MIRA INFORM REPORT

 

 

Report No. :

304974

Report Date :

30.01.2015

 

IDENTIFICATION DETAILS

 

Name :

DARABI JALAL

 

 

Registered Office :

51 Matalon, Street Tel Aviv 6685602

 

 

Country :

Israel

 

 

Year of Establisment :

1984

 

 

Legal Form :

Sole Proprietorship

 

 

Line of Business :

Importers and marketers of foodstuff (mainly rice and tea, also goods varies according to market demand).

 

 

No. of Employee :

3

 

 

RATING & COMMENTS

 

MIRA’s Rating :

B

 

RATING

STATUS

PROPOSED CREDIT LINE

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

Small

 

Status :

Moderate

 

 

Payment Behaviour :

Slow but correct

 

 

Litigation :

Clear

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

 

ISRAEL - ECONOMIC OVERVIEW

 

Israel has a technologically advanced market economy. Cut diamonds, high-technology equipment, and pharmaceuticals are among the leading exports. Its major imports include crude oil, grains, raw materials, and military equipment. Israel usually posts sizable trade deficits, which are covered by tourism and other service exports, as well as significant foreign investment inflows. Between 2004 and 2011, growth averaged nearly 5% per year, led by exports. The global financial crisis of 2008-09 spurred a brief recession in Israel, but the country entered the crisis with solid fundamentals, following years of prudent fiscal policy and a resilient banking sector. In 2010, Israel formally acceded to the OECD. Israel's economy also has weathered the Arab Spring because strong trade ties outside the Middle East have insulated the economy from spillover effects. The economy has recovered better than most advanced, comparably sized economies, but slowing demand domestically and internationally, and a strong shekel, have reduced forecasts for the next decade to the 3% level. Natural gas fields discovered off Israel's coast since 2009 have brightened Israel's energy security outlook. The Tamar and Leviathan fields were some of the world's largest offshore natural gas finds this past decade. The massive Leviathan field is not due to come online until 2018, but production from Tamar provided a one percentage point boost to Israel's GDP in 2013 and is expected to contribute 0.5% growth in 2014. In mid-2011, public protests arose around income inequality and rising housing and commodity prices. Israel's income inequality and poverty rates are among the highest of OECD countries and there is a broad perception among the public that a small number of "tycoons" have a cartel-like grip over the major parts of the economy. The government formed committees to address some of the grievances but has maintained that it will not engage in deficit spending to satisfy populist demands. In May 2013 the Israeli government, in a politically difficult process, passed an austerity budget to reign in the deficit and restore confidence in the government's fiscal position. Over the long term, Israel faces structural issues, including low labor participation rates for its fastest growing social segments - the ultra-orthodox and Arab-Israeli communities. Also, Israel's progressive, globally competitive, knowledge-based technology sector employs only 9% of the workforce, with the rest employed in manufacturing and services - sectors which face downward wage pressures from global competition.

 

Source : CIA

 

 

 

 


Company name and address

 

DARABI JALAL

 

Telephone                              972 3 639 04 39

Mobile                                    972 50 535 33 32

Fax                                        972 3 639 04 39

 

51 Matalon Street

TEL AVIV 6685602 ISRAEL

 

 

HISTORY & LEGAL FORMATION

 

A sole proprietorship, established in 1984.

 

Operating under Licensed Dealer No. 017911983.

 

The business is registered with the Tax Authorities’ Files under the name of "DARABI JALAL ".

 

OWNERSHIP

 

Jalal Darabi.

 

 

GENERAL MANAGER

 

Jalal Darabi.

 

 

BUSINESS

 

Importers and marketers of foodstuff (mainly rice and tea, also goods varies according to market demand).

 

Operating from rented office premises, on an area of 50 sq. meters, in 51 Matalon Street, Tel Aviv, and from bonded warehouse (rented) in 45 Moshe Sharet Street, Azor according to need.

 

Having 3 employees, including owner (had 2 employees in end of 2013).

 


REVENUES

 

2013 sales claimed to be NIS 4,000,000.

2014 sales claimed to be NIS 4,000,000.

 

 

BANKERS

 

Bank Leumi Le'Israel Ltd., Migdal Aviv Branch (No. 812), Tel Aviv.

Bank Hapoalim Ltd., Haaliya Branch (No. 503), Tel Aviv.

 

 

CHARACTER AND REPUTATION

 

Nothing unfavorable learned.

Subject’s owner, Mr. Jalal Darabi, refused to disclose financial data, besides sales figures.This is a veteran business.

According to survey from 2013, the local food market, manufacturing, import and trade, rolls NIS 80 billion per annum. There are some 1,700 food plants in Israel (some also import) and hundreds of importers in the food, beverage and consumer products, supplying raw materials and finished goods to the food market.

 

According to StoreNext Market Research survey, in 2014 sales in the FMCG bar-coded market noted 1.7% decrease in terms of price (despite the decrease in the prices index), representing a reverse in the rise trend in the last 3 years. The decrease in the quantity aspect was milder – by 0.6%.

Food products sale witnessed 1.5% drop in money terms and totaled NIS 29.09 billion, coping with slight quantity decrease of 0.4%.

The volume of FMCG bar-coded market totaled NIS 38.94 billion in 2014, and was divided into: 75% for food, 11% for beverages (-2.7% in money summing up at NIS 4.24 billion, -2.8% in quantity), and 7% for personal care goods (-3.8% in money summing up at NIS 2.72 billion, -1.7% in quantity), and 7% for home care goods (-1% summing up at NIS 2.88 billion, though rose 1.4% in quantity).

 

According to Central Bureau of Statistics (CBS), import of food and beverages to Israel in 2014 reached NIS 7,687 million, an impressive rise by 10.7% from 2013, continuing the upward growth trend in the last years (0.7% in 2013, 14% in 2012).

 

From the CBS preliminary National Accounts for 2014 on private consumption expenditure, it turns that the current local households expenditure grew by 3.9% from 2013, after rising by 3.3% in 2013 and by 3.2% in 2012. Expenditure on Food, Beverage & Tobacco increased in 2014 by 2.7% (after 3.7% rise in 2013, 3.2% in 2012).

 

SUMMARY

 

Notwithstanding the refusal to disclose financial data, considered good for trade engagements.

 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs. 61.50

UK Pound

1

Rs. 93.12

Euro

1

Rs. 69.33

 

INFORMATION DETAILS

 

Analysis Done by :

DIV

 

 

Report Prepared by :

ASH

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

                                       New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

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