MIRA INFORM REPORT

 

 

Report No. :

304730

Report Date :

29.01.2015

 

IDENTIFICATION DETAILS

 

Name :

CODEFINE S.A.

 

 

Registered Office :

Av. Du Léman 21, Case Postale 476, 1005 Lausanne/VD

 

 

Country :

Switzerland

 

 

Date of Incorporation :

08.06.1959

 

 

Com. Reg. No.:

550.0.072.173-6 / 36336

 

 

Legal Form :

Company limited by shares

 

 

Line of Business :

Engaged in packaging of Industrial, Agricultural, Mineral and Mining, as well as Food Grade and Pharmaceutical Products

 

Subject product lines are as follows:-

 

Packaging:

Bigbags, Easyliquid, Container Liners, Small Bags, Slings, Box Bags and

Technical fabrics.

 

Textiles & Carpets:

Yarns and Fabrics in: 100% Cotton, Artificial Fibres, Synthetic Fibres and Mixed Fibres, Jute.

 

 

No of Employees :

30 (2014)

 


 

RATING & COMMENTS

 

MIRA’s Rating :

B

 

RATING

STATUS

PROPOSED CREDIT LINE

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

Small

 

Status :

Moderate

Payment Behaviour :

Unknown

Litigation :

Clear 

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – September 30, 2014

 

Country Name

Previous Rating

(30.06.2014)

Current Rating

(30.09.2014)

Switzerland

a1

a1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


 

Switzerland ECONOMIC OVERVIEW

 

Switzerland is a peaceful, prosperous, and modern market economy with low unemployment, a highly skilled labor force, and a per capita GDP among the highest in the world. Switzerland's economy benefits from a highly developed service sector, led by financial services, and a manufacturing industry that specializes in high-technology, knowledge-based production. Its economic and political stability, transparent legal system, exceptional infrastructure, efficient capital markets, and low corporate tax rates also make Switzerland one of the world's most competitive economies. The Swiss have brought their economic practices largely into conformity with the EU's to enhance their international competitiveness, but some trade protectionism remains, particularly for its small agricultural sector. The fate of the Swiss economy is tightly linked to that of its neighbors in the euro zone, which purchases half of all Swiss exports. The global financial crisis of 2008 and resulting economic downturn in 2009 stalled export demand and put Switzerland in a recession. The Swiss National Bank (SNB) during this period effectively implemented a zero-interest rate policy to boost the economy as well as prevent appreciation of the franc, and Switzerland's economy began to recover in 2010. The sovereign debt crises currently unfolding in neighboring euro-zone countries pose a significant risk to Switzerland's financial stability and are driving up demand for the Swiss franc by investors seeking a safe-haven currency. The independent SNB has upheld its zero-interest rate policy and conducted major market interventions to prevent further appreciation of the Swiss franc, but parliamentarians have urged it to do more to weaken the currency. The franc's strength has made Swiss exports less competitive and weakened the country's growth outlook; GDP growth fell below 2% per year during 2011-13. Switzerland has also come under increasing pressure from individual neighboring countries, the EU, the US, and international institutions to reform its banking secrecy laws. Consequently, the government agreed to conform to OECD regulations on administrative assistance in tax matters, including tax evasion. The government has renegotiated its double taxation agreements with numerous countries, including the US, to incorporate the OECD standard, and is considering the possibility of imposing taxes on bank deposits held by foreigners. These steps will have a lasting impact on Switzerland's long history of bank secrecy.

 

Source : CIA

 


Company name

 

CODEFINE S.A.

 

 

Operating address

 

Av. du Léman 21

Case postale 476

1005 Lausanne/VD

Switzerland/CH

 

Telephone:                   021 3458211

Fax:                             021 3458210

 

Web site:                      http://www.codefine.ch

E-mail:                         codefine@codefine.ch

 

VAT-No.:                      CHE107031835

 

 

Profile

 

Established:                 1959

Line of Business:          Textiles/flooring, Plastics

Industry Division:          Manufacturing

Industry-code (NACE):     1399     Manufacture of other textiles n.e.c.

                                      2222     Manufacture of plastic packing goods

Import/Export:              Export

Banks:                          UBS Ltd

 

Operational Figures

 

Coverage:                    Company

Figures:                        estimated

Financial year:              2014

Employees:                  30

Sales:                          CHF 10,000,000.--

 

 


Activity

 

The company is active in the packaging of Industrial, Agricultural, Mineral and Mining, as well as Food Grade and Pharmaceutical Products

 

The company has an international network of offices and representatives. The market covers more than 50 countries around the globe.

 

Products:

Packaging: Bigbags, Easyliquid, Container Liners, Small Bags, Slings, Box Bags and Technical fabrics.

Textiles & Carpets: Yarns and Fabrics in: 100% cotton, artificial fibres, synthetic fibres and mixed fibres, jute.

 

 

Real Estate

 

Real Estate:                  It is understood that the company owns certain property.

 

 

Company Register

 

Company No:               550.0.072.173-6 / 36336

Legal form:                   Company limited by shares

Registration:                 08.06.1959

Legal status:                 active

Responsible Register:   Registre du commerce du canton de Vaud

History:                        Date of Statutes: 24.06.1996

                                    Date of Incorporation Statutes: 05.06.1959

                                    Date of Statutes: 05.12.2008

 

Entry            Deleted    Name

active                           CODEFINE S.A.

 

Entry            Deleted    Legal domicile

active                           Lausanne, Switzerland

 

Entry            Deleted    Address

active                           Avenue du Léman 21, 1005 Lausanne, Switzerland/CH

 

Entry            Deleted    Capital

active                           Share Capital CHF 540,000, paidup CHF 540,000

 

Entry            Deleted    Capital Structure

active                           36 Registered shares of CHF 15,000.--

 

 


Official Administration

 

Title                                           Name

President                                    Paul Schinasi

                                                  Citizen: Lausanne, Switzerland

                                                  Residential address: Lutry, Switzerland

                                                  single signature

President                                    Piero Schinasi

                                                  Citizen: Italy

                                                  Residential address: Epalinges, Switzerland

                                                  single signature

 

 

Management

 

Title                                           Name

Director                                      Paul Schinasi

                                                  Citizen: Lausanne, Switzerland

                                                  Residential address: Lutry, Switzerland

                                                  single signature

Director                                      Piero Schinasi

                                                  Citizen: Italy

                                                  Residential address: Epalinges, Switzerland

                                                  single signature

 

 

External Positions

 

Title                                             Name

Auditor                                       Fiduciaire Favre Révision SA

                                                  Residential address: Lausanne, Switzerland

                                                  Id: CH-550-1052902-1

                                                  Registered since: 28.04.2011

 

Owner/-s

 

Owner:                          The company is privately owned.

 

Class:                          unknown

Type:                           direct

Name:                          Paul Schinasi

City/Country:                Lutry, Switzerland/CH

 

Class:                          unknown

Type:                           direct

Name:                          Piero Schinasi

City/Country:                Epalinges, Switzerland/CH

 

 

Investments

 

It is believed that the company has no investments.

 

 

Financials

 

Balance sheet publication:

The subject company does not publish balance sheet or turnover figures.

 

 

Legal Actions

 

Control date       Year                       No.             Amount CHF     Status

17.01.2013          2013                           0

31.12.2012          2012                           0

31.12.2011          2011                           0

04.10.2010          2010                           0

31.12.2009          2009                           0

31.12.2008          2008                           0

31.12.2007          2007                           0

Official bankruptcy reports:

No bankruptcy publications available on the subject.

 

An updated legal action check is only available against proof of interest. e.g. a copy of an enquiry letter, and order or invoice relating to the subject company.

 

 

Payment experiences

 

Payment experiences from pre-legal collection cases:

No payment experiences from pre-legal collection cases are available.

                                   

Payment experiences from collection cases:

No payment experiences from legal collection cases are available.

 

Mode of payment / Business conduct:

There are no complaints about the mode of payment and the business conduct.

 

 

Credit Information

 

Financial Statements:    The company does not disclose any financial statements. Third parties are not permitted any insight into the financial affairs. It is therefore difficult to make a proper assessment of the actual situation.

 

Financial Situation:        The financial situation is difficult to assess.

 

Payment experiences:   Unknown  

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.61.41

UK Pound

1

Rs.93.18

Euro

1

Rs.69.82

 

INFORMATION DETAILS

 

Analysis Done by :

DIV

 

 

Report Prepared by :

MNL

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

Credit not recommended

--

NB

                                       New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.