MIRA INFORM REPORT

 

 

Report No. :

331345

Report Date :

08.07.2015

 

IDENTIFICATION DETAILS

 

Name :

H. L. BLACHFORD LTD

 

 

Registered Office :

2323 Yoyal Windsor Drive, Mississauga, Ontario L5J 1K5

 

 

Country :

Canada

 

 

Year of Establishment :

1921

 

 

Legal Form :

Federal Corporation – Profit

 

 

Line of Business :

Subject is engages in the research and development, design, manufacture, and distribution of metal working fluids for stamping, drawing, corrosion resistance, and tube/pipe coatings.

 

 

No. of Employees :

90

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

 

 

Payment Behaviour :

No Complaints

 

 

Litigation :

Clear

 

 

NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – March 31, 2015

 

Country Name

Previous Rating

(31.12.2014)

Current Rating

(31.03.2015)

Canada

A1

A1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

 

CANADA - ECONOMIC OVERVIEW

 

As a high-tech industrial society in the trillion-dollar class, Canada resembles the US in its market-oriented economic system, pattern of production, and high living standards. Since World War II, the impressive growth of the manufacturing, mining, and service sectors has transformed the nation from a largely rural economy into one primarily industrial and urban. The 1989 US-Canada Free Trade Agreement (FTA) and the 1994 North American Free Trade Agreement (NAFTA) (which includes Mexico) touched off a dramatic increase in trade and economic integration with the US, its principal trading partner. Canada enjoys a substantial trade surplus with the US, which absorbs about three-fourths of Canadian merchandise exports each year. Canada is the US's largest foreign supplier of energy, including oil, gas, and electric power, and a top source of US uranium imports. Given its abundant natural resources, highly skilled labor force, and modern capital plant, Canada enjoyed solid economic growth from 1993 through 2007. Buffeted by the global economic crisis, the economy dropped into a sharp recession in the final months of 2008, and Ottawa posted its first fiscal deficit in 2009 after 12 years of surplus. Canada's major banks, however, emerged from the financial crisis of 2008-09 among the strongest in the world, owing to the early intervention by the Bank of Canada and the financial sector's tradition of conservative lending practices and strong capitalization. Canada achieved marginal growth in 2010-14 and plans to balance the budget by 2015 despite the recent drop in oil prices. In addition, the country's petroleum sector is rapidly expanding, because Alberta's oil sands significantly boosted Canada's proven oil reserves. Canada now ranks third in the world in proved oil reserves behind Saudi Arabia and Venezuela and is the world’s fifth-largest oil producer.

 

Source : CIA

 

 

Company Name and Summary

 

Company name:            H. L. BLACHFORD LTEE (in French)

                                    H. L. BLACHFORD LTD (in English)

 

Address:                       2323 Yoyal Windsor Drive, Mississauga, Ontario L5J 1K5 – Canada

 

Telephone:                    +1 905-823-3200

Fax:                              +1 905-823-9290

 

Website:                       www.blachford.ca

 

Corporate ID#:              325589

 

State:                           Federal

 

Judicial form:                Federal Corporation – Profit

 

Date incorporated:        10-22-1942

 

Date founded:               1921

 

Stock:                           -

 

Value:                           -

 

Name of manager:         John BLACHFORD

 

ACTIVITIES & OPERATIONS

 

IST

 

Business:

 

H.L. Blachford Ltd. engages in the research and development, design, manufacture, and distribution of metal working fluids for stamping, drawing, corrosion resistance, and tube/pipe coatings.

 

It offers Chemdraw stamping, drawing, and hydroforming fluids; stamping and drawing, fire resistant hydraulic, casting, and corrosion protection fluids; tube and pipe coatings; machining and grinding products; cleaners; rolling oils; and hydroforming and additional metal working products.

 

The company also provides wire drawing lubricants for tire bead producers; wet lubricants for non-ferrous wire applications; grease and paste products, and liquid concentrates for emulsions that are used in non-ferrous, ferrous, and coated-ferrous wire drawing applications; wire pre-coats and emulsions; lubricants for powdered metals; and low ash content products and various green lubricants.

 

In addition, it offers plastics and metallic stearates that are used as lubricants, internal release agents, heat stabilizers, and process aids in various plastics applications; metallic stearates that are used in various industries, including pharmaceutical, cosmetic, inks, concrete, paints, veneers, sandpaper, grease, and food; anti-tack coatings and process aids; and acoustical products, including custom-engineer molded, fabricated, and spray-on vibration dampers, barriers, absorbers, composites, and thermal materials. Further, the company provides thermal products, including engine compartment insulators, cab wall insulation, die cut acoustical heat shields, molded heat shields, thermal barriers, and thermal wraps; and rubber floor mats.

It serves its customers through a network of distributors in Canada and internationally.

H.L. Blachford Ltd. was founded in 1921 and is based in Mississauga, Canada.

 

Brands include Antivibe, Barymat, Barycast, Conasorb, Ferrocote, Draw, Quakerol, Microgrind, Microlubric, Chemdraw, Multidraw, Calford,  Rubbercoat, Chemlube…

 

The Company exports worldwide.

 

 

Staff:                90

 

 

Operations & branches:

 

At the headquarters, we find a large factory, warehouse and office.

 

The Company maintains a branch located:

 

1010 Rue Sherbrooke Ouest, Ste 1800

Montreal, Quebec H3A 2R7 - Canada

 

 

SHAREHOLDERS & MANAGERS

 

Shareholders:

 

1st shareholder:

John BLACHFORD (+50%)

2333 Rue Sherbrooke Ouest

Montreal, Quebec H3H 2T6

 

2nd shareholder:

BLACHFORD FAMILY 2000

2333 Rue Sherbrooke Ouest

Montreal, Quebec H3H 2T6

 

 

Management:

 

John BLACHFORD is the President, Director and CEO.

Graduate from McGill University in 1963 with a BEeng PhD in Chemical Engineering and Chemistry.

 

David McCOY is Secretary.

 

 

Subsidiaries

And partnership:

 

BLACHFORD INCORPORATED

1400 Nuclear Drive
West Chicago, IL 60185 U.S.A.

 

BLACHFORD CORPORATION

401 Center Rd

Frankfort, IL 60423 U.S.A.

 

BLACHFORD RP CORP

707 Broadview Drive
Kings Mountain, NC 28086 U.S.A.

 

BLACHFORD AM LTD

355 Pinebush Rd

Cambridge, Ontario N1T 1B2 Canada

 

 

FINANCIALS

 

In United States and Canada, privately held corporations are not required to publish any financials.

 

On a direct call, a financial assistant controlled the present report.

 

Sales declared for year 2014 is in the range of CAD 25,000,000=

 

The business is said to be profitable.

 

Banks:  Royal Bank of Canada

 

 

LEGAL FILINGS

 

Legal filings & complaints:

As of today date, there is no legal filing pending with the Courts.

 

Secured debts summary:  

Several

 

 

COMPANY CREDIT HISTORY

 

Trade references:

 

Date reported:               June 2015

High credit:                   CAD 25,000

Now owing:                   0

Past due:                      0

Last purchase:              May 2015

Line of business:           Office supply

Paying status:               On terms

 

Date reported:               June 2015

High credit:                   CAD 150,000

Now owing:                   0

Past due:                      0

Last purchase:              May 2015

Line of business:           Payroll

Paying status:               As agreed

 

Date reported:               June 2015

High credit:                   CAD 800

Now owing:                   0

Past due:                      0

Last purchase:              May 2015

Line of business:           Telecommunications

Paying status:               On terms

 

 

Domestic credit history:

 

National Credit Bureaus gave a satisfying credit risk.

 

According to our credit analysts, during the last 6 months, domestic payments were made on due date.

 

 

Other comments:

 

The Company is developing its business.

The bank confirmed a regular account.

The Company is in good standing.

This means that all local and federal taxes were paid on due date.

Last report was filed on 10-17-2014.

The risk is low.

 

 

Our opinion:

 

A business connection may be conducted.

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.63.37

UK Pound

1

Rs.98.86

Euro

1

Rs.69.97

 

INFORMATION DETAILS

 

Analysis Done by :

KAR

 

 

Report Prepared by :

NIT

 

 

RATING EXPLANATIONS

 

RATING

STATUS

PROPOSED CREDIT LINE

 

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

 

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

 

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

 

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

 

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

 

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

 

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

Credit not recommended

 

--

NB

New Business

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.