MIRA INFORM REPORT

 

 

Report No. :

304057

Report Date :

24.01.2015

 

IDENTIFICATION DETAILS

 

Name :

EXEL CHEMICALS LIMITED

 

 

Registered Office :

First Floor, Kirkland House, 11-15 Peterborough Road, Harrow, Middlesex, Ha1 2ax

 

 

Country :

United Kingdom

 

 

Financials (as on) :

31.12.2013

 

 

Date of Incorporation :

19.03.2003

 

 

Com. Reg. No.:

04703341

 

 

Legal Form :

Private Limited With Share Capital                                                                      

 

 

Line of Business :

·         Other wholesale

·         Non-specialised wholesale trade

 

[We tried to confirm / obtain the detailed activity but the same is not available from any sources.]

 

 

No of Employees :

Not Available

 

[We tried to confirm the number of employees but no one is ready to part any information from the company management.]

 


 

RATING & COMMENTS

 

MIRA’s Rating :

B

 

RATING

STATUS

PROPOSED CREDIT LINE

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

Small

 

Status :

Moderate

Payment Behaviour :

Unknown

Litigation :

Clear 

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – September 30, 2014

 

Country Name

Previous Rating

(30.06.2014)

Current Rating

(30.09.2014)

United Kingdom

a1

a1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


 

United Kingdom ECONOMIC OVERVIEW

 

The UK, a leading trading power and financial center, is the third largest economy in Europe after Germany and France. Over the past two decades, the government has greatly reduced public ownership. Agriculture is intensive, highly mechanized, and efficient by European standards, producing about 60% of food needs with less than 2% of the labor force. The UK has large coal, natural gas, and oil resources, but its oil and natural gas reserves are declining and the UK became a net importer of energy in 2005. Services, particularly banking, insurance, and business services, are key drivers of British GDP growth. Manufacturing, meanwhile, has declined in importance but still accounts for about 10% of economic output. After emerging from recession in 1992, Britain's economy enjoyed the longest period of expansion on record during which time growth outpaced most of Western Europe. In 2008, however, the global financial crisis hit the economy particularly hard, due to the importance of its financial sector. Falling home prices, high consumer debt, and the global economic slowdown compounded Britain's economic problems, pushing the economy into recession in the latter half of 2008 and prompting the then BROWN (Labour) government to implement a number of measures to stimulate the economy and stabilize the financial markets; these included nationalizing parts of the banking system, temporarily cutting taxes, suspending public sector borrowing rules, and moving forward public spending on capital projects. Facing burgeoning public deficits and debt levels, in 2010 the CAMERON-led coalition government (between Conservatives and Liberal Democrats) initiated a five-year austerity program, which aimed to lower London's budget deficit from about 11% of GDP in 2010 to nearly 1% by 2015. In November 2011, Chancellor of the Exchequer George OSBORNE announced additional austerity measures through 2017 largely due to the euro-zone debt crisis. The CAMERON government raised the value added tax from 17.5% to 20% in 2011. It has pledged to reduce the corporation tax rate to 21% by 2014. The Bank of England (BoE) implemented an asset purchase program of £375 billion (approximately $605 billion) as of December 2013. During times of economic crisis, the BoE coordinates interest rate moves with the European Central Bank, but Britain remains outside the European Economic and Monetary Union (EMU). In 2012, weak consumer spending and subdued business investment weighed on the economy, however, in 2013 GDP grew 1.4%, accelerating unexpectedly in the second half of the year because of greater consumer spending and a recovering housing market. The budget deficit is falling but remains high at nearly 7% and public debt has continued to increase.

 

Source : CIA

 

 


Company identification

 

EXEL CHEMICALS LIMITED

Telephone

No listing

 

FIRST FLOOR, KIRKLAND HOUSE

Fax

-

11-15 PETERBOROUGH ROAD

Website

 

HARROW

MIDDLESEX

HA1 2AX

United Kingdom

Company Number:

 

Foundation:

04703341

 

19/03/2003

 

Status:

 

Active - Accounts Filed

 

 

 

Comments

 

There has been an increase in shareholders funds compared with the previous balance sheet.

 

The latest cash balances are considered to be low in terms of the overall outstanding creditor obligations.

 

This company has been treated as a Small company. The latest Balance Sheet indicates a positive net working capital position. This company trades in an industry with a moderate level of corporate failures.         

 

 

Basic information

 

Legal form

Private limited with Share Capital                                                                                                                          

 

Foundation     

19/03/2003                                                                                                                                                          

 

           

Company No.

04703341

 

Shareholders

Name

Currency

Number of shares

Share type

Nominal value

MR DASHRATH MADHUBHAI DESAI

GBP

1,000

ORDINARY

1

Total Share Capital                                                                                              GBP 1,000

 


Management

Directors

Name

Address:

Date of birth

Nationality

Appointment date

Mr Nishith Dashrath Desai

24 West Drive, Cheam, Surrey SM2 7NA

14/05/1968

British

21/02/2011

 

Secretary

No Secretary appointed                                                                                                                                       

 

 

Other Known Addresses

First Floor, Kirkland House, 11-15 Peterborough Road, Harrow, Middlesex HA1 2AX        

 

Business activities

 

Main Activity

SIC03

Other wholesale

 

SIC07

Non-specialised wholesale trade

 

 

Supplementary data

 

Company History

 

Dates                                  Action

26/03/2010

Annual Returns

 

07/04/2010

New Accounts Filed

 

28/02/2011

New Board Member Mr N.D. Desai appointed

02/03/2011

Mr D.M. Desai has left the board

08/03/2011

New Board Member Mr N.D. Desai appointed

10/03/2011

Mrs Hurley has resigned as company secretary

04/04/2011

Annual Returns

27/07/2011

New Accounts Filed

23/03/2012

Annual Returns

28/03/2012

New Accounts Filed

27/03/2013

Annual Returns

02/04/2013

New Accounts Filed

24/03/2014

Annual Returns

16/07/2014

New Accounts Filed

 

 


Mortgages

Charge created

29/07/2004

 

Charge registered

10/08/2004

 

Status

SATISFIED

Entitled person

MRS SUTAN DESAI

Secured amount

ALL MONIES DUE OR TO BECOME DUE FROM THE COMPANY TO THE CHARGEE

Mortgage detail

ALL F/H AND L/H PROPERTIES ALL PLANT MACHINERY GOODWILL BOOK DEBTS OTHER DEBTS STOCK AND ALL OTHER ASSETS

 

 

County Court Judgments (CCJs)

There are no County Court Judgments listed against this company                                                                        

 

 

Accounts

 

Profit & Loss

 

31/12/2013

78

GBP

Group: No

30/06/2012

52

GBP

Group: No

30/06/2011

52

GBP

Group: No

30/06/2010

52

GBP

Group: No

Depreciation

2,181

5,041

5,210

4,131

 

Balance Sheet

 

31/12/2013

78

GBP

Group: No

30/06/2012

52

GBP

Group: No

30/06/2011

52

GBP

Group: No

30/06/2010

52

GBP

Group: No

Tangible Assets

367

2,548

7,589

12,801

Intangible Assets

0

0

0

0

Total Fixed Assets

367

2,548

7,589

12,801

Stock

149,056

206,787

160,501

15,048

Trade Debtors

309,589

124,926

261,333

815,775

Cash

2,587

25,921

30,391

96,374

Other Debtors

0

0

0

0

Miscellaneous Current Assets

0

0

0

0

Total Current Assets

461,232

357,634

452,225

927,197

Trade Creditors

389,267

292,157

395,376

874,330

Bank Loans and Overdraft

0

0

0

0

Other Short Term Finance

0

0

0

0

Miscellaneous Current Liabilities

0

0

0

0

Total Current Liabilities

389,267

292,157

395,376

874,330

Bank Loans and Overdrafts LTL

73

308

1,267

2,331

Other Long Term Finance

0

0

0

0

Total Long Term Liabilities

73

308

1,267

2,331

 

Capital & Reserves

 

31/12/2013

78

GBP

Group: No

30/06/2012

52

GBP

Group: No

30/06/2011

52

GBP

Group: No

30/06/2010

52

GBP

Group: No

Called Up Share Capital

1,000

1,000

1,000

1,000

P and L Account Reserve

71,259

66,717

62,171

62,337

Revaluation Reserve

0

0

0

0

Sundry Reserves

0

0

0

0

Shareholders Funds

72,259

67,717

63,171

63,337

 

Other Financial Items

 

31/12/2013

78

GBP

Group: No

30/06/2012

52

GBP

Group: No

30/06/2011

52

GBP

Group: No

30/06/2010

52

GBP

Group: No

Net Worth

72,259

67,717

63,171

63,337

Working Capital

71,965

65,477

56,849

52,867

Total Assets

461,599

360,182

459,814

939,998

Total Liabilities

389,340

292,465

396,643

876,661

Net Assets

72,259

67,717

63,171

63,337

 

Cash Flow

 

31/12/2013

78

GBP

Group: No

30/06/2012

52

GBP

Group: No

30/06/2011

52

GBP

Group: No

30/06/2010

52

GBP

Group: No

Increase in Cash

-23,334

-4,470

-65,983

3,511

 

Miscellaneous

 

31/12/2013

78

GBP

Group: No

30/06/2012

52

GBP

Group: No

30/06/2011

52

GBP

Group: No

30/06/2010

52

GBP

Group: No

Capital Employed

72,332

68,025

64,438

65,668

 

Financial Ratios

 

Name                                                                     31/12/2013     30/06/2012     30/06/2011     30/06/2010        

 

Pre Tax Profit Margin

0.0%

0.0%

0.0%

0.0%

Current Ration

1.18

1.22

1.14

1.06

Sales or Net Working Capital

0.00

0.00

0.00

0.00

Gearing

0.10 %

0.45 %

2.01 %

3.68 %

Equity

15.65 %

18.80 %

13.74 %

6.74 %

Creditor Days

0.00

0.00

0.00

0.00

Debtor Days

0.00

0.00

0.00

0.00

Liquidity or Acid test

0.80

0.51

0.73

1.04

Return on Capital Employed

0.0%

0.0%

0.0%

0.0%

Return on Total Assets Employed

0.0%

0.0%

0.0%

0.0%

Current Debt Ratio

5.38 %

4.31 %

6.25 %

13.80 %

Total Debt Ratio

5.38 %

4.31 %

6.27 %

13.84 %

Stock Turnover Ratio

0.0%

0.0%

0.0%

0.0%

Return on Net Assets Employed

0.0%

0.0%

0.0%

0.0%

 

REMARKS

The property at First Floor, Kirkland House, 11-15 Peterborough Road, Harrow, Middlesex, HA1 2AX is occupied by a firm of Accountants and 82 companies have their Registered Office here, including the subject company.

 

Whilst there is a website www.exelchemicals.com this relates to a business conducted from A-303, Safal Pegasus, Nr. Prahladnagar Garden, Anandnagar Road, Ahmedabad - 380 015. Gujarat, India.and this has no apparent connection to the UK business being enquired upon.

 

Nishish Dashrath Desai has been connected with the following companies, all now dissolved:

 

Total Enterprise Solutions Limited

Computer 3000 Limited

B2B4U.Com Limited

B2B4U Group Limited

Alpha Impex (U.K.) Limited

 

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.61.50

UK Pound

1

Rs.92.16

Euro

1

Rs.69.62

 

INFORMATION DETAILS

 

Analysis Done by :

SUB

 

 

Report Prepared by :

MNL

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

Credit not recommended

--

NB

                                       New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.