MIRA INFORM REPORT

 

 

Report No. :

329926

Report Date :

03.07.2015

 

IDENTIFICATION DETAILS

 

Name :

GEP INDUSTRIA E COMERCIO LTDA

 

 

Registered Office :

Rua Raul Saddi,88 – Butantã, 05503-010 - São Paulo/Sp

 

 

Country :

Brazil

 

 

Date of Incorporation :

23.03.1957

 

 

Legal Form :

Limited Liability Company

 

 

Line of Business :

Manufacture of Textiles

 

 

No. of Employees :

Not Available

 

 

RATING & COMMENTS

 

MIRA’s Rating :

B

 

RATING

STATUS

PROPOSED CREDIT LINE

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

Small

 

Status :

Moderate

Payment Behaviour :

No Complaints

Litigation :

Exist

 

NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – March 31, 2015

 

Country Name

Previous Rating

(31.12.2014)

Current Rating

(31.03.2015)

Brazil

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


 

BRAZIL - ECONOMIC OVERVIEW

 

Characterized by large and well-developed agricultural, mining, manufacturing, and service sectors, and a rapidly expanding middle class, Brazil's economy outweighs that of all other South American countries, and Brazil is expanding its presence in world markets. Since 2003, Brazil has steadily improved its macroeconomic stability, building up foreign reserves, and reducing its debt profile by shifting its debt burden toward real denominated and domestically held instruments. Since 2008, Brazil became a net external creditor and all three of the major ratings agencies awarded investment grade status to its debt. After strong growth in 2007 and 2008, the onset of the global financial crisis hit Brazil in 2008. Brazil experienced two quarters of recession, as global demand for Brazil's commodity-based exports dwindled and external credit dried up. However, Brazil was one of the first emerging markets to begin a recovery. In 2010, consumer and investor confidence revived and GDP growth reached 7.5%, the highest growth rate in the past 25 years. After reaching historic lows of 4.5% in early 2014, the unemployment rate remains low, but is rising. Brazil's traditionally high level of income inequality has declined for each of the last 15 years. GDP growth has slowed since 2011, due to several factors, including: overdependence on exports of raw commodities, low productivity, high operational costs, persistently high inflation, and low levels of investment. Brazil’s fiscal and current account balances have eroded during the past four years as the government attempted to boost economic growth through targeted tax cuts for industry and incentives to spur household consumption. After winning re-election in October 2014 by a historically narrow margin, President Dilma ROUSSEFF appointed a new economic team led by Finance Minister Joaquim LEVY, who introduced a fiscal austerity package intended to restore the primary account surplus to 1.2% of GDP and preserve the country’s investment-grade sovereign credit rating. Brazil seeks to strengthen its workforce and its economy over the long run by imposing local content and technology transfer requirements on foreign businesses, by investing in education through social programs such as Bolsa Familia and the Brazil Science Mobility Program, and by investing in research in the areas of space, nanotechnology, healthcare, and energy.

 

Source : CIA


Company Name

 

GEP INDUSTRIA E COMERCIO LTDA

 

 

ADDRESSES:

 

MAIN ADDRESS:

RUA RAUL SADDI,88 - BUTANTÃ

ZIP CODE/CITY:

05503-010 - SÃO PAULO/SP

 

 

PHONE:

11 3038-0210

FAX:

11 3038-0370

E-MAIL:

emanuel.santos@gep.com.br

WEB SITE:

www.gep.com.br

 

BRANCHES:

 

 

 

ADDRESS:

AV. LUIZ EDUARDO TOLEDO PRADO,900 LOJA 2055PI - VILA DO GOLF

ZIP CODE/CITY:

14027-250 RIBEIRAO PRETO/SP

 

 

ADDRESS:

AV INDUSTRIAL,600 LJ. 042 - JARDINS

ZIP CODE/CITY:

09080-500 SANTO ANDRÉ/SP

CNPJ:

61.075.594/0006-07

 

 

ADDRESS:

AV. IBIRAPUERA,3103 SUC, 8º PISO CAMPO BELO - MOEMA

ZIP CODE/CITY:

SÃO PAULO/SP

CNPJ:

61.075.594/0018-32

 

 

ADDRESS:

RUA FREI CANECA,569 LOJAS 213 A 219 - 1º PAVIMENTO

ZIP CODE/CITY:

SÃO PAULO/SP

CNPJ:

61.075.594/0034-52

 

 

ADDRESS:

RUA SAMUEL MEIRA BRASIL,394 SERRA PQ LOGÍSTICO CONJUNTO B - TAQUARA II

ZIP CODE/CITY:

29167-650 SERRA/ES

PHONE:

27 3028-2514

CNPJ:

610.755.940-08

 

 

ADDRESS:

RUA MABEL S/Nº, ESQUINA RUA ADAR - DISTRITO INDUSTRIAL,0

ZIP CODE/CITY:

TRÊS LAGOAS/MG

PHONE:

67 3522-5535

 

FURTHER TO THE ABOVE THE COMPANY ALSO HAS 96 BRANCHES.

 

LEGAL DATA:

 

MAIN ACTIVITIES:

 

MANUFACTURE OF TEXTILES

 

 

LEGAL FORM:

LIMITED LIABILITY COMPANY

 

 

INCORPORATION DATE:

23/03/1957

REGISTER DATE:

23/03/1957

BALANCE SHEET FILING DATE:

31/12

TAX CONTRIBUTOR NUMBER(CNPJ):

61.075.594/0001-94

STATE REGISTER:

103.771.904.113

 

 

SHARE CAPITAL:

R$ 62.000.000,00

LAST REGISTER OF CAPITAL:

02/07/2009

 

BOARD OF DIRECTORS:

 

 

 

NELSON VOLPATO

DIRECTOR

 

AUTHORIZED USE OF SIGNATURE:

 

THE DIRECTOR IS AUTHORIZED TO SIGN ON BEHALF OF THE COMPANY.

 

SHAREHOLDERS / PARTNERS:

 

 

 

BLUE BIRD PARTICIPAÇÕES LTDA

R$ 61.999.990,00

NELSON VOLPATO

R$ 10,00

 

AFFILIATES / SUBSIDIARIES:

 

A SCAN THROUGH OUTSIDE SOURCES SHOWED THE SUBJECT AND/OR DIRECTORS HAS/HAVE THE FOLLOWING UNCONFIRMED HOLDINGS:

 

 

OBRIGADO DESIGN E PROPAGANDA LTDA

 

PAIXÃO POR MARCAS LICENCIAMENTO LTDA

 

TUDO BEM TUDO BOM COMERCIO LTDA

 

FUTURE COMPANY TENDENCIA E CONSULTORIA DE VAREJO LTDA

 

BLUE SAVANA ASSESSORIA FINANCEIRA LTDA - ME

 

88 PARTICIPACOES LTDA

 

MAR A VISTA EMPREENDIMENTOS PARTICIPACOES LTDA

 

OASIS EMPREENDIMENTOS E PARTICIPACOES LTDA

 

 

COMPANY'S BACKGROUND:

 

THE SUBJECT WAS ESTABLISHED ON DECEMBER 29, 1964 TO BE ENGAGED IN THE SAID LINE OF BUSINESS.

 

PREVIOUS LEGAL NAME:

 

GEP GRUPO EMPRESARIAL PASMANIK S/A

CORI IND E COMERCIO DE MODAS S/A

PASMANIK & IRMÃOS S/A IND E COM

 

ON DECEMBER 2, 1992 IT MODIFIED THE CORPORATE NAME TO THE CURRENT ONE.

 

PARTNERS:

 

BLUE BIRD PARTICIPAÇÕES LTDA: HEADQUARTERED AT RUA RAUL SADDI, 88, SALA 12, BUTANTÃ, ZIP CODE 05503-010, SÃO PAULO/SP, REGISTERED AT THE STATE OF SÃO PAULO NOTARY OFFICE UNDER NIRE 35.300.417.127, TAXPAYER'S REGISTRATION UNDER CNPJ 00.959.458/0001-72, REPRESENTED BY ITS ATTORNEY, MR. NELSON VOLPATO;

 

NELSON VOLPATO: BRAZILIAN, HOLDER OF DOCUMENTS CPF 300.650.118-72 AND RG 3.907.126, RESIDENTIAL ADDRESS AT RUA JOÃO DELLA MANNA, 70, ROLINÓPOLIS, ZIP CODE 05535-010, SÃO PAULO/SP.

 

FURTHER DETAILS ARE SO FAR NOT KNOWN.

 

REMARKS:

--------

 

WHEN CONTACTING THE SUBJECT WE INTERVIEWED MR. EMENUAL - ACCOUNTING DEPARTMENT, WHO INFORMED THAT WOULD NOT DISCLOSE ANY KIND OF INFORMATION UNLESS THE INQUIRING PARTY'S NAME WAS DISCLOSED.

 

IF IT IS POSSIBLE TO DISCLOSE THE NAME OF THE INTERESTED SUPPLIER OF THE SUBJECT, WE MAY RESUME OUR CONTACTS AND TRY TO OBTAIN FURTHER INFORMATION.

 

THE DATA CONTAINED HEREIN WERE OBTAINED FROM OUTSIDE SOURCES, OUR DATABASE AND OFFICIAL. NO FURTHER DATA WAS AVAILABLE WITH SEVERAL SOURCES USUALLY INVESTIGATED.

 

PUBLIC INFORMATION:

 

PROTESTS:

 

1  PROTEST,TOTAL AMOUNT R$ 53,50

 

DETAILS OF LATEST PROTESTS:

 

NOTARY OFFICE:

DATE:

VALUE:

CARTORIO DE CONTABEM/MG

06/2015

R$ 53,50

 

LAWSUITS:

 

 

 

DATE:

COURT OF LAW:

 

3

MUNICIPAL LAWSUITS

28/11/14

VARA DE SP-CAMPOS DO JORDÃO

9

STATE LAWSUITS

10/05/15

VARA DE DF-BRASÍLIA

2

EVICTION SUITS

21/05/15

34ª VARA DE MG-BELO HORIZONTE

 

 

FINANCIAL INFORMATION:

 

DUE TO THE SUBJECT'S LEGAL FORM, IT IS NOT OBLIGED TO PUBLISH THE BALANCE SHEET INFORMATION. WHEN INTERVIEWING SOURCES AT THE SUBJECT COMPANY DECLINED TO PROVIDE ANY KIND OF FINANCIAL INFORMATION.

 

OUTSIDE SOURCES CONTACTED SHOWED NO FINANCIAL DATA ABOUT THIS COMPANY.

 

EXCHANGE RATE:

 

 

US$ 1,00 = R$ 3,10

 - OFFICIAL RATE ON 30/06/2015

 

COMMENTS ON THE FINANCIAL INFORMATION:

 

IN THE ABSENCE OF FINANCIAL INFORMATION NO COMMENTS CAN BE MADE ABOUT THE SUBJECT'S CURRENT FINANCIAL STANDING.

 

REAL ESTATE:

 

   OWNED PREMISES ARE VALUED AT R$ 196.356,49

 

VEHICLES:

 

   OWNED VEHICLES ARE VALUED AT R$ 248.372,80

 

MACHINES:

 

   OWNED MACHINES AND EQUIPMENTS ARE VALUED AT R$ 3.478.939,47

 

INSURANCE:

 

INSURANCE COMPANY:

PORTO SEGURO -  CIA DE SEGUROS GERAIS

COVERAGE:

FIRE, CIVIL LIABILITY AND OTHERS

EXPIRATION:

14/09/2014

VALUE:

R$ 44.650.000,00

 

BANKING REFERENCES:

 

 

BRANCH/PHONE:

CITY:

BANCO DO BRASIL S/A

JARDINS / 11 2845-8375

SÃO PAULO/SP

BANCO ITAÚ BBA S/A

FARIA LIMA / 11 3708-8584

SÃO PAULO/SP

BANCO BRADESCO S/A

FARIA LIMA / 11 2178-6264

SÃO PAULO/SP

HSBC BANK BRASIL S/A

FARIA LIMA / 11 3847-5506

SÃO PAULO/SP

BANCO REAL (SANTANDER)

PAULISTA / 11 3174-2827

SÃO PAULO/SP

BANCO BANRISUL S/A

AV CIDADE JARDIM / 11 2532-2272

SÃO PAULO/SP

 

REMARKS: IN BRAZIL THE BANKS ARE PROHIBITED BY LAW TO PROVIDE INFORMATION OR ANY KIND OF COMMENTS ABOUT THEIR CLIENTS. DUE TO THIS LAW PROHIBITION WE ARE UNABLE TO PROVIDE ANY BANKING DETAILS.

 

ACCORDING TO THE CENTRAL BANK OF BRAZIL OFFICIAL REPORT, THE COMPANY HAS NO RETURNED CHECKS UP TO DATE. (IN THE TERMS OF "CIRCULAR 1682 BRAZILIAN CENTRAL BANK"). RESEARCH DATE: JUNE 30, 2015.

 

ACTIVITIES COMMENTS:

 

SUBJECT IS ENGAGED IN THE MANUFACTURE OF TEXTILES.

 

RETAIL SALE OF WEARING APPAREL IN GENERAL, AS WELL AS PERFUMERY, COSMETICS, GLASSES, WATCHES AND OTHER GIFT ARTICLES IN GENERAL.

 

IMPORT AND EXPORT:

 

   IMPORTS FROM:

CHINA, URUGUAY, ITALY AND INDIA.

 

   EXPORTS TO:

UNTIED STATES.

 

MAIN CLIENTS:

 

 

 

 

 

DOMESTIC CLIENTS:

CITY:

PHONE:

CRITINES MAGAZINE LTDA

SANTO ANDRE/SP

11 4992-6383

LORED COM ARTIGOS VESTUARIO LTDA

ARAÇATUBA/SP

18 9736-2863

MULHER ATIVA COM E CONFECÇÕES LTDA

VITOIRA/ES

27 3345-4143

POMPEO E ROCHA LTDA

BELÉM/PA

91 3241-0330

SAMIRA BITTAR M. MATTOS & CIA LTDA

FRANCA/SP

16 3723-1057

 

STAFF:

 

   NOT AVAILABLE

 

CONCEPT AND FULFILMENT:

 

THE SUBJECT IS AN OLD-ESTABLISHED FIRM. SO FAR IT HAS A CLEAR TRADE HISTORY AND GOOD PAYMENT BEHAVIOR.

 

THE COMPANY HAS TRADE RELATIONS WITH SEVERAL SUPPLIERS IN BRAZIL. THE SUPPLIERS EXTEND CREDIT FACILITIES TO THE SUBJECT IN TERMS AND AMOUNTS ACCORDING TO THE COMPANY'S NEEDS AND SO FAR NO PAYMENT PROBLEMS ARE NOTED.

 

THE LAWSUITS REPORTED ARE NOT RELATED WITH TRADE DEBTS. THEY ARE RELATED TO TAX DEBTS THAT FOR ANY REASON THE COMPANY HAS NOT YET PAID. USUALLY THIS KIND OF SUITS DO NOT AFFECT THE COMPANY REPUTATION BUT IN THE SUBJECT SPECIFIC CASE IT IS NOT POSSIBLE TO EVALUATE AS THERE ARE SEVERAL SUITS REGISTERED AND NO DETAILS REGARDING THE AMOUNTS INVOLVED ARE AVAILABLE FOR PUBLIC INSPECTION.

 

THE PROTEST IS IRRELEVANT.

 

MAIN SUPPLIERS:

 

 

 

 

 

DOMESTIC SUPPLIERS:

CITY:

PHONE:

COMPANHIA INDUSTRIAL CATAGUASES

CATAGUASES/MG

32 3421-1382

SANTA CONSTÂNCIA TECELAGEM S/A

SÃO PAULO/SP

11 6982-7853

VICUNHA S/A

SÃO PAULO/SP

11 6099-1409

VILLA CONFECÇÕES

BLUMENAU/SC

47 3144-1414

WERNER FÁBRICA DE TECIDOS LTDA

PETROPOLIS/RJ

24 2237-7152

 

PAYMENT HISTORY:

 

19 SUPPLIERS REPORTED PAYMENTS:

   TOTAL AMOUNT:  R$ 3.543.367,00

 

AMOUNT OF INVOICES PAID: 738

TOTAL OF PROMPT PAYMENTS: 98,6%

TOTAL OF DELAYED PAYMENTS: 1,4%

 

HIGHEST INVOICE: R$ 67.252,00

HIGHEST CREDIT: R$ 67.252,00

 

OUTSTANDING INVOICES DUE WITHIN THE NEXT 90 DAYS:

 

---------------------------

SUPPLIERS:

INVOICES:

TOTAL AMOUNT:

DUE WITHIN 30 DAYS

3

73

R$ 58.645,00

DUE WITHIN 60 DAYS

2

69

R$ 50.948,00

DUE WITHIN 90 DAYS

2

4

R$ 7.697,00

 

FINAL OPINION:

 

BASED ON THE OVERALL DATA AVAILABLE THE SUBJECT MAY BE CONSIDERED FOR NORMAL BUSINESS COMMITMENTS. CREDIT FACILITIES, HOWEVER, SHOULD BE GRANTED ON FULLY SECURED TERMS ONLY DUE TO THE ABSENCE OF FINANCIAL DATA.

 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.63.57

UK Pound

1

Rs.99.20

Euro

1

Rs.70.35

 

 

INFORMATION DETAILS

 

Analysis Done by :

KAR

 

 

Report Prepared by :

TPT

 

               

RATING EXPLANATIONS

 

RATING

STATUS

PROPOSED CREDIT LINE

 

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

 

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

 

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

 

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

 

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

 

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

 

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

Credit not recommended

 

--

NB

New Business

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.