MIRA INFORM REPORT

 

 

Report No. :

304381

Report Date :

27.01.2015

 

IDENTIFICATION DETAILS

 

Name :

LANSDOWNE CHEMICALS PUBLIC LIMITED COMPANY

 

 

Formerly Known As :

LANSDOWNE CHEMICAL COMPANY LIMITED

 

 

Registered Office :

Winstons House Carterton Oxford OX18 3EZ

 

 

Country :

United Kingdom

 

 

Financials (as on) :

31.07.2014

 

 

Date of Incorporation :

13.10.1975

 

 

Com. Reg. No.:

01229506

 

 

Legal Form :

Public limited with Share Capital

 

 

Line of Business :

Manufacture of other inorganic basic chemicals

 

 

No. of Employee :

43

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

 

 

Payment Behaviour :

Slow But Correct

 

 

Litigation :

Clear

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – September 30, 2014

 

Country Name

Previous Rating

(30.06.2014)

Current Rating

(30.09.2014)

United Kingdom

A1

A1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


 

UNITED KINGDOM ECONOMIC OVERVIEW

 

The UK, a leading trading power and financial center, is the third largest economy in Europe after Germany and France. Over the past two decades, the government has greatly reduced public ownership. Agriculture is intensive, highly mechanized, and efficient by European standards, producing about 60% of food needs with less than 2% of the labor force. The UK has large coal, natural gas, and oil resources, but its oil and natural gas reserves are declining and the UK became a net importer of energy in 2005. Services, particularly banking, insurance, and business services, are key drivers of British GDP growth. Manufacturing, meanwhile, has declined in importance but still accounts for about 10% of economic output. After emerging from recession in 1992, Britain's economy enjoyed the longest period of expansion on record during which time growth outpaced most of Western Europe. In 2008, however, the global financial crisis hit the economy particularly hard, due to the importance of its financial sector. Falling home prices, high consumer debt, and the global economic slowdown compounded Britain's economic problems, pushing the economy into recession in the latter half of 2008 and prompting the then BROWN (Labour) government to implement a number of measures to stimulate the economy and stabilize the financial markets; these included nationalizing parts of the banking system, temporarily cutting taxes, suspending public sector borrowing rules, and moving forward public spending on capital projects. Facing burgeoning public deficits and debt levels, in 2010 the CAMERON-led coalition government (between Conservatives and Liberal Democrats) initiated a five-year austerity program, which aimed to lower London's budget deficit from about 11% of GDP in 2010 to nearly 1% by 2015. In November 2011, Chancellor of the Exchequer George OSBORNE announced additional austerity measures through 2017 largely due to the euro-zone debt crisis. The CAMERON government raised the value added tax from 17.5% to 20% in 2011. It has pledged to reduce the corporation tax rate to 21% by 2014. The Bank of England (BoE) implemented an asset purchase program of £375 billion (approximately $605 billion) as of December 2013. During times of economic crisis, the BoE coordinates interest rate moves with the European Central Bank, but Britain remains outside the European Economic and Monetary Union (EMU). In 2012, weak consumer spending and subdued business investment weighed on the economy, however, in 2013 GDP grew 1.4%, accelerating unexpectedly in the second half of the year because of greater consumer spending and a recovering housing market. The budget deficit is falling but remains high at nearly 7% and public debt has continued to increase.

 

Source : CIA

 

 

Company identification

 

LANSDOWNE    CHEMICALS PUBLIC LIMITED  COMPANY   

Telephone

+44 (0) 1993 843081

WINSTONS HOUSE

Fax

+44 (0) 1993 841261

CARTERTON

Website

www.lansdownechemicals.com

OXFORD

 

 

OX18 3EZ

 

 

United Kingdom

 

 

 

Company Number:

01229506

Status:

Active - Accounts Filed

Foundation:

13/10/1975

VAT No:

GB153203213

 

 

Comments

 

This company’s return on total assets employed ratio indicates a highly efficient use of assets. The company has more cash than short term bank borrowings.

This company has been treated as a Large company in respect of the rating/limit generated. This company has made late payments on a medium percentage of invoices. This company’s ratio of total liabilities to total assets indicates the presence of moderate equity funding. This company trades in an industry with a moderate level of corporate failures.

 

 

Basic information

 

Legal form

 

Public limited with Share Capital

 

 

Foundation

 

13/10/1975

 

 

Company No.

 

01229506

 

 

Previous Names

 

Date of Change

Previous Name

26/02/1988

LANSDOWNE CHEMICAL COMPANY LIMITED

 

 

Shareholders

 

Name

Currency

Number of

Share type

Nominal value

 

 

shares

 

 

GEORGE WATKINSON-YULL

GBP

266,000

ORDINARY

1

Total Share Capital

 

 

 

GBP 266,000

 

 

Management

 

Directors

 

 

 

 

Name

Address:

Date of

Nationality

Appointment

 

 

birth

date

 

Mr George Watkinson

Yull

Xalet Carrecedo, No 5 Urbanization, El Salze, Els Plans, Escas, La Massana Ad400, Principat D”andorra

22/12/1943

British

23/03/1992

Mr Robert Moss

55 Millwood End, Long Hanborough, Oxfordshire OX29 8BW

25/09/1968

British

04/02/2004

Mr Stuart Alexander

Winstons House, Carterton, Oxford OX18 3EZ

05/08/1977

British

12/02/2008

Mr George Watkinson-Yull

Winstons House, Carterton, Oxford OX18 3EZ

20/11/1987

British

08/02/2013

 

 

Company Secretary

 

Name

Address:

Appointment

Mr Peter Reginald Taylor

Winstons House, Carterton, Oxford OX18 3EZ

12/02/2013

 

 

Other Known Addresses

 

Winstons House, Carterton Industrial Estate, Black Bourton Road, Carterton, Oxfordshire OX18 3EZ

 

 

Business activities

 

Main activity

 

Principal Activity

A group engaged in manufacturing, marketing and distribution of chemicals including aromas, water treatment and animal nutrition products.

SIC03

Manufacture other inorganic basic chemicals

SIC07

Manufacture of other inorganic basic chemicals

 

Economic data

 

Turnover and Employees

 

 

Date of Accounts     Turnover

 

Employees

31/07/2012

GBP 64,470,605

39

31/07/2013

GBP 66,908,218

40

31/07/2014

GBP 60,249,978

43

 

 

Supplementary data

 

Banks

 

Bank Name

Bank Branch Sort Code

LLOYDS TSB BANK PLC

77-49-01

 

 

Auditor name

 

GRANT THORNTON UK LLP

 

 

Events

 

Company history

 

Date

Action

06/04/2010

Annual Returns

01/02/2011

New Accounts Filed

01/02/2011

New Accounts Filed

22/04/2011

Annual Returns

27/01/2012

New Accounts Filed

27/01/2012

New Accounts Filed

27/02/2012

Annual Returns

19/12/2012

New Accounts Filed

28/02/2013

Mr R.J. Clarke has resigned as company secretary

28/02/2013

New Board Member Mr G. Watkinson-Yull appointed

01/03/2013

New Company Secretary Mr P.R. Taylor appointed

05/03/2013

Annual Returns

21/01/2014

New Accounts Filed

21/01/2014

New Accounts Filed

03/03/2014

Annual Returns

13/12/2014

New Accounts Filed

13/12/2014

New Accounts Filed

 

Mortgages

 

Charge created

15/08/1980

Charge registered

19/08/1980

Status

SATISFIED

Entitled person

SWISS BANK CORPORATION

Secured amount

ALL MONIES DUE OR TO BECOME DUE FROM THE COMPANY TO THE CHARGEE

 

ON ANY ACCOUNT WHATSOEVER

Mortgage detail

FIXED AND FLOATING CHARGE OVER THE UNDERTAKING AND ALL PROPERTY AND ASSETS PRESENT AND FUTURE INCLUDING UNCALLED CAPITAL.

 

 

Charge created

20/08/1984

Charge registered

30/08/1984

Status

SATISFIED

Entitled person

SWISS BANK CORPORATION

Secured amount

ALL MONIES DUE OR TO BECOME DUE FROM THE COMPANY TO THE CHARGEE SUPPLEMENTAL TO A DEBENTURE DATED 15/08/80

Mortgage detail

ALL PRESENT AND FUTURE BOOK DEBT OWING TO THE COMPANY

 

 

Charge created

15/07/1986

Charge registered

22/07/1986

Status

SATISFIED

Entitled person

LLOYDS BANK PLC

Secured amount

ALL MONIES DUE OR TO BECOME DUE FROM THE COMPANY TO THE CHARGEE ON ANY ACCOUNT WHATSOEVER

Mortgage detail

INCLUDING TRADE FIXTURES FIXED AND FLOATING CHARGES OVER THE UN- DERTAKING AND ALL PROPERTY AND ASSETS PRESENT AND FUTURE INCLUD- ING GOODWILL BOOKDEBTS UNCALLED CAPITAL BUILDINGS FIXTURES FIXED PLANT AND MACHINERY

 

 

Charge created

19/05/1987

Charge registered

22/05/1987

Status

SATISFIED

Entitled person

SUMITOMO CORPORATION (UK) LIMITED

Mortgage detail

(INCLUDING TRADE FIXTURES)FIXED AND FLOATING CHARGES OVER THE UN- DERTAKING AND ALL PROPERTY AND ASSETS PRESENT AND FUTURE INCLUD- ING GOODWILL BOOKDEBTS UNCALLED CAPITAL BUILDINGS FIXTURESFIXED PLANT AND MACHINERY

 

 

Charge created

29/07/1994

Charge registered

07/08/1994

Status

SATISFIED

Entitled person

HAMBROS BANK LIMITED

Secured amount

ALL MONIES DUE OR TO BECOME DUE FROM THE COMPANY TO THE CHARGEE ON ANY ACCOUNT WHATSOEVER

Mortgage detail

FIXED AND FLOATING CHARGES OVER THE UNDERTAKING AND ALL PROPERTY AND ASSETS PRESENT AND FUTURE INCLUDING GOODWILL BOOKDEBTS UNCALLED CAPITAL BUILDINGS FIXTURESFIXED PLANT AND MACHINERY SEE THE MORTGAGE CHARGE DOCUMENT FOR FULL DETAILS

 

 

Charge created

19/11/1997

Charge registered

22/11/1997

Status

SATISFIED

Entitled person

LLOYDS BANK PLC

Mortgage detail

L/H PROPERTY K/A OR BEING PLOT 7 PHASE II CARTERTON INDUSTRIAL ES- TATETOGETHER WITH ALL BUILDINGS AND FIXTURES (INCLUDING TRADE FIXTURES) FIXED PLANTAND MACHINERY BY WAY OF FIXED CHARGE ALL PRESENT AND FUTURE BOOK AND OTHER DEBTS FLOATING CHARGE OVER ALL MOVEABLE PLANT MACHINERY IMPLEMENTS UTENSILS FURNITURE AND EQUIPMENT BY WAY OF ASSIGNMENT THEGOODWILL OF THE BUSINESS (IF ANY) THE FULL BENEFIT OF ALL LICENCES AND ALL GUARANTEES

 

 

Charge created

19/11/1997

Charge registered

22/11/1997

Status

OUTSTANDING

Entitled person

LLOYDS BANK PLC

Secured amount

ALL MONIES DUE OR TO BECOME DUE FROM THE COMPANY TO THE CHARGEE ON ANY ACCOUNT WHATSOEVER

Mortgage detail

L/H PROPERTY K/A OR BEING PLOT 3 PHASE II CARTERON INDUSTRIAL ESTATE TOGETHER WITH ALL BUILDINGS AND FIXTURES (INCLUDING TRADE FIXTURES) FIXED PLANT AND MACHINERY BY WAY OF FIXED CHARGE ALL PRESENT AND FUTURE BOOK AND OTHER DEBTS FLOATING CHARGE OVER ALL MOVEABLE PLANT MACHINERY IMPLEMENTS UTENSILS FURNITURE AND EQUIPMENT BY WAY OF ASSIGNMENT THE GOODWILL OF THE BUSINESS (IF ANY) THE FULL BENEFIT OF ALL LICENCES AND ALL GUARANTEES

 

 

Charge created

19/11/1997

Charge registered

22/11/1997

Status

OUTSTANDING

Entitled person

LLOYDS BANK PLC

Secured amount

ALL MONIES DUE OR TO BECOME DUE FROM THE COMPANY TO THE CHARGEE ON ANY ACCOUNT WHATSOEVER

Mortgage detail

L/H PROPERTY K/A OR BEING PLOT 2 PHASE II CARTERON INDUSTRIAL ESTATE TOGETHER WITH ALL BUILDINGS AND FIXTURES (INCLUDING TRADE FIXTURES) FIXED PLANT AND MACHINERY BY WAY OF FIXED CHARGE ALL PRESENT AND FUTURE BOOK AND OTHER DEBTS FLOATING CHARGE OVER ALL MOVEABLE PLANT MACHINERY IMPLEMENTS UTENSILS FURNITURE AND EQUIPMENT BY WAY OF ASSIGNMENT THE GOODWILL OF THE BUSINESS (IF ANY) THE FULL BENEFIT OF ALL LICENCES AND ALL GUARANTEES

 

 

Charge created

19/11/1997

Charge registered

22/11/1997

Status

OUTSTANDING

Entitled person

LLOYDS BANK PLC

Secured amount

ALL MONIES DUE OR TO BECOME DUE FROM THE COMPANY TO THE CHARGEE ON ANY ACCOUNT WHATSOEVER

 

 

Mortgage detail

.FIXED AND FLOATING CHARGES OVER THE UNDERTAKING AND ALL PROPERTY

AND ASSETS PRESENT AND FUTURE INCLUDING GOODWILL BOOKDEBTS UNCALLED CAPITAL BUILDINGS FIXTURESFIXED PLANT AND MACHINERYSEE THE MORTGAGE CHARGE DOCUMENT FOR FULL DETAILS

 

 

Charge created

16/01/2003

Charge registered

18/01/2003

Status

SATISFIED

Entitled person

THE SECRETARY OF STATE FOR DEFENCE

Mortgage detail

LAND AT BLAKEHILL BRAYDON LANE CHELWORTH INDUSTRIAL ESTATE CRICK- DALE WILTSHIRE

 

 

Charge created

11/02/2009

Charge registered

12/02/2009

Status

OUTSTANDING

Entitled person

LLOYDS TSB COMMERCIAL FINANCE LIMITED

Secured amount

ALL MONIES DUE OR TO BECOME DUE FROM THE COMPANY TO THE CHARGEE ON  ANY ACCOUNT WHATSOEVER UNDER  THE  TERMS  OF  THE  AFOREMEN- TIONED INSTRUMENT CREATING OR EVIDENCING THE CHARGE

Mortgage detail

FIXED AND FLOATING CHARGE OVER THE UNDERTAKING AND ALL PROPERTY AND ASSETS PRESENT AND FUTURE, INCLUDING GOODWILL, BOOKDEBTS, UN- CALLED CAPITAL, BUILDINGS, FIXTURES, FIXED PLANT AND MACHINERY SEE IM- AGEFOR FULL DETAILS

 

 

Charge created

22/07/2010

Charge registered

30/07/2010

Status

OUTSTANDING

Entitled person

LLOYDS TSB BANK PLC

Secured amount

ALL MONIES DUE OR TO BECOME DUE FROM THE COMPANY TO THE CHARGEE ON  ANY ACCOUNT WHATSOEVER UNDER  THE  TERMS  OF  THE  AFOREMENTIONED INSTRUMENT CREATING OR EVIDENCING THE CHARGE

Mortgage detail

L/H UNIT 7 AND 6A CARTERTON INDUSTRIAL ESTATE BLACK BOURTON ROAD CARTERTON;  TOGETHER  WITH  ALL  BUILDINGS  AND  FIXTURES  (INCLUDING TRADE FIXTURES). FIXED PLANT AND MACHINERY BY WAY OF FIXED CHARGE, ALL PRESENT AND FUTURE BOOK AND OTHER DEBTS, FLOATING CHARGE OVER ALL MOVEABLE PLANT MACHINERY, IMPLEMENTS, UTENSILS, FURNITURE AND EQUIPMENT BY WAY OF ASSIGNMENT. THE GOODWILL OF THE BUSINESS (IF ANY), THE FULL BENEFIT OF ALL LICENCES AND GUARANTEES. SEE IMAGE FOR FULL DETAILS

 

 

Charge created

18/04/2012

Charge registered

19/04/2012

Status

OUTSTANDING

Entitled person

LLOYDS TSB BANK PLC

Secured amount

ALL MONIES DUE OR TO BECOME DUE FROM THE COMPANY TO THE CHARGEE ON ANY ACCOUNT WHATSOEVER

Mortgage detail

ANY DOCUMENTS AND THE GOODS (WHICH INCLUDES PRODUCE) TO WHICH THEY RELATE WHERETHE BANK, WITH THE ASSENT OF THE COMPANY AND FOR THE ACCOUNT OF THE COMPANY RECEIVES AND MAKES ADVANCES OR PAYMENT AGAINST SUCH DOCUMENTS, ANY MONIES PAYABLE UNDER ALL OR ANY OF THE INSURANCE POLICIES COMPRISED IN THE GOODS.

 

 

Charge created

28/11/2012

Charge registered

05/12/2012

Status

OUTSTANDING

Entitled person

LLOYDS TSB BANK PLC;

Secured amount

ALL MONIES DUE OR TO BECOME DUE FROM THE COMPANY TO THE CHARGEE ON ANY ACCOUNT WHATSOEVER

Mortgage detail

L/H PROPERTY K/A  THOR  INDUSTRAIL  ESTATENORMANDY LANE  CRICKLADE

T/NO WT214113 TOGETHER WITH ALL BUILDINGS AND FIXTURES (INCLUDING TRADE FIXTURES). FIXED PLANT AND MACHINERY BY WAY OF FIXED CHARGE, ALL PRESENT AND FUTURE BOOK AND OTHER DEBTS, FLOATING CHARGE OVER ALL MOVEABLE PLANT MACHINERY, IMPLEMENTS, UTENSILS, FURNITURE AND EQUIPMENT BY WAY OF ASSIGNMENT. THE GOODWILL OF THE BUSINESS (IF ANY), THE FULL BENEFIT OF ALL LICENCES AND GUARANTEES

 

County Court Judgments (CCJs)

 

There are no County Court Judgments listed against this company

 

 

Accounts

 

Profit & Loss

 

 

31/07/2014

31/07/2013

31/07/2012

31/07/2011

 

52

52

52

52

 

GBP

GBP

GBP

GBP

 

Group: Yes

Group: Yes

Group: Yes

Group: Yes

Turnover

60,249,978

66,908,218

64,470,605

57,674,469

Export

34,677,122

42,404,655

-

-

Cost of Sales

52,388,158

58,405,232

55,160,721

49,284,763

Gross Profit

7,861,820

8,502,986

9,309,884

8,389,706

Wages And Salaries

1,668,817

1,651,883

1,587,120

1,728,075

Directors Emoluments

434,360

439,016

270,089

368,700

Operating Profit

4,078,399

4,564,611

5,481,866

4,528,980

Depreciation

375,558

405,547

401,067

425,543

Audit Fees

20,000

19,600

19,600

18,500

Interests Payments

143,195

113,266

112,224

214,431

Pre Tax Profit

3,936,464

4,452,220

5,371,179

4,316,882

Taxation

-893,821

-1,075,452

-1,393,043

-1,241,169

Profit After Tax

3,042,643

3,376,768

3,978,136

3,075,713

Dividends Payable

2,999,998

1,901,131

1,500,240

0

Retained Profit

42,645

1,475,637

2,477,896

3,075,713

 

 

Balance Sheet

 

 

31/07/2014

31/07/2013

31/07/2012

31/07/2011

 

52

52

52

52

 

GBP

GBP

GBP

GBP

 

Group: Yes

Group: Yes

Group: Yes

Group: Yes

Tangible Assets

2,377,224

3,598,071

2,458,354

2,709,105

Intangible Assets

0

0

0

0

Total Fixed Assets

2,377,224

3,598,071

2,458,354

2,709,105

Stock

11,921,505

12,531,836

11,318,793

11,089,486

Trade Debtors

9,708,346

10,522,533

11,293,623

8,642,518

Cash

3,207,082

1,860,832

1,156,264

525,848

Other Debtors

158,809

52,430

267,427

117,549

Miscellaneous Current Assets

0

0

0

0

Total Current Assets

24,995,742

24,967,631

24,036,107

20,375,401

Trade Creditors

6,103,739

7,799,250

8,079,097

7,282,790

Bank Loans and Overdraft

1,084,349

2,843,505

5,186,064

4,091,528

Other Short Term Finance

5,110,958

834,396

0

545,216

Miscellaneous Current Liabilities

1,490,799

2,779,707

1,207,169

1,462,677

Total Current Liabilities

13,789,845

14,256,858

14,472,330

13,382,211

Bank Loans and Overdrafts LTL

1,203,739

3,544,762

5,263,771

4,148,943

Other Long Term Finance

0

0

0

0

Total Long Term Liabilities

119,390

701,257

77,707

57,415

 

Capital & Reserves

 

 

31/07/2014

31/07/2013

31/07/2012

31/07/2011

 

52

52

52

52

 

GBP

GBP

GBP

GBP

 

Group: Yes

Group: Yes

Group: Yes

Group: Yes

Called Up Share Capital

266,000

266,000

266,000

266,000

P and L Account Reserve

12,448,214

12,592,070

10,928,907

8,629,363

Revaluation Reserve

175,077

175,077

175,077

175,077

Sundry Reserves

574,440

574,440

574,440

574,440

Shareholders Funds

13,463,731

13,607,587

11,944,424

9,644,880

 

 

Other Financial Items

 

 

31/07/2014

31/07/2013

31/07/2012

31/07/2011

 

52

52

52

52

 

GBP

GBP

GBP

GBP

 

Group: Yes

Group: Yes

Group: Yes

Group: Yes

Net Worth

13,463,731

13,607,587

11,944,424

9,644,880

Working Capital

11,205,897

10,710,773

9,563,777

6,993,190

Total Assets

27,372,966

28,565,702

26,494,461

23,084,506

 

 

31/07/2014

31/07/2013

31/07/2012

31/07/2011

 

52

52

52

52

 

GBP

GBP

GBP

GBP

 

Group: Yes

Group: Yes

Group: Yes

Group: Yes

Total Liabilities

13,909,235

14,958,115

14,550,037

13,439,626

Net Assets

13,463,731

13,607,587

11,944,424

9,644,880

 

Cash Flow

 

 

31/07/2014

31/07/2013

31/07/2012

31/07/2011

 

52

52

52

52

 

GBP

GBP

GBP

GBP

 

Group: Yes

Group: Yes

Group: Yes

Group: Yes

Net Cash Flow from Operations

2,794,540

6,171,755

3,093,586

3,279,795

Net Cash Flow before Financing

-536,156

1,577,731

81,095

1,812,594

Net Cash Flow from Financing

1,877,785

-925,183

794,674

-1,745,362

Increase in Cash

1,346,250

704,568

630,416

340,293

 

Miscellaneous

 

 

31/07/2014

31/07/2013

31/07/2012

31/07/2011

 

52

52

52

52

 

GBP

GBP

GBP

GBP

 

Group: Yes

Group: Yes

Group: Yes

Group: Yes

Capital Employed

13,583,121

14,308,844

12,022,131

9,702,295

 

Financial Ratios

 

Name

31/07/2014

31/07/2013

31/07/2012

31/07/2011

Pre Tax Profit Margin

6.53 %

6.65 %

8.33 %

7.48 %

Current Ration

1.81

1.75

1.66

1.52

Sales or Net Working Capital

5.38

6.25

6.74

8.25

Gearing

8.94 %

26.05 %

44.07 %

43.02 %

Equity

49.19 %

47.64 %

45.08 %

41.78 %

Creditor Days

36.87

42.43

45.61

45.96

Debtor Days

58.65

57.24

63.76

54.54

Liquidity or Acid test

0.94

0.87

0.87

0.69

Return on Capital Employed

28.98 %

31.11 %

44.67 %

44.49 %

Return on Total Assets Employed

14.38 %

15.58 %

20.27 %

18.70 %

Current Debt Ratio

1.02 %

1.04 %

1.21 %

1.38 %

Total Debt Ratio

1.03 %

1.09 %

1.21 %

1.39 %

Stock Turnover Ratio

19.78 %

18.72 %

17.55 %

19.22 %

Return on Net Assets Employed

29.23 %

32.71 %

44.96 %

44.75 %

 

Remarks

 

Achieving good levels of turnover and profitability. The general financial position appears to be in order and despite large payment of dividend good reserves have been maintained. Should continue to trade well for the foreseeable future.

 

Next accounts due to be filled by 31/01/2016

 

Activity: Chemical distribution, manufacturing and marketing company with two UK sites and operations in Europe, Asia and the USA.

 

Trading Address: Winstons House, Carterton, Oxfordshire, OX18 3EZ Branches: Group operates Worldwide

 

Employees: 43

 

Bank: Lloyds Bank PLC


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.61.49

UK Pound

1

Rs.92.16

Euro

1

Rs.69.61

 

INFORMATION DETAILS

 

Analysis Done by :

DIV

 

 

Report Prepared by :

DPT

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

                                       New Business

 

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This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.