MIRA INFORM REPORT

 

 

Report No. :

330294

Report Date :

04.07.2015

 

IDENTIFICATION DETAILS

 

Name :            

CARPET PRIMA SDN. BHD.

 

 

Formerly Known As :

PREMIER WEAVERS SDN BHD (31/05/2013)

PREMIER PILLAR SDN BHD (25/04/2008)

 

 

Registered Office :

Suite 25-5-16, Plaza Prima, 4 1/2, Jalan Klang Lama, (5th Floor), 58000 Kuala Lumpur, Wilayah Persekutuan

 

 

Country :

Malaysia

 

 

Financials (as on) :

30.06.2010

 

 

Date of Incorporation :

31.01.2005

 

 

Com. Reg. No.:

680163-X

 

 

Legal Form :

Private Limited

 

 

Line of Business :

Manufacturing of Carpets

 

 

No. of Employees :

Not Available

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ca

 

RATING

STATUS

PROPOSED CREDIT LINE

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

Limited with full security

 

Status :

Moderate

 

 

Payment Behaviour :

Unknown

 

 

Litigation :

Clear

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – March 31, 2015

 

Country Name

Previous Rating

(31.12.2014)

Current Rating

(31.03.2015)

Malaysia

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low Risk

 

A2

Moderate Low Risk

 

B1

Moderate Risk

B2

Moderate High Risk

 

C1

High Risk

C2

Very High Risk

D

 


 

MALAYSIA ECONOMIC OVERVIEW

 

Malaysia, a middle-income country, has transformed itself since the 1970s from a producer of raw materials into an emerging multi-sector economy. Under current Prime Minister NAJIB, Malaysia is attempting to achieve high-income status by 2020 and to move farther up the value-added production chain by attracting investments in Islamic finance, high technology industries, biotechnology, and services. NAJIB's Economic Transformation Program (ETP) is a series of projects and policy measures intended to accelerate the country's economic growth. The government has also taken steps to liberalize some services sub-sectors. The NAJIB administration also is continuing efforts to boost domestic demand and reduce the economy's dependence on exports. Nevertheless, exports - particularly of electronics, oil and gas, palm oil and rubber - remain a significant driver of the economy. As an oil and gas exporter, Malaysia has previously profited from higher world energy prices, although the rising cost of domestic gasoline and diesel fuel, combined with sustained budget deficits, has forced Kuala Lumpur to begin to address fiscal shortfalls, through initial reductions in energy and sugar subsidies and the announcement of the 2015 implementation of a 6% goods and services tax. Falling global oil prices in the second half of 2014 have strained government finances, shrunk Malaysia’s current account surplus and put downward pressure on the ringgit. The government is also trying to lessen its dependence on state oil producer Petronas. The oil and gas sector supplied about 29% of government revenue in 2014. Bank Negara Malaysia (central bank) maintains healthy foreign exchange reserves, and a well-developed regulatory regime has limited Malaysia's exposure to riskier financial instruments and the global financial crisis. Nevertheless, Malaysia could be vulnerable to a fall in commodity prices or a general slowdown in global economic activity because exports are a major component of GDP. In order to attract increased investment, NAJIB earlier raised possible revisions to the special economic and social preferences accorded to ethnic Malays under the New Economic Policy of 1970, but retreated in 2013 after he encountered significant opposition from Malay nationalists and other vested interests. In September 2013 NAJIB launched the new Bumiputra Economic Empowerment Program (BEEP), policies that favor and advance the economic condition of ethnic Malays. Malaysia is a member of the 12-nation Trans-Pacific Partnership free trade agreement negotiations and, with the nine other ASEAN members, will form the ASEAN Economic Community in 2015.

 

Source : CIA

 


 

EXECUTIVE SUMMARY

 

 

REGISTRATION NO.

:

680163-X

COMPANY NAME

:

CARPET PRIMA SDN. BHD.

FORMER NAME

:

PREMIER WEAVERS SDN BHD (31/05/2013)
PREMIER PILLAR SDN BHD (25/04/2008)

INCORPORATION DATE

:

31/01/2005

COMPANY STATUS

:

EXIST

LEGAL FORM

:

PRIVATE LIMITED (LIMITED BY SHARE)

LISTED STATUS

:

NO

REGISTERED ADDRESS

:

SUITE 25-5-16, PLAZA PRIMA, 4 1/2, JALAN KLANG LAMA, (5TH FLOOR), 58000 KUALA LUMPUR, WILAYAH PERSEKUTUAN, MALAYSIA.

BUSINESS ADDRESS

:

LOT 107 JALAN 6 OFF JALAN CHAN SOW LIN SUNGAI BESI, 55200 KUALA LUMPUR, WILAYAH PERSEKUTUAN, MALAYSIA.

TEL.NO.

:

03-92365555

FAX.NO.

:

03-92365589

HP.NO.

:

0172888111

CONTACT PERSON

:

DEEPAK JAIKISHAN A/L JAIKISHAN REWACHAND ( DIRECTOR )

INDUSTRY CODE

:

13930

PRINCIPAL ACTIVITY

:

MANUFACTURING CARPETS

AUTHORISED CAPITAL

:

MYR 25,000,000.00 DIVIDED INTO
ORDINARY SHARE 25,000,000.00 OF MYR 1.00 EACH.

ISSUED AND PAID UP CAPITAL

:

MYR 12,000,000.00 DIVIDED INTO
ORDINARY SHARES 12,000,000 CASH OF MYR 1.00 EACH.

SALES

:

N/A

NET WORTH

:

N/A

STAFF STRENGTH

:

N/A

BANKER (S)

:

BANK PEMBANGUNAN MALAYSIA BHD

LITIGATION

:

CLEAR

DEFAULTER CHECK

:

CLEAR

FINANCIAL CONDITION

:

N/A

PAYMENT

:

N/A

MANAGEMENT CAPABILITY

:

AVERAGE

COMMERCIAL RISK

:

HIGH

CURRENCY EXPOSURE

:

N/A

GENERAL REPUTATION

:

SATISFACTORY

INDUSTRY OUTLOOK

:

AVERAGE GROWTH

 

HISTORY / BACKGROUND

 

The Subject is a private limited company and is allowed to have a minimum of one and a maximum of forty-nine shareholders. As a private limited company, the Subject must have at least two directors. A private limited company is a separate legal entity from its shareholders. As a separate legal entity, the Subject is capable of owning assets, entering into contracts, sue or be sued by other companies. The liabilities of the shareholders are to the extent of the equity they have taken up and the creditors cannot claim on shareholders' personal assets even if the Subject is insolvent. The Subject is governed by the Companies Act, 1965 and the company must file its annual returns, together with its financial statements with the Registrar of Companies.

 

The Subject is principally engaged in the (as a / as an) manufacturing carpets.

 

The Subject is not listed on Bursa Malaysia (Malaysia Stock Exchange).

 

The immediate holding company of the Subject is AFFLUENT CORRIDOR SDN. BHD., a company incorporated in MALAYSIA.

 

Share Capital History

Date

Authorised Shared Capital

Issue & Paid Up Capital

15/02/2013

MYR 25,000,000.00

MYR 12,000,000.00

 

The major shareholder(s) of the Subject are shown as follows :

 

Name

Address

IC/PP/Loc No

Shareholding

(%)

AFFLUENT CORRIDOR SDN. BHD.

B1-1, JALAN SELAMAN 1, DATARAN PALMA, 68000 AMPANG, SELANGOR, MALAYSIA.

758628P

12,000,000.00

100.00

---------------

------

12,000,000.00

100.00

============

=====

+ Also Director

 

The Subject's interest in other companies (Subsidiaries/Associates) are shown as follow :

 

Local No

Country

Company

(%)

As At

826451W

MALAYSIA

MEGA SCORE TRADING SDN. BHD.

70.00

26/11/2014



DIRECTORS


DIRECTOR 1

 

Name Of Subject

:

MR. RAJESH A/L JAIKISHAN

Address

:

6, SIMPANG TUNKU PUTRA, BUKIT TUNKU, 50480 KUALA LUMPUR, WILAYAH PERSEKUTUAN, MALAYSIA.

IC / PP No

:

A2700909

New IC No

:

730805-14-5827

Date of Birth

:

05/08/1973

Nationality

:

MALAYSIAN

Date of Appointment

:

02/01/2009

 

DIRECTOR 2

 

Name Of Subject

:

MR. MOHD SHUKRI BIN ABDULLAH

Address

:

132, LORONG BARAT, OFF JALAN LEE WOON, TAMAN ZOO VIEW, 68000 AMPANG, SELANGOR, MALAYSIA.

IC / PP No

:

A0554444

New IC No

:

661130-01-5365

Date of Birth

:

30/11/1966

Nationality

:

MALAYSIAN

Date of Appointment

:

10/04/2006

 

DIRECTOR 3

 

Name Of Subject

:

MR. JASRAAJ SINGH SANDU A/L JASPAL SINGH

Address

:

133, LARUH SKIM, PETRA JAYA, 93050 KUCHING, SARAWAK, MALAYSIA.

New IC No

:

830307-13-5763

Date of Birth

:

07/03/1983

Nationality

:

MALAYSIAN

Date of Appointment

:

05/01/2009

 

DIRECTOR 4

 

Name Of Subject

:

MR. DHANESH A/L JAIKISHAN REWACHAND

Address

:

58, JALAN TUANKU ABDUL RAHMAN, 50100 KUALA LUMPUR, WILAYAH PERSEKUTUAN, MALAYSIA.

IC / PP No

:

A3411599

New IC No

:

760331-14-5127

Date of Birth

:

31/03/1976

Nationality

:

MALAYSIAN

Date of Appointment

:

02/01/2009

 

DIRECTOR 5

 

Name Of Subject

:

MR. DEEPAK JAIKISHAN A/L JAIKISHAN REWACHAND

Address

:

6, JALAN TUANKU ABDUL RAHMAN, BUKIT TUNKU, 50480 KUALA LUMPUR, WILAYAH PERSEKUTUAN, MALAYSIA.

IC / PP No

:

A2115370

New IC No

:

720311-04-5165

Date of Birth

:

11/03/1972

Nationality

:

MALAYSIAN

Date of Appointment

:

10/04/2006



MANAGEMENT

 

1)

Name of Subject

:

DEEPAK JAIKISHAN A/L JAIKISHAN REWACHAND

Position

:

DIRECTOR

 

AUDITOR

 

Auditor

:

LOURDES & KANNAN

Auditor' Address

:

25-5-15, PLAZA PRIMA, BT.4 1/2 JALAN KLANG LAMA, 58000 KUALA LUMPUR, WILAYAH PERSEKUTUAN, MALAYSIA.

 

COMPANY SECRETARIES

 

1)

Company Secretary

:

MR. TAN HENG PANG

IC / PP No

:

4559168

New IC No

:

540123-10-5003

Address

:

52, JALAN NYAMAN 4, TAMAN GEMBIRA, JALAN KLANG LAMA, 58200 KUALA LUMPUR, WILAYAH PERSEKUTUAN, MALAYSIA.

 

BANKING


Banking relations are maintained principally with :

1)

Name

:

BANK PEMBANGUNAN MALAYSIA BHD

 

 

ENCUMBRANCE (S)

 

Charge No

Creation Date

Charge Description

Chargee Name

Total Charge

Status

1

09/08/2006

N/A

BANK PEMBANGUNAN MALAYSIA BHD

-

Satisfied

2

06/12/2007

N/A

KUWAIT FINANCE HOUSE (MALAYSIA) BERHAD

MYR 170,000,000.00

Unsatisfied

 

 

LITIGATION CHECK AGAINST SUBJECT


* A check has been conducted in our databank against the Subject whether the Subject has been involved in any litigation. Our databank consists of 99% of the wound up companies in Malaysia.


No legal action was found in our databank.


No winding up petition was found in our databank.



DEFAULTER CHECK AGAINST SUBJECT


* We have checked through the Subject in our defaulters' database which comprised of debtors that have been blacklisted by our customers and debtors that have been placed or assigned to us for collection.


No blacklisted record & debt collection case was found in our defaulters' databank.



PAYMENT RECORD

 

 

SOURCES OF RAW MATERIALS:

Local

:

N/A

Overseas

:

N/A


The Subject refused to disclose it's suppliers.

 

 

CLIENTELE

 

Local

:

YES

Percentage

:

100%

Domestic Markets

:

MALAYSIA

Overseas

:

NO

Credit Term

:

N/A

Payment Mode

:

N/A

 

OPERATIONS

 

Products manufactured

:

CARPETS

Competitor(s)

:

CARPET RAYA MANUFACTURING SDN BHD
CARPETS INTERNATIONAL MALAYSIA MANUFACTURING SDN BHD
PARAGON CARPETMAKER SDN BHD
SUGIHARA GRAND INDUSTRIES SDN BHD
TAI-AM LUGGAGE SDN BHD

 

Total Number of Employees:

 

YEAR

2014

2012

2011


GROUP

N/A

N/A

N/A

COMPANY

250

200

200

 

Branch

:

NO

Other Information:


The Subject is principally engaged in the (as a / as an) manufacturing carpets.


The Subject refused to disclose its business operation.



CURRENT INVESTIGATION

 

Latest fresh investigations carried out on the Subject indicated that :

 

Telephone Number Provided By Client

:

N/A

Current Telephone Number

:

03-92365555

Match

:

N/A

Address Provided by Client

:

LOT 107 JALAN 6 OFF JALAN CHAN SOW LIN SUNGAI BESI,55200,KUALA LUMPUR,WILAYAH PERSEKUTUAN.

Current Address

:

LOT 107 JALAN 6 OFF JALAN CHAN SOW LIN SUNGAI BESI, 55200 KUALA LUMPUR, WILAYAH PERSEKUTUAN, MALAYSIA.

Match

:

YES

Latest Financial Accounts

:

NO

 

Other Investigations


We contacted Mr Rajesh the Director and he provided some information.


He refused to disclose the number of employees.



FINANCIAL ANALYSIS

 

 

No latest financial accounts are available at the Registry Office, thus we are not able to comment on the Subject's financial performance.

Overall financial condition of the Subject : N/A

 

 

 

 

MALAYSIA ECONOMIC / INDUSTRY OUTLOOK

 

Major Economic Indicators:

2011

2012

2013

2014*

2015**

Population ( Million)

28.7

29.3

29.8

30.3

30.5

Gross Domestic Products ( % )

5.1

5.6

5.3

6.0

6.0

Domestic Demand ( % )

8.2

9.4

5.6

6.4

6.2

Private Expenditure ( % )

8.2

8.0

8.6

7.9

6.9

Consumption ( % )

7.1

1.0

5.7

6.5

5.6

Investment ( % )

12.2

11.7

13.3

12.0

10.7

Public Expenditure ( % )

8.4

13.3

4.4

2.3

4.2

Consumption ( % )

16.1

11.3

(1.2)

2.1

3.8

Investment ( % )

(0.3)

15.9

4.2

2.6

4.7

Balance of Trade ( MYR Million )

116,058

106,300

71,298

52,314

-

Government Finance ( MYR Million )

(45,511)

(42,297)

(39,993)

(37,291)

-

Government Finance to GDP / Fiscal Deficit ( % )

(5.4)

(4.5)

(4.0)

(3.5)

(3.0)

Inflation ( % Change in Composite CPI)

3.1

1.6

2.5

3.3

4.0

Unemployment Rate

3.3

3.2

3.0

3.0

3.0

Net International Reserves ( MYR Billion )

415

427

-

417

-

Average Risk-Weighted Capital Adequacy Ratio ( % )

3.50

2.20

-

-

-

Average 3 Months of Non-performing Loans ( % )

14.80

14.70

-

-

-

Average Base Lending Rate ( % )

6.60

6.53

6.53

-

-

Business Loans Disbursed( % )

15.3

32.2

-

-

-

Foreign Investment ( MYR Million )

23,546.1

26,230.4

38,238.0

-

-

Consumer Loans ( % )

-

-

-

-

-

Registration of New Companies ( No. )

45,455

45,441

46,321

-

-

Registration of New Companies ( % )

3.0

(0.0)

1.9

-

-

Liquidation of Companies ( No. )

132,485

17,092

26,430

-

-

Liquidation of Companies ( % )

417.8

(87.1)

54.6

-

-

Registration of New Business ( No. )

284,598

324,761

329,895

-

-

Registration of New Business ( % )

5.0

14.0

2.0

-

-

Business Dissolved ( No. )

20,121

20,380

18,161

-

-

Business Dissolved ( % )

1.9

1.3

(10.9)

-

-

Sales of New Passenger Cars (' 000 Unit )

535.1

552.2

576.7

598.4

610.3

Cellular Phone Subscribers ( Million )

35.3

38.5

43.0

43.8

-

Tourist Arrival ( Million Persons )

24.7

25.0

25.7

28.0

-

Hotel Occupancy Rate ( % )

60.6

62.4

62.6

-

-

Credit Cards Spending ( % )

15.6

12.6

-

-

-

Bad Cheque Offenders (No.)

32,627

26,982

28,876

-

-

Individual Bankruptcy ( No.)

19,167

19,575

21,984

-

-

Individual Bankruptcy ( % )

5.8

2.1

12.3

-

-



INDUSTRIES ( % of Growth ):

2011

2012

2013

2014*

2015**

Agriculture

5.8

1.0

2.1

3.8

3.1

Palm Oil

10.8

(0.3)

2.6

6.7

-

Rubber

6.1

(7.9)

(10.1)

(10.4)

-

Forestry & Logging

(7.6)

(4.5)

(7.8)

(4.2)

-

Fishing

2.1

4.3

1.6

2.7

-

Other Agriculture

7.1

6.4

8.2

6.2

-

Industry Non-Performing Loans ( MYR Million )

634.1

-

-

-

-

% of Industry Non-Performing Loans

3.2

-

-

-

-

Mining

(5.4)

1.4

0.9

(0.8)

2.8

Oil & Gas

(1.7)

-

-

-

-

Other Mining

-

-

-

-

-

Industry Non-performing Loans ( MYR Million )

46.5

-

-

-

-

% of Industry Non-performing Loans

0.1

-

-

-

-

Manufacturing #

4.7

4.8

3.4

6.6

5.5

Exported-oriented Industries

4.1

6.5

3.3

5.6

-

Electrical & Electronics

(4.0)

12.7

6.9

13.3

-

Rubber Products

20.7

3.0

11.7

(0.3)

-

Wood Products

(5.1)

8.7

(2.7)

5.1

-

Textiles & Apparel

13.2

(7.1)

(2.6)

11.5

-

Domestic-oriented Industries

10.7

1.7

6.8

9.4

-

Food, Beverages & Tobacco

4.80

2.70

3.60

6.13

6.13

Chemical & Chemical Products

10.0

10.8

5.6

-

-

Plastic Products

3.8

-

-

-

-

Iron & Steel

2.2

(6.6)

5.0

0.1

-

Fabricated Metal Products

21.8

13.8

9.9

2.9

-

Non-metallic Mineral

12.1

2.9

(2.0)

5.4

-

Transport Equipment

12.0

3.4

13.8

22.9

-

Paper & Paper Products

9.5

3.1

1.8

4.7

-

Crude Oil Refineries

9.3

-

-

-

-

Industry Non-Performing Loans ( MYR Million )

6,537.2

-

-

-

-

% of Industry Non-Performing Loans

25.7

-

-

-

-

Construction

4.7

18.6

10.9

12.7

10.7

Industry Non-Performing Loans ( MYR Million )

3,856.9

-

-

-

-

% of Industry Non-Performing Loans

10.2

-

-

-

-

Services

7.1

6.4

5.9

5.9

5.6

Electric, Gas & Water

3.5

4.4

4.2

3.6

3.9

Transport, Storage & Communication

6.50

7.10

7.30

7.50

7.15

Wholesale, Retail, Hotel & Restaurant

5.2

4.7

5.9

6.9

6.5

Finance, Insurance & Real Estate

6.90

9.70

3.70

4.65

4.25

Government Services

12.4

9.4

8.3

6.1

5.6

Other Services

5.1

3.9

5.1

4.8

4.5

Industry Non-Performing Loans ( MYR Million )

6,825.2

-

-

-

-

% of Industry Non-Performing Loans

23.4

-

-

-

-

* Estimate / Preliminary

** Forecast

# Based On Manufacturing Production Index 



INDUSTRY ANALYSIS

 

MSIC CODE

13930 : Manufacture of carpets and rugs

INDUSTRY :

MANUFACTURING

The manufacturing sector is expected to grow by 5.5% in 2015. It will be bolstered by strong domestic and export-oriented industries in line with growing investment activities and favorable external demand. Moreover, in 2014, the manufacturing sectors have spearheading growth. The manufacturing sector is estimated to grow at a faster pace in 2014 on higher exports of electronics and electrical (E&E) products as external demand improves.

The manufacturing sector expanded strongly during the first half of 2014, the highest growth in three years, spurred by higher global semiconductor sales. Value-added of the manufacturing sector expanded 7.1% during the first half of 2014. Production of the sector rose 6.6% in the first seven months of 2014 supported by resilient domestic demand and recovery in the external sector during the first seven months of the years. The sales value of manufactured products rebounded by 7.7% in the first seven months of 2014. The strong performance of the sector was on account of higher output at 9.4% from the domestic-oriented industries, particularly transport equipment, food and beverage.

The manufacturing sector continued to attract domestic and foreign investment with investment approved by Malaysian Investment Development Authority (MIDA) totaling RM47.4 billion during the first six months of 2014, mainly from Japan, China and Germany. Meanwhile, the capacity utilization rate remained steady at 80.4% during the second quarter of 2014 while average wage per employee and productivity improved to RM2,772 per month and 5.9%, respectively during the first seven months of 2014. Boosted by favorable domestic economic activity and recovery in the external sector, the manufacturing sector is expected to record a better performance with growth of 6.4% in 2014.

In the meantime, production of wood products rebounded by 5.1% largely supported by higher output in the saw-milling and planning of wood segment at 25.9% during the first seven months of 2014. The positive performance was attributed to vibrant residential and commercial construction activities which contributed to increased use of timber frame and glued laminated timber for cost savings compared to the use of concrete and steel. Increased demand from major export destination such as the US, Japan and Australia for Malaysian made furniture contributed to the higher output, particularly wooden and cane furniture which rebounded by 2.2%.

Production of rubber products contracted 0.3% in the first seven months of 2014 on account of slower demand for rubber gloves and rubber tyres. The decline in rubber tyres for vehicles was due to the weaker external demand from the automotive industry, particularly from China. Output of other rubber products contracted 3.8% following the product shift from rubber-based to plastics, silicones and metal alloys in the manufacture of medical devices.

Besides, exports of manufactured products are expected to grow 6.1% in 2014 boosted by the growing demand from advanced economies. However, during the first seven months of 2014, manufactured exports surged 11.4%. The robust growth was buoyed by strengthening demand in the US and EU, reflecting significant exposure of Malaysian exports to the economic performance in the advance economies. The strength in export was broad-based with robust growth in both E&E and non- E&E subsectors.

Under budget 2015, the Government will provide incentive in the form of capital allowance on automation expenditure to encourage automation in the manufacturing sector, which may help in the manufacturing sector.

OVERALL INDUSTRY OUTLOOK : Average Growth



CREDIT RISK EVALUATION & RECOMMENDATION

 


Incorporated in 2005, the Subject is a Private Limited company, focusing on manufacturing carpets. Having been in the industry for over a decade, the Subject has achieved a certain market share and has built up a satisfactory reputation in the market. It should have received supports from its regular customers. Presently, the issued and paid up capital of the Subject stands at MYR 12,000,000. The Subject have a strong support from its holding company.

Investigation revealed that the Subject concentrates only on the local market. This narrow market segment has placed the Subject at high business risk and limits its business expansion opportunities. Any adverse changes to the local economy might have a negative impact on the Subject's business performance. Overall, we regard that the Subject's management capability is average. This indicates that the Subject has greater potential to improve its business performance and raising income for the Subject.


No latest financial accounts were filed with the Registry office during our inspection. Therefore, our comment on the Subject's overall financial performance are restricted thereto.


Having a strong assets backing, the Subject possesses latent assets as collateral for further financial extension. Hence, it has good chance of getting loans if the needs arises.

The industry shows an upward trend and this trend is very likely to sustain in the near terms.

In view of the above, we recommend credit be granted to the Subject with close monitoring.

 

 

 

PROFIT AND LOSS ACCOUNT

 

 

THE FINANCIAL STATEMENTS WERE PREPARED IN ACCORDANCE WITH MALAYSIAN FINANCIAL REPORTING STANDARDS(FRS)

CARPET PRIMA SDN. BHD.

 

Financial Year End

2010-06-30

2009-06-30

2008-06-30

2007-06-30

2006-06-30

Months

12

12

12

12

12

Consolidated Account

Company

Company

Company

Company

Company

Audited Account

YES

YES

YES

YES

YES

Unqualified Auditor's Report (Clean Opinion)

YES

YES

YES

YES

YES

Financial Type

FULL

FULL

SUMMARY

SUMMARY

SUMMARY

Currency

MYR

MYR

MYR

MYR

MYR

TURNOVER

33,458,681

33,399,273

-

-

-

----------------

----------------

----------------

----------------

----------------

Total Turnover

33,458,681

33,399,273

-

-

-

Costs of Goods Sold

(21,804,693)

(19,775,567)

-

-

-

----------------

----------------

----------------

----------------

----------------

Gross Profit

11,653,988

13,623,706

-

-

-

----------------

----------------

----------------

----------------

----------------

PROFIT/(LOSS) FROM OPERATIONS

1,410,192

1,191,267

(32,577)

(45,351)

(1,020)

----------------

----------------

----------------

----------------

----------------

PROFIT/(LOSS) BEFORE TAXATION

1,410,192

1,191,267

(32,577)

(45,351)

(1,020)

Taxation

(373,222)

(308,833)

-

-

-

----------------

----------------

----------------

----------------

----------------

PROFIT/(LOSS) AFTER TAXATION

1,036,970

882,434

(32,577)

(45,351)

(1,020)

----------------

----------------

----------------

----------------

----------------

PROFIT/(LOSS) BEFORE EXTRAORDINARY ITEMS

1,036,970

882,434

(32,577)

(45,351)

(1,020)

----------------

----------------

----------------

----------------

----------------

PROFIT/(LOSS) ATTRIBUTABLE TO SHAREHOLDERS

1,036,970

882,434

(32,577)

(45,351)

(1,020)

RETAINED PROFIT/(LOSS) BROUGHT FORWARD

As previously reported

803,486

(78,948)

(46,371)

(1,020)

-

----------------

----------------

----------------

----------------

----------------

As restated

803,486

(78,948)

(46,371)

(1,020)

-

----------------

----------------

----------------

----------------

----------------

PROFIT AVAILABLE FOR APPROPRIATIONS

1,840,456

803,486

(78,948)

(46,371)

(1,020)

----------------

----------------

----------------

----------------

----------------

RETAINED PROFIT/(LOSS) CARRIED FORWARD

1,840,456

803,486

(78,948)

(46,371)

(1,020)

=============

=============

=============

=============

=============

INTEREST EXPENSE (as per notes to P&L)

Term loan / Borrowing

7,999,459

9,030,000

-

-

-

Others

915,817

1,169,961

-

-

-

----------------

----------------

----------------

----------------

----------------

8,915,276

10,199,961

-

-

-

=============

=============

-

-

-

 

 

 

 

BALANCE SHEET

 

 

CARPET PRIMA SDN. BHD.

 

ASSETS EMPLOYED:

FIXED ASSETS

179,491,253

191,029,101

200,735,667

235,570

-

TOTAL LONG TERM INVESTMENTS/OTHER ASSETS

-

-

-

163,130,478

-

----------------

----------------

----------------

----------------

----------------

TOTAL LONG TERM ASSETS

179,491,253

191,029,101

200,735,667

163,366,048

-

Stocks

11,999,982

10,191,998

-

-

-

Trade debtors

18,497,415

30,919,035

-

-

-

Other debtors, deposits & prepayments

292,496

834,280

-

-

-

Short term deposits

-

4,084,824

-

-

-

Cash & bank balances

49,344

50,276

-

-

-

----------------

----------------

----------------

----------------

----------------

TOTAL CURRENT ASSETS

30,839,237

46,080,413

17,730,520

358,378

100,000

----------------

----------------

----------------

----------------

----------------

TOTAL ASSET

210,330,490

237,109,514

218,466,187

163,724,426

100,000

=============

=============

=============

=============

=============

CURRENT LIABILITIES

Trade creditors

2,039,397

1,428,389

-

-

-

Other creditors & accruals

300,172

386,567

-

-

-

Short term borrowings/Term loans

75,359,530

72,184,500

-

-

-

Amounts owing to related companies

3,007,833

24,420,615

-

-

-

Amounts owing to director

20,864,822

21,073,020

-

-

-

----------------

----------------

----------------

----------------

----------------

TOTAL CURRENT LIABILITIES

101,571,754

119,493,091

37,636,295

36,339,234

1,020

----------------

----------------

----------------

----------------

----------------

NET CURRENT ASSETS/(LIABILITIES)

(70,732,517)

(73,412,678)

(19,905,775)

(35,980,856)

98,980

----------------

----------------

----------------

----------------

----------------

TOTAL NET ASSETS

108,758,736

117,616,423

180,829,892

127,385,192

98,980

=============

=============

=============

=============

=============

SHARE CAPITAL

Ordinary share capital

12,000,000

12,000,000

12,000,000

12,000,000

100,000

----------------

----------------

----------------

----------------

----------------

TOTAL SHARE CAPITAL

12,000,000

12,000,000

12,000,000

12,000,000

100,000

Retained profit/(loss) carried forward

1,840,456

803,486

(78,948)

(46,371)

(1,020)

----------------

----------------

----------------

----------------

----------------

TOTAL RESERVES

1,840,456

803,486

(78,948)

(46,371)

(1,020)

----------------

----------------

----------------

----------------

----------------

SHAREHOLDERS' FUNDS/EQUITY

13,840,456

12,803,486

11,921,052

11,953,629

98,980

Long term loans

94,236,225

104,504,104

-

-

-

Deferred taxation

682,055

308,833

-

-

-

----------------

----------------

----------------

----------------

----------------

TOTAL LONG TERM LIABILITIES

94,918,280

104,812,937

168,908,840

115,431,563

-

----------------

----------------

----------------

----------------

----------------

108,758,736

117,616,423

180,829,892

127,385,192

98,980

=============

=============

=============

=============

=============

 

 

 

 

FINANCIAL RATIO

 

 

CARPET PRIMA SDN. BHD.

 

TYPES OF FUNDS

Cash

49,344

4,135,100

-

-

-

Net Liquid Funds

49,344

4,135,100

-

-

-

Net Liquid Assets

(82,732,499)

(83,604,676)

(19,905,775)

(35,980,856)

98,980

Net Current Assets/(Liabilities)

(70,732,517)

(73,412,678)

(19,905,775)

(35,980,856)

98,980

Net Tangible Assets

108,758,736

117,616,423

180,829,892

127,385,192

98,980

Net Monetary Assets

(177,650,779)

(188,417,613)

(188,814,615)

(151,412,419)

98,980

PROFIT & LOSS ITEMS

Earnings Before Interest & Tax (EBIT)

0

0

-

-

-

Earnings Before Interest, Taxes, Depreciation And Amortization (EBITDA)

0

0

-

-

-

BALANCE SHEET ITEMS

Total Borrowings

169,595,755

176,688,604

-

-

-

Total Liabilities

196,490,034

224,306,028

206,545,135

151,770,797

1,020

Total Assets

210,330,490

237,109,514

218,466,187

163,724,426

100,000

Net Assets

108,758,736

117,616,423

180,829,892

127,385,192

98,980

Net Assets Backing

13,840,456

12,803,486

11,921,052

11,953,629

98,980

Shareholders' Funds

13,840,456

12,803,486

11,921,052

11,953,629

98,980

Total Share Capital

12,000,000

12,000,000

12,000,000

12,000,000

100,000

Total Reserves

1,840,456

803,486

(78,948)

(46,371)

(1,020)

LIQUIDITY (Times)

Cash Ratio

0.00

0.03

-

-

-

Liquid Ratio

0.19

0.30

-

-

-

Current Ratio

0.30

0.39

0.47

0.01

98.04

WORKING CAPITAL CONTROL (Days)

Stock Ratio

131

111

-

-

-

Debtors Ratio

202

338

-

-

-

Creditors Ratio

34

26

-

-

-

SOLVENCY RATIOS (Times)

Gearing Ratio

12.25

13.80

-

-

-

Liabilities Ratio

14.20

17.52

17.33

12.70

0.01

Times Interest Earned Ratio

1.16

1.12

-

-

-

Assets Backing Ratio

9.06

9.80

15.07

10.62

0.99

PERFORMANCE RATIO (%)

Operating Profit Margin

4.21

3.57

-

-

-

Net Profit Margin

3.10

2.64

-

-

-

Return On Net Assets

9.49

9.69

(0.02)

(0.04)

(1.03)

Return On Capital Employed

9.49

9.69

(0.02)

(0.04)

(1.03)

Return On Shareholders' Funds/Equity

7.49

6.89

(0.27)

(0.38)

(1.03)

Dividend Pay Out Ratio (Times)

0.00

0.00

-

-

-

NOTES TO ACCOUNTS

Contingent Liabilities

0

0

 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs. 63.39

UK Pound

1

Rs. 98.94

Euro

1

Rs. 70.33

 

INFORMATION DETAILS

 

Analysis Done by :

DIV

 

 

Report Prepared by :

DPT

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

                                       New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.