MIRA INFORM REPORT

 

 

Report No. :

331726

Report Date :

16.07.2015

 

IDENTIFICATION DETAILS

 

Name :

INTERNATIONAL COMPANY FOR YARN (INTER YARN)

 

 

Registered Office :

4th Industrial Zone, Block 12, New Borg El Arab, Alexandria

 

 

Country :

Egypt

 

 

Financials (as on) :

31.12.2014

 

 

Date of Incorporation :

July, 2003

 

 

Com. Reg. No.:

700

 

 

Legal Form :

Egyptian Joint Stock Company

 

 

Line of Business :

Manufacture and Export of Acrylic and Wool/Acrylic Blend Yarns.

 

 

No. of Employees :

180

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

 

Status :

Satisfactory

Payment Behaviour :

No Complaints

Litigation :

Clear

 

 

NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – March 31, 2015

 

Country Name

Previous Rating

(31.12.2014)

Current Rating

(31.03.2015)

Egypt

B2

B2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

EGYPT - ECONOMIC OVERVIEW

 

Occupying the northeast corner of the African continent, Egypt is bisected by the highly fertile Nile valley, where most economic activity takes place. Egypt's economy was highly centralized during the rule of former President Gamal Abdel NASSER but opened up considerably under former Presidents Anwar EL-SADAT and Mohamed Hosni MUBARAK. Cairo from 2004 to 2008 pursued business climate reforms to attract foreign investment and facilitate growth. Poor living conditions and limited job opportunities for the average Egyptian contribute to public discontent, a major factor leading to the January 2011 revolution that ousted Mubarak. The uncertain political, security, and policy environment since 2011 caused economic growth to slow significantly, hurting tourism, manufacturing, and other sectors and pushing up unemployment. Weak growth and limited foreign exchange earnings have made public finances unsustainable, leaving authorities dependent on expensive borrowing for deficit finance and on Gulf allies to help cover the import bill. Egypt's current Constitution passed in a referendum that took place in January 2014.

 

Source : CIA

 

SUMMARY

 

Company Name                                    : INTERNATIONAL COMPANY FOR YARN (INTER YARN)

Country of Origin                                   : Egypt

Legal Form                                           : Egyptian Joint Stock Company

Registration Date                                  : July 2003

Commercial Registration Number           : 700

Issued Capital                                       : £E 7,500,000

Paid up Capital                                     : £E 7,500,000

Total Workforce                                     : 180

Activities                                               : Manufacture and export of yarns.

Financial Condition                                : Fair

Payments                                             : Nothing detrimental uncovered

Operating Trend                                    : Steady

 

 


COMPANY NAME

 

INTERNATIONAL COMPANY FOR YARN (INTER YARN)

 

 

ADDRESS

 

Registered & Physical Address

 

Location           : 4th Industrial Zone, Block 12

Area                 : New Borg El Arab

 

Town                : Alexandria

Country             : Egypt

 

Telephone         : (20-3) 4596401 / 4596400

Facsimile          : (20-3) 4595432

Email                : info@interyarnegypt.com

 

Premises

 

Subject operates from a large suite of offices and a factory that are rented and located in the Industrial Area of Alexandria.

 

 

KEY PRINCIPALS

 

     Name                                                                                               Position

 

·       El Sayed Ibrahim Mohamed Youssef                                                 Managing Director

 

·       Mohamed El Sayed Ibrahim Mohamed Youssef                                 Director

 

·       Ahmed El Sayed Ibrahim Mohamed Youssef                                     Director

 

 

LEGAL FORM & OWNERS

 

Date of Establishment  : July 2003

 

Legal Form                  : Egyptian Joint Stock Company

 

Commercial Reg. No.   : 700

 

Issued Capital              : £E 7,500,000

 

Paid up Capital            : £E 7,500,000

 

Name of Shareholder (s)

 

·       El Sayed Ibrahim Mohamed Youssef

 

·       Mohamed El Sayed Ibrahim Mohamed Youssef

 

·       Ahmed El Sayed Ibrahim Mohamed Youssef

 

 

OPERATIONS

 

Activities: Engaged in the manufacture and export of acrylic and wool/acrylic blend yarns.

 

Subject manages its  operation according to ISO   9001:2000 quality  management system.

 

Production Capacity: 260 tonnes per month. Production capacity is dedicated to 30% of the local Egyptian market which includes local merchants and knitting/weaving mills and 70% is exported to Italy, England, Spain, Greece, Lebanon, Morocco, Syria and Saudi Arabia.

 

Import Countries: Turkey, Italy and Spain

 

Principal Suppliers:

 

·       Birla Acrylic                          Egypt

·       Alexandria Fiber Co              Egypt

·       Aksa                                    Turkey

 

Operating Trend: Steady

 

Subject has a workforce of approximately 180 employees.

 

 

FINANCIAL DATA

 

Financial highlights provided by local sources are given below:

 

Currency: Egyptian Pounds (£E)

 

                                    Year Ending 31/12/13:               Year Ending 31/12/14:

 

Total Sales                    £E 36,500,000                           £E 39,185,000

 

Local sources consider subject’s financial condition to be Fair.

 

 

BANKERS

 

·       Export Development Bank of Egypt

     16 Syria Street

Roushdy

Alexandria

Tel: (20-3) 5450018 / 5440428

Fax: (20-3) 5450009

 

 

PAYMENT HISTORY

 

No complaints regarding subject’s payments have been reported.

 

 

GENERAL COMMENTS

 

Please note that we were unable to contact the subject directly during our investigation.

 

During the course of this investigation nothing detrimental was uncovered regarding subject’s operating history or the manner in which payments are fulfilled. As such the company is considered to be a fair trade risk.


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.63.38

UK Pound

1

Rs.99.13

Euro

1

Rs.69.69

 

INFORMATION DETAILS

 

Analysis Done by :

KAS

 

 

Report Prepared by :

NIT

 

 

RATING EXPLANATIONS

 

RATING

STATUS

PROPOSED CREDIT LINE

 

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

 

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

 

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

 

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

 

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

 

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

 

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

Credit not recommended

 

--

NB

New Business

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

 

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This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.