MIRA INFORM REPORT

 

 

Report No. :

330406

Report Date :

08.07.2015

 

IDENTIFICATION DETAILS

 

Name :

DESMET BALLESTRA GROUP NV

 

 

Registered Office :

Belgicastraat 3, 1930 Zaventem

 

 

Country :

Belgium

 

 

Financials (as on) :

31.12.2013

 

 

Date of Incorporation :

25.07.1946

 

 

Com. Reg. No.:

403642140

 

 

Legal Form :

Public Limited Liability Company

 

 

Line of Business :

Engineers and related technical advisors, excl. surveyors.

 

 

No. of Employees :

67

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ca

 

RATING

STATUS

PROPOSED CREDIT LINE

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

Limited with full security

 

Status :

Moderate

Payment Behaviour :

Slow

Litigation :

Clear

 

NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – March 31, 2015

 

Country Name

Previous Rating

(31.12.2014)

Current Rating

(31.03.2015)

Belgium

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

BELGIUM - ECONOMIC OVERVIEW

 

This modern, open, and private-enterprise-based economy has capitalized on its central geographic location, highly developed transport network, and diversified industrial and commercial base. Industry is concentrated mainly in the more heavily-populated region of Flanders in the north. With few natural resources, Belgium imports substantial quantities of raw materials and exports a large volume of manufactures, making its economy vulnerable to shifts in foreign demand, particularly in Belgium’s EU trade partners. Roughly three-quarters of Belgium's trade is with other EU countries. In 2014 Belgian GDP grew by 0.9%, the unemployment rate stabilized at 8.5%, and the the budget deficit was 3.2% of GDP. Prime Minister Charles MICHEL’s center-right government has pledged to further reduce the deficit in response to EU pressure to reduce Belgium’s high public debt, which remains above 100% of GDP, but such efforts could also dampen economic growth. In addition to restrained public spending, low wage growth and high unemployment promise to curtail a more robust recovery in private consumption. The government has pledged to pursue an reform program to improve Belgium’s competitiveness, including changes to tax policy, labor market rules, and welfare benefits. These changes risk worsening tensions with trade unions and triggering extended strikes.

 

Source : CIA

 


Company summary

 

Business number                     403642140

Branche Unit Number               2117639761

Company name                        DESMET BALLESTRA GROUP NV

Address                                   BELGICASTRAAT 3, 1930 ZAVENTEM

Number of staff                        67

Date of establishment               25/07/1946

Telephone number                   027161111

Fax number                              02716 11 08

 

 

Commentary

 

The business was established over 68 years ago.

The business has 67 employees.

The business is part of a group.

This business has a foreign parent business.

The business has been at the address for over 2 years.

Net Worth decreased by 426% during the latest trading period.

The business saw an increase in their Cash Balance of 75% during the latest trading period.

Net Worth is a negative amount during the latest trading period.

Working Capital is a negative amount during the latest trading period.

 

ACCOUNTS

 

DATE  OF  LATEST  ACCOUNTS

TURNOVER

PROFIT  BEFORE  TAX

NET  WORTH

WORKING  CAPITAL

31/12/2013

84,557,803

-2,704,754

-38,658,980

-53,345,077

31/12/2012

106,996,914

-8,594,504

11,858,071

-36,683,398

31/12/2011

68,951,406

-5,682,821

25,288,360

-27,088,780

 

 

 

 

 

ACCOUNTS

 

 

 

 

 

DATE  OF  LATEST  ACCOUNTS

BALANCE  TOTAL

NUMBER  OF  EMPLOYEES

CAPITAL

CASHFLOW

31/12/2013

206,691,560

67

66,156,000

-50,361,830

31/12/2012

254,779,075

66

66,156,000

-13,126,290

31/12/2011

267,770,882

91

66,156,000

-29,990,096

 

 

Payment expectations

 

Past payments

 

Payment expectation days

204.68

 

Industry average payment expectation days

78.13

Industry average day sales outstanding

187.51

 

Day sales outstanding

160.64

 

 

 

 

 

Court data summary

 

BANKRUPTCY DETAILS

 

Court action type

no

 

 

 

PROTESTED BILLS

Bill amount

NSSO DETAILS

Date of summons

--

 

 

 

 

 

Company information

 

Business  number

403642140

Company  name

DESMET  BALLESTRA GROUP  NV

Fax  number

02716  11  08

Date  founded

25/07/1946

Company  status

active

Company  type

Public  Limited  Liability Company  (BE)

Currency

Euro  (€)

Date  of  latest  accounts

31/12/2013

Activity  code

71121

Liable  for  VAT

yes

Activity  description

Engineers  and  related technical advisors, excl. surveyors

VAT  Number

BE.0403.642.140  Check  VAT Number

Belgian Bullettin of Acts Publications

Moniteur belge

 

 

 

 

Joint Industrial Committee (JIC)

 

JIC Code                      209

Description                  Joint committee for the employees off the metal industry

category

 

 

Significant Events

 

Event Date                    10/07/2014

Event Description

Event Details                Rechtzetting akte dd. 28/05/2014 : De gecoördineerde statuten, die samen met de uitgifte van het proces-verbaal opgesteld door Meester Sophie Maquet, geassocieerde Notaris te Brussel op 28 mei 2014 werden neergelegd, dienen vervangen te wor

 

Event Date                    10/07/2014

Event Description

Event Details                            den door een nieuwe gecoördineerde tekst der statuten.

 

 

Company accounts

 

ASSETS

 

 

 

 

 

 

 

 

 

 

Annual  accounts

31-12-2013

%

31-12-2012

%

31-12-2011

%

31-12-2010

%

31-12-2009

Weeks

52

 

52

 

52

 

52

 

52

Currency

EUR

 

EUR

 

EUR

 

EUR

 

EUR

Total  fixed  assets

153,921,381

-16.75

184,881,345

-2.62

189,857,064

-10.37

211,833,278

2.72

206,226,125

Intangible  fixed  assets

20,575

-82.78

119,485

-53.50

256,944

-27.73

355,523

182

126,064

Tangible  fixed  assets

468,016

-18.44

573,835

64.36

349,124

-33.84

527,667

-26.96

722,477

Land  &  building

-

-

-

-

-

-

-

-

-

Plant  &  machinery

37,831

-25.26

50,619

-19.90

63,195

-44.58

114,023

-30.35

163,719

Furniture  &  Vehicles

143,655

-19.45

178,334

59.76

111,628

-21.75

142,650

-23.89

187,421

Leasing  &  Other  Similar

0

-40.0

0

-99

37,290

-50.15

74,801

-33.40

112,312

Rights

 

 

 

 

 

 

 

 

 

Other  tangible  assets

286,530

-16.92

344,882

151

137,012

-30.16

196,192

-24.26

259,024

Financial  fixed  assets

153,432,790

-16.70

184,188,025

-2.68

189,250,996

-10.29

210,950,088

2.71

205,377,585

Total  current  assets

52,770,179

-24.50

69,897,730

-10.29

77,913,818

20.26

64,788,204

-21.85

82,903,977

Inventories

5,643,241

-41.34

9,619,876

14.72

8,385,292

-2.85

8,631,098

6.85

8,077,468

Raw  materials  & consumables

-

-

-

-

-

-

-

-

-

Work in progress

4,650,637

-50.13

9,326,318

15.99

8,040,774

-3.87

8,364,236

6.80

7,832,030

Finished  goods

992,604

238

293,557

-14.79

344,518

29.10

266,861

8.73

245,438

Other  stocks

0

-

0

-

0

-

0

-

0

Trade  debtors

37,215,181

2.82

36,193,783

-17.95

44,110,817

75.44

25,143,115

-28.24

35,035,546

Other  amounts  receivable

3,284,760

-83.72

20,178,078

-4.88

21,213,722

-1.03

21,433,561

6.96

20,038,691

Cash

6,260,039

75.55

3,566,033

-5.51

3,773,940

-57.34

8,846,254

-32.85

13,173,055

Miscellaneous current assets

366,958

7.94

339,960

-20.95

430,047

-41.42

734,176

-88.84

6,579,217

Total  Assets

206,691,560

-18.87

254,779,075

-4.85

267,770,882

-3.20

276,621,482

-4.33

289,130,103

Liabilities

 

 

 

 

 

 

 

 

 

Total  shareholders  equity

-38,638,405

-422

11,977,556

-53.11

25,545,304

-54.28

55,874,266

101

27,771,752

Issued  share  capital

66,156,000

0

66,156,000

0

66,156,000

0

66,156,000

82.97

36,156,000

Share  premium  account

-

-

-

-

-

-

-

-

-

Revaluation  reserve

-

-

-

-

-

-

-

-

-

Reserves

-104,794,405

-93.42

-54,178,444

-33.41

-40,610,696

-294

-10,281,734

-22.63

-8,384,248

Provisions  for  Liabilities  & Charges

364,833

46.37

249,257

-78.81

1,176,082

154

462,806

-19.70

576,344

Differed  taxes

-

-

-

-

-

-

-

-

-

Creditors

244,965,133

0.99

242,552,262

0.62

241,049,496

9.43

220,284,410

-15.53

260,782,007

Other  long  term  loans

135,874,382

2.18

132,981,099

0

132,981,099

3.26

128,780,803

-20.83

162,667,760

Long  term  group  loans

-

-

-

-

-

-

-

-

-

Other  long  term  liabilities

2,975,495

-0.49

2,990,034

-2.47

3,065,799

-

0

-

0

Total  long  term  debts

139,214,709

2.20

136,220,391

-0.73

137,222,981

6.17

129,243,609

-20.83

163,244,104

Current  portion  of  long  term

-

-

-

-

-

-

4,022,720

-

-

debt

 

 

 

 

 

 

 

 

 

Financial  debts

15,101,478

-21.29

19,186,903

73.94

11,030,619

20.43

9,159,601

-24.74

12,171,294

Trade  creditors

47,495,727

3.63

45,830,522

-21.96

58,730,114

16.47

50,425,144

-18.72

62,042,349

Amounts  Payable  for Taxes,  Remuneration  & Social  Security

1,125,991

4.52

1,077,347

23.77

870,462

-45.31

1,591,594

42.49

1,116,960

Miscellaneous  current

42,392,060

4.71

40,486,356

17.79

34,371,402

30.67

26,304,547

15.45

22,783,645

liabilities

 

 

 

 

 

 

 

 

 

Total  current  liabilities

106,115,256

-0.44

106,581,129

1.50

105,002,598

14.75

91,503,607

-6.74

98,114,247

Total  Liabilities

206,691,560

-18.87

254,779,075

-4.85

267,770,882

-3.20

276,621,482

-4.33

289,130,103

 

 

RATIO ANALYSIS

 

TRADING  PERFORMANCE

 

 

 

 

 

 

 

 

 

Profit  Before  Tax

-3.20

39.85

-8.03

97.45

-8.24

-201

-2.73

-130

8.88

Return  on  capital  employed

-2.69

46.38

-5.80

-66.19

-3.49

-235

-1.04

-122

4.67

Return on total assets employed

-1.31

38.87

-3.378

-58.96

-2.12

-2.02

-0.70

-122

3.08

Return on net assets employed

7.00

9.75

-71.76

-222

-22.25

-546

-3.44

-110

32.10

Sales  /  net  working  capital

-1.59

54.45

-2.92

-14.51

-2.55

96.59

-2.64

40.0

-6.60

Stock  turnover  ratio

6.67

-25.81

8.99

-26.07

12.16

-0.65

12.24

52.05

8.05

Creditor  days

204.68

48.29

138.03

-52.80

292.42

20.55

242.58

5.27

230.43

Debtor  days

160.64

30.10

123.47

-47.12

233.50

79.39

130.16

2.17

127.40

SHORT  TERM  STABILITY

 

 

 

 

 

 

 

 

 

Current  ratio

0.50

-24.24

0.66

-10.81

0.74

4.23

0.71

-15.48

0.84

Liquidity  ratio  /  acid  ratio

0.44

-22.81

0.57

-13.64

0.66

8.20

0.61

-19.74

0.76

Current  debt  ratio

-2.75

-130

8.90

116

4.11

150

1.64

-53.54

3.53

Liquidity  ratio  reprocessed

-

-

-

-

-

-

-

-

-

Cashflow

-50,361,830

-283

-13,126,290

43.77

-29,990,096

-1863

-1,527,151

47.05

-3,245,897

Net  worth

-38,658,980

-426

11,858,071

-53.11

25,288,360

-54.45

55,518,743

100

27,645,688

LONG  TERM  STABILITY

 

 

 

 

 

 

 

 

 

Gearing

-390.74

-130

1,270.44

125

563.75

121

254.08

-59.64

629.56

Equity  in  percentage

-18.70

-497

4.70

-50.79

9.55

-52.77

20.22

110

9.61

Total  debt  ratio

-6.35

-131

20.27

113

9.48

140

3.95

-58.02

9.41

Working  capital

-53,345,077

-45.42

-36,683,398

-35.42

-27,088,780

-1.40

-26,715,403

-75.64

-15,210,269

 

PROFIT & LOSS

 

Operating  Income

88,331,702

-20.74

111,438,884

50.71

73,944,444

4.47

70,783,648

-29.82

100,854,666

Turnover

84,557,803

-20.97

106,996,914

55.18

68,951,406

-2.21

70,506,328

-29.76

100,378,265

Total  operating  expenses

84,696,126

-30.12

121,194,194

65.32

73,307,502

-3.38

75,873,796

-22.79

98,274,001

Gross  Operating  Margin

-

-

-

-

-

-

-

-

-

Operating  Charges

88,470,025

-29.58

125,636,164

60.45

78,300,540

2.82

76,151,117

-22.89

98,750,402

Employee  costs

6,170,819

-5.91

6,558,579

-25.87

8,847,504

-11.12

9,954,004

-0.47

10,001,047

Wages  and  salary

4,242,611

-8.24

4,623,710

-23.96

6,080,828

-12.15

6,921,789

0.07

6,917,013

Employee  pension  costs

-

-

-

-

-

-

-

-

-

Social  security  contributions

1,268,517

-2.37

1,299,259

-29.84

1,851,948

-6.34

1,977,345

-1.23

2,002,064

Other  employee  costs

659,690

3.79

635,610

-30.51

914,728

-13.29

1,054,870

-2.50

1,081,970

Director  remuneration

-

-

-

-

-

-

-

-

-

Amortization and depreciation

254,131

-42.43

441,458

30.28

338,866

-8.50

370,336

38.52

267,360

Operating  result

-138,323

0.97

-14,197,279

-225

-4,356,095

81.16

-5,367,469

-355

2,104,264

Total  financial  income

8,915,044

-48.63

17,354,789

90.67

9,101,862

-24.07

11,987,318

-40.59

20,177,620

Total  financial  expenses

11,481,475

-2.30

11,752,013

12.69

10,428,588

22.06

8,543,677

-36.09

13,367,694

Results on ordinary operations before taxation

-2,704,754

31.47

-8,594,504

-51.24

-5,682,821

-195

-1,923,827

-121

8,914,190

Extraordinary Income

6,044,205

823529

734

-99

571,646

648

76,378

73.82

43,941

Extraordinary  Charges

53,951,842

984

4,973,700

-80.28

25,218,414

499490

5,048

-99

12,517,045

Extraordinary  items

-47,907,636

-863

-4,972,966

20.18

-24,646,768

-34653

71,330

0.57

-12,473,104

Results  for  the  Year  Before Taxation

-50,612,390

-273

-13,567,470

44.73

-30,329,590

-1537

-1,852,497

52.05

-3,558,913

Other  appropriations

-

-

-

-

-

-

-

-

-

Taxation

3,572

1184

278

44.29

-628

-101

44,990

98.54

-45,656

Results  on  ordinary operations  after  taxation

-2,708,325

31.51

-8,594,782

-51.26

-5,682,194

-188

-1,968,817

-121

8,959,847

Net  result

-50,615,961

-273

-13,567,748

44.74

-30,328,962

-1498

-1,897,486

54.01

-3,513,257

Profit  (Loss)  for  the  Year  to be appropriated

-50,615,961

-273

-13,567,748

44.74

-30,328,962

-1498

-1,897,486

54.01

-3,513,257

Dividends

-

-

-

-

-

-

-

-

-

 

 

Social balance sheet details

 

Social  Balance  Sheet

Total

During  the  reporting  year

 

ended  31-12-2013

 

Full-time  Employees

63

Part-time  Employees

5

Total  Fte  Employees

67

Number  of  hours  worked

 

Full-time  Employees

112,180

Part-time  Employees

6,708

Total

118,888

Personnel  Charges

 

Full-time  Employees

5,804,889

Part-time  Employees

365,930

Total

6,170,819

Benefits  In  Addition  To  Wages

87,740

During  the  previous  reporting  year

 

Average  number  employees  in  Fte

66

Actual  working  hours

119,192

Personnel  Charges

6,558,579

Benefits  In  Addition  To  Wages

89,847

 

Type  of  Contract

 

Full-Time

Part-Time

Total  Fte

Unlimited  Duration

62

4

65

Contracts

 

 

 

Limited  Duration  Contracts

1

-

1

Contracts  For  Specific  Work

-

-

-

Contracts  Regarding

1

-

1

 

 

Men

Full-Time

Part-Time

Total  Fte

Primary  education

2

-

2

Secondairy  education

4

1

5

Higher  education  (non university)

13

1

14

Higher  education (university)

32

-

32

 

 

 

 

Women

Full-Time

Part-Time

Total  Fte

Primary  education

-

1

1

Secondairy  education

2

-

2

Higher  education  (non university)

6

-

6

Higher  education (university)

5

1

6

 

Working  Category

Full-Time

Part-Time

Total  Fte

Management

-

-

-

White  collar  worker

64

4

67

 

 

 

 

Temporary  personnel

 

Total

 

Average  number  of  temporary  staff

 

1

 

Actual  working  hours

 

1,323

 

Cost  of  temporary  staff

 

74,788

 

 

 

 

 

New  staff  and  leavers

Full-Time

Part-Time

Total  Fte

New  Starters

18

-

18

Leavers

16

1

17

 

Industry comparison

 

Activity code

71121

Activity description

Engineers and related technical advisors, excl. surveyors

 

Payment expectations

 

 

Industry comparison

 

Activity code

71121

Activity description

Engineers and related technical advisors, excl. surveyors

Industry average payment expectation days

78.13

Industry average day sales outstanding

187.51

 

Industry quartile analysis

 

Payment expectations

 

Company result

204.68

Lower

136.69

Median

79

Upper

40.27

 

 

Day sales outstanding

 

Company result

160.64

Lower

74.97

Median

37.10

Upper

12.12

 

Shareholder details

 

Minority Interests

No minority interest found

 

Protested Bills

There is no data for this company

 

Summons

There is no data for this company

 

Bankruptcy and other legal events

There is no data for this company

 

 

Director details

 

CURRENT DIRECTOR DETAILS

 

Name

OLIVIER  HANNE  SPRL

Position

Member  of  the  Board  of  Directors

Start  Date

28/03/2012

Date  of  birth

20/04/2005

Street

12 RIDDERSHOFSTEDELAAN  BRUSSEL

Post  code

1180

Country

Belgium

 

 

Name

MARC  KELLENS  BVBA

Position

Member  of  the  Board  of  Directors

Start  Date

28/03/2012

Date  of  birth

26/04/2005

Street

33 TER  DONCKLAAN  MECHELEN

Post  code

2812

Country

Belgium

Name

JÉRÔME  DE  BERTOULT

Position

Director

Start  Date

14/11/2011

Street

37 RUE  HURST  MAHIEU

Post  code

75008

Country

France

 

 

Name

ALBERTO  MERONI

Position

Member  of  the  Board  of  Directors

Start  Date

02/06/2014

 

 

Name

MATTHEW  TURNER

Position

Director

Start  Date

03/02/2015

 

 

Position

Member  of  the  Board  of  Directors

Start  Date

02/06/2014

 

 

Name

FINANCIERE  DSBG

Position

Director

Start  Date

06/02/2007

 

 

Name

FINANCIERE  DSBG

Position

Director

Start  Date

06/02/2007

 

 

FORMER DIRECTOR DETAILS

 

Name

DIMITRI  DE  SURAY

Position

Managing  Director

Start  Date

23/05/2012

End  Date

13/01/2015

Street

76 CHEMIN  DES  CARRIERS  GELDENAKEN

Post  code

1370

Country

Belgium

 

 

Name

GENPHAS  SPRL

Position

Member  of  the  Board  of  Directors

Start  Date

28/03/2012

End  Date

13/01/2015

Date  of  birth

20/11/2008

Street

76 CHEMIN  DES  CARRIERS  GELDENAKEN

Post  code

1370

Country

Belgium

 

 

Name

FRANK  GIEGAS

Position

Director

Start  Date

27/05/2010

End  Date

25/05/2011

Date  of  birth

27/04/1958

Street

45 LAARBEEKLAAN  ASSE

Post  code

1731

Country

Belgium

 

 

Position

Member  of  the  Board  of  Directors

Start  Date

07/07/2011

End  Date

25/05/2011

Date  of  birth

27/04/1958

Street

45 LAARBEEKLAAN  ASSE

Post  code

1731

Country

Belgium

 

 

Name

MARC  HENRI  CHRISTIAN  D'UDEKEM  D'ACOZ

Position

Managing  Director

Start  Date

27/05/2010

End  Date

25/05/2011

Date  of  birth

22/04/1961

Street

1 CHEMIN  DE  WAVRE  NIVELLES

Post  code

1401

Country

Belgium

 

Position

Director

Start  Date

27/05/2010

End  Date

25/05/2011

Date  of  birth

22/04/1961

Street

1 CHEMIN  DE  WAVRE  NIVELLES

Post  code

1401

Country

Belgium

 

 

Name

DS  GROUP  SA

Position

Director

Start  Date

04/02/2004

End  Date

Unknown  date

Date  of  birth

30/06/1974

Street

161 DRÈVE  RICHELLE  WATERLOO

Post  code

1410

Country

Belgium

 

 

Name

DS  GROUP  SA

Position

Director

Start  Date

29/04/1999

End  Date

25/05/2000

Date  of  birth

09/12/1986

Street

161 DRÈVE  RICHELLE  WATERLOO

Post  code

1410

Country

Belgium

 

 

Name

CHRISTIAN  GUILLAUME  JOSEPH  GRANGÉ

Position

Managing  Director

Start  Date

12/12/1994

End  Date

Unknown  date

Street

64 HOOGBOOMSTEENWEG  KAPELLEN

Post  code

2950

Country

Belgium

 

 

Name

JÉRÔME  DE  BERTOULT

Position

Member  of  the  Board  of  Directors

Start  Date

16/02/2012

End  Date

02/06/2014

Street

37 RUE  HURST  MAHIEU

Post  code

75008

Country

France

 

 

Name

FINANCIÈRE  DSBG

Position

Director

Start  Date

27/05/2010

End  Date

23/05/2013

Street

25 RUE  DE  PONTHIEU

Post  code

75008

Country

France

 

 

Name

PHILIPPE  BAYET

Position

Chairman  of  the  Board

Start  Date

16/02/2012

End  Date

Unknown  date

Street

8 CHAUSSÉE  DE  LA  MUETTE

Post  code

75016

Country

France

 

 

Position

Managing  Director

Start  Date

25/05/2011

End  Date

02/06/2014

Street

8 CHAUSSÉE  DE  LA  MUETTE

Post  code

75016

Country

France

 

 

Position

Director

Start  Date

25/05/2011

End  Date

Unknown  date

Street

8 CHAUSSÉE  DE  LA  MUETTE

Post  code

75016

Country

France

 

 

Position

Chairman  Executive  Committee

Start  Date

16/02/2012

End  Date

02/06/2014

Street

8 CHAUSSÉE  DE  LA  MUETTE

Post  code

75016

Country

France

 

 

Position

Member  of  the  Board  of  Directors

Start  Date

16/02/2012

End  Date

02/06/2014

Street

8 CHAUSSÉE  DE  LA  MUETTE

Post  code

75016

Country

France

 

 

Name

YORK  CREUPELANDT

Position

Managing  Director

Start  Date

10/08/2005

End  Date

06/10/2010

Street

0 AV.  REY  HUMBERTO  D'ITALIA

Post  code

2750

Country

Italy

 

 

Name

MARC  D'  UDEKEM  D'ACOZ

Position

Managing  Director

Start  Date

27/05/2010

End  Date

25/05/2011

 

Position

Director

Start  Date

27/05/2010

End  Date

25/05/2011

 

 

Name

MARC  D'UDEKEM  D'ACOZ

Position

Director

Start  Date

27/05/2010

End  Date

Unknown  date


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.63.37

UK Pound

1

Rs.98.86

Euro

1

Rs.69.97

 

 

INFORMATION DETAILS

 

Analysis Done by :

KAR

 

 

Report Prepared by :

TPT

 

               

RATING EXPLANATIONS

 

RATING

STATUS

PROPOSED CREDIT LINE

 

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

 

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

 

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

 

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

 

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

 

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

 

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

Credit not recommended

 

--

NB

New Business

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.