MIRA INFORM REPORT

 

 

Report No. :

329584

Report Date :

04.07.2015

 

IDENTIFICATION DETAILS

 

Name :

HEINZ WALZ GMBH

 

 

Registered Office :

Maybachstr. 3, D 72793 Pfullingen

 

 

Country :

Germany

 

 

Financials (as on) :

31.12.2013

 

 

Date of Incorporation :

26.04.1977

 

 

Com. Reg. No.:

HRB 350770

 

 

Legal Form :

Private Limited Company

 

 

Line of Business :

·         Manufacture of machinery for textile, apparel and leather production

·         Agents involved in the sale of machinery, industrial equipment, shipsand aircraft

·         Wholesale of machinery for the textile industry and of sewing and knitting machines

·         Wholesale of other machinery, equipment and supplies

 

 

No. of Employees :

26

 

 

RATING & COMMENTS

 

MIRA’s Rating :

B

 

RATING

STATUS

PROPOSED CREDIT LINE

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

Small

 

Status :

Moderate

Payment Behaviour :

Slow but correct

Litigation :

Clear

 

NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – March 31, 2015

 

Country Name

Previous Rating

(31.12.2014)

Current Rating

(31.03.2015)

Germany

A1

A1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

GERMANY - ECONOMIC OVERVIEW

 

The German economy - the fifth largest economy in the world in PPP terms and Europe's largest - is a leading exporter of machinery, vehicles, chemicals, and household equipment and benefits from a highly skilled labor force. Like its Western European neighbors, Germany faces significant demographic challenges to sustained long-term growth. Low fertility rates and declining net immigration are increasing pressure on the country's social welfare system and necessitate structural reforms. Reforms launched by the government of Chancellor Gerhard SCHROEDER (1998-2005), deemed necessary to address chronically high unemployment and low average growth, contributed to strong growth and falling unemployment. These advances, as well as a government subsidized, reduced working hour scheme, help explain the relatively modest increase in unemployment during the 2008-09 recession - the deepest since World War II - and its decrease to 5.2% in 2014. The new German government introduced a minimum wage of about $11.60 (8.50 euros) per hour to take effect in 2015. Stimulus and stabilization efforts initiated in 2008 and 2009 and tax cuts introduced in Chancellor Angela MERKEL's second term increased Germany's total budget deficit - including federal, state, and municipal - to 4.1% in 2010, but slower spending and higher tax revenues reduced the deficit to 0.8% in 2011 and in 2012 Germany reached a budget surplus of 0.1%. The budget was essentially in balance in 2014. A constitutional amendment approved in 2009 limits the federal government to structural deficits of no more than 0.35% of GDP per annum as of 2016 though the target was already reached in 2012. The German economy suffers from low levels of investment, and a government plan to invest 15 billion euros 2016-18, largely in infrastructure, is intended to spur needed private investment. Following the March 2011 Fukushima nuclear disaster, Chancellor Angela MERKEL announced in May 2011 that eight of the country's 17 nuclear reactors would be shut down immediately and the remaining plants would close by 2022. Germany plans to replace nuclear power with renewable energy, which accounted for 27.8% of gross electricity consumption in 2014, up from 9% in 2000. Before the shutdown of the eight reactors, Germany relied on nuclear power for 23% of its electricity generating capacity and 46% of its base-load electricity production. Extremely low inflation, caused largely by low global energy prices and a weak euro, are expected to boost German GDP growth in 2015.

 

Source : CIA

 


Company Name & address

 

HEINZ WALZ GMBH

 

 Company Status:         active

                                    Maybachstr. 3

                                    D 72793 Pfullingen

                                    Telephone:07121/9298-0

                                    Telefax:  07121/9298-60

                                    Homepage: www.walz-gmbh.de

                                    E-mail:   info@walz-gmbh.de

 

 VAT no.:                      DE146483801

 

 Tax ID number:             78092/70603

 

 

CONCLUSION

 

 Business relations are permissible.

 

 LEGAL FORM           Private limited company

 Date of foundation:  1977

 Shareholders'

 agreement:           28.01.1977

 Registered on:       26.04.1977

 Commercial Register: Local court 70190 Stuttgart

 under:               HRB 350770

 

 Share capital:                          EUR            260,000.00

 

 Shareholder:

                      Sylvia Walz

                      Roßbergweg 2

                      D 72793 Pfullingen

                      born: 28.06.1973

                      Share:             EUR            208,000.00

 Shareholder:

                      Markus Walz

                      Hirtenwiese 18

                      D 72805 Lichtenstein

                      born: 16.11.1966

                      Share:             EUR             52,000.00

 Manager:

                      Heinz Walz

                      Oberhaldenweg 38

                      D 72793 Pfullingen

                      born: 17.03.1938

                      Profession: Travelling rep.

                      Marital status: married

 Manager:

                      Sylvia Walz

                      Roßbergweg 2

                      D 72793 Pfullingen

                      having sole power of representation

                      born: 28.06.1973

 

 

COMPANY HISTORY

 

 26.04.1977 - 11.02.2009  Heinz Walz

                          Textilmaschinen-Handelsgesellschaft mbH

                          Maybachstr. 3

                          D 72793 Pfullingen

                          Private limited company

 

 

BUSINESS ACTIVITIES

 

 Sectors

 28940   Manufacture of machinery for textile, apparel and leather production

4614      Agents involved in the sale of machinery, industrial equipment, shipsand aircraft

46640    Wholesale of machinery for the textile industry and of sewing and knitting machines

4669     Wholesale of other machinery, equipment and supplies

 

 Payment experience:  within periods customary in this trade

 

 Negative information:We have no negative information at hand.

 

 

REAL ESTATE

 

 Type of ownership:   Tenant

 Address              Maybachstr. 3

                      D 72793 Pfullingen

 

 Real Estate of:      Heinz Walz

 Type of ownership:   part owner

 Share:                 50.00 %

 Address              Oberhaldenweg 38

                      D 72793 Pfullingen

 Type of real estate: Residential building

 Value at selling price:                 EUR            511,000.00

 

 Land register documents were not available.

BANKERS

 

 Principal bank

 VOLKSBANK REUTLINGEN FIL. PFULLINGEN, 72793 PFULLINGEN

 Sort. code: 64090100, Account no.: 303555009

 BIC: VBRTDE6RXXX, IBAN: DE93640901000303555009

 

 Further banks

 SÜDWESTBANK, 72715 REUTLINGEN

 Sort. code: 60090700

 BIC: SWBSDESSXXX

 DEUTSCHE BANK, 72704 REUTLINGEN

 Sort. code: 64070085, Account no.: 906446

 BIC: DEUTDESS640, IBAN: DE14640700850090644600

 COMMERZBANK VORMALS DRESDNER BANK, 72704 REUTLINGEN

 Sort. code: 64080014

 BIC: DRESDEFF640

 

 

FINANCIAL FIGURES

 

 Turnover:                     2014                 *EUR          4,073,500.00

 Profit:                                      2013                 EUR           -366,965.00

 further business figures:

 Equipment:                                          *EUR            199,500.00

 Ac/ts receivable:                                              EUR            439,599.00

 Liabilities:                                            EUR          1,188,657.00

 Employees:                                                                                     26

 - Temporary workers:                                                                  1

 

 The business figures marked with an asterisk are estimates based

  on average values in the line of business.

 

 

BALANCE SHEETS

 

 Balance sheet ratios 01.01.2013 - 31.12.2013

 Equity ratio [%]:                -10.63

 Liquidity ratio:                   0.39

 Return on total capital [%]:     -26.12

 

 Balance sheet ratios 01.01.2012 - 31.12.2012

 Equity ratio [%]:                 37.51

 Liquidity ratio:                   1.09

 Return on total capital [%]:      17.97

 

 Balance sheet ratios 01.01.2011 - 31.12.2011

 Equity ratio [%]:                 15.18

 Liquidity ratio:                   0.61

 Return on total capital [%]:     -25.14

 

 Balance sheet ratios 01.01.2010 - 31.12.2010

 Equity ratio [%]:                 28.74

 Liquidity ratio:                   0.93

 Return on total capital [%]:     -14.88

 

 EQUITY RATIO

 The equity ratio indicates the portion of the equity as compared

 to the total capital. The higher the equity ratio, the better the

 economic stability (solvency) and thus the financial autonomy of

 a company.

 

 LIQUIDITY RATIO

 The liquidity ratio shows the proportion between adjusted

 receivables and net liabilities. The higher the ratio, the lower

 the company's financial dependancy from external creditors.

 

 RETURN ON TOTAL CAPITAL

 The return on total capital shows the efficiency and return on

 the total capital employed in the company. The higher the return

 on total capital, the more economically does the company work

 with the invested capital.

 

Type of balance sheet:               Company balance sheet

 

 Financial year:      01.01.2013 - 31.12.2013

 

 ASSETS                                  EUR          1,554,233.25

  Fixed assets                           EUR             46,798.00

   Tangible assets                       EUR             46,298.00

   Financial assets                      EUR                500.00

    Other / unspecified financial assets EUR                500.00

  Current assets                         EUR          1,312,972.05

   Stocks                                EUR            819,780.65

    Received advance payments for orders

    (depreciated on the assets side)     EUR            -19,320.00

   Accounts receivable                   EUR            439,599.39

   Liquid means                          EUR             53,592.01

  Remaining other assets                 EUR            194,463.20

   Accruals (assets)                     EUR             45,185.03

   Deficit not covered by shareholders'

   equity                                EUR            149,278.17

 

 LIABILITIES                             EUR          1,554,233.25

  Shareholders' equity                   EUR                  0.00

   Capital                               EUR            260,000.00

    Subscribed capital (share capital)   EUR            260,000.00

   Reserves                              EUR            500,000.00

    Retained earnings / revenue reserves EUR            500,000.00

   Balance sheet profit/loss (+/-)       EUR           -909,278.17

    Profit / loss brought forward        EUR           -542,313.25

    Annual surplus / annual deficit      EUR           -366,964.92

   Other shareholders' equity (+/-)      EUR            149,278.17

    Deficit not covered by shareholders'

    equity                               EUR            149,278.17

  Provisions                             EUR            365,576.00

  Liabilities                            EUR          1,188,657.25

 

 Type of balance

 sheet:               Company balance sheet

 

 Financial year:      01.01.2012 - 31.12.2012

 

 ASSETS                                  EUR          1,705,212.67

  Fixed assets                           EUR             52,516.50

   Intangible assets                     EUR                  3.00

    Other / unspecified intangible assetsEUR                  3.00

   Tangible assets                       EUR             52,013.50

    Other / unspecified tangible assets  EUR             52,013.50

   Financial assets                      EUR                500.00

    Other / unspecified financial assets EUR                500.00

  Current assets                         EUR          1,640,586.01

   Stocks                                EUR            912,733.02

    Other / unspecified stocks           EUR            912,733.02

    Received advance payments for orders

    (depreciated on the assets side)     EUR           -121,131.39

   Accounts receivable                   EUR            484,858.54

    Other debtors and assets             EUR            484,858.54

   Liquid means                          EUR            242,994.45

  Remaining other assets                 EUR             12,110.16

   Accruals (assets)                     EUR             12,110.16

 

 LIABILITIES                             EUR          1,705,212.67

  Shareholders' equity                   EUR            217,686.75

   Capital                               EUR            260,000.00

    Subscribed capital (share capital)   EUR            260,000.00

   Reserves                              EUR            500,000.00

    Retained earnings / revenue reserves EUR            500,000.00

   Balance sheet profit/loss (+/-)       EUR           -542,313.25

    Profit / loss brought forward        EUR           -848,696.32

    Annual surplus / annual deficit      EUR            306,383.07

  Provisions                             EUR            379,227.00

  Liabilities                            EUR          1,108,298.92

   Other liabilities                     EUR          1,108,298.92

    Unspecified other liabilities        EUR          1,108,298.92

 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.63.40

UK Pound

1

Rs.98.94

Euro

1

Rs.70.33

 

 

INFORMATION DETAILS

 

Analysis Done by :

RAS

 

 

Report Prepared by :

TPT

 

               

RATING EXPLANATIONS

 

RATING

STATUS

PROPOSED CREDIT LINE

 

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

 

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

 

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

 

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

 

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

 

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

 

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

Credit not recommended

 

--

NB

New Business

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.