MIRA INFORM REPORT

 

 

Report No. :

330412

Report Date :

08.07.2015

 

IDENTIFICATION DETAILS

 

Name :

DOW CORNING EUROPE SA

 

 

Registered Office :

Rue Jules Bordet – C 7180 Seneffe

 

 

Country :

Belgium

 

 

Financials (as on) :

31.12.2013

 

 

Date of Incorporation :

24.01.1969

 

 

Com. Reg. No.:

406117818

 

 

Legal Form :

Public  Limited  Liability Company 

 

 

Line of Business :

Manufacture of Industrial Gases.

 

 

No. of Employees :

613

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 


 

Status :

Satisfactory

 

 

Payment Behaviour :

Slow but correct

 

 

Litigation :

Clear

 

 

NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – March 31, 2015

 

Country Name

Previous Rating

(31.12.2014)

Current Rating

(31.03.2015)

Belgium

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

BELGIUM - ECONOMIC OVERVIEW

 

This modern, open, and private-enterprise-based economy has capitalized on its central geographic location, highly developed transport network, and diversified industrial and commercial base. Industry is concentrated mainly in the more heavily-populated region of Flanders in the north. With few natural resources, Belgium imports substantial quantities of raw materials and exports a large volume of manufactures, making its economy vulnerable to shifts in foreign demand, particularly in Belgium’s EU trade partners. Roughly three-quarters of Belgium's trade is with other EU countries. In 2014 Belgian GDP grew by 0.9%, the unemployment rate stabilized at 8.5%, and the the budget deficit was 3.2% of GDP. Prime Minister Charles MICHEL’s center-right government has pledged to further reduce the deficit in response to EU pressure to reduce Belgium’s high public debt, which remains above 100% of GDP, but such efforts could also dampen economic growth. In addition to restrained public spending, low wage growth and high unemployment promise to curtail a more robust recovery in private consumption. The government has pledged to pursue an reform program to improve Belgium’s competitiveness, including changes to tax policy, labor market rules, and welfare benefits. These changes risk worsening tensions with trade unions and triggering extended strikes.

 

Source : CIA

Company Name and Summary

 

Business  number

406117818

Branche  Unit  Number

2004404832

Company  name

DOW  CORNING  EUROPE  SA

Address

RUE  JULES  BORDET  -C

 

7180 SENEFFE

Number  of  staff

613

Date  of  establishment

24/01/1969

Telephone  number

064888000

Fax  number

064888401

 

 

Ultimate holding company

 

Company  name

Company  Number

DC  GLOBAL  HOLDINGS  SPRLU

-

 

 

Commentary

 

The business  was  established  over  46  years  ago.

Rhe business  has  500  employees.

The business  is  part  of  a  group.

The business  has  been  at  the  address  for  over  8  years. Operating  Result  in  the  latest  trading  period  decreased  128%  on  the  previous  trading  period. A  36%  decline  in  Total  Assets  occurred  during  the  latest  trading  period. Pre-tax  profits  decreased  by  114%  compared  to  the  previous  trading  period. The business  saw  a  decrease  in  their  Cash  Balance  of  94%  during  the  latest  trading  period.

 

 

Accounts

 

DATE  OF  LATEST 

ACCOUNTS

TURNOVER

PROFIT  BEFORE  TAX

NET  WORTH

WORKING  CAPITAL

31/12/2013

884,385,521

-1,639,982

94,466,620

55,477,207

31/12/2012

883,435,988

11,290,420

97,879,130

7,690,886

31/12/2011

874,290,131

29,702,777

90,488,546

6,079,787

Accounts

 

 

 

 

DATE  OF  LATEST 

ACCOUNTS

BALANCE  TOTAL

NUMBER  OF  EMPLOYEES

CAPITAL

CASHFLOW

31/12/2013

355,770,229

613

62,935,526

14,471,107

31/12/2012

562,297,054

663

62,935,526

29,632,685

31/12/2011

482,889,303

676

62,935,526

40,029,874

 

 

Payment expectations

 

Past  payments

 

Payment  expectation  days

48.51

Industry  average  payment

expectation  days

57.41

Industry  average  day  sales

outstanding

90.57

Day  sales  outstanding

53.11

 

 

 

 

Court data summary

 

BANKRUPTCY DETAILS

Court  action  type

no

 

PROTESTED BILLS

Bill  amount

-

 

NSSO DETAILS

Date  of  summons

04/09/2014

 

 

Company Information

 

Business  number

406117818

Company  name

DOW  CORNING  EUROPE SA

Fax  number

064888401

Date  founded

24/01/1969

Company  status

active

Company  type

Public  Limited  Liability Company  (BE)

Currency

Euro  (€)

Date  of  latest  accounts

31/12/2013

Activity  code

20110

Liable  for  VAT

yes

Activity  description

Manufacture  of  industrial gases

VAT  Number

BE.0406.117.818  Check  VAT

number

Belgian  Bullettin  of  Acts Publications

moniteur  belge

 

 

 

 

Contractor details

 

Registered  contractor number

-

Contractor  description

-

Date  struck  off  register

 

Personnel  (NSSO  classification)

Code

-

Description

-

Joint  Industrial  Committee  (JIC)

JIC  Code

207

Description category

Joint  committee  for  the  employees  off  he  chemical  industry

 

 

Significant  Events

 

Event  Date

26/06/2013

Event  Description

re-appointment  of  director(s)

Event  Details

Commentaire  26-06-2013:  Renouvellement  du  mandat  d'administrateur  de  Klaus  Hoffmann  pour  un terme  de  3  ans.

 

 

Company accounts

 

ASSETS

 

 

 

 

 

 

 

 

 

Annual  accounts

31-12-2013

%

31-12-2012

%

31-12-2011

%

31-12-2010

%

31-12-2009

Weeks

52

 

52

 

52

 

52

 

52

Currency

EUR

 

EUR

 

EUR

 

EUR

 

EUR

Total  fixed  assets

123,854,084

-6.34

132,243,494

6.65

123,992,348

57.11

78,919,494

-8.40

86,158,120

Intangible  fixed  assets

27,194,306

-16.64

32,624,068

9.61

29,765,081

9.28

27,238,279

6.50

25,575,970

Tangible  fixed  assets

95,021,109

-1.99

96,952,256

3.82

93,389,373

81.88

51,345,896

10.50

46,466,198

Land  &  building

54,242,089

1.38

53,503,671

135

22,686,144

4.68

21,671,853

2.73

21,096,137

Plant  &  machinery

31,040,898

17.47

26,424,165

26.05

20,963,353

9.81

19,091,273

4.32

18,299,847

Furniture  &  Vehicles

5,054,971

-8.68

5,535,383

73.00

3,199,554

63.43

1,957,721

-10.09

2,177,393

Leasing  &  Other  Similar

2,825,099

-33.60

4,254,443

-15.76

5,050,231

185

1,771,263

-11.11

1,992,671

Rights

 

 

 

 

 

 

 

 

 

Other  tangible  assets

1,858,051

-74.32

7,234,594

-82.56

41,490,091

505

6,853,786

136

2,900,150

Financial  fixed  assets

1,638,669

-38.56

2,667,170

218

837,894

149

335,319

-97.62

14,115,952

Total  current  assets

231,916,145

-46.07

430,053,560

19.83

358,896,955

10.30

325,387,982

17.71

276,440,951

Inventories

77,067,829

-4.91

81,043,589

4.36

77,659,712

-14.15

90,457,979

26.27

71,640,829

Raw  materials  &

4,296,843

-14.37

5,017,800

3.92

4,828,595

-3.10

4,983,180

31.51

3,789,228

consumables

 

 

 

 

 

 

 

 

 

Work  in  progress

0

-

0

-

0

-

0

-

0

Finished  goods

72,770,986

-4.28

76,025,789

4.39

72,831,117

-14.79

85,474,799

25.97

67,851,601

Other  stocks

0

-

0

-

0

-

0

-

0

Trade  debtors

128,688,152

-3.14

132,853,899

-8.91

145,854,190

-11.77

165,312,384

0.50

164,495,525

Other  amounts  receivable

19,678,861

-87.92

162,864,016

122

73,324,649

105

35,686,869

9.77

32,511,620

Cash

2,587,427

-94.25

44,992,488

-21.08

57,009,651

106

27,662,137

1002

2,508,853

Miscellaneous  current assets

262,738

-77.39

1,162,258

-2.44

1,191,313

-45.01

2,166,513

347

484,124

Total  Assets

355,770,229

-36.73

562,297,054

16.44

482,889,303

19.44

404,307,476

11.50

362,599,071

 

 

LIABILITIES

 

Total  shareholders  equity

121,660,926

-6.78

130,503,198

8.52

120,253,627

68.90

71,198,741

397

14,304,237

Issued  share  capital

62,935,526

0.00

62,935,526

0

62,935,526

75.35

35,891,032

448

6,547,100

Share  premium  account

-

-

-

-

-

-

-

-

-

Revaluation  reserve

-

-

-

-

-

-

-

-

-

Reserves

58,725,399

-13.09

67,567,672

17.88

57,318,101

62.34

35,307,709

355

7,757,137

Provisions  for  Liabilities  & Charges

1,889,771

14.33

1,652,856

-3.88

1,719,573

-8.13

1,871,764

-17.11

2,258,064

Deffered  taxes

762,022

-11.40

860,030

-9.91

954,620

-33.64

1,438,478

-25.49

1,930,633

Creditors

231,457,510

-46.08

429,280,970

19.26

359,961,483

9.15

329,798,493

-4.16

344,106,137

Other  long  term  loans

53,757,855

892

5,418,442

-24.16

7,144,315

47.23

4,852,591

-94.70

91,554,387

Long  term  group  loans

-

-

-

-

-

-

-

-

-

Other  long  term  liabilities

1,260,718

-15.94

1,499,854

-

0

-100

2,818,511

170

1,040,479

Total  long  term  debts

57,670,366

511

9,431,182

-3.94

9,818,508

-10.59

10,981,344

-88.65

96,783,563

Current  portion  of  long  term

1,005,019

-20.79

1,268,882

4.98

1,208,653

10.55

1,093,340

-77.58

4,876,306

debt

 

 

 

 

 

 

 

 

 

Financial  debts

7,182

-

-

-

257,463

-34.61

393,764

-20.49

495,225

Trade  creditors

118,080,131

11.23

106,161,862

-24.76

141,101,036

-6.13

150,319,843

-32.76

223,552,753

Amounts  Payable  for  Taxes, Remuneration  &  Social Security

18,921,706

-42.04

32,647,912

31.00

24,922,061

-7.85

27,045,058

21.59

22,243,539

Miscellaneous  current

38,424,900

-86.39

282,284,018

52.32

185,327,955

29.35

143,275,386

41616

343,448

liabilities

 

 

 

 

 

 

 

 

 

Total  current  liabilities

176,438,937

-58.23

422,362,674

19.71

352,817,168

9.53

322,127,391

28.08

251,511,271

Total  Liabilities

355,770,229

-36.73

562,297,054

16.44

482,889,303

19.44

404,307,476

11.50

362,599,071

 

 

RATIO ANALYSIS

 

TRADING  PERFORMANCE

 

 

 

 

 

 

 

 

 

Profit  Before  Tax

-0.19

-114

1.28

-62.35

3.40

36.55

2.49

522

0.40

Return  on  capital  employed

-0.91

-111

8.07

-64.67

22.84

-10.54

25.53

905

2.54

Return  on  total  assets  employed

-0.46

-122

2.01

-67.32

6.15

18.50

5.19

565

0.78

Return  on  net  assets  employed

-1.35

-115

8.65

-64.98

24.70

-16.19

29.47

49.67

19.69

Sales  /  net  working  capital

15.94

-86.12

114.87

-20.12

143.80

-44.27

258.04

815

28.20

Stock  turnover  ratio

8.71

-5.02

9.17

3.27

8.88

-17.40

10.75

5.50

10.19

Creditor  days

48.51

8.77

44.60

-26.45

60.64

-8.65

66.38

-43.24

116.94

Debtor  days

53.11

-3.24

54.89

-9.85

60.89

-15.10

71.72

-16.03

85.41

SHORT TERM STABILITY

 

 

 

 

 

 

 

 

 

Current  ratio

1.31

28.43

1.02

0

1.02

0.99

1.01

-8.18

1.10

Liquidity  ratio  /  acid  ratio

0.88

6.02

0.83

3.75

0.80

9.59

0.73

-9.88

0.81

Current  debt  ratio

1.45

-55.25

3.24

10.58

2.93

-35.18

4.52

-74.29

17.58

Liquidity  ratio  reprocessed

-

-

-

-

-

-

-

-

-

Cashflow

14,471,107

-51.17

29,632,685

-25.97

40,029,874

33.68

29,943,881

75.63

17,049,682

Net  worth

94,466,620

-3.49

97,879,130

8.17

90,488,546

105

43,960,462

390

-11,271,733

LONG  TERM  STABILITY

 

 

 

 

 

 

 

 

 

Gearing

45.02

779

5.12

-28.49

7.16

-19.55

8.90

-98.69

677.60

Equity  in  percentage

37.03

50.28

24.64

-7.16

26.54

40.57

18.88

345

4.24

Total  debt  ratio

1.92

-41.99

3.31

9.60

3.02

-35.47

4.68

-80.78

24.35

Working  capital

55,477,207

621

7,690,886

26.50

6,079,787

86.46

3,260,591

-86.92

24,929,680

 

PROFIT  &  LOSS

 

Operating  Income

894,307,554

-1.01

903,400,296

3.02

876,876,875

0.29

874,321,221

25.16

698,572,023

Turnover

884,385,521

0.11

883,435,988

1.05

874,290,131

3.91

841,353,997

19.69

702,943,967

Total  operating  expenses

888,506,938

2.27

868,791,558

2.30

849,295,585

2.75

826,537,201

18.46

697,736,354

Gross  Operating  Margin

-

-

 

-

-

-

-

-

-

Operating  Charges

898,428,971

1.09

888,755,866

4.33

851,882,329

-0.89

859,504,425

23.96

693,364,410

Employee  costs

71,643,091

-10.76

80,282,233

23.03

65,253,929

-4.38

68,239,649

5.37

64,761,133

Wages  and  salary

56,523,261

-6.81

60,656,781

28.75

47,112,502

-8.68

51,589,413

11.05

46,457,935

Employee  pension  costs

-

-

 

-

-

-

-

-

-

Social  security

12,569,238

9.30

11,500,052

9.59

10,493,565

2.02

10,286,127

6.64

9,645,232

contributions

 

 

 

 

 

 

 

 

 

Other  employee  costs

2,550,592

-68.61

8,125,400

6.24

7,647,862

20.17

6,364,109

-26.49

8,657,966

Director  remuneration

-

-

 

-

-

-

-

-

-

Amortization  and depreciation

20,292,796

6.61

19,035,237

13.63

16,751,911

12.99

14,825,580

6.69

13,895,395

Operating  result

-4,121,417

-128

14,644,430

-41.41

24,994,546

68.69

14,816,796

184

5,207,613

Total  financial  income

5,177,716

50.85

3,432,339

-53.46

7,375,652

-10.91

8,279,211

273

2,214,435

Total  financial  expenses

2,696,281

-60.27

6,786,349

154

2,667,421

26.11

2,115,123

-54.08

4,605,809

Results  on  ordinary operations  before  taxation

-1,639,982

-114

11,290,420

-61.99

29,702,777

41.57

20,980,884

644

2,816,239

Extraordinary  Income

323,994

9.53

295,813

57563

513

-95.87

12,432

9.05

11,400

Extraordinary  Charges

4,772,600

1738

259,538

231

78,176

-38.86

127,860

138

53,631

Extraordinary  items

-4,448,606

-12363

36,275

46.71

-77,663

67.28

-115,428

-173

-42,231

Results  for  the  Year  Before Taxation appropriations

-6,088,588

-153

11,326,695

-61.77

29,625,114

41.98

20,865,456

652

2,774,008

Taxation

-168,891

-120

823,838

-87.94

6,831,009

9.48

6,239,310

5273

116,113

Results  on  ordinary operations  after  taxation

-1,471,091

-114

10,466,582

-54.24

22,871,768

55.15

14,741,574

445

2,700,126

Net  result

-5,821,689

-154

10,597,448

-54.47

23,277,963

53.97

15,118,301

379

3,154,287

Profit  (Loss)  for  the  Year  to be appropiated

-5,691,082

-153

10,728,055

-54.20

23,423,766

53.46

15,264,104

362

3,300,091

Dividends

-

-

-

-

-

-

-

-

42,640,000

 

 

Social Balance Sheet Details

 

Social  Balance  Sheet

Total

During  the  reporting  year ended  31-12-2013

 

Full-time  Employees

585

Part-time  Employees

56

Total  Fte  Employees

628

Number  of  hours  worked

 

Full-time  Employees

886,339

Part-time  Employees

65,547

Total

951,886

Personnel  Charges

 

Full-time  Employees

65,262,391

Part-time  Employees

4,180,460

Total

69,442,851

Benefits  In  Addition  To  Wages

1,714,832

During  the  previous  reporting  year

 

Average  number  employees  in  Fte

664

Actual  working  hours

1,019,726

Personnel  Charges

78,259,454

Benefits  In  Addition  To  Wages

2,022,779

 

 

Type  of  Contract

Full-Time

Part-Time

Total  Fte

Unlimited  Duration

560

56

603

Contracts

 

 

 

Limited  Duration  Contracts

9

-

9

Contracts  For  Specific  Work

-

-

-

Contracts  Regarding Substitution

1

-

1

 

 

Gender  and  Education Level

 

Men

Full-Time

Part-Time

Total  Fte

Primary  education

2

-

2

Secondairy  education

198

10

206

Higher  education  (non university)

72

3

74

Higher  education(university)

141

2

142

 

 

 

 

Women

Full-Time

Part-Time

Total  Fte

Primary  education

-

-

-

Secondairy  education

6

7

11

Higher  education  (non university)

51

22

68

Higher  education (university)

100

12

109

 

 

Working  Category

Full-Time

Part-Time

Total  Fte

Management

32

4

35

White  collar  worker

538

52

578

Blue  collar  worker

-

-

-

Other

-

-

-

 

 

 

 

Temporary  personnel

 

Total

 

Average  number  of  temporary  staff

 

37

 

Actual  working  hours

 

70,552

 

Cost  of  temporary  staff

 

2,605,656

 

 

 

 

 

New  staff  and  leavers

Full-Time

Part-Time

Total  Fte

New  Starters

20

-

20

Leavers

63

5

67

 

 

Total  of  formal  continuing  vocational  training  initiatives for 

workers  paid  by  the  employer

Male

Female

Number  of  employees

389

165

Number  of  training  hours

5,199

2,802

Net  costs  for  enterprise

390,267

183,800

 

 

 

Total  of  less  formal  and  informal  continuing vocational  training  initiatives  for  workers  paid  by  the  employer

Male

Female

 

 

 

Number  of  employees

379

215

Number  of  training  hours

2,056

1,231

Net  costs  for  enterprise

210,052

115,535

 

 

 

Total  of  initial  training  initiatives  at  the  expense  of  the employer

Male

Female

Number  of  employees

1

-

Number  of  training  hours

496

-

Net  costs  for  enterprise

6,270

-

 

 

Industry comparison

 

Activity  code

20110

Activity  description

Manufacture  of  industrial  gases

industry  average  credit

rating

77.49

Industry  average  credit  limit

1010060.44

 

 

 

Payment Information

 

Payment  Information  Summary

 

Total  number  of  Invoices  available

1026

Total  number  of  Invoices  paid  within  or  up  to  30  days  after  the  due  date

639

Total  number  of  Invoices  paid  more  than  30  days  after  the  due  date

106

Total  number  of  Invoices  currently  outstanding  where  the  due  date  has  not  yet  been  reached

281

Total  number  of  Invoices  currently  outstanding  beyond  the  due  date

0

 

 

Suspension  of  payments  /  moratorium  history

Amount

-

Details

-

 

 

Payment  expectations

 

Payment  expectation  days

48.51

Day  sales  outstanding

53.11

 

 

Industry  comparison

 

Activity  code

20110

Activity  description

Manufacture  of  industrial  gases

Industry  average  payment

expectation  days

57.41

Industry  average  day  sales

outstanding

90.57

 

 

PAYMENT EXPECTATIONS

 

Company  result

48.51

Lower

84.22

Median

62.84

Upper

45.46

 

 

DAY SALES OUTSTANDING

 

Company  result

53.11

Lower

73.88

Median

48.51

Upper

35.16

 

 

Shareholder Details

 

Summary

 

Group  -  Number  of  Companies

2

Linkages  -  Number  of  Companies

0

Number  of  Countries

0

 

Minority  Interests

No  minority  interests  found

 

Companies  that  match  this  address

no  Companies  Match  this  address

 

 

Linked Companies

 

Summary

 

Group  -  Number  of  Companies

2

Linkages  -  Number  of  Companies

0

Number  of  Countries

0

 

 

Summons

 

 

 

Legal  event  type

Social  Security  Summons

 

 

Event  date

04/09/2014

 

 

Court  type

 

Court  name

Charleroi

Creditor's  name

Office  National  de  Sécurité  Sociale

3rd  party  type

Summoning  Party

Legal  event  type

Social  Security  Summons

 

 

Event  date

04/12/2008

 

 

Court  type

Court  name

Charleroi

 

Creditor's  name

3rd  party  type

 

 

Legal  event  type

Social  Security  Summons

 

 

Event  date

04/09/2008

 

 

Court  type

Court  name

Charleroi

 

Creditor's  name

3rd  party  type

 

 

Legal  event  type

Social  Security  Summons

 

 

Event  date

04/10/2007

 

 

Court  type

Court  name

Charleroi

 

Creditor's  name

3rd  party  type

 

 

Legal  event  type

Social  Security  Summons

 

 

Event  date

06/09/2007

 

 

Court  type

Court  name

Charleroi

 

Creditor's  name

3rd  party  type

 

 

Legal  event  type

Social  Security  Summons

 

 

Event  date

03/06/2004

 

 

Court  type

Court  name

Charleroi

 

Creditor's  name

3rd  party  type

 

 

 

Protested Bills

There is no data for  this  company

 

Bankruptcy and  other  legal  events

There is no  data  for  this  company

 

Director details

 

CURRENT DIRECTOR DETAILS

 

Name

ANNICK  MEERSCHMAN

Position

Managing  Director

Start  Date

22/08/2014

Date  of  birth

21/09/1968

Street

45 KASTANJESTRAAT  GRAMMONT

Post  code

9500

Country

Belgium

 

 

Position

Director

Start  Date

17/01/2014

Date  of  birth

21/09/1968

Street

45 KASTANJESTRAAT  GRAMMONT

Post  code

9500

Country

Belgium

 

 

Name

KLAUS  HOFFMAN

Position

Director

Start  Date

26/06/2013

End  Date

22/06/2016

Street

6 RHEINPARKSTRAAT  WIESBADEN

Post  code

65203

Country

Germany

 

 

Name

KLAUS  HOFFMANN

Position

Director

Start  Date

30/06/2010

Street

6 RHEINPARKSTRAAT  WIESBADEN

Post  code

65203

Country

Germany

 

 

FORMER  DIRECTOR  DETAILS

 

Name

GÉRARD  MARQUET

Position

Chairman  of  the  Board

Start  Date

28/06/2012

End  Date

Unknown  date

Date  of  birth

10/10/1951

Street

5 AVENUE  PÈRE  AGNELLO  BRUXELLES

Post  code

1150

Country

Belgium

 

 

Position

Director

Start  Date

28/06/2012

End  Date

24/06/2015

Date  of  birth

10/10/1951

Street

5 AVENUE  PÈRE  AGNELLO  BRUXELLES

Post  code

1150

Country

Belgium

 

 

Name

MICHEL  RENS

Position

Managing  Director

Start  Date

27/04/2010

End  Date

17/01/2014

Date  of  birth

24/07/1955

Street

28 ALBERT  VANLAETHEMSTRAAT  HOEILAART

Post  code

1560

Country

Belgium

 

 

Position

Director

Start  Date

27/04/2010

End  Date

17/01/2014

Date  of  birth

24/07/1955

Street

28 ALBERT  VANLAETHEMSTRAAT  HOEILAART

Post  code

1560

Country

Belgium

 

 

Name

JEAN  IKER

Position

Managing  Director

Start  Date

27/06/2002

End  Date

28/06/2006

Date  of  birth

18/02/1953

Street

6 ESDOORNENLAAN  OVERIJSE

Post  code

3090

Country

Belgium

 

 

Position

Director

Start  Date

27/06/2002

End  Date

28/06/2006

Date  of  birth

18/02/1953

Street

6 ESDOORNENLAAN  OVERIJSE

Post  code

3090

Country

Belgium

 

 

Name

BERNARD  SIMON

Position

Managing  Director

Start  Date

28/06/2009

End  Date

27/04/2010

Street

67 CHAUSSÉE  DE  BRAINE-LE-COMTE  NIVELLES

Post  code

1400

Country

Belgium

 

 

Position

Director

Start  Date

24/06/2009

End  Date

Unknown  date

Street

67 CHAUSSÉE  DE  BRAINE-LE-COMTE  NIVELLES

Post  code

1400

Country

Belgium

 

 

Name

ALEX  ROYEZ

Position

Managing  Director

Start  Date

11/05/1995

End  Date

Unknown  date

Street

2 CHEMIN  DES  MARRONNIERS  NAMUR

Post  code

5100

Country

Belgium

 

Position

Director

Start  Date

11/05/1995

End  Date

Unknown  date

Street

2 CHEMIN  DES  MARRONNIERS  NAMUR

Post  code

5100

Country

Belgium

 

 

Name

ALAIN  JOACHIM

Position

Director

Start  Date

11/05/1995

End  Date

Unknown  date

Street

62 RUE  GÉNÉRAL  DE  GAULLE  LA  HULPE

Post  code

1310

Country

Belgium

 

 

Name

SIEGFRIED  HABERER

Position

Director

Start  Date

11/05/1995

End  Date

Unknown  date

Street

42 CHEMIN  DES  MESSES  LASNE

Post  code

1380

Country

Belgium

 

 

Name

ANTHONY-JOHN  MC  CARTHY

Position

Director

Start  Date

28/06/2006

End  Date

Unknown  date

Street

-

Post  code

-

Country

-

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.63.37

UK Pound

1

Rs.98.86

Euro

1

Rs.69.97

 

INFORMATION DETAILS

 

Analysis Done by :

RAS

 

 

Report Prepared by :

NIT

 

 

RATING EXPLANATIONS

 

RATING

STATUS

PROPOSED CREDIT LINE

 

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

 

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

 

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

 

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

 

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

 

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

 

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

Credit not recommended

 

--

NB

New Business

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.