MIRA INFORM REPORT

 

 

Report No. :

304846

Report Date :

29.01.2015

 

 

 

 

IDENTIFICATION DETAILS

 

Name :

P.T. INDOFRESH

 

 

Registered Office :

Jl. Parang Tritis Raya No. 3, Kel. Ancol Barat, Kec. Pademangan, Jakarta Utara 14430

 

 

Country :

Indonesia

 

 

Date of Incorporation :

08.03.2005

 

 

Com. Reg. No.:

AHU-AH.01.10-52100

 

 

Legal Form :

Limited Liability Company

 

 

Line of Business :

Trading, Supplier and Importer of Fresh Fruits

 

 

No. of Employee :

48

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

Payment Behaviour :

No Complaints

Litigation :

Clear

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – September 30, 2014

 

Country Name

Previous Rating

(30.06.2014)

Current Rating

(30.09.2014)

Indonesia

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

INDONESIA - ECONOMIC OVERVIEW

 

Indonesia, a vast polyglot nation, has grown strongly since 2010. During the global financial crisis, Indonesia outperformed its regional neighbors and joined China and India as the only G20 members posting growth. The government has promoted fiscally conservative policies, resulting in a debt-to-GDP ratio of less than 25% and historically low rates of inflation. Fitch and Moody's upgraded Indonesia's credit rating to investment grade in December 2011. Indonesia still struggles with poverty and unemployment, inadequate infrastructure, corruption, a complex regulatory environment, and unequal resource distribution among regions. The government also faces the challenges of quelling labor unrest and reducing fuel subsidies in the face of high oil prices.

 

Source : CIA

 

 

 

 


 

BASIC SEARCH

 

Name of Company :

P.T. INDOFRESH

 

A d d r e s s :

Head Office

Jl. Parang Tritis Raya No. 3

Kel. Ancol Barat, Kec. Pademangan

Jakarta Utara 14430

Indonesia

Phone               - (62-21) 6909590 (Hunting), 6909483-5

Fax.                  - (62-21) 6908497

Building Area    - 3 storey

Office Space    - 260 sq. meters

Region              - Commercial

Status               - Owned

 

Branches

a. Jl. Tanjung Sari No. 43

   Surabaya, East Java

   Indonesia

   Phone            - (62-31) 749 8999

   Fax.               - (62-31) 749 2559

 

b. Jl. Kaligawe Raya Km. 3 No. 87

   Semarang, Central Java

   Indonesia

   Phone            - (62-24) 658 3459

   Fax.               - (62-24) 658 3460

 

Date of Incorporation :

8 March 2005

 

Legal Form :

P.T. (Perseroan Terbatas) or Limited Liability Company

 

Company Reg. No. :

The Ministry of Law and Human Rights

a. No. C-01433.HT.01.04.TH.2007

    Dated 26 October 2007

b. No. AHU-23871.AH.01.02.Tahun 2010

    Dated 11 May 2010

c. No. AHU-AH.01.10-52100

    Dated 03 December 2013

 

Company Status :

National Private Company

 

Permit by the Government Department :

The Department of Finance

NPWP No.  02.186.538.1-044.000

 

Affiliated/Associated Companies :

a. P.T. ANEKA BUANA UTAMA (Trading and Supplier of fresh fruits)

b. P.T. ANUGERAH BUAH UTAMA (Trading and Supplier of fresh fruits)

c. P.T. KAPUAS MEKAR JAYA (Ocean Going Shipping Services)

d. P.T. ANEKA BANGUN USAHA (Trading and Distribution of Portland Cement)

e. P.T. ARUM NIRWANA GLOBAL (Food and Beverage Industry)

f.  MARKET CITY (Supermarket Management)

g. MODERN MONTESSORI INTERNATIONAL (Preschool Learning and Education)

h. ARO IDOL (Trading an Export of Super Red Arowanas fish)

 

 

 

CAPITAL AND OWNERSHIP

 

Capital Structure :

Authorized Capital         - Rp.  5,000,000,000.-

Issued Capital               - Rp.  5,000,000,000.-

Paid up Capital             - Rp.  5,000,000,000.-

 

Shareholders/Owners :

a. Mr. Agus Setiawan Ang                                - Rp.     500,000,000.- (10%)

   Address : Jl. Agung Tengah No. 2,

      RT.010 / RW. 018

                   Jakarta Pusat, Indonesia

b. Mr. Tony Ang                                               - Rp.     500,000,000.- (10%)

   Address : Jl. Balik Papan I/46

                   Kelurahan Gambir

                   Jakarta Pusat, Indonesia

c. Mr. Abu Hasan alias Ang Tjiu Bu                  - Rp.  4,000,000,000.- (80%)

   Address : Jl. Daan Mogot Km. 14

                   RT. 009 RW. 003

                   Jakarta Barat, Indonesia

 

 

BUSINESS ACTIVITIES

 

Lines of Business :

Trading, Supplier and Importer of Fresh Fruits

 

Production Capacity :

None

 

Total Investment :

Owned Capital   - Rp. 12.0 billion

 

 

Started Operation :

April 2005

 

Brand Name :

Indofresh

 

Technical Assistance :

None

 

Number of Employee :

48 persons

 

Marketing Area :

Domestic    - 100%

 

Main Customers :

a. Fresh Fruits Hypermarkets and Supermarket

b. Traditional Markets

c. Hotel and Restaurants, Fruits Shops, etc

 

Market Situation :

Very Competitive

 

Main Competitors :

a. P.T. ANEKA SARIVITA

b. P.T. BINA MENTARI TUNGGAL

c. P.T. BUMI MANDIRI PUSPATAMA

d. P.T. SURYA CEMERLANG ABADI

e. P.T. BERKAT MANDIRI PRIMA

f.  P.T. INDOGUNA UTAMA

g. P.T. LARIS MANIS UTAMA

h. P.T. SEGAR MANIS MATA

 

Business Trend :

Growing

 

 

BANKER, AUDITOR & LITIGATION

 

B a n k e r s :

a. P.T. Bank CENTRAL ASIA Tbk

    Jalan Asemka No. 27-30

    Jakarta Barat

    Indonesia

b. P.T. Bank CIMB NIAGA Tbk. (Ex. Bank LIPPO Tbk.)

    Jalan Raya Jembatan II No. 82

    Jakarta Pusat

    Indonesia

 

Auditor :

Internal Auditor

 

Litigation :

No litigation record in our database

 

FINANCIAL FIGURE

 

Annual Sales (estimated) :

2010 – Rp. 32.0 billion

2011 – Rp. 36.0 billion

2012 – Rp. 42.0 billion

2013 – Rp. 45.0 billion

2014 – Rp. 53.0 billion

 

Net Profit (estimated) :

2010 – Rp. 2.3 billion

2011 – Rp. 2.6 billion

2012 – Rp. 3.0 billion

2013 – Rp. 3.2 billion

2014 – Rp. 3.8 billion

 

Payment Manner :

Average

 

Financial Comments :

Satisfactory

 

KEY EXECUTIVES

 

Board of Management :

President Director                     - Mr. Agus Setiawan Ang

Director                                                - Mr. Tony Ang

 

Board of Commissioners :

Commissioner                           - Mr. Abu Hasan alias Ang Tjiu Bu

 

Signatories :

President Director (Mr. Agust Setiawan Ang) or Director (Mr. Tony Ang) which must be approved by the Board of Commissioner (Mr. Abu Hasan alias Ang Tjiu Bu)

 

CAPABILITIES

 

Management Capability :

Good

 

Business Morality :

Good

 

 

OVERALL PERFORMANCE

 

P.T. INDOFRESH was established on March 2005 with an authorized of Rp. 800,000,000.- which of Rp. 550,000,000.- was issued and fully paid up.  The founding shareholders of the company are Mr. Abu Hasan AKA Ang Tjiu Bu and his sons Mr. Agus Setiawan Ang and Mr. Tony Ang, they are Indonesian family businessmen of Chinese extraction.  Its Articles of Association has subsequently been revised for several times.  In July 2007, its authorized capital was increased to Rp. 5,000,000,000.- wholly was issued and paid up.  The shareholders of P.T. INDOFRESH are Mr. Abu Hasan alias Ang Tjiu Bu (80%) and the rest Mr. Agust Setiawan Ang (10%) and Mr. Tony Ang (10%).  The amendment to Articles of Association was made by Mr. Fulgensius Jimmy Hardjo Lukito, SH., a public notary in Jakarta and the deed was approved by the Ministry of Law and Human rights in its decision letter No. AHU-23871.AH.01.02.Tahun 2010, dated May 11, 2010.

 

The most recently by Deed of Notary Yufita Sudjinto, SH., No. 10 dated November 20, 2013, the company’s board of director and commissioner was changed. However, no changes have been effected in term of its shareholding composition and capital structures to date. The amendment to Notary Deed has been approved by the Minister of Law and Human Rights of the Republic of Indonesia through its Decision Letter No. AHU-AH.01.10-52100 dated December 3, 2013.

 

We note that shareholders of P.T. INDOFRESH have relation with the ownership of P.T. ANUGERAH BUANA UTAMA (Trading and Supplier of fresh fruits) and P.T. KAPUAS MEKAR JAYA (Ocean Going Shipping Services).

 

P.T. INDOFRESH has been in operation since early 2005 in trading, supplier and importing of fresh fruits.  The products sole by P.T INDOFRESH are pears, apples, oranges, grapes, peaches, kiwi, dragon fruit, durian, lemon, lychee, melon, pomegranate and others imported the USA, People’s Republic of China, Hong Kong, Thailand, New Zealand, Australia, USA and other countries.  The fruits are supplier to fresh fruit supermarket like TOTAL BUAH SEGAR, DUTA BUAH, FARMER & MARKET, THE FOOD HALL and general supermarkets like HYPERMART, CARREFOUR, LOTTE MART and others including hotels and restaurants.  We observe that P.T. INDOPRESH is classified as a medium-sized company of its kind in the country of which the operation has been growing in the last three years.

 

In general we noticed that the demand for fresh fruit increased around 8% to 10% per year in the last five years. This increase was closely related to the increasing purchasing power of people. Indonesia's economic growth rate was also stable with lots of construction of new supermarkets, hypermarkets, restaurants and international standard hotels and so forth. Indonesia with a population currently reaches 240 million people is a potential market for fresh fruit. During the the time import of fresh fruit was mostly from China such as Oranges, Apples and Pears.

 

Mr. Kapi Kurnia, chairman of Indonesian Fresh Fruits and Vegetables Exporters and Importers Association (Aseibssindo) said that the average cost of imports reached US$ 2.000 to US$ 3,000 per container. About 50% to 60% of total import consumers were in Jakarta and surrounding. The rest were sent to Bandung, Yogyakarta, and Cirebon. The Indonesian government has limited the entry of imported fresh fruit, as it may kill the domestic fruit growers.

 

Until this time P.T. INDOFRESH has not been registered with Indonesian Stock Exchange, so that they shall not oblige to announce their financial statement. We observed that total sales turnover of the company in 2011 amounted to Rp. 36.0 billion increased to Rp. 42.0 billion in 2012 to Rp. 45.0 billion in 2013 and rose again to Rp. 53.0 billion in 2014.   The operation in 2014 yielded an estimated net profit by at least Rp. 3.8 billion and the company has an estimated total asset at Rp. 26.0 billion.   It is projected that total sales turnover of the company will be higher by at least 8% in 2015.   We observe that P.T. INDOFRESH is supported by financially fairly strong behind it.    So far, we have never heard of the company having been black listed by the Central Bank (Bank Indonesia). The company disclosed that the company usually pays its debts punctually to suppliers.

 

The management of P.T. INDOFRESH is headed by Mr. Agus Setiawan Ang (37) as president director and assisted by his younger brother Mr. Tony Ang (32) as director both are sons of Mr. Abu Hasan AKA Ang Tjiu Bu (65).    We believe that the prime mover of the company is Mr. Abu Hasan, a businessman with more than 33 years of experience in trading, supplier and importing of fresh fruits. We observed that management’s reputation in that business is fairly good.   The management of the company is handled by experienced professional manager having wide relation with private businessmen of home and overseas as well as with the government sectors. So far, we have never heard that the company’s management involved in the business malpractices or detrimental cases that settled in the country. The company’s litigation record is clean and it has not registered with the black list of Bank of Indonesia. We believe that PT. INDOFRESH is considered to be good for business transaction.

 

 

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.61.41

UK Pound

1

Rs.93.18

Euro

1

Rs.69.82

 

 

INFORMATION DETAILS

 

Analysis Done by :

RAS

 

 

Report Prepared by :

TPT

 


 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

                                       New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

 

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This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.