MIRA INFORM REPORT

 

 

Report No. :

305116

Report Date :

30.01.2015

 

IDENTIFICATION DETAILS

 

Name :

HORNBY STREET LIMITED

 

 

Formerly Known as : 

ONLYMORE LIMITED

 

 

Registered Office :

Juice Corporations, 2-16 Bury New Road, Manchester, Lancashire, M8 8fr

 

 

Country :

United Kingdom

 

 

Financials (as on) :

30.06.2013

 

 

Date of Incorporation :

11.10.1999

 

 

Com. Reg. No.:

03856420

 

 

Legal Form :

Private Limited With Share Capital

 

 

Line of Business :

·         Engaged in designing and producing Mens wear, Womens wear and Childrens wear

Subject offers Polos, Sweatshirts, Jeans, Casual Wear, Jackets, Knits, T-Shirts, and Headwear Products.

Subject also offers Watches, Sunglasses, Toiletries, Cosmetics, Stationery, and Household Textiles

 

 

No of Employees :

50 (30.06.2013)

 


 

RATING & COMMENTS

 

MIRA’s Rating :

B

 

RATING

STATUS

PROPOSED CREDIT LINE

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

Small

 

Status :

Moderate

Payment Behaviour :

Slow but Correct

Litigation :

Clear 

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – September 30, 2014

 

Country Name

Previous Rating

(30.06.2014)

Current Rating

(30.09.2014)

United Kingdom

a1

a1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


 

United Kingdom ECONOMIC OVERVIEW

 

The UK, a leading trading power and financial center, is the third largest economy in Europe after Germany and France. Over the past two decades, the government has greatly reduced public ownership. Agriculture is intensive, highly mechanized, and efficient by European standards, producing about 60% of food needs with less than 2% of the labor force. The UK has large coal, natural gas, and oil resources, but its oil and natural gas reserves are declining and the UK became a net importer of energy in 2005. Services, particularly banking, insurance, and business services, are key drivers of British GDP growth. Manufacturing, meanwhile, has declined in importance but still accounts for about 10% of economic output. After emerging from recession in 1992, Britain's economy enjoyed the longest period of expansion on record during which time growth outpaced most of Western Europe. In 2008, however, the global financial crisis hit the economy particularly hard, due to the importance of its financial sector. Falling home prices, high consumer debt, and the global economic slowdown compounded Britain's economic problems, pushing the economy into recession in the latter half of 2008 and prompting the then BROWN (Labour) government to implement a number of measures to stimulate the economy and stabilize the financial markets; these included nationalizing parts of the banking system, temporarily cutting taxes, suspending public sector borrowing rules, and moving forward public spending on capital projects. Facing burgeoning public deficits and debt levels, in 2010 the CAMERON-led coalition government (between Conservatives and Liberal Democrats) initiated a five-year austerity program, which aimed to lower London's budget deficit from about 11% of GDP in 2010 to nearly 1% by 2015. In November 2011, Chancellor of the Exchequer George OSBORNE announced additional austerity measures through 2017 largely due to the euro-zone debt crisis. The CAMERON government raised the value added tax from 17.5% to 20% in 2011. It has pledged to reduce the corporation tax rate to 21% by 2014. The Bank of England (BoE) implemented an asset purchase program of £375 billion (approximately $605 billion) as of December 2013. During times of economic crisis, the BoE coordinates interest rate moves with the European Central Bank, but Britain remains outside the European Economic and Monetary Union (EMU). In 2012, weak consumer spending and subdued business investment weighed on the economy, however, in 2013 GDP grew 1.4%, accelerating unexpectedly in the second half of the year because of greater consumer spending and a recovering housing market. The budget deficit is falling but remains high at nearly 7% and public debt has continued to increase.

 

Source : CIA

 

 

 


Company identification

 

HORNBY STREET LIMITED

Telephone

+44 016 1831 7550

 

JUICE CORPORATIONS

Fax

-

2-16 BURY NEW ROAD

Website

www.juicecorporation.co.uk  

MANCHESTER

LANCASHIRE

M8 8FR

United Kingdom

Company Number:

 

Foundation:

03856420

 

11/10/1999

 

Status:

 

Active - Accounts Filed

 

 

 

Comments    

 

This company has made late payments on a medium percentage of invoices. The latest Balance Sheet indicates a negative net working capital position. There has been a reduction in shareholders funds compared with the previous balance sheet.

 

This company has been treated as a Small company in respect of the rating/limit generated. This company trades in an industry with a moderate level of corporate failures.           

 

 

Legal form

 

Private limited with Share Capital

 

 

Foundation     

 

11/10/1999

 

 

Company No.

 

03856420

 

 

traDE name

 

The Juice Corporation


Previous Names   

 

 

Date of Change            Previous Name           

14/01/2000                    ONLYMORE LIMITED

 

Shareholders

 

Name

Currency

Number of shares

Share type

Nominal value

KASHIF AHMED

GBP

1,224

ORDINARY

1

SAEEDA AHMED

GBP

1,826

ORDINARY

1

MISS BUSHRA AHMED

GBP

50

ORDINARY

1

MISS TESNEEM AHMED

GBP

24

ORDINARY

1

MRS TABASUM HUSSAIN

GBP

24

ORDINARY

1

TRUSTEE OF SAEEDA AHMED

GBP

1,852

ORDINARY

1

Total Share Capital                                                                                            GBP 5,000

 

 

Management

 

Directors

Name

Address:

Date of birth

Nationality

Appointment date

Mr Kashif Ahmed

Juice Corporations, 2-16 Bury New Road, Manchester, Lancashire M8 8FR

02/03/1975

British

27/10/1999

Ms Bushra Ahmed

Juice Corporations, 2-16 Bury New Road, Manchester, Lancashire M8 8FR

22/02/1962

British

01/07/2000

 

Company Secretary

Name

Address:

Appointment date

Mr Kashif Ahmed

Juice Corporations, 2-16 Bury New Road, Manchester, Lancashire M8 8FR

01/07/2000

 

 

Other Known Addresses

16 Bury New Road, Manchester, Lancashire M8 8FR                                                                                                       

 

 


Business activities

 

Principal Activity         

·         Engaged in designing and producing Mens wear, Womens wear and Childrens wear

Subject offers Polos, Sweatshirts, Jeans, Casual Wear, Jackets, Knits, T-Shirts, and Headwear Products.

Subject also offers Watches, Sunglasses, Toiletries, Cosmetics, Stationery, and Household Textiles.

 

 

Economic data

 

Turnover and Employees

Date of Accounts

Employees

30/06/2011

45

30/06/2012

47

30/06/2013

50

 

 

Banks

 

Bank Name

Bank Branch Sort Code

HABIB BANK ZURICH

60-91-94

 

 

Auditor

 

Auditor name

UHY HACKER YOUNG

 

 

Events  

 

 

Company history

Date                             Action

10/07/2010

New Accounts Filed

 

09/11/2010

Annual Returns

 

06/01/2011

New Accounts Filed

06/01/2011

New Accounts Filed

11/11/2011

Annual Returns

11/11/2011

Annual Returns

10/04/2012

New Accounts Filed

10/04/2012

New Accounts Filed

13/11/2012

Annual Returns

13/08/2013

New Accounts Filed

13/08/2013

New Accounts Filed

26/11/2013

Annual Returns

12/05/2014

New Accounts Filed

12/05/2014

New Accounts Filed

25/10/2014

Annual Returns

 

 

 

Mortgages

 

 

Charge created

31/07/2000

Charge registered

18/08/2000

Status

SATISFIED

Entitled person

HSBC BANK PLC

Secured amount

ALL MONIES DUE OR TO BECOME DUE FROM THE COMPANY TO THE CHARGEE ON ANY ACCOUNT WHATSOEVER

Mortgage detail

FIXED AND FLOATING CHARGES OVER THE UNDERTAKING AND ALL PROPERTY AND ASSETS PRESENT AND FUTURE INCLUDING GOODWILL BOOKDEBTS UN- CALLED CAPITAL BUILDINGS FIXTURESFIXED PLANT AND MACHINERY

 

 

Charge created

07/09/2000

Charge registered

09/09/2000

Status

SATISFIED

Entitled person

HSBC INVOICE FINANCE (UK) LTD

Secured amount

ALL MONIES DUE OR TO BECOME DUE FROM THE COMPANY TO THE CHARGEE WHETHER ARISINGUNDER AN AGREEMENT FOR THE PURCHASE OF DEBTS OR OTHERWISE

Mortgage detail

BY WAY OF FIXED EQUITABLE CHARGE ALL DEBTS PURCHASED OR PURPORTED TO BE PURCHASED BY THE SECURITY HOLDER PURSUANT TO ANAGREEMENT FOR THE PURCHASE OF DEBTS (INCLUDING THE ASSOCIATED RIGHTS RELAT- ING THERETO).

 

 

Charge created

06/06/2005

Charge registered

21/06/2005

Status

SATISFIED

Entitled person

BARCLAYS BANK PLC

Secured amount

ALL MONIES DUE OR TO BECOME DUE FROM THE COMPANY TO THE CHARGEE ON ANY ACCOUNT WHATSOEVER

Mortgage detail

L/H PROPERTY K/A UNIT 2, EQUINOX, AGECROFT, MANCHESTER T/N GM949792

 

 

Charge created

02/08/2005

Charge registered

12/08/2005

Status

SATISFIED

Entitled person

BARCLAYS BANK PLC

Secured amount

ALL MONIES DUE OR TO BECOME DUE FROM THE COMPANY AND/OR ALL OR ANY OF THE OTHERCOMPANIES NAMED THEREIN TO THE CHARGEE ON ANY ACCOUNT WHATSOEVER

Mortgage detail

FIXED AND FLOATING CHARGES OVER THE UNDERTAKING AND ALL PROPERTY AND ASSETS PRESENT AND FUTURE INCLUDING GOODWILL BOOKDEBTS UN- CALLED CAPITAL BUILDINGS FIXTURESFIXED PLANT AND MACHINERY

 

 

Charge created

07/11/2006

Charge registered

20/11/2006

Status

OUTSTANDING

Entitled person

HABIB BANK AG ZURICH

Secured amount

ALL MONIES DUE OR TO BECOME DUE FROM THE COMPANY TO THE CHARGEE ON ANY ACCOUNT WHATSOEVER

 

Mortgage detail

FIXED AND FLOATING CHARGES OVER THE UNDERTAKING AND ALL PROPERTY AND ASSETS PRESENT AND FUTURE INCLUDING GOODWILL BOOKDEBTS UN- CALLED CAPITAL BUILDINGS FIXTURESFIXED PLANT AND MACHINERY

 

 

Charge created

07/11/2006

Charge registered

20/11/2006

Status

OUTSTANDING

Entitled person

HABIB BANK AG ZURICH

Secured amount

ALL MONIES DUE OR TO BECOME DUE FROM THE COMPANY TO THE CHARGEE ON ANY ACCOUNT WHATSOEVER

Mortgage detail

THE PROPERTY K/A UNIT 2, AGECROFT COMMERCE PARK, 3 CANARY WAY, SWIN- TON, GREATERMANCHESTER T/NO GM949792 BY WAY OF FIXED CHARGE ALL SHARES RIGHTS BENEFITS AND ADVANTAGES, BY WAY OF FLOATING CHARGE ALL THE CHATTELS

 

 

County Court Judgments

(CCJs)

 

There are no County Court Judgments listed against this company

 

 

Accounts

 

Profit & Loss

 

 

30/06/2013

52

GBP

Group: No

30/06/2012

52

GBP

Group: No

30/06/2011

52

GBP

Group: No

30/06/2010

52

GBP

Group: No

Turnover

0

0

0

0

Export

-

-

-

-

Cost of Sales

-

-

-

-

Gross Profit

4,412,336

3,586,169

3,940,413

3,963,000

Wages And Salaries

1,534,636

1,477,749

1,436,376

1,538,000

Directors Emoluments

282,137

268,165

304,751

303,000

Operating Profit

191,001

267

717,216

441,000

Depreciation

199,979

175,952

225,399

286,000

Audit Fees

8,885

11,500

8,625

9,000

Interests Payments

203,175

231,592

255,214

252,000

Pre Tax Profit

-12,174

-231,325

462,002

189,000

Taxation

0

0

-223,340

0

Profit After Tax

-12,174

-231,325

238,662

189,000

Dividends Payable

0

0

0

0

Retained Profit

-12,174

-231,325

238,662

189,000

 

Balance Sheet            

 

30/06/2013

52

GBP

Group: No

30/06/2012

52

GBP

Group: No

30/06/2011

52

GBP

Group: No

30/06/2010

52

GBP

Group: No

Tangible Assets

7,766,831

7,993,969

8,053,288

8,966,000

Intangible Assets

0

0

0

0

Total Fixed Assets

7,766,831

7,993,969

8,053,288

8,966,000

Stock

728,184

1,100,787

1,311,243

512,000

Trade Debtors

1,265,688

1,725,765

2,531,065

2,074,000

Cash

165,957

693,252

107,960

3,000

Other Debtors

629,462

1,207,208

1,143,235

997,000

Miscellaneous Current Assets

0

0

0

0

Total Current Assets

2,789,291

4,727,012

5,093,503

3,586,000

Trade Creditors

549,146

1,179,782

952,984

706,000

Bank Loans and Overdraft

2,130,295

3,337,974

3,289,898

2,783,000

Other Short Term Finance

23,437

13,488

105,055

275,000

Miscellaneous Current Liabilities

489,143

651,367

851,586

837,000

Total Current Liabilities

3,192,021

5,182,611

5,199,523

4,601,000

Bank Loans and Overdrafts LTL

2,996,744

4,366,518

4,496,015

3,963,000

Other Long Term Finance

31,249

80,544

145,317

7,000

Total Long Term Liabilities

866,449

1,028,544

1,206,117

1,180,000

 

Capital & Reserves

 

30/06/2013

52

GBP

Group: No

30/06/2012

52

GBP

Group: No

30/06/2011

52

GBP

Group: No

30/06/2010

52

GBP

Group: No

Called Up Share Capital

5,000

5,000

5,000

5,000

P and L Account Reserve

6,177,494

6,177,381

6,396,419

6,144,000

Revaluation Reserve

315,158

327,445

339,732

622,000

Sundry Reserves

0

0

0

0

Shareholders Funds

6,497,652

6,509,826

6,741,151

6,771,000

Other Financial Items

 

30/06/2013

52

GBP

Group: No

30/06/2012

52

GBP

Group: No

30/06/2011

52

GBP

Group: No

30/06/2010

52

GBP

Group: No

Net Worth

6,497,652

6,509,826

6,741,151

6,771,000

Working Capital

-402,730

-455,599

-106,020

-1,015,000

Total Assets

10,556,122

12,720,981

13,146,791

12,552,000

Total Liabilities

4,058,470

6,211,155

6,405,640

5,781,000

Net Assets

6,497,652

6,509,826

6,741,151

6,771,000

 

Cash Flow

 

30/06/2013

52

GBP

Group: No

30/06/2012

52

GBP

Group: No

30/06/2011

52

GBP

Group: No

30/06/2010

52

GBP

Group: No

Net Cash Flow from Operations

0

0

149

449,000

Net Cash Flow before Financing

0

0

-258

189,000

Net Cash Flow from Financing

0

0

-144

-191,000

Increase in Cash

-527,295

585,292

104,960

-1,000

 

Miscellaneous

 

30/06/2013

52

GBP

Group: No

30/06/2012

52

GBP

Group: No

30/06/2011

52

GBP

Group: No

30/06/2010

52

GBP

Group: No

Capital Employed

7,364,101

7,538,370

7,947,268

7,951,000

 

Financial Ratios

 

 Name                                                                     30/06/2013     30/06/2012     30/06/2011     30/06/2010       

Pre Tax Profit Margin

0.0%

0.0%

0.0%

0.0%

Current Ration

0.87

0.91

0.98

0.78

Sales or Net Working Capital

0.00

0.00

0.00

0.00

Gearing

46.12 %

67.08 %

66.70 %

58.53 %

Equity

61.55 %

51.17 %

51.28 %

53.94 %

Creditor Days

0.00

0.00

0.00

0.00

Debtor Days

0.00

0.00

0.00

0.00

Liquidity or Acid test

0.64

0.69

0.72

0.66

Return on Capital Employed

-0.16 %

-3.06 %

5.81 %

2.37 %

Return on Total Assets Employed

-0.11 %

-1.81 %

3.51 %

1.50 %

Current Debt Ratio

0.49 %

0.79 %

0.77 %

0.67 %

 

Total Debt Ratio

0.62 %

0.95 %

0.95 %

0.85 %

Stock Turnover Ratio

0.0%

0.0%

0.0%

0.0%

Return on Net Assets Employed

-0.18 %

-3.55 %

6.85 %

2.79 %

 


REMARKS

Hornby Street Ltd T/A The Juice Corporation designs, produces, and sells men’s wear, women’s wear, and children wear in the United Kingdom and internationally. The company offers polos, sweatshirts, jeans, casual wear, jackets, knits, T-shirts, and headwear products. It also offers watches, sunglasses, toiletries, cosmetics, stationery, and household textiles. In addition, it offers licensing programs for its brands. The Juice Corporation offers its products through its franchised stores; a network of suppliers and distributors; multiples, store groups, and various independents; and mail order and online. The business was at one time conducted as The Legendary Joe Bloggs Clothing Company. The business was founded in 1985 and is headquartered in Manchester, United Kingdom with additional offices in the United Kingdom and Far East.

 

Branch at Quantum House, Maylands Avenue, Hemel Hempstead, HP2 7DE

 

Active associate companies include:

Continental Shelf 128 Limited     

Wembley Menswear Company Limited   

 

Non trading associate companies include:

The Legendary Joe Bloggs Incorporated Company Limited

The Legendary Joe Bloggs PLC  

The Legendary Joe Bloggs PLC  

Joe Bloggs Sports Limited         

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.61.50

UK Pound

1

Rs.93.12

Euro

1

Rs.69.33

 

INFORMATION DETAILS

 

Analysis Done by :

RAS

 

 

Report Prepared by :

MNL

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

Credit not recommended

--

NB

                                       New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.