MIRA INFORM REPORT

 

 

Report No. :

303802

Report Date :

24.01.2015

 

IDENTIFICATION DETAILS

 

Name :

ORIENTAL GEMCO HK CO.

 

 

Registered Office :

Room 1305, 13/F., Peninsula Square, 18 Sung On Street, Hung Hom, Kowloon

 

 

Country :

Hongkong

 

 

Date of Incorporation :

11.08.2005

 

 

Com. Reg. No.:

35911187-000-08

 

 

Legal Form :

Partnership

 

 

Line of Business :

Trader of all kinds of Gemstones.

 

 

No. of Employees :

3

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

 

Status :

Satisfactory

 

 

Payment Behaviour :

No Complaints

 

 

Litigation :

Clear

 

 

NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – September 30, 2014

 

Country Name

Previous Rating

(30.06.2014)

Current Rating

(30.09.2014)

Hongkong

A1

A1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


 

HONGKONG - ECONOMIC OVERVIEW

 

Hong Kong has a free market economy, highly dependent on international trade and finance - the value of goods and services trade, including the sizable share of re-exports, is about four times GDP. Hong Kong has no tariffs on imported goods, and it levies excise duties on only four commodities, whether imported or produced locally: hard alcohol, tobacco, hydrocarbon oil, and methyl alcohol. There are no quotas or dumping laws. Hong Kong's open economy left it exposed to the global economic slowdown that began in 2008. Although increasing integration with China, through trade, tourism, and financial links, helped it to make an initial recovery more quickly than many observers anticipated, its continued reliance on foreign trade and investment leaves it vulnerable to renewed global financial market volatility or a slowdown in the global economy. The Hong Kong government is promoting the Special Administrative Region (SAR) as the site for Chinese renminbi (RMB) internationalization. Hong Kong residents are allowed to establish RMB-denominated savings accounts; RMB-denominated corporate and Chinese government bonds have been issued in Hong Kong; and RMB trade settlement is allowed. The territory far exceeded the RMB conversion quota set by Beijing for trade settlements in 2010 due to the growth of earnings from exports to the mainland. RMB deposits grew to roughly 12% of total system deposits in Hong Kong by the end of 2013. The government is pursuing efforts to introduce additional use of RMB in Hong Kong financial markets and is seeking to expand the RMB quota. The mainland has long been Hong Kong's largest trading partner, accounting for about half of Hong Kong's total trade by value. Hong Kong's natural resources are limited, and food and raw materials must be imported. As a result of China's easing of travel restrictions, the number of mainland tourists to the territory has surged from 4.5 million in 2001 to 34.9 million in 2012, outnumbering visitors from all other countries combined. Hong Kong has also established itself as the premier stock market for Chinese firms seeking to list abroad. In 2012 mainland Chinese companies constituted about 46.6% of the firms listed on the Hong Kong Stock Exchange and accounted for about 57.4% of the Exchange's market capitalization. During the past decade, as Hong Kong's manufacturing industry moved to the mainland, its service industry has grown rapidly. Credit expansion and tight housing supply conditions have caused Hong Kong property prices to rise rapidly; consumer prices increased by more than 4% in 2013. Lower and middle income segments of the population are increasingly unable to afford adequate housing. Hong Kong continues to link its currency closely to the US dollar, maintaining an arrangement established in 1983. In 2013, Hong Kong and China signed new agreements under the Closer Economic Partnership Agreement, adopted in 2003 to forge closer ties between Hong Kong and the mainland. The new measures, effective from January 2014, cover services and trade facilitation, and will improve access to the mainland's service sector for Hong Kong-based companies.

 

Source : CIA


Note

 

(Your enquiry given as:

ORIENTAL HEMCO HK CO with former located at:

Room 702A, 7/F., Block A, Focal Industrial Centre, 21 Man Lok Street, Hunghom, Kowloon, Hong Kong.)

 

Note:    Your given Room No. 707A is not correct.

 

 

Company Name and address

 

ORIENTAL GEMCO HK CO.

 

ADDRESS:                   Room 1305, 13/F., Peninsula Square, 18 Sung On Street, Hung Hom, Kowloon,

                                    Hong Kong.

 

PHONE:                        852-2766 2980

FAX:                             852-2766 2981

E-MAIL:                        tracysit@orientalgemco.com

 

 

MANAGEMENT

 

Manager:                      Mr. Sankalp Nigam

 

 

SUMMARY

 

Establishment:                          11th August, 2005.

 

Organization:                 Partnership.

 

Capital:                         Not disclosed.

 

Business Category:       Gemstone trader.

 

Employees:                  3.

 

Main Dealing Banker:     The Hongkong & Shanghai Banking Corp. Ltd., Hong Kong.

 

Banking Relation:          Satisfactory.

 

 


ADDRESS

 

Head Office:-

Room 1305, 13/F., Peninsula Square, 18 Sung On Street, Hung Hom, Kowloon, Hong Kong.

 

Associated Companies:

Oriental Gemco Ltd., Hong Kong.

Oriental Gemco Pvt. Ltd., India.

Oriental Gemco (NY) Inc., US.

 

 

BUSINESS REGISTRATION NUMBER

 

35911187-000-08

 

 

MANAGEMENT

 

Manager:                      Mr. Sankalp Nigam

 

 

PARTNERS

 

Name:                           Mr. Gaurav Nigam

Residential Address:     B-41A, Malviya Nagar, Jaipur – 302017, India.

 

Name:                           Mr. Pravesh Nigam

Residential Address:     118-17, Union Turnpike Apt 19H, Forest Hill, NY 11375 U.S.A.

 

Name:                           Mr. Sankalp NIGAM

Residential Address:     80/303, Patel Marg, Mansarover Jaipur.

 

 

HISTORY

 

The subject was established on 11th August, 2005 as a partnership concern jointly owned by Mr. Gaurav Nigam, Mr. Pravesh Nigam and Mr. Sankalp Nigam under the Hong Kong Business Registration Regulations.

 

At the very beginning, the subject was located at Flat 8, 11/F., Star Mansion, 3-5 Minden Road, Tsimshatsui, Kowloon, Hong Kong, moved to Room 1206, 12/F., Block B, Heng Ngai Jewelry Centre, 4 Hok Yuen Street East, Hunghom, Kowloon, Hong Kong in November 2006, to Room 702A, 7/F., Block A, Focal Industrial Centre, 21 Man Lok Street, Hunghom, Kowloon, Hong Kong in January 2008 and further moved to the present address in August 2013.

 

Apart from these, neither material change nor amendment has been ever traced and noted.

 

 

OPERATIONS

 

Activities:                      Gemstone trader.

 

Lines:                           All kinds of gemstones

 

Employees:                  3.

 

Commodities Imported: India, Sri Lanka, other Asian countries, etc.

 

Markets:                        Hong Kong, China, other Asian countries, Europe, North America, etc.

 

Terms/Sales:                 CAD, L/C, T/T, etc.

 

Terms/Buying:               L/C, Advanced T/T, etc.

 

 

FINANCIAL INFORMATION

 

Capital:                         Not disclosed.

 

Profit or Loss:               Making a small profit every year.

 

Condition:                     Keeping in a satisfactory manner.

 

Facilities:                      Making rather active use of general banking facilities.

 

Payment:                      Met trade commitments as required.

 

Commercial Morality:     Satisfactory.

 

Banker:                         The Hongkong & Shanghai Banking Corp. Ltd., Hong Kong.

 

Standing:                      Normal.

 

 

GENERAL

 

Oriental Gemco HK Co. is a partnership jointly owned by three India merchants, namely, Mr. Gaurav Nigam, Mr. Pravesh Nigam and Mr. Sankalp Nigam.  All belong to the Nigam family.

 

The subject is a gemstone trader.  In the early 1970’s brothers from the Nigam family started hand cutting stones for Jewellers in India.  By the late 1990’s the company had grown into a major supplier in the global jewellery market.  In 2005 the subject launched its first jewellery collection into the market.

 

The family now runs business and controls all the parts of the jewellery manufacturing, from stone cutting to the final finishing.

 

The subject is a manufacturer of fine jewellery products.  The company has its offices in the United States and India.

 

Now, the subject has become a multi-million dollar business enterprises.  The US company is known as Oriental Gemco (NY) Inc.  The US company was opened in 1996 with a 475 sq.ft. office.  In 5 years, the US company moved to a 6,000 sq.ft. office in the Diamond District of Manhattan.  This company maintains a large inventory of Diamond Beads-Briolette, Rose cuts, Precious and Semi-Precious Stone beads in all shapes and sizes.

 

According to the subject, a young and dedicated team is always traveling and participating in around 55 shows annually all over the world.

 

In order to penetrate the international market further, the subject has taken part in fairs and exhibitions held in Hong Kong and other foreign large cities.

 

For instance, it is going to take part in “HKTDC Hong Kong International Jewellery Show 2015” which will be held in Hong Kong Convention and Exhibition Centre, Wanchai, Hong Kong during the period of 5th to 9th March, 2015.

 

The business of the subject is active, so do its associated companies in India and the United States.

 

As the history of the subject is over nine years and five months in Hong Kong, on the whole, consider it good for normal business engagements.

 

 


FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.61.50

UK Pound

1

Rs.92.16

Euro

1

Rs.69.62

 

INFORMATION DETAILS

 

Analysis Done by :

RAS

 

 

Report Prepared by :

NIT

 

               

RATING EXPLANATIONS

 

RATING

STATUS

PROPOSED CREDIT LINE

 

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

 

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

 

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

 

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

 

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

 

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

 

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

Credit not recommended

 

--

NB

New Business

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.