MIRA INFORM REPORT

 

 

Report No. :

329466

Report Date :

08.07.2015

           

4IDENTIFICATION DETAILS

 

Name :

S-D FASHION – SHALOM DANIEL

 

 

Registered Office :

25 Ra'anan Street, TEL AVIV 6609621

 

 

Country :

Israel

 

 

Year of Established:

1970

 

 

Legal Form :

Sole Proprietorship

 

 

Line of Business :

Subject Importers and marketers of working apparel and representative clothing.

 

 

No. of Employee :

3

 

 

RATING & COMMENTS

 

MIRA’s Rating :

B

 

RATING

STATUS

PROPOSED CREDIT LINE

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

Small

 

Status :

Small Company

 

 

Payment Behaviour :

No complaints

 

 

Litigation :

Clear

 

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – March 31, 2015

 

Country Name

Previous Rating

(31.12.2014)

Current Rating

(31.03.2015)

Israel

B1

B1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


 

ISRAEL - ECONOMIC OVERVIEW

 

Israel has a technologically advanced market economy. Cut diamonds, high-technology equipment, and pharmaceuticals are among the leading exports. Its major imports include crude oil, grains, raw materials, and military equipment. Israel usually posts sizable trade deficits, which are covered by tourism and other service exports, as well as significant foreign investment inflows. Between 2004 and 2013, growth averaged nearly 5% per year, led by exports. The global financial crisis of 2008-09 spurred a brief recession in Israel, but the country entered the crisis with solid fundamentals, following years of prudent fiscal policy and a resilient banking sector. Israel's economy also has weathered the Arab Spring because strong trade ties outside the Middle East have insulated the economy from spillover effects. Slowing demand domestically and internationally and reduced investment due to uncertainties caused by the Gaza conflict in summer 2014 have reduced GDP growth to about 2% during 2014. Natural gas fields discovered off Israel's coast since 2009 have brightened Israel's energy security outlook. The Tamar and Leviathan fields were some of the world's largest offshore natural gas finds this past decade. The massive Leviathan field is expected to come online no sooner than 2017, but production from Tamar provided a one percentage point boost to Israel's GDP in 2013 and a 0.5% boost in 2014. In mid-2011, public protests arose around income inequality and rising housing and commodity prices. Israel's income inequality and poverty rates are among the highest of OECD countries and there is a broad perception among the public that a small number of "tycoons" have a cartel-like grip over the major parts of the economy. The government formed committees and has started splitting up the oligopolies to address some of the grievances but has maintained that it will not engage in deficit spending to satisfy populist demands. Over the long term, Israel faces structural issues, including low labor participation rates for its fastest growing social segments - the ultra-orthodox and Arab-Israeli communities. Also, Israel's progressive, globally competitive, knowledge-based technology sector employs only 9% of the workforce, with the rest employed in manufacturing and services - sectors which face downward wage pressures from global competition.

 

Source : CIA

 

Correct Name

 

S-D FASHION – SHALOM DANIEL

(Also known as RUSSINI FASHION)

Telephone                  972 3 682 87 20

Fax                           972 3 682 30 63

Email:                        ussini@zahav.net.il

25 Ra'anan Street, TEL AVIV 6609621     ISRAEL

 

 

HISTORY & LEGAL FORMATION

 

A sole proprietorship, established in 1970.

Operating under License Dealer No. 047172168,

The business is registered with the Tax Authorities’ Files under the name of "SHALOM DANIEL".

 

 

OWNERSHIP

 

Shalom Daniel.

 

 

GENERAL MANAGER

 

Shalom Daniel, born 1946.

 

 

BUSINESS

 

Importers and marketers of working apparel and representative clothing.

Also proving allied services: design, graphics, embroidery and printing of logos.

Using brand name "Russini".

 

All purchasing is from import, mostly form China.

Sales are to large corporate clients, including security, guarding and maintenance companies, catering companies, factories, etc.

Among clientele: LAOVED, JERUSALEM KNITWEAR, ORLAN, and more.

Operating from key money premises (offices and workshop), on an area of 300 sq. meters, in 23-25 Ra'anan Street, Tel Aviv.

Having 3 employees.

 

 

MEANS

 

Financial data not forthcoming.

 

 

REVENUES

 

2013/2014 annual sales claimed to be several NIS millions.

 

 

BANKERS

 

Bank Leumi LeIsrael Ltd., Rothschild Blvd. Branch (No. 100), Tel Aviv.

 

 

CHARACTER AND REPUTATION

 

Nothing unfavorable learned.

Subject's officials refused to disclose financial data.

This is a veteran business. In the past subject used to be engaged in manufacturing also, however due to the operating of the local markets to import following the drastic lowering of custom duties, most manufacturing was shifted to the Far East. To-date, subject imports all textiles from foreign sewing plants.

 

The local institutional /professional apparel and uniforms market rolls NIS 300 million per annum, based on sources in the branch from 2014.

 

According to the Central Bureau of Statistics (CBS), import of Clothing and Footwear in 2014 increased by 8.3% (in NIS terms, rose by 9.5% in $ terms), summing up to NIS 7,421.6 million. This comes after in 2013 import rose by mere 0.9% from 2012, but rose by 13% in 2012.

Most import comes from China. Main other countries of origin for textile goods are France, Italy, Hong Kong and Turkey, Spain and the U.S.A.

 

 

SUMMARY

 

Good for trade engagements.

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.63.37

UK Pound

1

Rs.98.86

Euro

1

Rs.69.97

 

INFORMATION DETAILS

 

Analysis Done by :

KAR

 

 

Report Prepared by :

ASH

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

                                       New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

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