MIRA INFORM REPORT

 

 

Report No. :

304127

Report Date :

28.01.2015

 

 

IDENTIFICATION DETAILS

 

Name :

P.T. SATYARAYA KERAMINDOINDAH

 

 

Registered Office :

Jalan Raya Serang Km. 25 Balaraja, Tangerang, 15610 Banten Province

 

 

Country :

Indonesia

 

 

Date of Incorporation :

11.12.1988

 

 

Com. Reg. No.:

AHU-AH.01.10-14292

 

 

Legal Form :

Limited Liability Company

 

 

Line of Business :

Manufacturer of Ceramic Floor and Wall Tile

 

 

No. of Employees :

490 Persons

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

 

 

Payment Behaviour :

Slow but correct

 

 

Litigation :

Clear

 

 

NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – September 30, 2014

 

Country Name

Previous Rating

(30.06.2014)

Current Rating

(30.09.2014)

Indonesia

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

INDONESIA - ECONOMIC OVERVIEW

 

Indonesia, a vast polyglot nation, has grown strongly since 2010. During the global financial crisis, Indonesia outperformed its regional neighbors and joined China and India as the only G20 members posting growth. The government has promoted fiscally conservative policies, resulting in a debt-to-GDP ratio of less than 25% and historically low rates of inflation. Fitch and Moody's upgraded Indonesia's credit rating to investment grade in December 2011. Indonesia still struggles with poverty and unemployment, inadequate infrastructure, corruption, a complex regulatory environment, and unequal resource distribution among regions. The government also faces the challenges of quelling labor unrest and reducing fuel subsidies in the face of high Oil Prices.

 

Source : CIA

 

 

 

 


BASIC SEARCH

 

Name of Company :

P.T. SATYARAYA KERAMINDOINDAH

 

A d d r e s s :

Head Office & Factory

Jalan Raya Serang Km. 25

Balaraja, Tangerang, 15610

Banten Province

Indonesia

Phone               - (62-21) 595 1601-3 (Hunting)

Fax                   - (62-21) 595 1607-08

Email                - srki-personnel@lyman.co.id

Website            - http://www.romancermics.com

Land Area         - 50,000 sq. meters

Factory Space  - 12,600 sq. meters

Region              - Industrial Zone

Status               - Owned

 

Marketing Office

Lyman Wing 6th Floor

Kota BNI

Jalan Jend. Sudirman Kav. 1

Jakarta Pusat, 10220

Indonesia

Phone               - (62-21) 572 2006 (Hunting)

Fax                   - (62-21) 570 2060

Email                - marketing@romanceramics.com

Building Area    - 32 storey

Office Space    - 600 sq. meters

Region              - Commercial Building

Status               - Rent

 

Date of Incorporation :

11 December 1988

 

Legal Form :

P.T. (Perseroan Terbatas) or Limited Liability Company

 

Company Reg. No. :

The Ministry of Law and Human Rights

- No. C-05916.HT.01.04.TH.2004

  Dated 11 March 2004

- No. AHU-42874.AH.01.02.TH.2008

  Dated 18 July 2008

- No. AHU-AH.01.10-03228

  Dated 6 June 2009

- No. AHU-AH.01.10-14292

  Dated 17 April 2013

 

Company Status :

Foreign Investment (PMA) Company

 

Permit by the Government Department :

The Department of Finance

NPWP No. 01.528.503.4-411.000

The Capital Investment Coordinating Board

No. 113/V/PMA/2003

Dated 21 March 2003

 

Related Company :

The LYMAN Group Members (see attachment)

 

 

CAPITAL AND OWNERSHIP

 

Capital Structure :

Authorized Capital                           : Rp. 64,441,000,000.-

Issued Capital                                 : Rp. 64,441,000,000.-

Paid up Capital                               : Rp. 64,441,000,000.-

 

Shareholders/Owners :

a. RICH RESOURCES INVESTMENT PTE LTD     - Rp. 57,997,000,000.-

    Address : 128 Tanjong Pagar Road

                    Outram, Singapore 88535

                    Singapore

b. P.T. LYMAN INDUSTRINDO                             - Rp.   6,444,000,000.-

    Address : Jl. Abdul Muis No. 48-50

                    Jakarta Pusat

                    Indonesia

 

 

BUSINESS ACTIVITIES

 

Lines of Business :

Ceramic Floor and Wall Tile Manufacturing

 

Production Capacity :

a. Wall Tiles                                         - 2,400,000 sq. meters p.a.

b. Floor Tiles                                       - 4,800,000 sq. meters p.a.

c. Granite                                            - 1,200,000 sq. meters p.a.

 

Total Investment :

a. Equity Capital                              - Rp.   64.4 billion

b. Loan Capital                                - Rp. 152.4 billion

c. Total Investment                          - Rp. 216.8 billion

 

Started Operation :

1990

 

Brand Name :

ROMAN Ceramic

 

Technical Assistance :

None

 

Number of Employee :

490 persons

 

Marketing Area :

Domestic    - 85%

Export        - 15%

 

Main Customer :

Building Supermarket, Building Material Shops

 

Market Situation :

Very Competitive

 

Main Competitors :

a. P.T. GRANITOGUNA BUILDING CERAMICS

b. P.T. KERAMIK INDONESIA ASOSIASI Tbk

c. P.T. MAHA KERAMINDO PERKASA

d. P.T. MULIAKERAMIK INDAHRAYA Tbk

e. Etc.

 

Business Trend :

Growing

 

 

BANKER, AUDITOR & LITIGATION

 

B a n k e r s :

a. P.T. Bank NEGARA INDONESIA Tbk

    Wisma 46-Kota BNI

    Jalan Jend. Sudirman Kav. 1

    Jakarta Pusat, 10220

    Indonesia

b. P.T. Bank PANIN Tbk

    Jalan Hayam Wuruk No. 84-85

    Jakarta Pusat

    Indonesia

 

Auditor :

Internal Auditor

 

Litigation :

No litigation record in our database

 

 

FINANCIAL FIGURE

 

Annual Sales (estimated) :

2012 – Rp. 352.0 billion

2013 – Rp. 362.0 billion

2014 – Rp. 395.0 billion

 

Net Profit (estimated) :

2012 – Rp. 29.9 billion

2013 – Rp. 32.0 billion

2014 – Rp. 33.2 billion

 

Payment Manner :

Average

 

Financial Comments :

Satisfactory

 

 

KEY EXECUTIVES

 

Board of Management :

President Director                           - Mr. Lie Po Teng

Director                                          - Mr. Leopard Lyman

 

Board of Commissioners :

President Commissioner                  - Mr. Poedji Koentarso

Commissioner                                 - Mr. Royson Lyman

 

Signatories :

President Director (Mr. Lie Po Teng) or the Director (Mr. Leopard Lyman) which must be approved by the Board of Commissioner

 

 

CAPABILITIES

 

Management Capability :

Good

 

Business Morality :

Good

 

 

OVERALL PERFORMANCE

 

P.T. SATYARAYA KERAMINDOINDAH (P.T. SK) was established in September 1988 with an authorized of Rp. 27,500,000,000 entire issued of which Rp. 5,500,000,000 was paid up. Founders and original shareholders are Mr. Osbert Lyman AKA Lie Djiwang Oe, his brother Mr. Royson Lyman, Mr. Jacobus Lumentut wholly Indonesian businessmen of Chinese extraction, Mr. Massi Suaib and Mr. Makmur Muhammad Nur, both are indigenous businessmen. The company notary deed has subsequently been revised for several times. In December 1994, its authorized capital was increased to Rp. 53,000,000,000 wholly issued and paid up. On the same occasion, its entire shares were takeover by P.T. METROPOLE MEGAH and P.T. LYMAN INDUSTRINDO, national private companies. In December 2003, its authorized capital was increased to Rp. 64,441,000,000 wholly issued and paid up.  On the same occasion the shares of the company was controlled by P.T. METROPOLE MEGAH (82.24%), P.T. LYMAN INDUSTRINDO (0.01%) and ORIENTAL EQUITY INVESTMENT Ltd., of Hong Kong (17.75%).

 

Then in June 2008 the board of commissioner has been changed, however the capitalization structure of the company remained the same. Then according to the revision of notary documents of Mr. Surjadi, SH., No. 30 dated 28 November 2008, P.T. METROPOLE MEGAH and ORIENTAL EQUITY INVESTMENT LTD., pulled out and the whole shares sold to RICH RESOURCES INVESTMENT PTE, LTD., of Singapore as new shareholder. With this time the composition of its shareholders has been changed to become RICH RESOURCES INVESTMENT PTE, LTD., Singapore (90%) and P.T. LYMAN INVESTINDO (10%). The latest according to the revision of notary deed Mrs. Tintin Surtini, SH., no. 01 dated 3 April 2013 the company board of director and the board of commissioner re-elected to lead and runs of the company’s operation. The deed of amendments was approved by the Ministry of Law and Human Rights in its decision letter No. AHU-AH.01.10-14292 dated April 17, 2013.

 

P.T. SK is a member company of the LYMAN Group, a medium-size business group led by Mr. Susanta Lyman AKA Lie Siong Thay.

 

P.T. SK acquired a Foreign Investment (PMA) facility for dealing with ceramic wares, floor tile and table wares manufacturing with plant located at Jalan Raya Serang Km. 25, Balaraja, Tangerang (Banten Province) standing on around 50.0 hectares land. The plant has been designed to have a capacity to respectively produce wall tiles, floor tiles and granites. But, the company has just realized the production of wall and floor ceramic tiles with the size of between 40 X 40 cm, 20 X 25 cm, 10 X 20 cm, 25 X 33 cm and 20 X 20 cm. The plant had been in operating since 1990 and has been expanding to increasing production capacity. The plant has absorbed an investment of Rp. 216.8 billion come from owned capital of Rp. 64.4 billion and the rest from loan. The plant produces wall tiles of 2,400,000 sq. meters, floor tiles of 4,800,000 sq. meters and granite of 1,200,000 sq. meters respectively per annum.

 

Since both facilities began producing floor and wall tiles for international market more than a decade ago, Roman has grown steadily to emerge as a leading international player, exporting to more than 50 countries worldwide. This strong marketing network has enabled the company to offer quality products with the latest trend available in the market. Today, Roman has an annual production capacity of 8.4 million square meters and manages the whole manufacturing process from the raw materials to the finished products. In line with Roman philosophy: Quality Ceramic Tiles, the certification of ISO 9001 ensures the company has what it takes to compete in the global market. Some 85% of the products is marketed locally under ROMAN brands. The marketing of the products is handled by its sister company P.T. SATYA LANGGENG SENTOSA. Meanwhile, the rest 15% is exported to Australia, Singapore and Thailand on the job order basis. P.T. SK belongs to a medium-size of its kind and operation had been growing within the last three years.

 

In general, demand for ceramic tile and other ceramic increased in the last five years. On the others side of the ceramic export market conditions even more alarming because of a decline in the last three years. With the domestic market is still huge and the limited utilization, ceramics companies in the country was no longer rely on export markets. Demand from the outside there is no movement increases. In terms of marketing, ceramic products in the domestic market has not encountered significant obstacles. In fact, local ceramic products are far superior when compared to the products of China (China), especially in terms of competitive prices. However, the growth of the ceramics industry in the country is relatively stagnant. Gas supply limitations make this industry can not grow more rapidly and take advantage of existing market optimally. Limited gas supply constraints also one new investment interest in the ceramic industry sector. The government was expected to make sure and prioritizing the needs of the gas supply to the industry in the country, rather than exporting it.

 

Thus, utilization of industrial ceramic production in the country could be maximized. Indonesian Ceramic Industry Association (Asaki) estimated production of ceramics by the end of 2012 reached 330 million square meters, up 10% over last year's realization of 300 million square meters thanks to the improving macro-economic conditions nationwide. For this year, the national ceramics production can penetrate 330 million square meters, an increase of 10% due to improved macroeconomic nationwide. This is impacting on the growing purchasing power. Improved macro-economic conditions nationwide, according to Elisa (Asaki) makes the construction of both residential property and office continues to grow, contribute to a ceramics manufacturer in the country to increase production capacity. The increase in production capacity of ceramic is also supported by the additional supply of gas because the gas supply increasingly filled the ceramic industry can produce optimal.

 

Production Capacity and Export Value of National Ceramic Industry, 2008 – 2013

 

Year

Production

(Million Sq. Meters)

Export (Thousand US$)

2008

264.0

33,614.4

2009

281.9

29,087.0

2010

327.0

22,824.3

2011

300.0

17,204.2

2012

330.0

18,924.6

2013

352.0

21,000.2

 

 

P.T. SK has not been registered with Indonesian Stock Exchange, so that they had not obliged to announce their financial statement. The management of P.T. SK is very reclusive towards outsiders and rejected to disclose its financial condition. We observed that total sales turnover of the company in 2012 amounted to Rp. 352.0 billion increased to Rp. 362.0 billion in 2013 to Rp. 395.0 billion in 2014 and projected to go on rising by at least 5% in 2015. It is estimate the operation of the company in 2014 gained a net profit of Rp. 33.2 billion and the company has an estimated total net worth at least Rp. 112.0 billion. We observe that P.T. SK is supported by financially fairly strong behind it. So far, we have never heard of the company having been black listed by the Central Bank (Bank Indonesia). The company usually pays its debts punctually to suppliers.

 

The management of P.T. SK is led by Mr. Lie Po Teng (68) with 30 years of experience in ceramic and wall tiles manufacturing and trade. In operating the business he is assisted by Mr. Leopard Lyman (41) a son of Mr. Osbert Lyman AKA Lie Djiwang Oe (68). The management of the company is handled by professional managers having wide relation with private businessmen within and outside the country and with the government sectors as well. We observed that management’s reputation in said business is fairly good. So far, we have never heard that the company’s management involved in business malpractice or detrimental cases that settled in the country. The company’s litigation record is clean and it has not registered with the black list of Bank of Indonesia.

PT. SATYARAYA KERAMINDOINDAH is fairly good for business transaction. However, in view of the global economic slowdown we recommend to treat prudently in extending a loan to the company.

 

 

Attachment

 

List of the LYMAN Group Members

 

1.     ARIES UTAMA ENTERPRISES, P.T. (Real Estate Development and Management)

2.     ERNA DJULIAWATI, P.T. (Integrated Woodbased Industry)

3.     NTT INDONESIA, P.T. (Telecommunication Contracting, System and Supplier)

4.     KALIMANTAN BIMA PERMAI, P.T. (Oil Palm Plantation and Refinery)

5.     KALIMANTAN SANGGAR PUSAKA, P.T. (Oil Palm Plantation and Refinery)

6.     KERAMINDO MEGAH PERTIWI, P.T. (Ceramic Roofing Tile Manufacturing)

7.     LAHAN CAKRAWALA, P.T. (Rubber Plantation and Processing)

8.     LEECORP DEVELOPMENT LTD., Hongkong, (Investment Holding)

9.     LYMAN INVESTINDO, P.T. (Trading and Investment Holding)

10.    METROPOLE TRADING CO. (Trading and Distribution of Building Materials)

11.    METROPOLE MEGAH, P.T. (Ceramic Tile Manufacturing)

12.    ORIENTAL ASAHI LYMAN CARTON BOX, P.T. (Carton Box Manufacturing)

13.    SATYA DJAYA RAYA TRADING COY., P.T. (Trading)

14.    SATYA LANGGENG SANTOSA, P.T. (Trading)

15.    SATYARAYA KERAMINDOINDAH, P.T. (Ceramic Tableware, Floor Tile & Wall Tile Industry)

16.    SINAR DINAMIKA KAPUAS, P.T. (Oil Palm Plantation and Palm Oil Processing)

17.    SWADHARMA KERRY SATYA, P.T. (Hotelry)

18.    SWADHARMA PRIMA UTAMA, P.T. (Property Management and Development)

19.    WIRA RIVACO MANDUM, P.T. (Rubber Plantation and Processing)


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.61.46

UK Pound

1

Rs.92.77

Euro

1

Rs.69.03

 

INFORMATION DETAILS

 

Analysis Done by :

DIV

 

 

Report Prepared by :

NIT

 

               

RATING EXPLANATIONS

 

RATING

STATUS

PROPOSED CREDIT LINE

 

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

 

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

 

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

 

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

 

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

 

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

 

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

Credit not recommended

 

--

NB

New Business

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

 

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This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.