MIRA INFORM REPORT

 

 

Report No. :

304960

Report Date :

28.01.2015

 

IDENTIFICATION DETAILS

 

Name :

JANATA GENERAL TRADING CO

 

 

Registered Office :

Mecca Street Souq Fahaheel 46031 Fahaheel 64011

 

 

Country :

Kuwait

 

 

Date of Incorporation :

11.08.1992

 

 

Com. Reg. No.:

7167

 

 

Legal Form :

General Partnership

 

 

Line of Business :

Engaged in the import and distribution of general dried foodstuffs.

 

 

No. of Employee :

12

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

 

 

Payment Behaviour :

No complaints

 

 

Litigation :

Clear

 

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – September 30, 2014

 

Country Name

Previous Rating

(30.06.2014)

Current Rating

(30.09.2014)

Kuwait

 A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


 

KUWAIT ECONOMIC OVERVIEW

 

Kuwait has a geographically small, but wealthy, relatively open economy with crude oil reserves of about 102 billion barrels - more than 6% of world reserves. Petroleum accounts for nearly half of GDP, 95% of export revenues, and 95% of government income. Kuwaiti officials have committed to increasing oil production to 4 million barrels per day by 2020. Budget surpluses have stayed around 30% of GDP, which has led to higher budget expenditures, particularly wage hikes for many public sector employees, as well as increased allotments to Kuwait’s Future Generations Fund. Kuwait has done little to diversify its economy, in part, because of this positive fiscal situation, and, in part, due to the poor business climate and the historically acrimonious relationship between the National Assembly and the executive branch, which has stymied most movement on economic reforms. In 2010, Kuwait passed an economic development plan that pledges to spend up to $130 billion over five years to diversify the economy away from oil, attract more investment, and boost private sector participation in the economy, though much of these funds have yet to be allocated.

 

Source : CIA

 

SUMMARY

 

Company Name                                    : JANATA GENERAL TRADING CO

Country of Origin                                   : Kuwait

Legal Form                                           : General Partnership

Registration Date                                  : 11th August 1992

Commercial Registration Number           : 7167

Chamber Membership Number               : 31905

Partners Capital                                     : KD 80,000

Total Workforce                                     : 12

Activities                                               : Distributors of general dried foodstuffs

Financial Condition                                : Fair

Payments                                             : Nothing detrimental uncovered

Operating Trend                                    : Steady

 

 

 


 

COMPANY NAME

 

JANATA GENERAL TRADING CO

 

 

ADDRESS

 

Registered & Physical Address

 

Street               : Mecca Street

Area                 : Souq Fahaheel

 

PO Box            : 46031

 

Town                : Fahaheel 64011

Country : Kuwait

 

Telephone         : (965) 23913891 / 23925153 / 23915577 / 23920193 / 23929002

Facsimile          : (965) 23926356 / 23925522

Mobile              : (965) 99752700

Email                : janatakuwait@hotmail.com

 

Premises

 

Subject operates from a small suite of offices that are rented and located in the Central Business Area of Fahaheel.

 

 

KEY PRINCIPALS

 

     Name                                                                                               Position

 

·       Saud Abdulaziz Saud Al Suabie                                                        Managing Partner

 

·       Abdulaziz Saud Kamel Al Suabie                                                       Partner

 

·       Mohamed Qaiser                                                                              Sales Executive

 

·       Mohamed Ibrahim Ahmed                                                                 Administration Manager

 

 

LEGAL FORM & OWNERS

 

Date of Establishment  : 11th August 1992

 

Legal Form                  : General Partnership

 

Commercial Reg. No.   : 7167

 

Chamber Member No.  : 31905

 

Partners Capital           : KD 80,000

 

Name of Partner (s)                                                     

 

·       Saud Abdulaziz Saud Al Suabie                                                       

 

·       Abdulaziz Saud Kamel Al Suabie

 

 

OPERATIONS

 

Activities: Engaged in the import and distribution of general dried foodstuffs.

 

Import Countries: Europe and the Far East.

 

Operating Trend: Steady

 

Subject has a workforce of 12 employees.

 

 

FINANCIAL DATA

 

Financial highlights provided by local sources are given below:

 

Currency: Kuwaiti Dinars (KD)

 

                                                Year Ending 31/12/13:               Year Ending 31/12/14:

 

Total Sales                                KD 1,035,000                            KD 1,110,000

 

Local sources consider subject’s financial condition to be Fair.

 

The above financial figures are based on estimations by our local sources.

 

 

BANKERS

 

·       National Bank of Kuwait SAK

Ali Awadi Tower

Ahmed Al Jaber Street

PO Box: 95

Safat 13001

Tel: (965) 23981188 / 23981189

Fax: (965) 23985643

 

 

PAYMENT HISTORY

 

No complaints regarding subject’s payments have been reported.

 

 

GENERAL COMMENTS

 

Local sources report that the subject’s operating history is clear with payment obligations met in a generally timely manner. The financial position is satisfactory and the business is deemed a fair trade risk.

 

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.61.46

UK Pound

1

Rs.92.77

Euro

1

Rs.69.03

 

 

INFORMATION DETAILS

 

Analysis Done by :

DIV

 

 

Report Prepared by :

ANK

 


 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

                                       New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

 

 

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This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.