MIRA INFORM REPORT

 

 

Report No. :

305272

Report Date :

30.01.2015

 

IDENTIFICATION DETAILS

 

Name :

IHH HEALTHCARE BERHAD

 

 

Formerly Known As :

INTEGRATED HEALTHCARE HOLDINGS BHD

 

 

Registered Office :

Block A, Pantai Hospital Kuala Lumpur, 8, Jalan Bukit Pantai, Level 11, 59100 Kuala Lumpur, Wilayah Persekutuan

 

 

Country :

Malaysia

 

 

Financials (as on) :

31.12.2013

 

 

Date of Incorporation :

21.05.2010

 

 

Com. Reg. No.:

901914-V

 

 

Legal Form :

Public Co.

 

 

Line of Business :

Operation Of Hospitals, Investment Holding

 

 

No. of Employee :

Not Available

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

 

 

Payment Behaviour :

No complaints

 

 

Litigation :

Clear

 

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – September 30, 2014

 

Country Name

Previous Rating

(30.06.2014)

Current Rating

(30.09.2014)

Malaysia

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


 

MALAYSIA ECONOMIC OVERVIEW

 

Malaysia, a middle-income country, has transformed itself since the 1970s from a producer of raw materials into an emerging multi-sector economy. Under current Prime Minister NAJIB, Malaysia is attempting to achieve high-income status by 2020 and to move farther up the value-added production chain by attracting investments in Islamic finance, high technology industries, biotechnology, and services. NAJIB's Economic Transformation Program (ETP) is a series of projects and policy measures intended to accelerate the country's economic growth. The government has also taken steps to liberalize some services sub-sectors. The NAJIB administration also is continuing efforts to boost domestic demand and reduce the economy's dependence on exports. Nevertheless, exports - particularly of electronics, oil and gas, palm oil and rubber - remain a significant driver of the economy. As an oil and gas exporter, Malaysia has profited from higher world energy prices, although the rising cost of domestic gasoline and diesel fuel, combined with sustained budget deficits, has forced Kuala Lumpur to begin to address fiscal shortfalls, through initial reductions in energy and sugar subsidies and the announcement of the 2015 implementation of a 6% goods and services tax. The government is also trying to lessen its dependence on state oil producer Petronas. The oil and gas sector supplies about 32% of government revenue in 2013. Bank Negara Malaysia (central bank) maintains healthy foreign exchange reserves, and a well-developed regulatory regime has limited Malaysia's exposure to riskier financial instruments and the global financial crisis. Nevertheless, Malaysia could be vulnerable to a fall in commodity prices or a general slowdown in global economic activity because exports are a major component of GDP. In order to attract increased investment, NAJIB earlier raised possible revisions to the special economic and social preferences accorded to ethnic Malays under the New Economic Policy of 1970, but retreated in 2013 after he encountered significant opposition from Malay nationalists and other vested interests. In September 2013 NAJIB launched the new Bumiputra Economic Empowerment Program (BEEP), policies that favor and advance the economic condition of ethnic Malays.

 

Source : CIA

 

 

 


EXECUTIVE SUMMARY

 

 

 

REGISTRATION NO.

:

901914-V

COMPANY NAME

:

IHH HEALTHCARE BERHAD

FORMER NAME

:

INTEGRATED HEALTHCARE HOLDINGS BHD (20/04/2012)

INCORPORATION DATE

:

21/05/2010

 

 

 

 

 

 

COMPANY STATUS

:

EXIST

LEGAL FORM

:

PUBLIC

LISTED STATUS

:

YES

LISTED DATE

:

25/07/2012

 

 

 

 

 

 

REGISTERED ADDRESS

:

BLOCK A, PANTAI HOSPITAL KUALA LUMPUR, 8, JALAN BUKIT PANTAI, LEVEL 11, 59100 KUALA LUMPUR, WILAYAH PERSEKUTUAN, MALAYSIA.

BUSINESS ADDRESS

:

LEVEL 11, BLOCK A, PANTAI HOSPITAL KUALA LUMPUR, 8 JALAN BUKIT PANTAI, 59100 KUALA LUMPUR, WILAYAH PERSEKUTUAN, MALAYSIA.

TEL.NO.

:

03-22721718/22989898

FAX.NO.

:

03-22989899

WEB SITE

:

WWW.IHHHEALTHCARE.COM

CONTACT PERSON

:

TAN SEE LENG ( CEO )

 

 

 

INDUSTRY CODE

:

86101 64200

PRINCIPAL ACTIVITY

:

OPERATION OF HOSPITALS, INVESTMENT HOLDING

AUTHORISED CAPITAL

:

MYR 18,000,000,000.00 DIVIDED INTO 
ORDINARY SHARE 18,000,000,000.00 OF MYR 1.00 EACH.

ISSUED AND PAID UP CAPITAL

:

MYR 8,182,777,906.00 DIVIDED INTO 
ORDINARY SHARES 8,182,777,906 CASH OF MYR 1.00 EACH.

 

 

 

SALES

:

MYR 6,756,451,000 [2013]

NET WORTH

:

MYR 19,922,947,000 [2013]

 

 

 

STAFF STRENGTH

:

n/a [2015]

BANKER (S)

:

MALAYAN BANKING BHD

LITIGATION

:

CLEAR

DEFAULTER CHECK

:

CLEAR

FINANCIAL CONDITION

:

FAIR

PAYMENT

:

GOOD

MANAGEMENT CAPABILITY

:

AVERAGE

 

 

 

COMMERCIAL RISK

:

LOW

CURRENCY EXPOSURE

:

MODERATE

GENERAL REPUTATION

:

SATISFACTORY

INDUSTRY OUTLOOK

:

MARGINAL GROWTH

 

 


HISTORY / BACKGROUND

 

As a public limited company, the Subject must have at least one shareholder but there is no limit on the maximum number of shareholders. The Subject must have at least two directors. A public limited company is a separate legal entity from its shareholders. As a separate legal entity, the Subject is capable of owning assets, entering into contracts, suing or be sued by other companies. The liabilities of the shareholders are only up to the extent of the equity they have taken up and the creditors cannot claim on shareholders' personal assets even if the Subject is insolvent. The Subject is governed by the Companies Act,1965 and must file in its annual return, together with its financial statements with the Registrar of Companies. In Malaysia, all the companies seeking listing on the Bursa Malaysia (Malaysia Stock Exchange) must be public limited companies.

 

The Subject is principally engaged in the (as a / as an) operation of hospitals, investment holding.

 

The Subject was listed on the Main Board of Bursa Malaysia Securities Bhd on 25/07/2012

 

Share Capital History

 

Date

Authorised Shared Capital

Issue & Paid Up Capital

29/01/2015

MYR 18,000,000,000.00

MYR 8,182,777,906.00

02/01/2015

MYR 18,000,000,000.00

MYR 8,178,569,889.00

26/11/2014

MYR 18,000,000,000.00

MYR 8,178,536,889.00

20/10/2014

MYR 18,000,000,000.00

MYR 8,178,502,511.00

22/08/2014

MYR 18,000,000,000.00

MYR 8,177,319,511.00

17/07/2014

MYR 18,000,000,000.00

MYR 8,175,617,511.00

20/06/2014

MYR 18,000,000,000.00

MYR 8,174,392,511.00

21/05/2014

MYR 18,000,000,000.00

MYR 8,162,117,511.00

18/04/2014

MYR 18,000,000,000.00

MYR 8,157,306,224.00

17/03/2014

MYR 18,000,000,000.00

MYR 8,135,223,871.00

04/12/2013

MYR 18,000,000,000.00

MYR 8,121,235,493.00

11/10/2013

MYR 18,000,000,000.00

MYR 8,134,973,871.00

20/09/2013

MYR 18,000,000,000.00

MYR 8,134,939,493.00

16/08/2013

MYR 18,000,000,000.00

MYR 8,133,939,493.00

15/02/2013

MYR 18,000,000,000.00

MYR 7,999,207,491.00

 

 

The major shareholder(s) of the Subject are shown as follows :


Name

Address

IC/PP/Loc No

Shareholding

(%)

PULAU MEMUTIK VENTURES SDN. BHD.

MALAYSIA

887202X

3,580,570,634.00

43.76

MBK HEALTHCARE PARTNERS LIMITED

-

XLZ00216627

1,650,000,000.00

20.16

CITIGROUP NOMINEES (TEMPATAN) SDN. BHD. FOR EMPLOYEES PROVIDENT FUND BOARD

MALAYSIA

267011M

711,083,400.00

8.69

CITIGROUP NOMINEES (ASING) SDN BHD

SFS-DCC MY, LEVEL 3 CAP, SQUARE TOWER, 10, JALAN MUNSHI ABDULLAH, 50100 KUALA LUMPUR, WILAYAH PERSEKUTUAN, MALAYSIA.

263875D

457,266,361.00

5.59

MEHMET ALI AYDINLAR +

KANDILLI IDMAN SOKAK, 5, DEMIREVLER SITESI, USKUDAR ISTANBUL, TURKEY.

U01997566

173,741,000.00

2.12

AMANAHRAYA TRUSTEES BERHAD FOR SKIM AMANAH SAHAM BUMIPUTERA

PENGURUSAN KUMIPA BERHAD, KOMPLEKS TERUNTUM, JALAN MAHKOTA, PETI SURAT 225, TINGKAT 20, 25720 KUANTAN, PAHANG, MALAYSIA.

766894T

172,001,800.00

2.10

CITIGROUP NOMINEES (ASING) SDN.BHD. FOR CBLDN FOR KUWAIT INVESTMENT AUTHORITY

-

011475

151,640,700.00

1.85

EMPLOYEES PROVIDENT FUND BOARD

TGKT.23 BGN.KWSP, JALAN RAJA LAUT, KUALA LUMPUR, 50350 KUALA LUMPUR, WILAYAH PERSEKUTUAN, MALAYSIA.

EPFACT1991

97,733,300.00

1.19

CARTABAN NOMINEES (ASING) SDN. BHD. FOR GIC PRIVATE LIMITED FOR GOVERNMENT OF SINGTAPORE

MALAYSIA

263367W

97,389,200.00

1.19

CARTABAN NOMINEES (ASING) SDN. BHD. FOR EXEPT AN FOR STATE STREET BANK & TRUST COMPANY

PO BOX 13150, 50732 KUALA LUMPUR, WILAYAH PERSEKUTUAN, MALAYSIA.

263368K

90,261,842.00

1.10

HSBC NOMINEES (ASING) SDN BHD FOR A/C EXEMPT AN FOR JPMORGAN CHASE BANK, NATIONAL ASSOCIATION @ WOON HOCK LENG

NO. 2, LEBOH AMPANG, 50100 KUALA LUMPUR, WILAYAH PERSEKUTUAN, MALAYSIA.

00020605

89,039,733.00

1.09

HDM NOMINEES (ASING) SDN. BHD. FOR RSS/SBL FOR DEUTSCHE BANK AKTIENGESELLSCHAFT

-

011476

69,467,500.00

0.85

PERMODALAN NASIONAL BHD.

INVESTMENT PROCESSING DEPT, 23RD. FLOOR, MENARA PNB, 201-A, JALAN TUN RAZAK, 50400 KUALA LUMPUR, WILAYAH PERSEKUTUAN, MALAYSIA.

38218X

19,346,100.00

0.24

MAYBANK NOMINEES (TEMPATAN) SDN. BHD.

MENARA MAYBANK, 100, JALAN TUN PERAK, 14TH FLOOR, 50050 KUALA LUMPUR, WILAYAH PERSEKUTUAN, MALAYSIA.

258939H

18,783,800.00

0.23

DR TAN SEE LENG +

16, SIGLAP PLAIN, 456005, SINGAPORE.

E3576314E

14,000,000.00

0.17

CIMSEC NOMINEES (TEMPATAN) SDN. BHD.

COMMERCE SQUARE, JALAN SEMANTAN, DAMANSARA HEIGHTS, 9TH FLOOR, 50490 KUALA LUMPUR, WILAYAH PERSEKUTUAN, MALAYSIA.

265449P

10,295,503.00

0.13

DB (MALAYSIA) NOMINEE (TEMPATAN) SENDIRIAN BERHAD

B02 IDAMAN SUTERA CONDO, MEDAN IDAMAN, 53100 KUALA LUMPUR, WILAYAH PERSEKUTUAN, MALAYSIA.

66878U

7,832,500.00

0.10

CIMSEC NOMINEES (ASING) SDN. BHD.

9TH FLOOR, COMMERCE SQUARE, JALAN SEMANTAN, DAMANSARA HEIGHTS, 50490 KUALA LUMPUR, WILAYAH PERSEKUTUAN, MALAYSIA.

265422M

6,219,000.00

0.08

HLB NOMINEES (TEMPATAN) SDN. BHD.

PO BOX 10326, 50710 KUALA LUMPUR, WILAYAH PERSEKUTUAN, MALAYSIA.

47697U

5,315,500.00

0.06

MALAYSIA NOMINEES (TEMPATAN) SENDIRIAN BERHAD

MALAYSIA

6193K

4,031,000.00

0.05

TAN SRI DATO' DR ABU BAKAR BIN SULEIMAN . +

14, JALAN 5/21, 46000 PETALING JAYA, SELANGOR, MALAYSIA.

440204-01-5343 5083232

2,760,000.00

0.03

PERTUBUHAN KESELAMATAN SOSIAL

MENARA PERKESO, 281 JALAN AMPANG, LEVEL 12, 50538 KUALA LUMPUR, WILAYAH PERSEKUTUAN, MALAYSIA.

00005339

2,300,000.00

0.03

AMSEC NOMINEES (TEMPATAN) SDN. BHD.

BANGUNAN ARAB MALAYSIAN, 55, JALAN RAJA CHULAN, 15TH FLOOR, KUALA LUMPUR, MALAYSIA.

102918T

1,853,300.00

0.02

HLB NOMINEES (ASING) SDN. BHD.

MALAYSIA

254745H

1,713,000.00

0.02

MS. SEOW CHING VOON

NO. 37, JALAN DU 4/3, TAMAN DAMAI UTAMA, 47180 PUCHONG, SELANGOR, MALAYSIA.

760527-08-5824 A3401068

5,000.00

0.00

REMAINING SHAREHOLDERS

-

-

748,127,733.00

9.14

 

 

 

---------------

------

 

 

 

8,182,777,906.00

100.00

 

 

 

============

=====

+ Also Director

 

The Subject's interest in other companies (Subsidiaries/Associates) are shown as follow :



Local No

Country

Company

(%)

As At

738984W

MALAYSIA

IMU HEALTH SDN. BHD.

100.00

26/11/2014

 

 

 

 

 

972593U

MALAYSIA

INTEGRATED HEALTHCARE CAPITAL SDN. BHD.

100.00

26/11/2014

 

 

 

 

 

 

 

DIRECTORS

 

DIRECTOR 1

 

Name Of Subject

:

SHIRISH MORESHWAR APTE

Address

:

UNIT 06-08, SHANGRI-LA, APARTMENTS, 1, ANDERSON ROAD, 259983

IC / PP No

:

503070498

 

 

 

 

 

 

 

 

 

Nationality

:

BRITISH

Date of Appointment

:

03/09/2014

 

 

 

 

 

 

 

 

 

 

 

 

 

DIRECTOR 2

 

Name Of Subject

:

SATOSHI TANAKA

Address

:

2-18-14-306, TAMAGAWADAI, SETAGAYA-KU, TOKYO, JAPAN.

IC / PP No

:

TH2003603

 

 

 

 

 

 

 

 

 

Nationality

:

JAPANESE

Date of Appointment

:

16/05/2011

 

 

 

 

 

 

 

 

 

 

 

 

 

DIRECTOR 3

 

Name Of Subject

:

MS. ROSSANA ANNIZAH BINTI AHMAD RASHID @ MOHD RASHIDI

Address

:

6, JALAN TIJANI, TIJANI, BUKIT TUNKU, 50480 KUALA LUMPUR, WILAYAH PERSEKUTUAN, MALAYSIA.

IC / PP No

:

A24343643

New IC No

:

650813-10-7476

Date of Birth

:

13/08/1965

 

 

 

Nationality

:

MALAYSIAN

Date of Appointment

:

17/04/2012

 

 

 

 

 

 

 

 

 

 

 

 

 

DIRECTOR 4

 

Name Of Subject

:

MS. QUEK PEI LYNN

Address

:

16-1, THE CAPSQUARE RESIDENCES, PERSIARAN CAPSQUARE, 50100 KUALA LUMPUR, WILAYAH PERSEKUTUAN, MALAYSIA.

IC / PP No

:

A27318191

New IC No

:

720405-01-5426

Date of Birth

:

05/04/1972

 

 

 

Nationality

:

MALAYSIAN

Date of Appointment

:

25/10/2012

 

 

 

 

 

 

 

 

 

 

 

 

 

DIRECTOR 5

 

Name Of Subject

:

DATO' MOHAMMED AZLAN BIN HASHIM

Address

:

17, LORONG SETIABUDI, BUKIT DAMANSARA, 50490 KUALA LUMPUR, WILAYAH PERSEKUTUAN, MALAYSIA.

IC / PP No

:

5291359

New IC No

:

570207-71-5527

Date of Birth

:

07/02/1957

 

 

 

Nationality

:

MALAYSIAN MALAY

Date of Appointment

:

30/03/2011

 

 

 

 

 

 

 

 

 

 

 

 

 

DIRECTOR 6

 

Name Of Subject

:

KUOK KHOON EAN

Address

:

6A, QUEEN ASTRID PARK, 266797, SINGAPORE.

IC / PP No

:

E4779514N

 

 

 

 

 

 

 

 

 

 

 

 

Date of Appointment

:

17/04/2012

 

 

 

 

 

 

 

 

 

 

 

 

 

DIRECTOR 7

 

Name Of Subject

:

KAICHI YOKOYAMA

Address

:

4-10-3, SEIJO, SETAGAYA-KU, TOKYO, JAPAN.

IC / PP No

:

TH9780956

 

 

 

 

 

 

 

 

 

Nationality

:

JAPANESE

Date of Appointment

:

16/04/2012

 

 

 

 

 

 

 

 

 

 

 

 

 

DIRECTOR 8

 

Name Of Subject

:

CHANG SEE HIANG

Address

:

80, KIM SENG ROAD, 30-07, 239426, SINGAPORE.

IC / PP No

:

E2638769F

 

 

 

 

 

 

 

 

 

Nationality

:

CHINESE

Date of Appointment

:

05/04/2012

 

 

 

 

 

 

 

 

 

 

 

 

 

DIRECTOR 9

 

Name Of Subject

:

TENGKU DATO' SRI AZMIL ZAHRUDDIN BIN RAJA ABDUL AZIZ

Address

:

36, JALAN SETIARAYA, BUKIT DAMANSARA, 50490 KUALA LUMPUR, WILAYAH PERSEKUTUAN, MALAYSIA.

IC / PP No

:

A1111222

New IC No

:

700828-11-5279

Date of Birth

:

28/08/1970

 

 

 

Nationality

:

MALAYSIAN

Date of Appointment

:

25/10/2012

 

 

 

 

 

 

 

 

 

 

 

 

 

DIRECTOR 10

 

Name Of Subject

:

TAN SRI DATO' DR ABU BAKAR BIN SULEIMAN .

Address

:

14, JALAN 5/21, 46000 PETALING JAYA, SELANGOR, MALAYSIA.

IC / PP No

:

5083232

New IC No

:

440204-01-5343

Date of Birth

:

04/02/1944

 

 

 

Nationality

:

MALAYSIAN

Date of Appointment

:

30/03/2011

 

 

 

 

 

 

 

 

 

 

 

 

 

DIRECTOR 11

 

Name Of Subject

:

DR TAN SEE LENG

Address

:

16, SIGLAP PLAIN, 456005, SINGAPORE.

IC / PP No

:

E3576314E

 

 

 

 

 

 

 

 

 

 

 

 

Date of Appointment

:

05/04/2012

 

 

 

 

 

 

 

 

 

 

 

 

 

DIRECTOR 12

 

Name Of Subject

:

MEHMET ALI AYDINLAR

Address

:

KANDILLI IDMAN SOKAK, 5, DEMIREVLER SITESI, USKUDAR ISTANBUL, TURKEY.

IC / PP No

:

U01997566

 

 

 

 

 

 

 

 

 

Nationality

:

TURK

Date of Appointment

:

24/01/2012

 

 

 

 

 

 

 

 

 

 

 

 

 

 

MANAGEMENT

 

 

 

1)

Name of Subject

:

TAN SEE LENG

 

Position

:

CEO

 

 

AUDITOR

 

 

Auditor

:

MESSRS KPMG

Auditor' Address

:

KPMG TOWER,, 8, FIRST AVENUE, BANDAR UTAMA, LEVEL 10, 47800 PETALING JAYA, SELANGOR, MALAYSIA.

 

 

 

 

COMPANY SECRETARIES

 

 

1)

Company Secretary

:

MS. SEOW CHING VOON

 

IC / PP No

:

A3401068

 

New IC No

:

760527-08-5824

 

Address

:

NO. 37, JALAN DU 4/3, TAMAN DAMAI UTAMA, 47180 PUCHONG, SELANGOR, MALAYSIA.

 

 

 

 

 

 

 

 

 

 

 

 

 

2)

Company Secretary

:

MS. MICHELE KYTHE LIM BENG SZE

 

IC / PP No

:

A0832158

 

New IC No

:

670729-10-6196

 

Address

:

APARTMENT B26-01, KIARAMAS SUTERA CONDOMINIUM, 7 JALAN DESA KIARA, 50480 KUALA LUMPUR, WILAYAH PERSEKUTUAN, MALAYSIA.

 

 

 

 

 

 

 

 

 

 

 

BANKING

 

Banking relations are maintained principally with :

1)

Name

:

MALAYAN BANKING BHD

 

 

 

 

 

 

 

 

ENCUMBRANCE (S)


No encumbrance was found in our databank at the time of investigation. 

 

 

LITIGATION CHECK AGAINST SUBJECT


* A check has been conducted in our databank againt the Subject whether the Subject has been involved in any litigation. Our databank consists of 99% of the wound up companies in Malaysia.

No legal action was found in our databank.

No winding up petition was found in our databank.

 

DEFAULTER CHECK AGAINST SUBJECT


* We have checked through the Subject in our defaulters' database which comprised of debtors that have been blacklisted by our customers and debtors that have been placed or assigned to us for collection.

No blacklisted record & debt collection case was found in our defaulters' databank.

 

PAYMENT RECORD

 

 

SOURCES OF RAW MATERIALS:

Local

:

N/A

Overseas

:

N/A

 

 

 


The Subject is a service provider. 

The Subject refused to provide any name of trade/service supplier and we are unable to conduct any trade enquiry. However, from financial historical data we conclude that :

 

OVERALL PAYMENT HABIT

Prompt 0-30 Days

[

 

]

 

Good 31-60 Days

[

X

]

 

Average 61-90 Days

[

 

]

 

Fair 91-120 Days

[

 

]

 

Poor >120 Days

[

 

]

 

 

 

 

 

 

 

 

CLIENTELE

 

Local

:

YES

Domestic Markets

:

MALAYSIA

Overseas

:

YES

 

 

 

Export Market

:

ASIA

Credit Term

:

N/A

 

 

 

 

 

 

Payment Mode

:

CHEQUES
CASH

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

OPERATIONS

 

Services

:

OPERATION OF HOSPITALS, INVESTMENT HOLDING

 

 

 

 

 

Total Number of Employees:

YEAR

2015

 

 

 

 

 

 

 

 

 

 

 

COMPANY

n/a

 

 

 

 

 

 

 

 

 

Branch

:

NO

 

 

Other Information:


The Subject is principally engaged in the (as a / as an) operation of hospitals, investment holding. 

IHH Healthcare Berhad ("IHH or the Group") is a leading international provider of premium healthcare services in markets where the demand for quality healthcare is growing rapidly – specifically in Asia and Central & Eastern Europe, the Middle East and North Africa ("CEEMENA"). 

The Group is the world's second-largest listed healthcare operator by market capitalisation and are today the leading player in our home markets of Singapore, Malaysia and Turkey, and the key markets of the People's Republic of China ("China"), Hong Kong and India. We are also present in Brunei, Vietnam, United Arab Emirates ("the UAE"), Macedonia and Iraq.

The Group's business units operate over 6,000 licensed beds in 37 hospitals as well as medical centres, clinics and ancillary healthcare businesses across ten countries, with over 3,000 new beds in the pipeline to be delivered through new hospital developments and expansion of existing facilities. 


CURRENT INVESTIGATION

 

Latest fresh investigations carried out on the Subject indicated that :

Telephone Number Provided By Client

:

603 2272 1718

Current Telephone Number

:

03-22721718/22989898

Match

:

NO

 

 

 

Address Provided by Client

:

LEVEL 28, MERCU UEM JALAN STESEN SENTRAL 5 KUALA LUMPUR SENTRAL 50470 KUALA LUNPUR, WILAYAH PERSEKUTUAN

Current Address

:

LEVEL 11, BLOCK A, PANTAI HOSPITAL KUALA LUMPUR, 8 JALAN BUKIT PANTAI, 59100 KUALA LUMPUR, WILAYAH PERSEKUTUAN, MALAYSIA.

Match

:

NO

 

 

 

Latest Financial Accounts

:

YES

 

Other Investigations


On 28th January 2015 we contacted one of the staff from the Subject and she provided some information.

The Subject had shifted from the address provided.

The Subject refused to disclose its number of employees.


FINANCIAL ANALYSIS

 

Profitability

 

 

 

 

 

 

Turnover

:

Erratic

[

2010 - 2013

]

 

Profit/(Loss) Before Tax

:

Decreased

[

2010 - 2013

]

 

Return on Shareholder Funds

:

Unfavourable

[

3.14%

]

 

Return on Net Assets

:

Unfavourable

[

4.74%

]

 

 

 

 

 

 

 

 

The fluctuating turnover reflects the fierce competition among the existing and new market players.The dip in profit could be due to the stiff market competition which reduced the Subject's profit margin. The unfavourable return on shareholders' funds could indicate that the Subject was inefficient in utilising its assets to generate returns.

 

 

 

 

 

 

 

Working Capital Control

 

 

 

 

 

 

Stock Ratio

:

Favourable

[

8 Days

]

 

Debtor Ratio

:

Favourable

[

41 Days

]

 

Creditors Ratio

:

Favourable

[

29 Days

]

 

 

 

 

 

 

 

 

The Subject's stocks were moving fast thus reducing its holding cost. This had reduced funds being tied up in stocks. The favourable debtors' days could be due to the good credit control measures implemented by the Subject. The Subject had a favourable creditors' ratio where the Subject could be taking advantage of the cash discounts and also wanting to maintain goodwill with its creditors.

 

 

 

 

 

 

 

Liquidity

 

 

 

 

 

 

Liquid Ratio

:

Favourable

[

1.76 Times

]

 

Current Ratio

:

Unfavourable

[

1.85 Times

]

 

 

 

 

 

 

 

 

A minimum liquid ratio of 1 should be maintained by the Subject in order to assure its creditors of its ability to meet short term obligations and the Subject was in a good liquidity position. Thus, we believe the Subject is able to meet all its short term obligations as and when they fall due.

 

 

 

 

 

 

 

Solvency

 

 

 

 

 

 

Interest Cover

:

Acceptable

[

3.66 Times

]

 

Gearing Ratio

:

Favourable

[

0.23 Times

]

 

 

 

 

 

 

 

 

The Subject's interest cover was slightly low. If there is no sharp fall in its profit or sudden increase in the interest rates, we believe the Subject is able to generate sufficient income to service its interest and repay the loans. The Subject was lowly geared thus it had a low financial risk. The Subject was mainly financed by its shareholders' funds and internally generated funds. In times of economic slowdown / downturn, the Subject being a lowly geared company, will be able to compete better than those companies which are highly geared in the same industry.

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Overall Assessment :

 

 

 

 

 

 

The Subject recorded lower profits as its turnover showed a erratic trend. The Subject's management was unable to control its costs efficiently as its profit showed a downward trend. The Subject was in good liquidity position with its total current liabilities well covered by its total current assets. With its current net assets, the Subject should be able to repay its short term obligations. The Subject had an acceptable interest cover. If there is no sudden sharp increase in interest rate or fall in the Subject's profit, we do believe the Subject is able to generate sufficient cash flow to service its interest payment. The Subject as a lowly geared company, will be more secured compared to those highly geared companies. It has the ability to meet all its long term obligations.

 

 

 

 

 

 

 

Overall financial condition of the Subject : FAIR

 

 

 

MALAYSIA ECONOMIC / INDUSTRY OUTLOOK

 

Major Economic Indicators:

2011

2012

2013

2014*

2015**

 

 

 

 

 

 

Population ( Million)

28.7

29.3

29.8

30.3

30.5

Gross Domestic Products ( % )

5.1

5.6

5.3

6.0

6.0

Domestic Demand ( % )

8.2

9.4

5.6

6.4

6.2

Private Expenditure ( % )

8.2

8.0

8.6

7.9

6.9

Consumption ( % )

7.1

1.0

5.7

6.5

5.6

Investment ( % )

12.2

11.7

13.3

12.0

10.7

Public Expenditure ( % )

8.4

13.3

4.4

2.3

4.2

Consumption ( % )

16.1

11.3

(1.2)

2.1

3.8

Investment ( % )

(0.3)

15.9

4.2

2.6

4.7

 

 

 

 

 

 

Balance of Trade ( MYR Million )

116,058

106,300

71,298

52,314

-

Government Finance ( MYR Million )

(45,511)

(42,297)

(39,993)

(37,291)

-

Government Finance to GDP / Fiscal Deficit ( % )

(5.4)

(4.5)

(4.0)

(3.5)

(3.0)

Inflation ( % Change in Composite CPI)

3.1

1.6

2.5

3.3

4.0

Unemployment Rate

3.3

3.2

3.0

3.0

3.0

 

 

 

 

 

 

Net International Reserves ( MYR Billion )

415

427

-

417

-

Average Risk-Weighted Capital Adequacy Ratio ( % )

3.50

2.20

-

-

-

Average 3 Months of Non-performing Loans ( % )

14.80

14.70

-

-

-

Average Base Lending Rate ( % )

6.60

6.53

6.53

-

-

Business Loans Disbursed( % )

15.3

32.2

-

-

-

Foreign Investment ( MYR Million )

23,546.1

26,230.4

38,238.0

-

-

Consumer Loans ( % )

-

-

-

-

-

 

 

 

 

 

 

Registration of New Companies ( No. )

45,455

45,441

46,321

-

-

Registration of New Companies ( % )

3.0

(0.0)

1.9

-

-

Liquidation of Companies ( No. )

132,485

17,092

26,430

-

-

Liquidation of Companies ( % )

417.8

(87.1)

54.6

-

-

 

 

 

 

 

 

Registration of New Business ( No. )

284,598

324,761

329,895

-

-

Registration of New Business ( % )

5.0

14.0

2.0

-

-

Business Dissolved ( No. )

20,121

20,380

18,161

-

-

Business Dissolved ( % )

1.9

1.3

(10.9)

-

-

 

 

 

 

 

 

Sales of New Passenger Cars (' 000 Unit )

535.1

552.2

576.7

598.4

610.3

Cellular Phone Subscribers ( Million )

35.3

38.5

43.0

43.8

-

Tourist Arrival ( Million Persons )

24.7

25.0

25.7

28.0

-

Hotel Occupancy Rate ( % )

60.6

62.4

62.6

-

-

 

 

 

 

 

 

Credit Cards Spending ( % )

15.6

12.6

-

-

-

Bad Cheque Offenders (No.)

32,627

26,982

28,876

-

-

Individual Bankruptcy ( No.)

19,167

19,575

21,984

-

-

Individual Bankruptcy ( % )

5.8

2.1

12.3

-

-

 

 

 

 

 

 



INDUSTRIES ( % of Growth ):

2011

2012

2013

2014*

2015**

 

 

 

 

 

 

Agriculture

5.8

1.0

2.1

3.8

3.1

Palm Oil

10.8

(0.3)

2.6

6.7

-

Rubber

6.1

(7.9)

(10.1)

(10.4)

-

Forestry & Logging

(7.6)

(4.5)

(7.8)

(4.2)

-

Fishing

2.1

4.3

1.6

2.7

-

Other Agriculture

7.1

6.4

8.2

6.2

-

Industry Non-Performing Loans ( MYR Million )

634.1

-

-

-

-

% of Industry Non-Performing Loans

3.2

-

-

-

-

 

 

 

 

 

 

Mining

(5.4)

1.4

0.9

(0.8)

2.8

Oil & Gas

(1.7)

-

-

-

-

Other Mining

-

-

-

-

-

Industry Non-performing Loans ( MYR Million )

46.5

-

-

-

-

% of Industry Non-performing Loans

0.1

-

-

-

-

 

 

 

 

 

 

Manufacturing #

4.7

4.8

3.4

6.6

5.5

Exported-oriented Industries

4.1

6.5

3.3

5.6

-

Electrical & Electronics

(4.0)

12.7

6.9

13.3

-

Rubber Products

20.7

3.0

11.7

(0.3)

-

Wood Products

(5.1)

8.7

(2.7)

5.1

-

Textiles & Apparel

13.2

(7.1)

(2.6)

11.5

-

Domestic-oriented Industries

10.7

1.7

6.8

9.4

-

Food, Beverages & Tobacco

4.80

2.70

3.60

6.13

6.13

Chemical & Chemical Products

10.0

10.8

5.6

-

-

Plastic Products

3.8

-

-

-

-

Iron & Steel

2.2

(6.6)

5.0

0.1

-

Fabricated Metal Products

21.8

13.8

9.9

2.9

-

Non-metallic Mineral

12.1

2.9

(2.0)

5.4

-

Transport Equipment

12.0

3.4

13.8

22.9

-

Paper & Paper Products

9.5

3.1

1.8

4.7

-

Crude Oil Refineries

9.3

-

-

-

-

Industry Non-Performing Loans ( MYR Million )

6,537.2

-

-

-

-

% of Industry Non-Performing Loans

25.7

-

-

-

-

 

 

 

 

 

 

Construction

4.7

18.6

10.9

12.7

10.7

Industry Non-Performing Loans ( MYR Million )

3,856.9

-

-

-

-

% of Industry Non-Performing Loans

10.2

-

-

-

-

 

 

 

 

 

 

Services

7.1

6.4

5.9

5.9

5.6

Electric, Gas & Water

3.5

4.4

4.2

3.6

3.9

Transport, Storage & Communication

6.50

7.10

7.30

7.50

7.15

Wholesale, Retail, Hotel & Restaurant

5.2

4.7

5.9

6.9

6.5

Finance, Insurance & Real Estate

6.90

9.70

3.70

4.65

4.25

Government Services

12.4

9.4

8.3

6.1

5.6

Other Services

5.1

3.9

5.1

4.8

4.5

Industry Non-Performing Loans ( MYR Million )

6,825.2

-

-

-

-

% of Industry Non-Performing Loans

23.4

-

-

-

-

 

 

 

 

 

 

 

 

 

 

 

 

* Estimate / Preliminary

 

 

 

 

 

** Forecast

 

 

 

 

 

# Based On Manufacturing Production Index 



INDUSTRY ANALYSIS

 

MSIC CODE

86101 : Hospital activities

64200 : Activities of investment holding companies

 

 

INDUSTRY :

ECONOMY

 

 

 

In 2014, the economy is projected to grow 5.5% - 6% (2013: 4.7%), which is higher than the initial forecast of 4.5% - 5.5% in early 2014. Growth was supported by resilient domestic demand and reinforced by higher exports. The faster pace of recovery, particularly in the US, UK and selected euro area economies as well as moderate growth in the emerging economies provided strong support to the Malaysian export oriented industries and trade-related services. Consequently, gross exports rebounded strongly by 10.7% during the first seven months of 2014 from a contraction of 2.8% in the corresponding period in 2013. Furthermore, the economy growth of Malaysia in 2015 is expected to be 5%-6% driven by improving external demand, resilient domestic economic activity, and government infra- structure projects. The spillover and multiplier effect from government spending is crucial for economic growth in the country. The government also aims to boost the economy by increasing job opportunities and drive supporting industries.

 

Meanwhile, the Malaysian economy has benefited from several initiatives and reforms taken over the years to enhance its resilience and competitiveness. The nation's strengths include: strong macroeconomic fundamentals such as a diversified economy, low unemployment, strong international reserves, growing role of the private sector, and a healthy financial system to support economic activity.

 

On the demand side, growth will be reinforced by resilient consumer spending, strong private investment activity and improving global demand. The domestic demand is expected to expand in 2015 at a moderate pace, underpinned by higher investment and sustained consumption spending. Private investment is expected to remain strong supported by increasing domestic activity, a favorable external sector, and ongoing projects under the Economic Transformation Programme (ETP). Private consumption is, however, expected to moderate below its long-term average, but will continue to support growth. Household spending is expected to moderate amid higher inflation following the implementation of GST. Nonetheless, the impact of higher inflation on consumption is expected to be temporary and will eventually taper off after a few months of the GST implementation.

 

On the supply side, all economic sectors are expected to record positive in 2015, with the services and manufacturing sectors remaining the major contribution to growth. The service sector is projected to grow by 5.6% with all subsectors recording expansion such as wholesale trade, transport and storage, retail trade as well as accommodation and restaurants. The manufacturing sector is expected to grow 5.5% boosted by strong domestic and export-oriented industries. Meanwhile, the export-oriented industries, particularly the E&E subsector will benefit from the improvement in external conditions in line with improving global growth. The agriculture sector is expected to grow 3.1% by recording higher commodity production and increase output of food commodities, while the construction sector is expected to grow 10.7% driven by robust activity in the civil engineering projects in the O&G sector, residential and non-residential buildings. The mining sector is expected to grow 2.8% backed by the increase in production of natural gas and crude oil following capacity enhancement and new production facilities.

 

Moreover, in 2014, boosted by strong external demand for manufactured products and stable commodity prices, exports are expected to grow 6%. Import growth will remain resilient at 4.3% supported by continued expansion in manufacturing, investment and consumption activities. Meanwhile, higher remittances by foreign workers in Malaysia will see a marginally higher deficit in the secondary income account due to the full implementation of the Minimum Wage Policy effective from January 2014. Furthermore, Malaysia's external position is expected to remain strong in 2015 with improve prospects for external environment, upturn in global semiconductor sales, as well as resilient domestic and regional demand. Gross exports are expected to increase 3.2% spurred by higher demand for manufactured products, in particular E&E, and steady demand for commodities. Gross import are, however, projected to grow at a faster pace of 5.3% boosted by higher demand for intermediate inputs and broad-based capital spending, particularly in the manufacturing and services sectors as well as ongoing implementation of infrastructure projects. Higher investment activity across major sectors by the Non-Financial Public Enterprises (NFPEs) is also expected to contribute to import growth.

 

In 2015, inflation is expected to increase 4-5%, largely due to the implementation of Goods and Services Tax (GST), spillover effect of fuel subsidy reduction, and electricity tariff hike in January 2014. This inflation expectation further heightens the possibility of more Overnight Policy Rate (OPR) hikes, following the 25 basis points hike in July 2014. Given the subdued external cost pressure, domestic cost remains the major factor that drives inflation in 2015. The implementation of the GST will have a transitory impact on the cost of goods and services. However, the strong capacity expansion over the past years will help to mitigate the cost pressures, while a more cautious stance of consumers would also contribute to moderating demand and hence prevent inflation from becoming more entrenched.

 

On the other hand, Gross National Income (GNI) in 2015 is expected to expand further by 9.4% (2014: 10.2%) following continued growth in the domestic economy. With total consumption spending in nominal terms expected to increase 9.2%, the Gross National Savings (GNS) is projected to expand 9.8% (2014: 14.5%). Consequently, the share of GNS and GNI is expected to increase to 32.5% (2014: 32.4%). However, in line with the better economic growth, national income as measured by the nominal GNI, is estimated to expand 10.2% to RM1,049.5 billion in 2014, surpassing for the first time, the RM1-trillion mark. Other than that, nominal GNI per capita is expected to increase 8.1% to RM37,486 in 2015 (2014: 8.9%, RM34,682). In terms of Purchasing Power Parity (PPP), per capital income is expected to increase 2.4% to USD 23,512 in 2015 (2014: 2.2%, USD 22,958).

 

Under budget 2015, the government targets to bring down the budget deficit to -3% of GDP by 2015. The initiations of subsidy rationalization and Goods and Services Tax (GST) in April 2015 are crucial steps towards fiscal consolidation.

 

 

OVERALL INDUSTRY OUTLOOK : Marginal Growth

 

 

CREDIT RISK EVALUATION & RECOMMENDATION

 

 


Incorporated in 2010, the Subject is a Public Listed company, focusing on operation of hospitals, investment holding. The Subject has been in business for less than 5 years and it has slowly been building up contact with its clients while competing in the industry. However, it has yet to enjoy a stable market shares as it need to compete many well established players in the same field. The Subject is a large entity with strong capital position of MYR 8,182,777,906. We are confident with the Subject's business and its future growth prospect. Having strong support from its shareholders has enabled the Subject to remain competitive despite the challenging business environment. 

Over the years, the Subject has penetrated into both the local and overseas market. The Subject has positioned itself in the global market and is competing in the industry. Its stable clientele base will enable the Subject to further enhance its business in the near term. Overall, we regard that the Subject's management capability is average. This indicates that the Subject has greater potential to improve its business performance and raising income for the Subject. 

The Subject's business performance showed a reverse trend as both its turnover and pre-tax profit have decreased compared to the previous year. The Subject has generated an unfavourable return on shareholders' funds indicating that the management was inefficient in utilising its funds to generate return. The Subject is in good liquidity position with its current liabilities well covered by it current assets. Hence, it has sufficient working capital to meet its short term financial obligations. Being a lowly geared company, the Subject is exposed to low financial risk as it is mainly dependent on its internal funds to finance its business needs. Given a positive net worth standing at MYR 19,922,947,000, the Subject should be able to maintain its business in the near terms. 

Overall, the Subject's payment habit is good as the Subject has a good credit control and it could be taking advantage of the cash discounts while maintaining a good reputation with its creditors. 

The industry has reached its maturity stage and only enjoying a marginal growth. The steady growth of the country's economy will further enhance the industry activities. Thus, the Subject's future performance is very much depend on its marketing strategies in order to retain its position in the market. 

Based on the above condition, we recommend credit be granted to the Subject normally.

 

 


PROFIT AND LOSS ACCOUNT

 

 

THE FINANCIAL STATEMENTS WERE PREPARED IN ACCORDANCE WITH MALAYSIAN FINANCIAL REPORTING STANDARDS(FRS)

 

Financial Year End

2013-12-31

2012-12-31

2011-12-31

2010-12-31

Months

12

12

12

8

Consolidated Account

GROUP

GROUP

GROUP

GROUP

Audited Account

YES

YES

YES

YES

Unqualified Auditor's Report (Clean Opinion)

YES

YES

YES

YES

Financial Type

FULL

FULL

FULL

FULL

Currency

MYR

MYR

MYR

MYR

 

 

 

 

 

TURNOVER

6,756,451,000

6,962,466,000

3,328,849,000

1,299,408,677

Other Income

-

-

-

20,912,755

 

----------------

----------------

----------------

----------------

Total Turnover

6,756,451,000

6,962,466,000

3,328,849,000

1,320,321,432

 

----------------

----------------

----------------

----------------

 

 

 

 

 

PROFIT/(LOSS) FROM OPERATIONS

877,591,000

1,057,188,000

403,168,000

51,082,071,000

SHARE OF PROFITS/(LOSSES) OF ASSOCIATED COMPANIES

(1,793,000)

771,000

79,937,000

26,897,688,000

 

----------------

----------------

----------------

----------------

PROFIT/(LOSS) BEFORE TAXATION

875,798,000

1,057,959,000

483,105,000

77,979,759

Taxation

(147,703,000)

(198,333,000)

(95,428,000)

(41,401,449)

 

----------------

----------------

----------------

----------------

PROFIT/(LOSS) AFTER TAXATION

728,095,000

859,626,000

387,677,000

36,578,310

Minority interests

(102,700,000)

(108,828,000)

(14,214,000)

(16,026,000)

 

----------------

----------------

----------------

----------------

PROFIT/(LOSS) BEFORE EXTRAORDINARY ITEMS

625,395,000

750,798,000

373,463,000

20,552,310

Extraordinary items

2,535,000

-

-

-

 

----------------

----------------

----------------

----------------

PROFIT/(LOSS) ATTRIBUTABLE TO SHAREHOLDERS

627,930,000

750,798,000

373,463,000

20,552,310

RETAINED PROFIT/(LOSS) BROUGHT FORWARD

 

 

 

 

As previously reported

1,062,330,000

300,174,000

20,552,310

-

Prior year adjustment

-

16,318,000

(20,262,310)

-

 

----------------

----------------

----------------

----------------

As restated

1,062,330,000

316,492,000

290,000

-

 

----------------

----------------

----------------

----------------

PROFIT AVAILABLE FOR APPROPRIATIONS

1,690,260,000

1,067,290,000

373,753,000

20,552,310

TRANSFER TO RESERVES - General

(8,117,000)

(4,960,000)

(73,579,000)

-

CAPITALISATION FOR BONUS ISSUES

(3,229,000)

-

-

-

 

----------------

----------------

----------------

----------------

RETAINED PROFIT/(LOSS) CARRIED FORWARD

1,678,914,000

1,062,330,000

300,174,000

20,552,310

 

=============

=============

=============

=============

 

 

 

 

 

INTEREST EXPENSE (as per notes to P&L)

 

 

 

 

Bank overdraft

-

-

0

559,000

Hire purchase

-

0

-

1,613,862

Lease interest

-

-

1,284,000

-

Revolving loans

189,807,000

-

-

723,000

Term loan / Borrowing

117,045,000

180,266,000

82,609,000

78,175,004

Others

21,861,000

41,943,000

22,527,000

2,386,003

 

----------------

----------------

----------------

----------------

 

328,713,000

222,209,000

106,420,000

83,456,869

 

=============

=============

=============

=============

 

 

 

BALANCE SHEET

 

 

 

ASSETS EMPLOYED:

 

 

 

 

FIXED ASSETS

9,365,720,000

8,503,359,000

4,726,753,000

4,082,682,385

 

 

 

 

 

Associated companies

4,497,000

6,116,000

862,273,000

507,889,536

Investment properties

1,922,721,000

1,775,054,000

-

-

Fidelity fund

-

-

-

0

Statutory deposits with Bank Negara

-

-

0

0

Deferred assets

77,567,000

61,160,000

24,279,000

28,308,077

Others

980,367,000

873,128,000

557,890,000

57,295,186

 

----------------

----------------

----------------

----------------

TOTAL LONG TERM INVESTMENTS/OTHER ASSETS

2,985,152,000

2,715,458,000

1,444,442,000

593,492,799

 

 

 

 

 

Goodwill on consolidation

8,881,234,000

8,853,527,000

6,415,976,000

7,758,409,768

Concession rights

-

-

-

72,302,000

Master Franchise Rights

-

-

0

-

Others

2,628,126,000

2,837,717,000

1,618,598,000

143,018,045

 

----------------

----------------

----------------

----------------

TOTAL INTANGIBLE ASSETS

11,509,360,000

11,691,244,000

8,034,574,000

7,973,729,813

 

----------------

----------------

----------------

----------------

TOTAL LONG TERM ASSETS

23,860,232,000

22,910,061,000

14,205,769,000

12,649,904,997

 

 

 

 

 

CURRENT ASSETS

 

 

 

 

CA Development properties/expenditure

-

-

1,121,195,000

671,409,549

Stocks

152,991,000

136,928,000

78,784,000

74,968,032

Trade debtors

762,259,000

709,937,000

465,108,000

439,433,460

Other debtors, deposits & prepayments

124,109,000

104,900,000

51,004,000

44,185,024

Short term deposits

1,544,312,000

1,086,923,000

895,399,000

-

Interest receivable

1,972,000

1,086,000

2,384,000

1,589,164

Amount due from related companies

113,812,000

64,998,000

-

-

Cash & bank balances

600,515,000

535,722,000

415,404,000

1,209,464,913

Others

101,077,000

97,786,000

48,951,000

12,095,148

 

----------------

----------------

----------------

----------------

TOTAL CURRENT ASSETS

3,401,047,000

2,738,280,000

3,078,229,000

2,453,145,290

 

----------------

----------------

----------------

----------------

TOTAL ASSET

27,261,279,000

25,648,341,000

17,283,998,000

15,103,050,287

 

=============

=============

=============

=============

 

 

 

 

 

CURRENT LIABILITIES

 

 

 

 

Trade creditors

542,140,000

468,799,000

381,934,000

535,836,486

Other creditors & accruals

616,546,000

738,693,000

462,393,000

-

Hire purchase & lease creditors

59,152,000

57,599,000

-

126,292,867

Bank overdraft

-

974,000

-

10,549,000

Short term borrowings/Term loans

231,883,000

276,141,000

-

135,682,392

Other borrowings

-

-

-

17,800,000

Deposits from customers

105,132,000

89,308,000

-

15,709,586

Interest payable

12,180,000

15,104,000

5,024,000

37,923,643

Amounts owing to holding company

-

-

-

4,150,079,369

Amounts owing to subsidiary companies

-

-

-

50,653,430

Amounts owing to related companies

55,177,000

31,581,000

49,131,000

-

Provision for taxation

178,895,000

174,951,000

118,703,000

113,816,880

Other liabilities

42,049,000

47,892,000

60,410,000

116,991,932

 

----------------

----------------

----------------

----------------

TOTAL CURRENT LIABILITIES

1,843,154,000

1,901,042,000

1,077,595,000

5,311,335,585

 

----------------

----------------

----------------

----------------

NET CURRENT ASSETS/(LIABILITIES)

1,557,893,000

837,238,000

2,000,634,000

(2,858,190,295)

 

----------------

----------------

----------------

----------------

TOTAL NET ASSETS

25,418,125,000

23,747,299,000

16,206,403,000

9,791,714,702

 

=============

=============

=============

=============

 

 

 

 

 

SHARE CAPITAL

 

 

 

 

Ordinary share capital

8,134,974,000

8,055,445,000

5,500,000,000

2,782,410,290

 

----------------

----------------

----------------

----------------

TOTAL SHARE CAPITAL

8,134,974,000

8,055,445,000

5,500,000,000

2,782,410,290

 

 

 

 

 

RESERVES

 

 

 

 

Share premium

7,992,299,000

7,890,224,000

3,885,803,000

-

Capital reserve

-

-

14,009,000

-

Revaluation reserve

205,000

-

-

-

Exchange equalisation/fluctuation reserve

293,383,000

143,075,000

35,621,000

-

General reserve

232,232,000

193,726,000

-

-

Retained profit/(loss) carried forward

1,678,914,000

1,062,330,000

300,174,000

20,552,310

Capital redemption reserve

(293,386,000)

(246,610,000)

-

-

Employee share option reserve

33,295,000

32,810,000

-

-

Others

3,229,000

-

762,663,000

60,009,422

 

----------------

----------------

----------------

----------------

TOTAL RESERVES

9,940,171,000

9,075,555,000

4,998,270,000

80,561,732

 

 

 

 

 

MINORITY INTEREST

1,847,802,000

2,044,763,000

246,618,000

231,169,277

 

----------------

----------------

----------------

----------------

SHAREHOLDERS' FUNDS/EQUITY

19,922,947,000

19,175,763,000

10,744,888,000

3,094,141,299

 

 

 

 

 

Long term loans

4,009,437,000

3,310,061,000

4,964,996,000

6,041,794,480

Other long term borrowings

-

-

-

477,440,000

Lease obligations

160,809,000

191,269,000

26,268,000

16,373,567

Deferred taxation

935,103,000

967,919,000

446,127,000

118,361,382

Retirement benefits provision

23,144,000

21,205,000

15,544,000

5,682,000

General insurance funds

-

-

0

-

Others

366,685,000

81,082,000

8,580,000

37,921,974

 

----------------

----------------

----------------

----------------

TOTAL LONG TERM LIABILITIES

5,495,178,000

4,571,536,000

5,461,515,000

6,697,573,403

 

----------------

----------------

----------------

----------------

 

25,418,125,000

23,747,299,000

16,206,403,000

9,791,714,702

 

=============

=============

=============

=============

 

 

 

 

 

 

 

 

FINANCIAL RATIO

 

 

 

TYPES OF FUNDS

 

 

 

 

Cash

2,144,827,000

1,622,645,000

1,310,803,000

1,209,464,913

Net Liquid Funds

2,144,827,000

1,621,671,000

1,310,803,000

1,198,915,913

Net Liquid Assets

1,404,902,000

700,310,000

1,921,850,000

(2,933,158,327)

Net Current Assets/(Liabilities)

1,557,893,000

837,238,000

2,000,634,000

(2,858,190,295)

Net Tangible Assets

13,908,765,000

12,056,055,000

8,171,829,000

1,817,984,889

Net Monetary Assets

(4,090,276,000)

(3,871,226,000)

(3,539,665,000)

(9,630,731,730)

BALANCE SHEET ITEMS

 

 

 

 

Total Borrowings

4,651,088,000

3,836,044,000

4,991,264,000

6,826,655,306

Total Liabilities

7,338,332,000

6,472,578,000

6,539,110,000

12,008,908,988

Total Assets

27,261,279,000

25,648,341,000

17,283,998,000

15,103,050,287

Net Assets

25,418,125,000

23,747,299,000

16,206,403,000

9,791,714,702

Net Assets Backing

19,922,947,000

19,175,763,000

10,744,888,000

3,094,141,299

Shareholders' Funds

19,922,947,000

19,175,763,000

10,744,888,000

3,094,141,299

Total Share Capital

8,134,974,000

8,055,445,000

5,500,000,000

2,782,410,290

Total Reserves

9,940,171,000

9,075,555,000

4,998,270,000

80,561,732

LIQUIDITY (Times)

 

 

 

 

Cash Ratio

1.16

0.85

1.22

0.23

Liquid Ratio

1.76

1.37

2.78

0.45

Current Ratio

1.85

1.44

2.86

0.46

WORKING CAPITAL CONTROL (Days)

 

 

 

 

Stock Ratio

8

7

9

21

Debtors Ratio

41

37

51

123

Creditors Ratio

29

25

42

151

SOLVENCY RATIOS (Times)

 

 

 

 

Gearing Ratio

0.23

0.20

0.46

2.21

Liabilities Ratio

0.37

0.34

0.61

3.88

Times Interest Earned Ratio

3.66

5.76

5.54

1.93

Assets Backing Ratio

1.71

1.50

1.49

0.65

PERFORMANCE RATIO (%)

 

 

 

 

Operating Profit Margin

12.96

15.20

14.51

6.00

Net Profit Margin

9.26

10.78

11.22

1.58

Return On Net Assets

4.74

5.39

3.64

1.65

Return On Capital Employed

3.09

3.41

2.41

0.89

Return On Shareholders' Funds/Equity

3.14

3.92

3.48

0.66

Dividend Pay Out Ratio (Times)

0.00

0.00

0.00

0.00

NOTES TO ACCOUNTS

 

 

 

 

Contingent Liabilities

0

0

0

0

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.61.50

UK Pound

1

Rs.93.12

Euro

1

Rs.69.33

 

 

INFORMATION DETAILS

 

Analysis Done by :

RAS

 

 

Report Prepared by :

ANK

 


 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

                                       New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.