MIRA INFORM REPORT

 

 

Report No. :

329169

Report Date :

01.07.2015

 

IDENTIFICATION DETAILS

 

Name :

TECHNOPAC GMBH

 

 

Registered Office :

Schleupestr. 15, D 48431 Rheine, Post Box:16 51, D 48406 Rheine

 

 

Country :

Germany

 

 

Financials (as on) :

31.12.2013

 

 

Date of Incorporation :

14.01.1999

 

 

Com. Reg. No.:

HRB 4578

 

 

Legal Form :

Private Limited Company

 

 

Line of Business :

·         Agents involved in the sale of machines (except agricultural machineryand office machinery) and industrial supplies n.e.c.

·         Wholesale of other household goods

·         Wholesale of other machinery

·         Wholesale of other equipment and accessories for machinery and technical supplies.

 

 

No. of Employees :

13

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

 

Status :

Satisfactory

 

 

Payment Behaviour :

Usually Correct

 

 

Litigation :

Clear

 

 

NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – March 31, 2015

 

Country Name

Previous Rating

(31.12.2014)

Current Rating

(31.03.2015)

Germany

A1

A1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

 

GERMANY - ECONOMIC OVERVIEW

 

The German economy - the fifth largest economy in the world in PPP terms and Europe's largest - is a leading exporter of machinery, vehicles, chemicals, and household equipment and benefits from a highly skilled labor force. Like its Western European neighbors, Germany faces significant demographic challenges to sustained long-term growth. Low fertility rates and declining net immigration are increasing pressure on the country's social welfare system and necessitate structural reforms. Reforms launched by the government of Chancellor Gerhard SCHROEDER (1998-2005), deemed necessary to address chronically high unemployment and low average growth, contributed to strong growth and falling unemployment. These advances, as well as a government subsidized, reduced working hour scheme, help explain the relatively modest increase in unemployment during the 2008-09 recession - the deepest since World War II - and its decrease to 5.2% in 2014. The new German government introduced a minimum wage of about $11.60 (8.50 euros) per hour to take effect in 2015. Stimulus and stabilization efforts initiated in 2008 and 2009 and tax cuts introduced in Chancellor Angela MERKEL's second term increased Germany's total budget deficit - including federal, state, and municipal - to 4.1% in 2010, but slower spending and higher tax revenues reduced the deficit to 0.8% in 2011 and in 2012 Germany reached a budget surplus of 0.1%. The budget was essentially in balance in 2014. A constitutional amendment approved in 2009 limits the federal government to structural deficits of no more than 0.35% of GDP per annum as of 2016 though the target was already reached in 2012. The German economy suffers from low levels of investment, and a government plan to invest 15 billion euros 2016-18, largely in infrastructure, is intended to spur needed private investment. Following the March 2011 Fukushima nuclear disaster, Chancellor Angela MERKEL announced in May 2011 that eight of the country's 17 nuclear reactors would be shut down immediately and the remaining plants would close by 2022. Germany plans to replace nuclear power with renewable energy, which accounted for 27.8% of gross electricity consumption in 2014, up from 9% in 2000. Before the shutdown of the eight reactors, Germany relied on nuclear power for 23% of its electricity generating capacity and 46% of its base-load electricity production. Extremely low inflation, caused largely by low global energy prices and a weak euro, are expected to boost German GDP growth in 2015.

 

Source : CIA

 

Company Name and address

 

TECHNOPAC GMBH

 

 Company Status:      active

                      Schleupestr. 15

                      D 48431 Rheine

                      Post Box:

                      16 51, D 48406 Rheine

                      Telephone:05971/808280

                      Telefax:  05971/8082820

                      Homepage: www.technopac.de

                      E-mail:   info@technopac.de

 

 

VAT no.    

   

DE812621895

 

 

Tax ID number 

 

311/5812/1103

 

 

CONCLUSION

 

Business relations are permissible.

 

 

Company Summary

 

 LEGAL FORM              Private limited company

 Date of foundation:      14.01.1999

 Shareholders'

 agreement:                   14.01.1999

 Registered on:             02.03.1999

 Commercial Register:   Local court 48565 Steinfurt

 under:                          HRB 4578

 

 


Share capital                     

 

EUR             50,000.00

 

 Shareholder:

                      Hildegard Johanna Röwemeier

                      Pestalozzistr. 17

                      D 10625 Berlin

                      born: 02.02.1959

                      Share:             EUR             50,000.00

 Manager:

                      Hildegard Johanna Röwemeier

                      Pestalozzistr. 17

                      D 10625 Berlin

                      having sole power of representation

                      born: 02.02.1959

                      Profession: Businessman

                      Marital status: single

 

 Further functions/participations of Hildegard Johanna Röwemeier

 (Manager)

 Shareholder:

                      TPI Lanzoni Consulting UG

                      (haftungsbeschränkt)

                      Pestalozzistr. 17

                      D 10625 Berlin

                      Legal form: Entrepreneur Company (limited

                                  liability) in liquidation

                      Share capital:     EUR              1,000.00

                      Share:             EUR              1,000.00

                      Registered

                      on:         08.07.2013

                      Reg. data:  14057 Berlin, HRB 151229 B

 Liquidator:

                      TPI Lanzoni Consulting UG

                      (haftungsbeschränkt)

                      Pestalozzistr. 17

                      D 10625 Berlin

                      Legal form: Entrepreneur Company (limited

                                  liability) in liquidation

                      Share capital:     EUR              1,000.00

                      Registered

                      on:         08.07.2013

                      Reg. data:  14057 Berlin, HRB 151229 B

 

 


COMPANY HISTORY

 

 14.01.1999 - 20.04.1999  TechnoPac GmbH

                          Thiebergstr. 5c

                          D 48431 Rheine

                          Private limited company

 20.04.1999 - 01.01.2004  TechnoPac GmbH

                          Münsterstr. 79a

                          D 48431 Rheine

                          Private limited company

 01.01.2004 - 22.11.2013  TechnoPac GmbH

                          Salzbergener Str. 18-22

                          D 48431 Rheine

                          Private limited company

 22.11.2013 - 04.02.2014  TechnoPac GmbH

                          Schleupestr. 15

                          D 48431 Rheine

                          Private limited company

 

 

BUSINESS ACTIVITIES

 

Main industrial sector

46141   Agents involved in the sale of machines (except agricultural machineryand office machinery) and industrial supplies n.e.c.

4649    Wholesale of other household goods

46692   Wholesale of other machinery

46693   Wholesale of other equipment and accessories for machinery and technical supplies

 

 

FINANCIAL INFORMATION

 

 Payment experience:  within agreed terms

 

 Negative information:We have no negative information at hand.

 

 Balance sheet year:  2013

 

 

REAL ESTATE

 

Type of ownership:   Tenant

 Address              Schleupestr. 15

                      D 48431 Rheine

 

 Real Estate of:      Hildegard Johanna Röwemeier

 Type of ownership:   Tenant

 Address              Thiebergstr. 5c

                      D 48431 Rheine

 

 Land register documents were not available.

 

 

BANKERS

 

 Principal bank

 STADTSPARKASSE RHEINE, 48410 RHEINE

 Sort. code: 40350005

 BIC: WELADED1RHN

 

 

FINANCIAL FIGURES

 

 Turnover:            2013               EUR         13,636,613.00

                      2014              *EUR         14,500,000.00

 Profit:              2013               EUR            146,463.00

 further business figures:

 Equipment:                              EUR             30,614.00

 Ac/ts receivable:                       EUR          2,084,355.00

 Liabilities:                            EUR          1,984,329.00

 Total numbers of vehicles:                                      1

 - Passenger cars:                                               1

 Employees:                                                     13

 

 The business figures marked with an asterisk are estimates based on average values in the line of business.

 

 

BALANCE SHEETS

 

 Balance sheet ratios 01.01.2013 - 31.12.2013

 Equity ratio [%]:                 22.99

 Liquidity ratio:                   1.07

 Return on total capital [%]:       5.39

 

 Balance sheet ratios 01.01.2012 - 31.12.2012

 Equity ratio [%]:                 20.71

 Liquidity ratio:                   1.07

 Return on total capital [%]:       4.89

 

 Balance sheet ratios 01.01.2011 - 31.12.2011

 Equity ratio [%]:                 19.11

 Liquidity ratio:                   1.05

 Return on total capital [%]:       4.18

 

 Balance sheet ratios 01.01.2010 - 31.12.2010

 Equity ratio [%]:                 24.86

 Liquidity ratio:                   1.19

 Return on total capital [%]:       5.54

 

 Equity ratio

 The equity ratio indicates the portion of the equity as compared

 to the total capital. The higher the equity ratio, the better the

 economic stability (solvency) and thus the financial autonomy of

 a company.

 

 Liquidity ratio

 The liquidity ratio shows the proportion between adjusted

 receivables and net liabilities. The higher the ratio, the lower

 the company's financial dependancy from external creditors.

 

 Return on total capital

 The return on total capital shows the efficiency and return on

 the total capital employed in the company. The higher the return

 on total capital, the more economically does the company work

 with the invested capital.

 

 

 Type of balance sheet:                   Company balance sheet

 

 Financial year:                          01.01.2013 - 31.12.2013

 

 ASSETS                                  EUR          2,751,453.35

  Fixed assets                           EUR             30,615.00

   Intangible assets                     EUR                  1.00

    Concessions, licences, rights        EUR                  1.00

   Tangible assets                       EUR             30,614.00

    Other tangible assets / fixtures and

    fittings                             EUR             30,614.00

  Current assets                         EUR          2,720,838.35

   Stocks                                EUR            574,312.92

    Finished goods / work in progress    EUR            574,312.92

   Accounts receivable                   EUR          2,084,354.96

    thereof total due from shareholders  EUR             33,153.91

    Trade debtors                        EUR          1,904,351.05

    Amounts due from investee companies  EUR             33,153.91

    Other debtors and assets             EUR            146,850.00

   Liquid means                          EUR             62,170.47

 

 LIABILITIES                             EUR          2,751,453.35

  Shareholders' equity                   EUR            646,522.82

   Capital                               EUR             50,000.00

    Subscribed capital (share capital)   EUR             50,000.00

   Reserves                              EUR             50,000.00

    Retained earnings / revenue reserves EUR             50,000.00

   Balance sheet profit/loss (+/-)       EUR            546,522.82

    Profit / loss brought forward        EUR            400,059.99

    Annual surplus / annual deficit      EUR            146,462.83

  Provisions                             EUR            120,602.00

   Provisions for taxes                  EUR             43,102.00

   Other / unspecified provisions        EUR             77,500.00

  Liabilities                            EUR          1,984,328.53

   Financial debts                       EUR            236,973.16

    Liabilities due to banks             EUR            236,973.16

   Other liabilities                     EUR          1,747,355.37

    Trade creditors (for IAS incl. bills

    of exchange)                         EUR          1,560,619.84

    Unspecified other liabilities        EUR            186,735.53

     thereof liabilities from tax /

     financial authorities               EUR            129,881.10

     thereof liabilities from social

     security                            EUR                477.60

 

 PROFIT AND LOSS ACCOUNT (cost-summary method) according to Comm.

 Code (HGB)

  Sales                                  EUR         13,636,613.19

  Other operating income                 EUR             18,285.62

  Cost of materials                      EUR         12,143,350.74

   Raw materials and supplies, purchased

   goods                                 EUR         12,126,583.11

   Purchased services                    EUR             16,767.63

  Gross result (+/-)                     EUR          1,511,548.07

  Staff expenses                         EUR            577,065.64

   Wages and salaries                    EUR            497,351.83

   Social security contributions and

   expenses for pension plans and

   benefits                              EUR             79,713.81

  Total depreciation                     EUR              6,043.09

   Depreciation on tangible / intangible

   asssets (incl. start-up and exp. of

   bus.                                  EUR              6,043.09

  Other operating expenses               EUR            701,155.26

  Operating result from continuing

  operations                             EUR            227,284.08

  Interest result (+/-)                  EUR            -14,336.25

   Interest and similar income           EUR              5,529.00

   Interest and similar expenses         EUR             19,865.25

  Financial result (+/-)                 EUR            -14,336.25

  Result from ordinary operations (+/-)  EUR            212,947.83

  Income tax / refund of income tax (+/-)EUR            -65,649.00

  Other taxes / refund of taxes          EUR               -836.00

  Tax (+/-)                              EUR            -66,485.00

  Annual surplus / annual deficit        EUR            146,462.83

 

 Type of balance sheet:                   Company balance sheet

 

 Financial year:                          01.01.2012 - 31.12.2012

 

 ASSETS                                  EUR          2,414,049.88

  Fixed assets                           EUR             14,714.00

   Intangible assets                     EUR                  1.00

   Tangible assets                       EUR             14,713.00

  Current assets                         EUR          2,399,335.88

   Stocks                                EUR            436,302.68

   Accounts receivable                   EUR          1,945,951.28

   Liquid means                          EUR             17,081.92

 

 LIABILITIES                             EUR          2,414,049.88

  Shareholders' equity                   EUR            500,059.99

   Capital                               EUR             50,000.00

    Subscribed capital (share capital)   EUR             50,000.00

   Reserves                              EUR             50,000.00

    Retained earnings / revenue reserves EUR             50,000.00

   Balance sheet profit/loss (+/-)       EUR            400,059.99

    Balance sheet profit / loss          EUR            400,059.99

  Provisions                             EUR             83,905.00

  Liabilities                            EUR          1,830,084.89

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.63.75

UK Pound

1

Rs.100.12

Euro

1

Rs.71.20

 

INFORMATION DETAILS

 

Analysis Done by :

SAN 

 

 

Report Prepared by :

NIT

 

 

RATING EXPLANATIONS

 

RATING

STATUS

PROPOSED CREDIT LINE

 

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

 

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

 

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

 

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

 

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

 

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

 

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

Credit not recommended

 

--

NB

New Business

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.