MIRA INFORM REPORT

 

 

Report No. :

305520

Report Date :

31.01.2015

 

IDENTIFICATION DETAILS

 

Name :

UNITED ENTERPRISES TRADING CO WLL

 

 

Registered Office :

Building 164, Block 949, Road 4903, Issa Town, P O Box 33771, Manama

 

 

Country :

Bahrain

 

 

Date of Incorporation :

06.01.1992

 

 

Com. Reg. No.:

26062-1

 

 

Legal Form :

With Limited Liability - WLL

 

 

Line of Business :

Subject is engaged as second grade building contractors.

 

 

No. of Employees :

40

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

 

Status :

Satisfactory

 

 

Payment Behaviour :

No Complaints

 

 

Litigation :

Clear

 

NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – September 30, 2014

 

Country Name

Previous Rating

(30.06.2014)

Current Rating

(30.09.2014)

Bahrain

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

BAHRAIN - ECONOMIC OVERVIEW

 

Bahrain has made great efforts to diversify its economy; its highly developed communication and transport facilities make Bahrain home to numerous multinational firms with business in the Gulf. As part of its diversification plans, Bahrain implemented a Free Trade Agreement (FTA) with the US in August 2006, the first FTA between the US and a Gulf state. Bahrain's economy, however, continues to depend heavily on oil. In 2012, petroleum production and refining accounted for 77% of Bahrain's export receipts, 87% of government revenues, and 19% of GDP. Other major economic activities are production of aluminum - Bahrain's second biggest export after oil - finance, and construction. Bahrain competes with Malaysia as a worldwide center for Islamic banking and continues to seek new natural gas supplies as feedstock to support its expanding petrochemical and aluminum industries. In 2011 Bahrain experienced economic setbacks as a result of domestic unrest, however, the economy recovered in 2012-13, partly as a result of improved tourism. Some economic policies aimed at restoring confidence in Bahrain's economy, such as the suspension of an expatriate labor tax and frequent bailouts of Gulf Air, will make Bahrain's long-term economic challenges - youth unemployment and the growth of government debt - more difficult to address.

 

Source : CIA

 

 

SUMMARY

 

Company Name                                    : UNITED ENTERPRISES TRADING CO WLL

Country of Origin                                   : Bahrain

Legal Form                                           : With Limited Liability - WLL

Registration Date                                  : 6th January 1992

Commercial Registration Number           : 26062-1

Chamber Membership Number               : 1041

Issued Capital                                       : BD 250,000

Paid up Capital                                     : BD 250,000

Total Workforce                                     : 40

Activities                                               : Second grade building contractors

Financial Condition                                : Undetermined

Payments                                             : Nothing detrimental uncovered

 


COMPANY NAME

 

UNITED ENTERPRISES TRADING CO WLL

 

 

ADDRESS

 

Registered & Physical Address

 

Building            : Building 164, Block 949

Street               : Road 4903

Area                 : Issa Town

 

PO Box            : 33771

 

Town                : Manama

Country             : Bahrain

 

Telephone         : (973-17) 702700 / 700606

Facsimile          : (973-17) 702700 / 701515

Mobile              : (973-37) 700554

Email                : alsamali1000@hotmail.com

 

Premises

 

Subject operates from a small suite of offices that are rented and located in the Suburban Business Area of Manama.

 

 

KEY PRINCIPALS

 

     Name                                                           Nationality                    Position

 

·       Abdulali Abdulaziz Husain Alaali                    Bahraini                        Managing Director

 

·       Mohamed Abdulali Abdulaziz Alaali               Bahraini                        Director

 

·       Ebrahim Abdulali Abdulaziz Alaali                  Bahraini                        Director

 

 

LEGAL FORM & OWNERS

 

Date of Establishment  : 6th January 1992

 

Legal Form                  : With Limited Liability - WLL

 

Commercial Reg. No.   : 26062-1

 

Chamber Member No.  : 1041

 

Issued Capital              : BD 250,000

 

Paid up Capital            : BD 250,000

 

Name of Shareholder (s)                                         Percentage

 

·       Abdulali Abdulaziz Husain Alaali                                95%

 

·       Mohamed Abdulali Abdulaziz Alaali                             5%

 

 

OPERATIONS

 

Activities: Engaged as second grade building contractors.

 

Subject has a workforce of 40 employees

 

 

FINANCIAL DATA

 

Companies registered in Bahrain are not legally required to make their accounts public and no financial information was released by the company or submitted by outside sources.

 

 

BANKERS

 

·       British Bank of the Middle East

93 Al Khalifa Avenue

PO Box: 57

Manama

Tel: (973-17) 224555

Fax: (973-17) 226822

 

 

PAYMENT HISTORY

 

No complaints regarding subject’s payments have been reported.

 

 

GENERAL COMMENTS

 

Local sources report that the subject’s operating history is clear with payment obligations met in a generally timely manner. The financial position is satisfactory and the company is deemed a fair trade risk.

 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.61.76

UK Pound

1

Rs.93.13

Euro

1

Rs.70.03

 

INFORMATION DETAILS

 

Analysis Done by :

RAS

 

 

Report Prepared by :

NIT

 

               

RATING EXPLANATIONS

 

RATING

STATUS

PROPOSED CREDIT LINE

 

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

 

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

 

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

 

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

 

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

 

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

 

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

Credit not recommended

 

--

NB

New Business

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.