700   Manufacture of optical instruments and photographic equipment

28290   Manufacture of other general-purpose machinery

47523   Retail sale of paints and building materials

 

 

BRANCHES AND FACTORIES

 

 Works:

                      Schneider GmbH & Co. KG

                      Brückenstr. 21

                      D 35239 Steffenberg

                      TEL.: 06465/91440

                      FAX.: 06465/4663

 

 

PARTICIPATIONS

 Shareholder:

                      Team Henrich & Krall Gesellschaft mit

                      beschränkter Haftung

                      Siemensstr. 10

                      D 63303 Dreieich

                      Legal form: Private limited company

                      Company Status: active

                      Share capital:     EUR             52,000.00

                      Share:             EUR             52,000.00

                      Reg. data:  28.01.1993

                                  Local court 63065 Offenbach

                                  HRB 33064

 

Payment experience:  within agreed terms

 

Negative information:We have no negative information at hand.

 

 

REAL ESTATE

 

 Type of ownership:   Tenant

 Address              Biegenstr. 8-12

                      D 35112 Fronhausen

 

 Real Estate of:      Schneider Geschäftsführungs-GmbH

 Type of ownership:   Tenant

 Address              Biegenstr. 8-12

                      D 35112 Fronhausen

 

 Real Estate of:      Gunter Schneider

 Type of ownership:   proprietor

 Share:                100.00 %

 Address              Auweg 24

                      D 35239 Steffenberg

 

 Land register documents were not available.

 

 

BANKERS

 

 Principal bank

 SPARKASSE MARBURG-BIEDENKOPF, 35216 BIEDENKOPF

 Sort. code: 53350000

 BIC: HELADEF1MAR

 

 Further bank

 VR BANK BIEDENKOPF-GLADENBACH, 35239 STEFFENBERG

 Sort. code: 51762434

 BIC: GENODE51BIK

 

 

FINANCIAL FIGURES

 

 Turnover:                     2013               EUR         61,205,000.00

                                    2014               EUR         65,000,000.00

 further business figures:

 Equipment:                                          EUR            591,271.00

 Ac/ts receivable:                                  EUR         32,740,376.00

 Liabilities:                                EUR         52,729,256.00

 Total numbers of vehicles:                                             5

 Employees:                                                           243

 - thereof permanent staff:                                           239

 

 

BALANCE SHEETS

 

 Balance sheet ratios 01.01.2012 - 31.12.2012

 Equity ratio [%]:                 68.78

 Liquidity ratio:                   8.07

 Return on total capital [%]:      16.71

 

 Balance sheet ratios 01.01.2011 - 31.12.2011

 Equity ratio [%]:                 67.92

 Liquidity ratio:                  10.00

 Return on total capital [%]:      22.89

 

Balance sheet ratios 01.01.2010 - 31.12.2010

 Equity ratio [%]:                 72.48

 Liquidity ratio:                  10.00

 Return on total capital [%]:      36.26

 

 Balance sheet ratios 01.01.2009 - 31.12.2009

 Equity ratio [%]:                 54.91

 Liquidity ratio:                  10.00

 Return on total capital [%]:      27.39

 

 EQUITY RATIO

 The equity ratio indicates the portion of the equity as compared

 to the total capital. The higher the equity ratio, the better the

 economic stability (solvency) and thus the financial autonomy of

 a company.

 

 LIQUIDITY RATIO

 The liquidity ratio shows the proportion between adjusted

 receivables and net liabilities. The higher the ratio, the lower

 the company's financial dependancy from external creditors.

 

 RETURN ON TOTAL CAPITAL

 The return on total capital shows the efficiency and return on

 the total capital employed in the company. The higher the return

 on total capital, the more economically does the company work

 with the invested capital.

 

Type of balance

 sheet:               Company balance sheet

 

 Financial year:      01.01.2012 - 31.12.2012

 

 ASSETS                                  EUR         58,547,405.08

  Fixed assets                           EUR          2,546,741.26

   Intangible assets                     EUR            506,406.00

    Concessions, licences, rights        EUR            376,406.00

    Advance payments for intang. assets  EUR            130,000.00

   Tangible assets                       EUR          2,038,835.26

    Land / similar rights                EUR            816,265.76

    Plant / machinery                    EUR            548,516.00

    Other tangible assets / fixtures and

    fittings                             EUR            591,271.00

    Advance payments made / construction

    in progress                          EUR             82,782.50

   Financial assets                      EUR              1,500.00

    Shares in participations /

    subsidiaries and the like            EUR              1,500.00

     Shares in cooperatives              EUR              1,500.00

  Current assets                         EUR         55,950,818.87

   Stocks                                EUR         11,390,008.54

    Raw materials, consumables and

    supplies                             EUR          3,152,133.32

    Finished goods / work in progress    EUR          8,132,623.53

    Advance payments made                EUR            105,251.69

   Accounts receivable                   EUR         32,740,376.24

    Amounts due from shareholders        EUR                  0.00

    Trade debtors                        EUR         21,125,036.43

    Other debtors and assets             EUR         11,615,339.81

   Investments in current assets         EUR          2,415,499.55

    Other investments                    EUR          2,415,499.55

   Liquid means                          EUR          9,404,934.54

  Remaining other assets                 EUR             49,844.95

   Accruals (assets)                     EUR             49,844.95

 

 LIABILITIES                             EUR         58,547,405.08

  Shareholders' equity                   EUR          1,000,000.00

   Capital                               EUR          1,000,000.00

    Limited partner's capital / capital

    of partially liable partner (LP)     EUR          1,000,000.00

  Provisions                             EUR          4,727,676.87

   Provisions for taxes                  EUR            909,169.87

   Other / unspecified provisions        EUR          3,818,507.00

  Liabilities                            EUR         52,729,256.16

   Financial debts                       EUR            195,491.36

    Liabilities due to banks             EUR            195,491.36

   Other liabilities                     EUR         52,533,764.80

    Trade creditors (for IAS incl. bills

    of exchange)                         EUR          5,650,763.66

    Liabilities from received advance

    payments                             EUR          6,403,691.56

    Liabilities due to shareholders      EUR         39,268,230.58

    Unspecified other liabilities        EUR          1,211,079.00

     thereof liabilities from tax /

     financial authorities               EUR            156,219.84

     thereof liabilities from social

     security                            EUR             18,567.84

  Other liabilities                      EUR             90,472.05

   Deferred taxes (not included under

   provisions/liabilities)               EUR             90,472.05

 

 PROFIT AND LOSS ACCOUNT (cost-summary method) according to Comm.

 Code (HGB)

  Sales                                  EUR         70,010,714.09

  Inventory change + own costs (+/-)     EUR          1,394,998.19

   Inventory change (+/-)                EUR          1,384,743.20

   Capitalised own costs                 EUR             10,254.99

  Other operating income                 EUR          2,933,381.84

  Cost of materials                      EUR         36,119,315.84

   Raw materials and supplies, purchased

   goods                                 EUR         32,154,986.73

   Purchased services                    EUR          3,964,329.11

  Gross result (+/-)                     EUR         38,219,778.28

  Staff expenses                         EUR         13,064,762.50

   Wages and salaries                    EUR         11,000,852.06

   Social security contributions and

   expenses for pension plans and

   benefits                              EUR          2,063,910.44

  Total depreciation                     EUR            628,816.16

   Depreciation on tangible / intangible

   asssets (incl. start-up and exp. of

   bus.                                  EUR            628,816.16

  Other operating expenses               EUR         12,075,230.29

  Operating result from continuing

  operations                             EUR         12,450,969.33

  Interest result (+/-)                  EUR         -1,102,092.16

   Interest and similar income           EUR            533,734.77

   Interest and similar expenses         EUR          1,635,826.93

  Other financial result                 EUR            -20,333.71

   Depreciation on financial assets and

   marketable securities                 EUR             20,333.71

  Financial result (+/-)                 EUR         -1,122,425.87

  Result from ordinary operations (+/-)  EUR         11,328,543.46

  Income tax / refund of income tax (+/-)EUR         -1,520,268.02

  Other taxes / refund of taxes          EUR            -23,444.47

  Tax (+/-)                              EUR         -1,543,712.49

  Annual surplus / annual deficit        EUR          9,784,830.97

 

 Type of balance

 sheet:               Company balance sheet

 

 Financial year:      01.01.2011 - 31.12.2011

 

 ASSETS                                  EUR         50,453,449.71

  Fixed assets                           EUR          2,212,553.26

   Intangible assets                     EUR            446,792.00

    Concessions, licences, rights        EUR            446,792.00

   Tangible assets                       EUR          1,765,761.26

    Land / similar rights                EUR            902,495.76

    Plant / machinery                    EUR            316,680.00

    Other tangible assets / fixtures and

    fittings                             EUR            513,303.00

    Advance payments made / construction

    in progress                          EUR             33,282.50

  Current assets                         EUR         48,208,769.45

   Stocks                                EUR         10,598,084.45

    Raw materials, consumables and

    supplies                             EUR          3,012,406.61

    Finished goods / work in progress    EUR          6,775,127.08

    Advance payments made                EUR            810,550.76

   Accounts receivable                   EUR         26,358,584.47

    Amounts due from shareholders        EUR                875.51

    Trade debtors                        EUR         19,707,058.73

    Other debtors and assets             EUR          6,650,650.23

   Investments in current assets         EUR          2,412,167.70

    Other investments                    EUR          2,412,167.70

   Liquid means                          EUR          8,839,932.83

  Remaining other assets                 EUR             32,127.00

   Accruals (assets)                     EUR             32,127.00

 

 LIABILITIES                             EUR         50,453,449.71

  Shareholders' equity                   EUR          1,000,000.00

   Capital                               EUR          1,000,000.00

    Limited partner's capital / capital

    of partially liable partner (LP)     EUR          1,000,000.00

  Provisions                             EUR          5,409,539.31

   Provisions for taxes                  EUR          1,943,080.60

   Other / unspecified provisions        EUR          3,466,458.71

  Liabilities                            EUR         43,991,535.40

   Financial debts                       EUR            225,567.60

    Liabilities due to banks             EUR            225,567.60

   Other liabilities                     EUR         43,765,967.80

    Trade creditors (for IAS incl. bills

    of exchange)                         EUR          4,850,297.69

    Liabilities from received advance

    payments                             EUR          4,432,192.77

    Liabilities due to shareholders      EUR         33,268,275.63

    Unspecified other liabilities        EUR          1,215,201.71

     thereof liabilities from tax /

     financial authorities               EUR            122,748.00

     thereof liabilities from social

     security                            EUR             21,614.21

  Other liabilities                      EUR             52,375.00

   Deferred taxes (not included under

   provisions/liabilities)               EUR             52,375.00

 

 PROFIT AND LOSS ACCOUNT (cost-summary method) according to Comm.

 Code (HGB)

  Sales                                  EUR         59,829,453.84

  Inventory change + own costs (+/-)     EUR            700,137.08

   Inventory change (+/-)                EUR            690,747.59

   Capitalised own costs                 EUR              9,389.49

  Other operating income                 EUR          3,626,898.55

  Cost of materials                      EUR         29,912,368.10

   Raw materials and supplies, purchased

   goods                                 EUR         26,662,139.87

   Purchased services                    EUR          3,250,228.23

  Gross result (+/-)                     EUR         34,244,121.37

  Staff expenses                         EUR         11,388,502.26

   Wages and salaries                    EUR          9,583,176.55

   Social security contributions and

   expenses for pension plans and

   benefits                              EUR          1,805,325.71

  Total depreciation                     EUR            586,097.21

   Depreciation on tangible / intangible

   asssets (incl. start-up and exp. of

   bus.                                  EUR            586,097.21

  Other operating expenses               EUR          8,808,179.95

  Operating result from continuing

  operations                             EUR         13,461,341.95

  Interest result (+/-)                  EUR           -374,422.52

   Interest and similar income           EUR            233,409.86

   Interest and similar expenses         EUR            607,832.38

  Other financial result                 EUR            -42,283.43

   Depreciation on financial assets and

   marketable securities                 EUR             42,283.43

  Financial result (+/-)                 EUR           -416,705.95

  Result from ordinary operations (+/-)  EUR         13,044,636.00

  Income tax / refund of income tax (+/-)EUR         -1,471,234.00

  Other taxes / refund of taxes          EUR            -22,499.77

  Tax (+/-)                              EUR         -1,493,733.77

  Annual surplus / annual deficit        EUR         11,550,902.23


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.61.69

UK Pound

1

Rs.93.33

Euro

1

Rs.71.49

 

 

INFORMATION DETAILS

 

Analysis Done by :

KAR

 

 

Report Prepared by :

TPT

 


 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

                                       New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.