MIRA INFORM REPORT

 

 

Report No. :

304762

Report Date :

24.01.2015

 

IDENTIFICATION DETAILS

 

Name :

BIOLOGICAL INDUSTRIES ISRAEL BEIT HA'EMEK LTD.

 

 

Registered Office :

Beit Ha'emek 2511500

 

 

Country :

Israel

 

 

Date of Incorporation :

31.10.1990

 

 

Legal Form :

Private Limited Company

 

 

Line of Business :

Manufacturers, traders, importers, exporters, marketers and suppliers of life science products to universities, government research and healthcare institutions and to the biopharmaceutical industry

 

 

No. of Employees :

90

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

Payment Behaviour :

No complaints

Litigation :

Clear

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – September 30, 2014

 

Country Name

Previous Rating

(30.06.2014)

Current Rating

(30.09.2014)

Israel

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

ISRAEL - ECONOMIC OVERVIEW

 

Israel has a technologically advanced market economy. Cut diamonds, high-technology equipment, and pharmaceuticals are among the leading exports. Its major imports include crude oil, grains, raw materials, and military equipment. Israel usually posts sizable trade deficits, which are covered by tourism and other service exports, as well as significant foreign investment inflows. Between 2004 and 2011, growth averaged nearly 5% per year, led by exports. The global financial crisis of 2008-09 spurred a brief recession in Israel, but the country entered the crisis with solid fundamentals, following years of prudent fiscal policy and a resilient banking sector. In 2010, Israel formally acceded to the OECD. Israel's economy also has weathered the Arab Spring because strong trade ties outside the Middle East have insulated the economy from spillover effects. The economy has recovered better than most advanced, comparably sized economies, but slowing demand domestically and internationally, and a strong shekel, have reduced forecasts for the next decade to the 3% level. Natural gas fields discovered off Israel's coast since 2009 have brightened Israel's energy security outlook. The Tamar and Leviathan fields were some of the world's largest offshore natural gas finds this past decade. The massive Leviathan field is not due to come online until 2018, but production from Tamar provided a one percentage point boost to Israel's GDP in 2013 and is expected to contribute 0.5% growth in 2014. In mid-2011, public protests arose around income inequality and rising housing and commodity prices. Israel's income inequality and poverty rates are among the highest of OECD countries and there is a broad perception among the public that a small number of "tycoons" have a cartel-like grip over the major parts of the economy. The government formed committees to address some of the grievances but has maintained that it will not engage in deficit spending to satisfy populist demands. In May 2013 the Israeli government, in a politically difficult process, passed an austerity budget to reign in the deficit and restore confidence in the government's fiscal position. Over the long term, Israel faces structural issues, including low labor participation rates for its fastest growing social segments - the ultra-orthodox and Arab-Israeli communities. Also, Israel's progressive, globally competitive, knowledge-based technology sector employs only 9% of the workforce, with the rest employed in manufacturing and services - sectors which face downward wage pressures from global competition

 

Source : CIA

 

 

Company name and address

 

Correct Name:   BIOLOGICAL INDUSTRIES ISRAEL BEIT HA'EMEK LTD. (CORRECT NAME)

Telephone         972 4 996 05 95; 996 06 89

Fax                   972 4 996 88 96

Email:               info@bioind.com

 

BEIT HA'EMEK 2511500 ISRAEL

 

 

HISTORY & LEGAL FORMATION

 

A private limited company, incorporated as per file No. 51-151314-5 on the 31.10.1990.

Subject was established in view of assuming part the business activities of a limited partnership BIOLOGICAL INDUSTRIES BEIT HA'EMEK, established by Kibbutz Beit Ha'emek on the 23.11.1976 (other activities, for plant propagation, moved to a sister company).

 

Originally registered under the name BIOLOGICAL INDUSTRIES COMPANY BEIT HA'EMEK (1990) LTD., which changed to the present name on the 01.07.2001.

 

 

SHARE CAPITAL

 

Authorized share capital NIS 50,013,000,000.00, divided into -

50,013,000 ordinary shares of NIS 1.00 each,

of which 1,778,635 shares amounting to NIS 1,778,635.00 were issued.

 

 

SHAREHOLDERS

 

Company is fully owned by BEIT HA'EMEK ECONOMIC DEVELOPMENT COMPANY 2000 LTD., OWNED BY Kibbutz Beit Haemek, a cooperative society, operating an agricultural communal settlement.

 

 

DIRECTORS

 

1.         Shai Maretzki,

2.         Garry Ben-Et,

3.         Alon Hagai,

4.         Yehoshua (Shuki) Bashan,

5.         Peretz Livne,

6.         Dov Lapid,

7.         Dr. Stanley Hirsch,

8.         Ms. Shoshana Arbel,

9.         Yossef Eldor,

10.        Ms. Daniela Yogev.

 

 

GENERAL MANAGER

 

Alon Ariel

 

 

BUSINESS

 

Manufacturers, traders, importers, exporters, marketers and suppliers of life science products to universities, government research and healthcare institutions and to the biopharmaceutical industry. The company's diverse portfolio of products and services includes all of the following:  Liquid and powdered cell culture medium, Sterile serum (serum which subject imports and sterilizes), including Foetal Bovine Serum, Newborn, Donor horse, etc., Novel serum-free and animal component-free media and supplements, Products for stem cell culture, etc.

In 2014, 42% of sales are for export (37% in 2013, 33% in 2012), to 40 countries worldwide.

 

Operating from premises (plant, offices, storage facilities), owned by the shareholders, on an area of 7,000 sq. meters, in Kibbutz Beit Ha'emek, a locality in the North of Israel.

Note: "Kibbutz" is a typical local cooperative agricultural settlement/ village.

 

Having 90 employees.

 

 

MEANS

 

Subject is an “Approved Enterprise” and as such enjoys tax benefits and state incentives.

In June 2004, the Israeli Investment Center approved a US$ 1.6 million investment plant for the expansion of subject’s plant.

 

Other financial data not forthcoming.

 

There are 6 charges for an unlimited amounts, as well as 3 charges for total amount of NIS 1,341,000 registered on the company's assets (financial, fixed and other assets), in favor of the State of Israel, Bank Hapoalim Ltd. and in favor of another entity. Last 3 of charges placed in one in 2012 and 2 in 2014 (before that in 2009) on machinery and vehicles.

 

 

REVENUES

 

Sales figures not forthcoming.

OTHER COMPANIES

 

Also owned by Kibbutz Beit Ha'emek:

BIOLOGICAL INDUSTRIES PLANT PROPAGATION LTD., engaged in the ornamental plant propagation industry.

BIOLOGICAL INDUSTRIES BEIT HA'EMEK, non-active.

 

 

BANKERS

 

Bank Hapoalim Ltd., Nahariya Business Branch (No. 168), Nahariya.

 

 

CHARACTER AND REPUTATION

           

Nothing unfavorable learned.

 

This is a veteran business.

Subject is ISO 9001:2008 and ISO 13485:2003 certified.

 

Kibbutz Beit Ha'emek was established in 1949. There are some 220 members.

Besides subject and sister BIOLOGICAL INDUSTRIES PLANT PROPAGATION, they cultivate a large agricultural land, specializing in field crops, avocado, lychee and banana orchards. The kibbutz also operates several other smaller ventures (silk plant, special footwear), as well as recreation facilities.

 

 

SUMMARY

 

Good for trade engagements.

 

 

Note: Regarding the address you provided, subject's General Manager told us she is not familiar with that address (correct one is as in caption), and it may be the address of subject's customs agents (as the address being in the Ben Gurion Airport, Maman House, it makes sense).


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.61.50

UK Pound

1

Rs.92.16

Euro

1

Rs.69.62

 

INFORMATION DETAILS

 

Report Prepared by :

TPT

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

                                       New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

 

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This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.