MIRA INFORM REPORT

 

 

Report No. :

329983

Report Date :

04.07.2015

 

IDENTIFICATION DETAILS

 

Name :

INVISTA (SINGAPORE) PTE. LTD.

 

 

Formerly Known As :

DUPONT TEXTILES & INTERIORS (SINGAPORE) PTE. LTD.

DU PONT SINGAPORE PTE. LTD.

 

 

Registered Office :

39, Tuas Crescent, 638726

 

 

Country :

Singapore

 

 

Financials (as on) :

31.12.2013

 

 

Date of Incorporation :

02.02.1989

 

 

Com. Reg. No.:

198900445-N

 

 

Legal Form :

Private Limited

 

 

Line of Business :

Manufacture of Basic Industrial Acids and Alkalis

 

 

No. of Employees :

Not Available

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

 

 

Payment Behaviour :

Slow but correct

 

 

Litigation :

Clear

 

 

NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – March 31, 2015

 

Country Name

Previous Rating

(31.12.2014)

Current Rating

(31.03.2015)

Singapore

A1

A1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

SINGAPORE - ECONOMIC OVERVIEW

 

Singapore has a highly developed and successful free-market economy. It enjoys a remarkably open and corruption-free environment, stable prices, and a per capita GDP higher than that of most developed countries. Unemployment is very low. The economy depends heavily on exports, particularly of consumer electronics, information technology products, medical and optical devices, pharmaceuticals, and on its vibrant transportation, business, and financial services sectors. The economy contracted 0.6% in 2009 as a result of the global financial crisis, but has continued to grow since 2010 on the strength of renewed exports. Growth in 2014 was slower at 2.9%, largely a result of soft demand for exports amid a sluggish global economy and weak growth in Singapore’s manufacturing sector. The government is attempting to restructure Singapore’s economy by weaning its dependence on foreign labor, addressing weak productivity, and increasing Singaporean wages. Singapore has attracted major investments in pharmaceuticals and medical technology production and will continue efforts to strengthen its position as Southeast Asia's leading financial and high-tech hub. Singapore is a member of the 12-nation Trans-Pacific Partnership free trade negotiations, the Regional Comprehensive Economic Partnership negotiations with the nine other ASEAN members plus Australia, China, India, Japan, South Korea and New Zealand, and in 2015, Singapore will form, with the other ASEAN members, the ASEAN Economic Community.

 

Source : CIA


EXECUTIVE SUMMARY

 

 

REGISTRATION NO.

:

198900445-N

COMPANY NAME

:

INVISTA (SINGAPORE) PTE. LTD.

FORMER NAME

:

DUPONT TEXTILES & INTERIORS (SINGAPORE) PTE. LTD. (01/10/2003)
DU PONT SINGAPORE PTE. LTD. (01/01/2003)

INCORPORATION DATE

:

02/02/1989

COMPANY STATUS

:

EXIST

LEGAL FORM

:

PRIVATE LIMITED

LISTED STATUS

:

NO

REGISTERED ADDRESS

:

39, TUAS CRESCENT, 638726, SINGAPORE.

BUSINESS ADDRESS

:

39, TUAS CRESCENT, 638726, SINGAPORE.

TEL.NO.

:

65-68613332

FAX.NO.

:

65-68604976

WEB SITE                      

:

WWW.INVISTA.COM

CONTACT PERSON

:

CHUA CHOO CHING ( DIRECTOR )

PRINCIPAL ACTIVITY

:

MANUFACTURE OF BASIC INDUSTRIAL ACIDS AND ALKALIS

ISSUED AND PAID UP CAPITAL

:

194,807,535.00 ORDINARY SHARE, OF A VALUE OF SGD 194,807,535.00

SALES

:

USD 253,776,000 [2013]

NET WORTH

:

USD 53,133,000 [2013]

STAFF STRENGTH

:

N/A

BANKER (S)

:

ABN AMRO NOMINEES SINGAPORE PTE LTD

LITIGATION

:

CLEAR

FINANCIAL CONDITION

:

STRONG

PAYMENT

:

PROMPT

MANAGEMENT CAPABILITY

:

AVERAGE

COMMERCIAL RISK

:

LOW

CURRENCY EXPOSURE

:

MODERATE

GENERAL REPUTATION

:

GOOD

INDUSTRY OUTLOOK

:

MATURE

 

 

HISTORY/ BACKGROUND

 

The Subject is a private limited company and is allowed to have a minimum of one and a maximum of forty-nine shareholders. As a private limited company, the Subject must have at least two directors. A private limited company is a separate legal entity from its shareholders. As a separate legal entity, the Subject is capable of owning assets, entering into contracts, sue or be sued by other companies. The liabilities of the shareholders are to the extent of the equity they have taken up and the creditors cannot claim on shareholders' personal assets even if the Subject is insolvent. The Subject is governed by the Companies Act and the company must file its annual returns, together with its financial statements with the Registrar of Companies.

 

The Subject is principally engaged in the (as a / as an) manufacture of basic industrial acids and alkalis.

The immediate holding company of the Subject is CH HONG KONG HOLDINGS II LIMITED, a company incorporated in HONG KONG.

 

Share Capital History

Date

Issue & Paid Up Capital

01/07/2015

SGD 194,807,535.00

 

The major shareholder(s) of the Subject are shown as follows :

 

Name

Address

IC/PP/Loc No

Shareholding

(%)

CH HONG KONG HOLDINGS II LIMITED

SUITES 3110-11, TOWER 6, THE GATEWAY HARBOUR CITY, KOWLOON, 31ST FLOOR, HONG KONG.

T15UF1640

194,807,535.00

100.00

---------------

------

194,807,535.00

100.00

============

=====

+ Also Director

 

The Subject's interest in other companies (Subsidiaries/Associates) are shown as follow :

 

Local No

Country

Company

(%)

As At

199100954E

SINGAPORE

INVISTA SINGAPORE FIBRES PTE. LTD.

80.00

01/07/2015



DIRECTORS

 

DIRECTOR 1

 

Name Of Subject

:

WANG FANG

Address

:

64, PAVILION RISE, 658059, SINGAPORE.

IC / PP No

:

S2647763H

Nationality

:

SINGAPOREAN

Date of Appointment

:

11/05/2012

 

DIRECTOR 2

 

Name Of Subject

:

SIEW WAI FAN

Address

:

65, CHEMPAKA AVENUE, OASIS @ MULBERRY, 349673, SINGAPORE.

IC / PP No

:

S1668089C

Nationality

:

SINGAPOREAN

Date of Appointment

:

30/04/2004

 

DIRECTOR 3

 

Name Of Subject

:

ANDREW SCOTT ADRIAN EVANS

Address

:

37K, CHANCERY LANE, 307441, SINGAPORE.

IC / PP No

:

G3057459T

Nationality

:

BRITISH

Date of Appointment

:

01/01/2015



MANAGEMENT

 

 

1)

Name of Subject

:

CHUA CHOO CHING

Position

:

DIRECTOR

 

 

 

AUDITOR

 

Auditor

:

ERNST & YOUNG LLP

Auditor' Address

:

N/A

 

 

 

COMPANY SECRETARIES

 

1)

Company Secretary

:

ABDUL JABBAR BIN KARAM DIN

IC / PP No

:

S6936625B

Address

:

5, VANDA CRESCENT, ORCHID VILLAGE, 287895, SINGAPORE.

 

2)

Company Secretary

:

FAZILAH ABDUL RAHMAN

IC / PP No

:

S7430698E

Address

:

108, SIMEI STREET 1, 02-748, 520108, SINGAPORE.

 

 

 

BANKING


Banking relations are maintained principally with :

1)

Name

:

ABN AMRO NOMINEES SINGAPORE PTE LTD

 

 

 

ENCUMBRANCE (S)


No encumbrance was found in our databank at the time of investigation.

 

 

LITIGATION CHECK AGAINST SUBJECT


* A check has been conducted in our databank againt the Subject whether the subject has been involved in any litigation.

No legal action was found in our databank.

No winding up petition was found in our databank.

 

PAYMENT RECORD

 

 

SOURCES OF RAW MATERIALS:

Local

:

YES

Overseas

:

YES



The Subject refused to provide any name of trade/service supplier and we are unable to conduct any trade enquiry. However, from financial historical data we conclude that :

 

OVERALL PAYMENT HABIT

Prompt 0-30 Days

[

X

]

Good 31-60 Days

[

]

Average 61-90 Days

[

]

Fair 91-120 Days

[

]

Poor >120 Days

[

]

 

 

CLIENTELE

 

Local

:

YES

Domestic Markets

:

SINGAPORE

Overseas

:

YES

Export Market

:

WORLDWIDE

Credit Term

:

AS AGREED

Payment Mode

:

CHEQUES
TELEGRAPHIC TRANSFER (TT)

 

 

OPERATIONS

 

Products manufactured

:

CHEMICALS AND CHEMICAL RELATED PRODUCTS

 

Total Number of Employees:

YEAR

2014

2013


GROUP

N/A

N/A

COMPANY

100

100

 

Branch

:

NO

 

Other Information:


The Subject is principally engaged in the (as a / as an) manufacture of basic industrial acids and alkalis.

The Subject refused to disclose its operation.


CURRENT INVESTIGATION

 

Latest fresh investigations carried out on the Subject indicated that :

Telephone Number Provided By Client

:

N/A

Current Telephone Number

:

65-68613332

Match

:

N/A

Address Provided by Client

:

39 TAUS CRESCENT SINGAPORE 638726

Current Address

:

39, TUAS CRESCENT, 638726, SINGAPORE.

Match

:

YES

 

Other Investigations


We contacted one of the staff from the Subject and she provided some information on the Subject.

The Subject refused to disclose its number of employees.


FINANCIAL ANALYSIS

 

Profitability

Turnover

:

Erratic

[

2009 - 2013

]

Profit/(Loss) Before Tax

:

Decreased

[

2009 - 2013

]

Return on Shareholder Funds

:

Acceptable

[

14.06%

]

Return on Net Assets

:

Acceptable

[

14.48%

]

The fluctuating turnover reflects the fierce competition among the existing and new market players.The management had succeeded in turning the Subject into a profit making company. The profit could be due to better control of its operating costs and efficiency in utilising its resources. The Subject's management had generated acceptable return for its shareholders using its assets.

Working Capital Control

Stock Ratio

:

Favourable

[

44 Days

]

Debtor Ratio

:

Favourable

[

27 Days

]

Creditors Ratio

:

Favourable

[

7 Days

]

The Subject's stocks were moving fast thus reducing its holding cost. This had reduced funds being tied up in stocks. The favourable debtors' days could be due to the good credit control measures implemented by the Subject. The Subject had a favourable creditors' ratio where the Subject could be taking advantage of the cash discounts and also wanting to maintain goodwill with its creditors.

Liquidity

Liquid Ratio

:

Favourable

[

1.47 Times

]

Current Ratio

:

Favourable

[

2.12 Times

]

A minimum liquid ratio of 1 should be maintained by the Subject in order to assure its creditors of its ability to meet short term obligations and the Subject was in a good liquidity position. Thus, we believe the Subject is able to meet all its short term obligations as and when they fall due.

Solvency

Interest Cover

:

Favourable

[

35.73 Times

]

Gearing Ratio

:

Favourable

[

0.00 Times

]

The interest cover showed that the Subject was able to service the interest. The favourable interest cover could indicate that the Subject was making enough profit to pay for the interest accrued. The Subject had no gearing and hence it had virtually no financial risk. The Subject was financed by its shareholders' funds and internally generated fund. During the economic downturn, the Subject, having a zero gearing, will be able to compete better than those which are highly geared in the same industry.

Overall Assessment :

The Subject's turnover showed a volatile trend but its losses were lower when compared to the previous corresponding period. This could suggest that the Subject was more efficient in its operating cost control and was more competitive. The Subject was in good liquidity position with its total current liabilities well covered by its total current assets. With its current net assets, the Subject should be able to repay its short term obligations. With the favourable interest cover, the Subject could be able to service all the accrued interest without facing any difficulties. The Subject was a zero gearing company, it was solely dependant on its shareholders to provide funds to finance its business. The Subject has good chance of getting loans, if the needs arises.

Overall financial condition of the Subject : STRONG

 

 

SINGAPORE ECONOMIC / INDUSTRY OUTLOOK

 

 

Major Economic Indicators :

2009

2010

2011

2012

2013

 

Population (Million)

4.98

5.08

5.18

5.31

5.40

Gross Domestic Products ( % )

(0.8)

14.5

4.9

1.3

3.7

Consumer Price Index

0.6

2.8

5.2

4.6

2.4

Total Imports (Million)

356,299.3

423,221.8

459,655.1

474,554.0

466,762.0

Total Exports (Million)

391,118.1

478,840.7

514,741.2

510,329.0

513,391.0

 

Unemployment Rate (%)

3.2

2.2

2.1

2.0

1.9

Tourist Arrival (Million)

9.68

11.64

13.17

14.49

15.46

Hotel Occupancy Rate (%)

75.8

85.6

86.5

86.4

86.3

Cellular Phone Subscriber (Million)

1.37

1.43

1.50

1.52

1.97

 

Registration of New Companies (No.)

26,414

29,798

32,317

31,892

37,288

Registration of New Companies (%)

4.3

12.8

8.5

(1.3)

9.8

Liquidation of Companies (No.)

22,393

15,126

19,005

17,218

17,369

Liquidation of Companies (%)

113.4

(32.5)

25.6

9.4

(5.3)

 

Registration of New Businesses (No.)

26,876

23,978

23,494

24,788

22,893

Registration of New Businesses (%)

8.15

(10.78)

2.02

5.51

1.70

Liquidation of Businesses (No.)

23,552

24,211

23,005

22,489

22,598

Liquidation of Businesses (%)

11.4

2.8

(5)

(2.2)

0.5

 

Bankruptcy Orders (No.)

2,058

1,537

1,527

1,748

1,992

Bankruptcy Orders (%)

(11.5)

(25.3)

(0.7)

14.5

14.0

Bankruptcy Discharges (No.)

3,056

2,252

1,391

1,881

2,584

Bankruptcy Discharges (%)

103.7

(26.3)

(38.2)

35.2

37.4

 

INDUSTRIES ( % of Growth ) :

Agriculture

Production of Principal Crops

3.25

(0.48)

4.25

3.64

-

Fish Supply & Wholesale

(1.93)

(10.5)

12.10

(0.5)

-

 

Manufacturing *

71.5

92.8

100.0

100.3

102.0

Food, Beverages & Tobacco

90.4

96.4

100.0

103.5

103.5

Textiles

145.9

122.1

100.0

104.0

87.1

Wearing Apparel

211.0

123.3

100.0

92.1

77.8

Leather Products & Footwear

79.5

81.8

100.0

98.6

109.8

Wood & Wood Products

101.4

104.0

100.0

95.5

107.4

Paper & Paper Products

95.4

106.1

100.0

97.4

103.2

Printing & Media

100.9

103.5

100.0

93.0

86.1

Crude Oil Refineries

96.4

95.6

100.0

99.4

93.5

Chemical & Chemical Products

80.3

97.6

100.0

100.5

104.1

Pharmaceutical Products

49.1

75.3

100.0

109.7

107.2

Rubber & Plastic Products

101.2

112.3

100.0

96.5

92.9

Non-metallic Mineral

91.9

92.5

100.0

98.2

97.6

Basic Metals

92.6

102.2

100.0

90.6

76.5

Fabricated Metal Products

90.8

103.6

100.0

104.3

105.1

Machinery & Equipment

57.3

78.5

100.0

112.9

114.5

Electrical Machinery

86.8

124.1

100.0

99.3

108.5

Electronic Components

85.2

113.6

100.0

90.6

94.3

Transport Equipment

96.0

94.0

100.0

106.3

107.5

 

Construction

(36.9)

14.20

20.50

28.70

-

Real Estate

1.4

21.3

25.4

31.9

-

 

Services

Electricity, Gas & Water

1.70

4.00

7.00

6.30

-

Transport, Storage & Communication

3.90

12.80

7.40

5.30

-

Finance & Insurance

(16.4)

(0.4)

8.90

0.50

-

Government Services

4.50

9.70

6.90

6.00

-

Education Services

0.10

(0.9)

(1.4)

0.30

-

 

* Based on Index of Industrial Production (2011 = 100)



INDUSTRY ANALYSIS

 

INDUSTRY :

MANUFACTURING

In the third quarter of 2014, manufacturing output has increased by 1.9%, extending the 1.5% growth in the previous quarter. Growth was largely driven by the biomedical manufacturing and chemicals clusters. Besides, for the whole 2013, the manufacturing sector grew by 1.7%, an uptick from the 0.3% growth recorded in the previous year. All clusters recorded an expansion in 2013, except the biomedical manufacturing cluster.

The chemicals cluster grew by 5.2% in the third quarter of 2014. Growth was led by the petrochemicals and specialty chemicals segments, which expanded by 8.9% and 7.1% respectively. By contrast, the petroleum segment contracted by 4.2% in the third quarter of 2014 due to plant maintenance shutdowns. For the year of 2013, the chemicals cluster grew only by 0.7%.

Besides, output of the biomedical manufacturing cluster expanded by 9.0% in the third quarter of 2014. The medical technology segment posted robust growth of 23% due to higher production of medical instruments and supplies, while the output of the pharmaceuticals segment rose by 6.2%. However, in the whole of 2013, the biomedical manufacturing cluster recorded only a flat growth.

In the third quarter of 2014, the transport engineering cluster contracted by 2.0%, dragged down by the aerospace segment. Output in the aerospace segment plunged by 18% on the back of fewer repair jobs from commercial airlines. This was mitigated by the 4.1% growth in the marine & offshore engineering segment, which was supported by higher contributions from rig building projects. Nonetheless, for the whole of 2013, the transport engineering cluster grew by 5.2%.

Moreover, output of the precision engineering cluster increased by 1.3% in the third quarter of 2014. The machinery & systems segment grew by 6.2%, supported by higher demand for semiconductor-related equipment and mechanical engineering work. This was partly offset by the decline in the output of the precision modules & components segment. Conversely, in the full year of 2013, the precision engineering cluster's output declined by 5.6%.

Furthermore, in the third quarter of 2014, output of the general manufacturing industries declined by 3.0%. The 2.1% growth in the food, beverages & tobacco segment was more than offset by declines in the other two segments. In particular, the miscellaneous industries segment contracted by 4.7% on the back of lower output in construction-related products, such as concrete & cement products and steel structural components. For the full year of 2013, the general manufacturing cluster grew by 2.8%.

Besides, in the third quarter of 2014, the electronics cluster expanded by 0.9%, reversing the 5.0% contraction in the previous quarter. Growth was supported by an expansion in the computer peripherals (6.3%) and data storage (2.6%) segments. Moreover, for the year 2013, the electronics cluster expanded by 3.5%.

OVERALL INDUSTRY OUTLOOK : MATURE



CREDIT RISK EVALUATION & RECOMMENDATION

 


Incorporated in 1989, the Subject is a Private Limited company, focusing on manufacture of basic industrial acids and alkalis. The Subject has been in business for over two decades. It has built up a strong clientele base and good reputation will enable the Subject to further enhance its business in the near term.  The Subject is expected to enjoy a stable market shares. The Subject is a large entity with strong capital position of SGD 194,807,535. We are confident with the Subject's business and its future growth prospect. Having strong support from its holding company has enabled the Subject to remain competitive despite the challenging business environment.

Over the years, the Subject has penetrated into both the local and overseas market. The Subject has positioned itself in the global market and is competing in the industry. Its stable clientele base will enable the Subject to further enhance its business in the near term. Overall, we regard that the Subject's management capability is average. This indicates that the Subject has greater potential to improve its business performance and raising income for the Subject.

We noted that both the turnover and profits have increased compared to the previous year. The higher profit could be due to increase in turnover and better control over its operating costs. Return on shareholders' funds of the Subject was at an acceptable range which indicated that the management was efficient in utilising its funds to generate income. The Subject is in good liquidity position with its current liabilities well covered by it current assets. Hence, it has sufficient working capital to meet its short term financial obligations. Being a zero geared company, the Subject virtually has no financial risk as it is mainly dependent on its internal funds to finance its business. Given a positive net worth standing at USD 53,133,000, the Subject should be able to maintain its business in the near terms.

Without a strong assets backing, the Subject may face difficulties in getting loans for its future expansion and continued growth . The Subject's supplier are from both the local and overseas countries. This will eliminates the risk of dependency on deliveries from a number of key suppliers and insufficient quantities of its raw materials. Overall the Subject has a good control over its resources.

We regard that the Subject's overall payment habit is prompt. The Subject had a favourable creditors' ratio as evidenced by its favourable collection days.

The industry has reached its optimum level and is generally stable. It is saturated and very competitive. Thus, the Subject's growth prospect is very much depends on its capacity in sustaining its performance in the market.

Based on the above condition, we recommend credit be granted to the Subject normally.

 



 

PROFIT AND LOSS ACCOUNT

 

THE FINANCIAL STATEMENTS WERE PREPARED IN ACCORDANCE WITH SINGAPORE FINANCIAL REPORTING STANDARDS.

INVISTA (SINGAPORE) PTE. LTD.

 

Financial Year End

2013-12-31

2012-12-31

2011-12-31

2010-12-31

2009-12-31

Months

12

12

12

12

12

Consolidated Account

Company

Company

Company

Company

Company

Audited Account

YES

YES

YES

YES

YES

Unqualified Auditor's Report (Clean Opinion)

YES

YES

YES

YES

YES

Financial Type

FULL

FULL

FULL

FULL

SUMMARY

Currency

USD

USD

USD

USD

SGD

TURNOVER

253,776,000

253,585,000

377,373,000

298,717,000

136,164,004

----------------

----------------

----------------

----------------

----------------

Total Turnover

253,776,000

253,585,000

377,373,000

298,717,000

136,164,004

----------------

----------------

----------------

----------------

----------------

PROFIT/(LOSS) FROM OPERATIONS

7,676,000

(113,930,000)

29,335,000

25,857,000

8,156,148

----------------

----------------

----------------

----------------

----------------

PROFIT/(LOSS) BEFORE TAXATION

7,676,000

(113,930,000)

29,335,000

25,857,000

8,156,148

Taxation

(204,000)

(716,000)

2,054,000

5,639,000

702,353

----------------

----------------

----------------

----------------

----------------

PROFIT/(LOSS) AFTER TAXATION

7,472,000

(114,646,000)

31,389,000

31,496,000

8,858,500

----------------

----------------

----------------

----------------

----------------

RETAINED PROFIT/(LOSS) BROUGHT FORWARD

As previously reported

(1,924,000)

112,722,000

81,333,000

49,837,000

(80,378,494)

----------------

----------------

----------------

----------------

----------------

As restated

(1,924,000)

112,722,000

81,333,000

49,837,000

(80,378,494)

----------------

----------------

----------------

----------------

----------------

PROFIT AVAILABLE FOR APPROPRIATIONS

5,548,000

(1,924,000)

112,722,000

81,333,000

(71,519,994)

----------------

----------------

----------------

----------------

----------------

RETAINED PROFIT/(LOSS) CARRIED FORWARD

5,548,000

(1,924,000)

112,722,000

81,333,000

(71,519,994)

=============

=============

=============

=============

=============

INTEREST EXPENSE (as per notes to P&L)

Term loan / Borrowing

-

-

186,000

-

-

Others

221,000

917,000

3,090,000

3,106,000

-

----------------

----------------

----------------

----------------

----------------

221,000

917,000

3,276,000

3,106,000

-

=============

=============

=============

=============

-

DEPRECIATION (as per notes to P&L)

436,000

4,742,000

7,485,000

7,619,000

-

AMORTIZATION

59,000

5,550,000

1,470,000

1,851,000

-

----------------

----------------

----------------

----------------

----------------

495,000

10,292,000

8,955,000

9,470,000

-

=============

=============

=============

=============

 

BALANCE SHEET

 

 

INVISTA (SINGAPORE) PTE. LTD.

 

ASSETS EMPLOYED:

FIXED ASSETS

1,169,000

1,116,000

97,503,000

100,697,000

140,193,356

LONG TERM INVESTMENTS/OTHER ASSETS

Subsidiary companies

450,000

450,000

450,000

450,000

-

Others

-

-

2,541,000

-

-

----------------

----------------

----------------

----------------

----------------

TOTAL LONG TERM INVESTMENTS/OTHER ASSETS

450,000

450,000

2,991,000

450,000

-

Others

822,000

-

-

-

-

----------------

----------------

----------------

----------------

----------------

TOTAL INTANGIBLE ASSETS

822,000

-

-

-

-

----------------

----------------

----------------

----------------

----------------

TOTAL LONG TERM ASSETS

2,441,000

1,566,000

100,494,000

101,147,000

140,193,356

Stocks

30,303,000

34,353,000

54,455,000

40,263,000

-

Trade debtors

18,760,000

16,646,000

20,434,000

64,332,000

-

Other debtors, deposits & prepayments

1,995,000

1,679,000

2,867,000

1,836,000

-

Short term deposits

-

-

29,500,000

-

-

Amount due from holding company

-

-

57,000

-

-

Amount due from subsidiary companies

1,430,000

3,591,000

7,932,000

11,839,000

-

Amount due from related companies

23,160,000

23,234,000

19,319,000

8,062,000

-

Cash & bank balances

23,102,000

33,267,000

50,501,000

3,510,000

-

Others

-

-

3,009,000

1,025,000

-

----------------

----------------

----------------

----------------

----------------

TOTAL CURRENT ASSETS

98,750,000

112,770,000

188,074,000

130,867,000

90,766,722

----------------

----------------

----------------

----------------

----------------

TOTAL ASSET

101,191,000

114,336,000

288,568,000

232,014,000

230,960,078

=============

=============

=============

=============

=============

CURRENT LIABILITIES

Trade creditors

4,875,000

4,848,000

10,608,000

37,273,000

-

Other creditors & accruals

2,474,000

4,381,000

11,123,000

901,000

-

Short term borrowings/Term loans

-

-

37,308,000

-

-

Bill & acceptances payable

-

-

-

8,511,000

-

Amounts owing to subsidiary companies

484,000

325,000

646,000

404,000

-

Amounts owing to related companies

34,957,000

35,955,000

50,947,000

41,369,000

-

Provision for taxation

-

-

1,305,000

-

-

Other liabilities

3,876,000

-

-

-

-

----------------

----------------

----------------

----------------

----------------

TOTAL CURRENT LIABILITIES

46,666,000

45,509,000

111,937,000

88,458,000

91,893,017

----------------

----------------

----------------

----------------

----------------

NET CURRENT ASSETS/(LIABILITIES)

52,084,000

67,261,000

76,137,000

42,409,000

(1,126,295)

----------------

----------------

----------------

----------------

----------------

TOTAL NET ASSETS

54,525,000

68,827,000

176,631,000

143,556,000

139,067,061

=============

=============

=============

=============

=============

SHARE CAPITAL

Ordinary share capital

47,585,000

47,585,000

47,585,000

47,585,000

194,807,535

----------------

----------------

----------------

----------------

----------------

TOTAL SHARE CAPITAL

47,585,000

47,585,000

47,585,000

47,585,000

194,807,535

Retained profit/(loss) carried forward

5,548,000

(1,924,000)

112,722,000

81,333,000

(71,519,994)

----------------

----------------

----------------

----------------

----------------

TOTAL RESERVES

5,548,000

(1,924,000)

112,722,000

81,333,000

(71,519,994)

----------------

----------------

----------------

----------------

----------------

SHAREHOLDERS' FUNDS/EQUITY

53,133,000

45,661,000

160,307,000

128,918,000

123,287,541

Others

1,392,000

23,166,000

16,324,000

14,638,000

-

----------------

----------------

----------------

----------------

----------------

TOTAL LONG TERM LIABILITIES

1,392,000

23,166,000

16,324,000

14,638,000

15,779,520

----------------

----------------

----------------

----------------

----------------

54,525,000

68,827,000

176,631,000

143,556,000

139,067,061

=============

=============

=============

=============

=============

 

FINANCIAL RATIO

 

 

INVISTA (SINGAPORE) PTE. LTD.

 

TYPES OF FUNDS

Cash

23,102,000

33,267,000

80,001,000

3,510,000

-

Net Liquid Funds

23,102,000

33,267,000

80,001,000

(5,001,000)

-

Net Liquid Assets

21,781,000

32,908,000

21,682,000

2,146,000

(1,126,295)

Net Current Assets/(Liabilities)

52,084,000

67,261,000

76,137,000

42,409,000

(1,126,295)

Net Tangible Assets

53,703,000

68,827,000

176,631,000

143,556,000

139,067,061

Net Monetary Assets

20,389,000

9,742,000

5,358,000

(12,492,000)

(16,905,815)

PROFIT & LOSS ITEMS

Earnings Before Interest & Tax (EBIT)

7,897,000

(113,013,000)

32,611,000

28,963,000

-

Earnings Before Interest, Taxes, Depreciation And Amortization (EBITDA)

8,392,000

(102,721,000)

41,566,000

38,433,000

-

BALANCE SHEET ITEMS

Total Borrowings

0

0

37,308,000

8,511,000

-

Total Liabilities

48,058,000

68,675,000

128,261,000

103,096,000

107,672,537

Total Assets

101,191,000

114,336,000

288,568,000

232,014,000

230,960,078

Net Assets

54,525,000

68,827,000

176,631,000

143,556,000

139,067,061

Net Assets Backing

53,133,000

45,661,000

160,307,000

128,918,000

123,287,541

Shareholders' Funds

53,133,000

45,661,000

160,307,000

128,918,000

123,287,541

Total Share Capital

47,585,000

47,585,000

47,585,000

47,585,000

194,807,535

Total Reserves

5,548,000

(1,924,000)

112,722,000

81,333,000

(71,519,994)

LIQUIDITY (Times)

Cash Ratio

0.50

0.73

0.71

0.04

-

Liquid Ratio

1.47

1.72

1.19

1.02

-

Current Ratio

2.12

2.48

1.68

1.48

0.99

WORKING CAPITAL CONTROL (Days)

Stock Ratio

44

49

53

49

-

Debtors Ratio

27

24

20

79

-

Creditors Ratio

7

7

10

46

-

SOLVENCY RATIOS (Times)

Gearing Ratio

0.00

0.00

0.23

0.07

-

Liabilities Ratio

0.90

1.50

0.80

0.80

0.87

Times Interest Earned Ratio

35.73

(123.24)

9.95

9.32

-

Assets Backing Ratio

1.13

1.45

3.71

3.02

0.71

PERFORMANCE RATIO (%)

Operating Profit Margin

3.02

(44.93)

7.77

8.66

5.99

Net Profit Margin

2.94

(45.21)

8.32

10.54

6.51

Return On Net Assets

14.48

(164.20)

18.46

20.18

5.86

Return On Capital Employed

14.27

(164.20)

18.46

20.18

5.86

Return On Shareholders' Funds/Equity

14.06

(251.08)

19.58

24.43

7.19

Dividend Pay Out Ratio (Times)

0.00

0.00

0.00

0.00

-

NOTES TO ACCOUNTS

Contingent Liabilities

0

0

0

0

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.63.40

UK Pound

1

Rs.98.94

Euro

1

Rs.70.33

 

INFORMATION DETAILS

 

Analysis Done by :

DIV

 

 

Report Prepared by :

NIT

 

 

RATING EXPLANATIONS

 

RATING

STATUS

PROPOSED CREDIT LINE

 

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

 

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

 

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

 

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

 

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

 

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

 

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

Credit not recommended

 

--

NB

New Business

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.