|
Report No. : |
330460 |
|
Report Date : |
04.07.2015 |
IDENTIFICATION DETAILS
|
Name : |
HALIFA E HIJOS C.B |
|
|
|
|
Registered Office : |
Calle Doña Marina, 1 - Melilla – Melilla, 52006 |
|
|
|
|
Country : |
Spain |
|
|
|
|
Financials (as on) : |
2014 |
|
|
|
|
Date of Incorporation : |
01.06.1990 |
|
|
|
|
Legal Form : |
Community of Property |
|
|
|
|
Line of Business : |
Non-Specialized Wholesale of Food, Beverages and Tobacco |
|
|
|
|
No. of Employees : |
4 |
RATING & COMMENTS
|
MIRA’s Rating : |
B |
|
RATING |
STATUS |
PROPOSED CREDIT LINE |
|
|
26-40 |
B |
Capability to overcome financial difficulties seems comparatively
below average. |
Small |
|
Status : |
Moderate |
|
Payment Behaviour : |
Slow but correct |
|
Litigation : |
Clear |
NOTES:
Any query related to this report can be made
on e-mail: infodept@mirainform.com
while quoting report number, name and date.
ECGC Country Risk Classification List – March 31, 2015
|
Country Name |
Previous Rating (31.12.2014) |
Current Rating (31.03.2015) |
|
Spain |
A1 |
A1 |
|
Risk Category |
ECGC
Classification |
|
Insignificant |
A1 |
|
Low |
A2 |
|
Moderate |
B1 |
|
High |
B2 |
|
Very High |
C1 |
|
Restricted |
C2 |
|
Off-credit |
D |
SPAIN - ECONOMIC OVERVIEW
Spain experienced a prolonged recession in the wake of the
global financial crisis. GDP contracted by 3.7% in 2009, ending a 16-year
growth trend, and continued contracting through most of 2013. Economic growth resumed
briefly in late 2013, albeit only modestly, as credit contraction in the
private sector, fiscal austerity, and high unemployment continued to weigh on
domestic consumption and investment. Exports, however, have been resilient
throughout the economic downturn and helped to bring Spain's current account
into surplus in 2013 for the first time since 1986. The unemployment rate rose
from a low of about 8% in 2007 to more than 26% in 2013, straining Spain's
public finances as spending on social benefits increased while tax revenues
fell. Spain’s budget deficit peaked at 11.4% of GDP in 2010. Spain gradually
reduced the deficit to just under 7% of GDP in 2013-14, slightly above the 6.5%
target negotiated between Spain and the EU. Public debt has increased substantially
– from 60.1% of GDP in 2010 to more than 97% in 2014. Rising labor
productivity, moderating labor costs, and lower inflation have helped to
improve foreign investor interest in the economy and to reduce government
borrowing costs. The government's ongoing efforts to implement reforms - labor,
pension, health, tax, and education - are aimed at supporting investor
sentiment. The government also has shored up struggling banks exposed to
Spain's depressed domestic construction and real estate sectors by successfully
completing an EU-funded restructuring and recapitalization program in January
2014. Recently increased private consumption helped bring real GDP growth back
into positive territory at 1.3% in 2014, and labor reforms prompted a modest reduction
in the unemployment rate, from more than 26% in 2013 to 24% in 2014. Despite
the uptic in economic activity, inflation dropped sharply, from 1.5% in 2013 to
flat in 2014. Spain’s 2015 budget, published in September 2014, rolls back some
recently imposed taxes in advance of national elections in November 2015 and
leaves untouched the country’s value-added tax (VAT) regime, which generates
significantly lower revenue than the EU average. Spain’s borrowing costs are
dramatically lower since their peak in mid-2012.
|
Source
: CIA |
EXECUTIVE
SUMMARY
|
|
Name |
HALIFA E HIJOS
C.B |
|
NIF / Fiscal code: |
E52007143 |
|
Legal form: |
Community of property |
|
Status: |
Active |
|
Location: |
Calle Doña Marina, 1 - Melilla - Melilla |
|
Type of professional premises: Leased |
|
|
Telephone: |
952679872 |
|
|
|
Partners
|
|
|
|
BUMEDIAN HALIFA AZTMAN(ADMINISTRADOR) |
|
|
NAYID HALIFA MOHAND(ADMINISTRADOR) |
|
|
ALI HALIFA MOHAND(ADMINISTRADOR) |
|
|
DINA HALIFA MOHAND(ADMINISTRADORA) |
|
|
|
Activity
|
|
|
NACE: |
4639 - Non-Specialized Wholesale of Food, Beverages and Tobacco |
|
Size: |
Small |
|
Commercial scope: |
Autonomous |
|
Import / export: |
Import: No, Export: No |
Employees
|
|||
|
. |
Financial Year |
Number of Employees |
. |
|
. |
2015 |
4 |
. |
|
Insolvency Risk: |
1,6 % |
|
Legal Claims: |
No |
|
Business trend: |
Stable |
|
Prospects: |
Business Consolidation |
|
Industry situation: |
Maturity |
Economic-financial
data
|
|||
|
. |
Financial Year |
Turnover |
. |
|
. |
2014 |
1300000 |
. |
|
Total investments: |
330000 |
|
Unit: |
Euros |
|
Guarantees: |
|
|
Properties Registered: |
YES |
|
INVESTIGATION
SUMMARY |
|
|
The business started in 1.990, which is engaged in the wholesale trade
of food and drinks with 4 employees. |
|
Enquiry
Details
|
|
|
NIF / Fiscal
code |
00000000T |
|
Name |
HALIFAEHIJOS C.B |
|
Address |
C/DONA MARINA NO 1 |
|
City |
MELILLA |
|
Province |
MELILLA |
|
Postcode |
52006 |
|
Telephone |
000000000 |
|
Additional
Information |
APORTADO: CIF : E-53007143 |
IDENTIFICATION
|
|
|
Company name /
Name of the subject |
HALIFA E HIJOS C.B |
|
Legal form |
Community of Property |
|
NIF / Fiscal
code |
E52007143 |
|
Status |
Active |
|
Start of
activity |
01/06/1990 |
|
Name of the
maximum responsible |
BUMEDIAN HALIFA AZTMAN |
|
Position of the
maximum responsible |
Manager |
|
Professional
address |
Calle Doña Marina, 1 |
|
City |
Melilla |
|
Province |
Melilla |
|
Postcode |
52006 |
|
Type of premises |
Leased |
|
Telephone |
952679872 |
Partners
|
||
|
Name |
Fiscal code |
Participation percentage |
|
BUMEDIAN HALIFA AZTMAN(ADMINISTRADOR) |
|
|
|
NAYID HALIFA MOHAND(ADMINISTRADOR) |
|
|
|
ALI HALIFA MOHAND(ADMINISTRADOR) |
|
|
|
DINA HALIFA MOHAND(ADMINISTRADORA) |
|
|
ACTIVITY
|
|
|
NACE |
4639 |
|
Description of
the NACE code |
Non-specialized wholesale of food, beverages and tobacco |
|
Comment about
the activity |
Wholesale trade of food and drinks. The registered office is located
in the head address, whichi is in rent. Storage and offices are in Mar Chica,
18, Melilla, owned industrial unit. |
|
Franchise |
No |
|
% Autonomous region
commercial scope |
100% |
|
Business size |
Small |
|
Import |
No |
|
Export |
No |
|
Industry
situation |
Maturity |
|
Business trend |
Stable |
|
Prospects |
Business Consolidation |
Employees
|
|||
|
Year |
Number of Employees |
Fixed employees % |
Part time employees % |
|
2015 |
4 |
|
|
|
It has 4 employees. |
LEGAL
CLAIMS
|
|
According to
official sources, there are no legal claims registered under the subject's
name |
REFERENCES
|
|
Banks |
|||
|
Bank name |
Branch |
Address |
Telephone |
|
Banco Santander |
|
Melilla |
|
|
UNICAJA |
|
MELILLA |
|
Suppliers
|
||||
|
Name |
NIF / Fiscal code |
Telephone |
Fax |
% about purchases |
|
Harinera Riojana |
|
|
|
% |
|
HUEVOS INMA |
|
|
|
% |
GUARANTEES
|
|
|
Properties
Registered (without verification of the register) |
It has a indutrial unit in property in Mar Chica, 18, of Melilla. |
FINANCIAL
DATA 2014 (Estimation)
Data in: Euros |
|
ASSETS |
|
LIABILITIES |
||
|
Tangible fixed assets |
|
|
Capital |
|
|
Transport |
|
|
Long term creditors |
|
|
Machinery and fittings |
|
|
Long term debts with Banks |
|
|
Buildings and constructions |
120000 |
|
Short term creditors |
80000 |
|
Intangible fixed assets |
|
|
Short term debts with credit entities |
|
|
Stock |
200000 |
|
|
|
|
Debtors |
|
|
|
|
|
Cash |
10000 |
|
|
|
|
TOTAL ASSETS |
330000 |
|
TOTAL LIABILITIES |
33000 |
|
WORKING CAPITAL |
|
|
|
|
|
SALES EVOLUTION |
||||
|
|
Financial Year 2014 |
|
1300000 |
|
|
|
Financial Year |
|
|
|
|
|
Financial Year |
|
|
|
INVESTIGATION
SUMMARY
|
|
The business started in 1.990, which is engaged in the wholesale trade
of food and drinks with 4 employees. |
CONSULTED
SOURCES
|
|
Investigation, Board of Administration (according to registry), Public
institution, Chamber of Commerce, Internal/external DB, Subject |
INTERVIEWED
PERSON
|
|
Empleado. |
FOREIGN EXCHANGE RATES
|
Currency |
Unit
|
Indian Rupees |
|
US Dollar |
1 |
Rs.63.40 |
|
|
1 |
Rs.98.94 |
|
Euro |
1 |
Rs.70.33 |
INFORMATION DETAILS
|
Analysis Done by
: |
DIV |
|
|
|
|
Report Prepared
by : |
TPT |
RATING EXPLANATIONS
|
RATING |
STATUS |
PROPOSED CREDIT LINE |
|
|
|
>86 |
Aaa |
Possesses an extremely sound financial base with the strongest
capability for timely payment of interest and principal sums |
Unlimited |
|
|
71-85 |
Aa |
Possesses adequate working capital. No caution needed for credit
transaction. It has above average (strong) capability for payment of interest
and principal sums |
Large |
|
|
56-70 |
A |
Financial & operational base are regarded healthy. General unfavourable
factors will not cause fatal effect. Satisfactory capability for payment of
interest and principal sums |
Fairly Large |
|
|
41-55 |
Ba |
Overall operation is considered normal. Capable to meet normal
commitments. |
Satisfactory |
|
|
26-40 |
B |
Capability to overcome financial difficulties seems comparatively
below average. |
Small |
|
|
11-25 |
Ca |
Adverse factors are apparent. Repayment of interest and principal sums
in default or expected to be in default upon maturity |
Limited with
full security |
|
|
<10 |
C |
Absolute credit risk exists. Caution needed to be exercised |
Credit not
recommended |
|
|
-- |
NB |
New Business |
-- |
|
This score serves as a reference to assess SC’s
credit risk and to set the amount of credit to be extended. It is calculated
from a composite of weighted scores obtained from each of the major sections of
this report. The assessed factors and their relative weights (as indicated
through %) are as follows:
Financial
condition (40%) Ownership
background (20%) Payment
record (10%)
Credit history
(10%) Market trend (10%) Operational size
(10%)
This report is issued at your request without any
risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL)
or its officials.